Lowest Mortgage Rate near Me, Riverside, CA 92503


Safety and Crime Rates in ZIP Code 92503, United States

Introduction to 92503

The ZIP Code 92503 is located in Riverside, California. This area is known for its diverse community, suburban feel, and relatively accessible housing options. However, safety and crime rates are critical factors for residents and potential movers alike.

General Crime Statistics

Understanding the general crime statistics for the 92503 area can provide a broad view of the safety landscape. According to recent data:

  • The overall crime rate in 92503 is higher than the national average.
  • Residents have a 1 in 34 chance of becoming a victim of any crime.
  • Both property crime and violent crime rates contribute to these statistics.

Violent Crimes

Violent crimes include armed robbery, aggravated assault, rape, and murder. In ZIP Code 92503:

  • The violent crime rate is approximately 6.4 per 1,000 residents per year.
  • This rate is higher than the national average of 4 per 1,000 residents per year.

Categories of Violent Crimes

  • Assault: The most common violent crime, with a rate of 3.2 per 1,000 residents.
  • Robbery: The rate stands at 2.1 per 1,000 residents.
  • Rape: Reported cases are around 0.8 per 1,000 residents.
  • Murder: Less frequent, at 0.3 per 1,000 residents.

Property Crimes

Property crimes encompass burglary, theft, and motor vehicle theft. In ZIP Code 92503:

  • The property crime rate is approximately 23 per 1,000 residents annually.
  • This is slightly higher than the national average of 19 per 1,000 residents.

Categories of Property Crimes

  • Theft: The most prevalent property crime, with a rate of 14 per 1,000 residents.
  • Burglary: Occurs at a rate of 6 per 1,000 residents.
  • Motor Vehicle Theft: This crime has a rate of 3 per 1,000 residents.

Comparing Safety with Adjacent Areas

It’s important to compare 92503 to nearby ZIP codes to understand safety dynamics. Adjacent areas include:

  • ZIP Code 92504: This area has a similar crime rate, making it comparable to 92503 in terms of safety.
  • ZIP Code 92505: This neighboring area shows a slightly lower crime rate, indicating better safety metrics.
  • ZIP Code 92506: Known for its lower crime rates, making it a potentially safer alternative.

Community Safety Initiatives

Several community-driven initiatives are in place to enhance safety across 92503:

  • Neighborhood Watch Programs: Active community participation helps deter crime.
  • Increased Police Patrols: Strategic deployment in high-crime areas to enhance law enforcement presence.
  • Community Outreach: Workshops and meetings that educate residents on safety practices.

Safety Tips for Residents

Residents of 92503 can take various safety measures to protect themselves and their property:

  • Home Security Systems: Installing alarms and surveillance cameras can deter burglars.
  • Secure Doors and Windows: Ensuring all entry points are well-fortified.
  • Stay Informed: Keeping up with local crime reports and safety alerts.
  • Community Engagement: Participating in local safety initiatives and neighborhood watch programs.


While ZIP Code 92503 experiences higher than average crime rates, awareness and proactive measures can significantly improve personal and community safety. Residents are encouraged to utilize available resources and participate in community efforts to foster a safer living environment.

Proximity to Essential Services in ZIP Code 92503

Healthcare Facilities

The ZIP Code 92503 in Riverside, California, is well-serviced by several healthcare facilities. Residents have easy access to Kaiser Permanente Riverside Medical Center, which offers comprehensive medical services including emergency care, specialized treatments, and primary care. Additionally, Riverside Medical Clinic has multiple locations in proximity, providing services such as pediatrics, family medicine, and dental care. Urgent care centers like Parkview Community Hospital Medical Center also offer 24/7 emergency services.

Educational Institutions

Residents of 92503 have access to a variety of educational institutions. The area is served by the Riverside Unified School District (RUSD), which includes Ramona High School and Chemawa Middle School. For higher education, California Baptist University is a short drive away, offering undergraduate and graduate programs. The University of California, Riverside (UCR) is also accessible, renowned for its research and innovation.

Grocery Stores and Supermarkets

Multiple grocery stores and supermarkets cater to the residents of ZIP Code 92503. Walmart Supercenter is a prominent choice for a variety of grocery needs. Stater Bros. Markets and Vons provide fresh produce, dairy, and other daily essentials. For organic and specialty items, Sprouts Farmers Market and Trader Joe’s are popular options.

Public Transportation

The 92503 area is well-connected through public transportation. Riverside Transit Agency (RTA) operates several bus routes including Route 16 and Route 22, making commuting within Riverside and to nearby areas convenient. The La Sierra Metrolink Station provides a rail option for longer commutes to Los Angeles and other significant hubs. The accessibility to major highways like the 91 Freeway also ensures smooth travel by car.

Banking and Financial Services

Residents benefit from an array of banking and financial services. Wells Fargo and Bank of America have branches and ATMs conveniently located. Other financial institutions such as Chase Bank and Credit Union of Southern California offer a range of services including loans, mortgages, and investment guidance.

Parks and Recreational Facilities

Recreational opportunities abound in ZIP Code 92503. Ryan Bonaminio Park offers open fields, playgrounds, and sports courts. Riverwalk Dog Park is a favorite for pet owners. Accessible hiking and outdoor activities are available at Hidden Valley Wildlife Area and Citrus State Historic Park, providing scenic trails and picnic areas.

Diverse Dining Options

Dining options in 92503 range from fast food to fine dining. Olive Garden and Cheesecake Factory offer family dining experiences. For international cuisine, residents can enjoy Thai Orchid for Thai food, Sushi Asahi for Japanese cuisine, and El Torito for Mexican dishes. Many cafes and bistros such as Pitfire Artisan Pizza add to the variety, enhancing the dining landscape.

Shopping Centers and Retail Stores

The ZIP Code 92503 area features a variety of shopping centers. Galleria at Tyler mall offers numerous retail stores including Macy’s, JCPenney, and H&M. Additionally, Riverside Plaza features stores such as Trader Joe’s, Forever 21, and Marshalls, providing residents with a broad range of shopping options from groceries to fashion and home goods.

Community Services

Community services are readily available in ZIP Code 92503. The Riverside Main Library offers extensive resources and programs for children and adults alike. La Sierra Community Center hosts various community activities and classes, promoting educational and recreational engagement. Social services such as the Riverside County Department of Public Social Services offer support and resources for residents in need.

Quality of Local Schools in ZIP Code 92503

Overview of School Districts

The ZIP Code 92503 is served by several well-regarded school districts, the major ones being Riverside Unified School District (RUSD) and Alvord Unified School District (AUSD). Both districts have a reputation for offering quality education and maintaining schools with strong academic performance.

Elementary Schools

Highlighting Top Performers

Among the elementary schools in ZIP Code 92503, Lake Mathews Elementary School stands out with high test scores and positive parent reviews. Additionally, Tomas Rivera Elementary School is known for its dedicated faculty and extensive extracurricular programs.

Key Metrics

  • Academic Performance Index (API): Consistently above 800.
  • Teacher-to-Student Ratio: Generally 1:24.
  • Parent-Teacher Association (PTA): Active involvement with monthly meetings and events.

Middle Schools

Prominent Institutions

Arizona Middle School and Frank Augustus Miller Middle School are noteworthy for their comprehensive academic curricula and robust art and music programs.

Performance Analysis

  • Standardized Test Scores: Above state average in English and Mathematics.
  • Extracurricular Activities: Diverse options including robotics, drama, and sports.
  • Advanced Programs: Availability of honor classes and gifted student programs.

High Schools

Leading High Schools

High schools in this area, such as La Sierra High School and Hillcrest High School, are known for their strong academic records and college preparation programs.

Statistics and Achievements

  • Graduation Rate: Over 90%.
  • College Enrollment Rate: Approximately 80% of graduates proceed to higher education.
  • Special Programs: Advanced Placement (AP) courses and International Baccalaureate (IB) programs.

Student and Parental Support

Resources Available

Schools in the 92503 ZIP Code offer extensive student and parental support services. Counseling services, tutoring programs, and parent engagement workshops are widely available.

Community Involvement

  • Community Events: Frequent events to promote school-community interaction.
  • Volunteer Opportunities: Numerous avenues for parental and community volunteerism.

Technology Integration

Tech-Forward Schools

Many schools in this ZIP code have integrated modern technology into their curricula. Schools such as Collett Elementary and Wells Middle School are pioneers in using tablets and online resources for teaching.

Digital Learning Tools

  • 1:1 Device Programs: Students have access to individual laptops or tablets.
  • Online Learning Platforms: Use of platforms like Google Classroom and Blackboard.

Public Transportation Access for ZIP Code 92503


The ZIP Code 92503 covers a significant portion of Riverside, California. Known for its rapidly growing community, local amenities, and accessibility, understanding its public transportation options is essential for residents and visitors alike.

Riverside Transit Agency (RTA)

The Riverside Transit Agency (RTA) operates several bus routes that service the 92503 area. These routes provide affordable and reliable transit options for commuters, students, and anyone looking to navigate Riverside without a car.

Main Routes

  • Route 1: Connects Riverside to Perris, providing access to retail areas and community centers.
  • Route 27: Runs between Riverside and the Galleria at Tyler, a major shopping destination in the area.
  • Route 29: Provides a crucial link from Riverside to Moreno Valley, covering key stops within ZIP Code 92503.

Metrolink Services

The Metrolink train service offers an efficient and eco-friendly option for those commuting to Los Angeles, Orange County, and other nearby cities. The Riverside-La Sierra Station, located within ZIP Code 92503, is a central hub providing the following Metrolink lines:


  • 91/Perris Valley Line: This line runs from Riverside to Los Angeles, with multiple stops in between, offering a direct route for long-distance commuters.
  • Inland Empire-Orange County Line: Provides regional access to Orange County, making it ideal for both work and leisure trips.

Accessibility Features

RTA and Metrolink services prioritize accessibility to ensure that all passengers, including those with disabilities, can utilize public transportation. Both services provide:

  • Wheelchair-accessible vehicles and stations
  • Priority seating for elderly and disabled passengers
  • Audio and visual announcements for the hearing and visually impaired

Bike and Ride

For those who prefer a combination of biking and public transit, many RTA buses are equipped with bike racks, and the Riverside-La Sierra Metrolink station offers bike storage facilities. This encourages eco-friendly transportation and enhances the range and convenience of public transit.

Real-Time Tracking and Mobile Access

Keeping up with the digital age, both RTA and Metrolink provide real-time tracking through their mobile apps and websites. Passengers can plan their journeys more effectively using:

  • Real-time bus and train schedules
  • Route planning tools
  • Service alerts and updates

Fare Information

RTA and Metrolink offer various fare options to accommodate different passenger needs:

  • Single-ride fares
  • Day passes
  • Monthly passes
  • Discounted fares for seniors, students, and disabled passengers

Connecting Services

Beyond buses and trains, the area within ZIP Code 92503 also benefits from connecting services that enhance the overall public transportation network:

  • Uber and Lyft: Popular rideshare options for first-mile/last-mile connectivity.
  • Taxi services: Traditional taxi services are available for more customized transportation needs.

Impact on Community

Efficient public transportation in ZIP Code 92503 plays a vital role in community development by reducing traffic congestion, lowering carbon emissions, and providing equitable transportation options for all residents, contributing to the overall quality of life in the area.

Neighborhood Atmosphere of the 92503 ZIP Code

Overview of 92503 ZIP Code

The 92503 ZIP code primarily encompasses the city of Riverside in California, known for its vibrant community and diverse populations. This area is characterized by its suburban feel, lush landscapes, and a variety of amenities that cater to different lifestyles and preferences.

Residential Area and Housing

The 92503 neighborhood offers a range of residential options from cozy single-family homes to modern apartments and condos. Housing styles vary significantly, reflecting contemporary designs and traditional homes that add a unique charm to the area. Properties are often well-maintained, with manicured lawns and picturesque settings.

Community and Demographics

The community in the 92503 ZIP code is diverse, comprising families, young professionals, and retirees. This multicultural environment fosters a welcoming atmosphere for newcomers and enhances the community’s rich cultural tapestry.

  • Population: Approx. 80,000 residents
  • Median Age: Around 35 years
  • Diversity: High cultural and ethnic diversity

Local Amenities and Services

Shopping and Dining

The area is a hub for various shopping and dining experiences. Residents enjoy easy access to large shopping centers such as the Galleria at Tyler, numerous local boutiques, and an array of restaurants offering international cuisines.


92503 is served by several well-regarded educational institutions ranging from elementary schools to high schools. The proximity to higher education establishments such as the University of California, Riverside, provides ample opportunities for continuing education and professional development.

  • Notable Schools: La Sierra High School, Norte Vista High School
  • Libraries: La Sierra Library, Arlanza Library

Parks and Recreation

Residents in the 92503 ZIP code have numerous recreational options, with multiple parks and outdoor spaces that are perfect for families and outdoor enthusiasts. Local parks like Andulka Park and Doty Trust Park offer facilities for sports, picnics, and leisure activities.

Transportation and Accessibility

Transportation options in the 92503 area are extensive, accommodating both drivers and non-drivers. The neighborhood is well-connected by major roads and highways, including the 91 Freeway, facilitating easy commutes to surrounding cities and employment hubs.

Public transportation is also accessible, with several bus routes serving the area, and the Riverside-La Sierra Metrolink Station providing rail services.

Safety and Law Enforcement

Safety is a priority in the 92503 ZIP code, with local law enforcement agencies actively involved in community policing and crime prevention. Frequent neighborhood watch programs and community meetings contribute to a secure living environment.

  • Police Presence: Riverside Police Department – La Sierra Neighborhood Policing Center
  • Community Programs: Neighborhood Watch, Community Safety Meetings

Community Events and Activities

The 92503 area hosts a variety of community events that bring residents together, from local farmers’ markets to cultural festivals and holiday celebrations. These events play a crucial role in strengthening community bonds and promoting a sense of belonging among residents.


The neighborhood atmosphere of the 92503 ZIP code is one of inclusivity, convenience, and vibrancy. With a mix of residential charm, accessibility to amenities, and an active community, it’s an area well-suited for individuals and families looking to experience the best of Riverside, California.

Real Estate Market Trends in ZIP Code 92503

Overview of ZIP Code 92503

The ZIP code 92503 is located in the city of Riverside, California, serving a vibrant community with a diverse mix of residential neighborhoods. Riverside is known for its cultural heritage, educational institutions, and proximity to major economic hubs in Southern California.

Current Market Conditions

As of the latest updates in 2023, the real estate market in ZIP code 92503 is experiencing a dynamic phase. The area has seen significant growth in both home prices and sales volume. The demand for housing continues to outpace supply, creating a competitive market environment.

Median Home Prices

The median home price in 92503 has risen substantially over the past year. Currently, the median price stands at approximately $525,000, reflecting a year-over-year increase of 10%. This upward trend is driven by heightened demand and limited inventory.

Inventory Levels

Inventory levels in ZIP code 92503 remain tight. The area has seen a decrease in the number of available homes, with active listings down by 8% compared to the previous year. This scarcity of homes is contributing to faster sales cycles and competitive bidding among buyers.

Days on Market

The average days on market (DOM) for homes in 92503 has decreased, indicating a brisk market. Currently, the average DOM is around 30 days, down from approximately 45 days last year.

Rental Market

The rental market in 92503 is also robust, with rental prices climbing steadily. The median rent for a single-family home is about $2,300 per month, up by 6% from the previous year. This trend underscores the strong demand for rental properties in the area.

Factors Influencing Market Trends

Economic Growth

Riverside’s economic growth is a major driver of the real estate market in 92503. The city’s expanding job market, coupled with its strategic location near larger economic centers like Los Angeles and San Diego, attracts a steady influx of new residents seeking employment opportunities and quality of life.

Educational Institutions

Nearby educational institutions, such as the University of California, Riverside, provide consistent demand for both rental and purchase properties. Students, faculty, and staff contribute to the housing market’s vitality, ensuring a steady demand for diverse housing options.

Infrastructure Developments

Recent infrastructure developments, including new road projects and public transportation enhancements, have made 92503 more accessible. Improved connectivity boosts the area’s desirability, encouraging more people to move to the region and invest in real estate.

Future Outlook

The real estate market in ZIP code 92503 is expected to remain strong in the foreseeable future. Continued population growth, economic expansion, and infrastructure improvements are likely to sustain the market’s upward trajectory. Prospective buyers and investors should keep an eye on market dynamics and be prepared for a competitive environment.

Key Recommendations

  • Buyers: Act quickly and be prepared with financing to secure desirable properties.
  • Sellers: Consider listing properties while demand remains high to achieve favorable sale prices.
  • Investors: Explore opportunities in both purchase and rental markets to capitalize on rising property values and rental incomes.


The real estate market in ZIP code 92503 continues to demonstrate robust growth and strong demand. Keeping abreast of these trends can help stakeholders make informed decisions and leverage opportunities in this thriving market.

For detailed, updated information and personalized advice, consulting with local real estate professionals is highly recommended.

Property Taxes in ZIP Code 92503

Overview of Property Taxes in ZIP Code 92503

Located in Riverside County, California, the ZIP Code 92503 encompasses a diverse residential area with a mix of single-family homes, townhouses, and apartment complexes. Understanding property taxes in this region is vital for homeowners, potential buyers, and real estate professionals.

Base Property Tax Rate

The base property tax rate in ZIP Code 92503 is primarily determined by Riverside County’s general tax levy, which averages around 1% of the property’s assessed value. This rate is in compliance with Proposition 13, which restricts the annual increase of the base property tax rate.

Mello-Roos and Special Assessments

In addition to the base property tax, properties in 92503 may be subject to Mello-Roos taxes and other special assessments. These additional charges typically fund local infrastructure projects, such as schools, parks, and public services. The specific amount can vary widely depending on the community and available services.

Assessments and Property Valuation

Property taxes in 92503 are calculated based on the assessed value of the property, which Riverside County assesses every year. Initial property assessments are usually conducted during the purchase or construction phase, and the assessed value may increase annually by a maximum of 2%, as allowed by Proposition 13.

Understanding Proposition 13

Proposition 13 is a significant legislative measure passed in 1978, designed to limit the property tax rate on real estate. For residents in ZIP Code 92503, this means a capped annual increase in property tax rates and a standardized approach to property assessments. This proposition has both stabilized and restricted property tax growth.

Exemptions and Deductions

Homeowners in ZIP Code 92503 may be eligible for specific exemptions and deductions, which can reduce their overall property tax burden. Common exemptions include:

  • Homeowner’s exemption
  • Senior citizen exemptions
  • Disabled veterans exemption

Homeowners should consult the Riverside County Assessor’s Office to confirm eligibility and apply for these benefits.

Payment Deadlines and Penalties

Property taxes in ZIP Code 92503 are typically due in two installments. The first installment is due on November 1st and becomes delinquent after December 10th, whereas the second installment is due on February 1st and becomes delinquent after April 10th. Late payments can result in penalties, including an initial 10% late fee, with additional penalties accruing over time.

Resources and Contact Information

For more information, property owners in ZIP Code 92503 can contact the Riverside County Assessor’s Office or visit their official website. They provide comprehensive resources for property tax assessments, payments, and appeals.


Understanding the intricacies of property taxes in ZIP Code 92503 is crucial for managing homeownership costs effectively. Being aware of the tax rates, potential exemptions, and deadlines can help residents stay compliant and avoid unnecessary penalties.

Community Amenities in ZIP Code 92503

Public Parks and Recreational Areas

The ZIP Code 92503 offers several public parks and recreational areas for residents to enjoy. Among the most popular is the Fairmount Park, featuring scenic walking trails, beautiful lakes, and a variety of recreational facilities. Other notable parks include:

  • La Sierra Park
  • Doty Trust Park
  • Don Derr Park
  • Harrison Park

Each of these parks provides unique amenities such as playgrounds, picnic areas, and sports fields.

Educational Institutions

ZIP Code 92503 is served by several top-rated educational institutions. The area falls under the Riverside Unified School District and the Alvord Unified School District, both known for their high standards. Prominent schools in this ZIP code include:

  • La Sierra High School
  • Hillcrest High School
  • Foothill Elementary School
  • Pierce Elementary School

Healthcare Facilities

Residents of 92503 have access to excellent healthcare facilities. Kaiser Permanente Riverside Medical Center, located within the ZIP code, offers comprehensive medical services. Additional healthcare options include:

  • La Sierra University Health
  • Riverside Community Hospital (nearby)
  • Riverside Medical Clinic

Shopping and Dining

The shopping and dining scene in 92503 is vibrant and diverse. The Galleria at Tyler serves as a key shopping destination with a wide range of stores and eateries. Other notable spots include:

  • Tyler Village Shopping Center
  • Riverside Plaza (nearby)
  • Magnolia Town Center
  • Various local restaurants featuring international cuisines

Sports and Fitness

For fitness enthusiasts, the ZIP code 92503 offers a variety of options:

  • Crunch Fitness – A popular gym with a variety of workout equipment and classes
  • 24 Hour Fitness – Open around the clock for convenience
  • Planet Fitness – Known for their “Judgement Free Zone” policy
  • Riverside Aquatics Complex (nearby)

Cultural and Community Centers

Fostering a sense of community, 92503 boasts several cultural and community centers, including:

  • La Sierra University – Offers a range of cultural and educational events open to the public
  • Riverside Art Museum (nearby)
  • La Sierra Branch Library
  • Riverside Community Center

Transportation and Accessibility

Access and convenience are key in 92503, with multiple transportation options available:

  • Riverside-La Sierra Metrolink Station – Offers commuter rail services for residents
  • Easy access to major highways including Interstate 91
  • Multiple bus lines operated by Riverside Transit Agency
  • Riverside Municipal Airport (nearby)

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