Lowest Mortgage Rate near Me, Bronx, NY 10456


Safety and Crime Rates in ZIP Code 10456

Overview of ZIP Code 10456

ZIP Code 10456 is located in the Bronx, New York City. It encompasses neighborhoods like Claremont Village, Morrisania, and portions of the South Bronx. Understanding the safety and crime rates in this area is crucial for residents, prospective homebuyers, and businesses.

Crime Statistics

Overall Crime Rate

The overall crime rate in ZIP Code 10456 is higher than the national average, with violent crimes being a significant concern. This area has a violent crime rate of X per 1,000 residents, which is higher compared to the national median.

Violent Crimes

Violent crimes include offenses such as murder, rape, robbery, and assault. In ZIP Code 10456, these crimes occur at a rate of X.XX per 1,000 residents. The breakdown is as follows:

  • Murder: X incidents per 1,000 residents
  • Rape: X incidents per 1,000 residents
  • Robbery: X incidents per 1,000 residents
  • Assault: X incidents per 1,000 residents

Property Crimes

Property crimes, which include burglary, larceny, and motor vehicle theft, are also prevalent in this area. The property crime rate in ZIP Code 10456 stands at X.XX per 1,000 residents, with the breakdown as follows:

  • Burglary: X incidents per 1,000 residents
  • Larceny: X incidents per 1,000 residents
  • Motor Vehicle Theft: X incidents per 1,000 residents

Police Presence and Crime Prevention

The 44th Precinct of the New York City Police Department serves ZIP Code 10456. There are ongoing efforts to improve community safety through various initiatives, such as:

  • Community policing programs
  • Neighborhood watch groups
  • Increased patrols in high-crime areas

Recent Trends and Changes

Crime Trends

Recent data suggests fluctuations in crime rates, influenced by various factors including socio-economic conditions, policing strategies, and community engagement. Over the past few years:

  • Violent crime rates have shown a slight increase/decrease by X%.
  • Property crimes have increased/decreased by X%.

Safety Improvements

Efforts to enhance safety in ZIP Code 10456 include:

  • Installation of surveillance cameras
  • Community outreach and education programs
  • Partnerships with local organizations

Community Resources

Residents of ZIP Code 10456 have access to several community resources aimed at fostering a safer environment:


Understanding the safety and crime rates in ZIP Code 10456 is essential for residents and stakeholders. While the area has its challenges, continuous efforts by law enforcement and community organizations strive to enhance safety and reduce crime rates. For more detailed and up-to-date statistics, always refer to official crime reports and local resources.

Proximity to Essential Services for ZIP Code 10456

Healthcare Facilities

Residents of ZIP Code 10456 have access to several healthcare facilities ensuring comprehensive medical care. Major hospitals in the vicinity include:

  • BronxCare Health System: Located at 1650 Grand Concourse, it provides a range of services from emergency care to specialized treatments.
  • St. Barnabas Hospital: Situated at 4422 Third Avenue, this is another key healthcare provider offering extensive patient services.

Additionally, several clinics and urgent care centers such as CityMD Urgent Care at 360 E 149th St provide immediate medical attention.

Educational Institutions

ZIP Code 10456 is nestled in an area with several schools catering to diverse educational needs. Prominent institutions include:

  • PS 55 Benjamin Franklin: An elementary school located at 450 St Paul’s Pl, known for its strong academic programs.
  • Bronx Collegiate Academy: A high school at 240 E 172nd St, offering advanced placement courses and extracurricular activities.

Moreover, nearby colleges such as Hostos Community College at 500 Grand Concourse, provide higher education opportunities accessible to residents.

Public Transportation

The public transportation network in ZIP Code 10456 is extensive, providing easy access to different parts of New York City:

  • Subway: Key lines such as the B and D trains stopping at 167th St and the 4 train at 170th St.
  • Buses: Multiple bus routes including the Bx1, Bx2, and Bx35 serve the area, ensuring connectivity to various boroughs.

This robust transport system significantly enhances mobility for residents, facilitating easy commutes.

Grocery Stores and Supermarkets

Availability of grocery stores in the 10456 area ensures convenient shopping options for daily necessities:

  • Fine Fare Supermarket: Located at 459 E 167th St, it offers a wide selection of fresh produce and household goods.
  • CTown Supermarkets: Found at 175 E 174th St, another well-stocked store known for its variety.

Additionally, smaller local groceries scattered across the neighborhood provide added convenience for quick shopping trips.

Parks and Recreational Facilities

For leisure and outdoor activities, ZIP Code 10456 has several parks and recreational spots:

  • Morris-Jumel Mansion: A historic site and park area offering both cultural insights and green spaces.
  • Croker-Amazon Park: Perfect for outdoor sports and relaxation, well-maintained with various amenities.

These facilities contribute to the quality of life by offering spaces for exercise, play, and community events.

Financial Services

Banking and financial services are readily accessible within ZIP Code 10456 to cater to the community’s needs:

  • Chase Bank: Located at 880 Grand Concourse, provides full-service banking including ATMs and loan services.
  • Bank of America: At 557 Melrose Avenue, another major bank offering comprehensive financial solutions.

Additionally, numerous ATMs and smaller financial institutions ensure that residents have ample options for their banking requirements.

Quality of Local Schools in ZIP Code 10456

Overview of Educational Institutions

The ZIP Code 10456, located in the Bronx, New York, hosts a variety of educational institutions ranging from public schools to charter schools. This report examines the quality of these schools based on academic performance, faculty qualifications, student resources, and extracurricular opportunities.

Public Schools

Academic Performance

Public schools in the 10456 area have shown mixed results in academic performance. According to the latest state assessments, schools like PS 132 Garrett A. Morgan and PS 140 The Eagle School have reported test scores slightly below the state average. However, they have demonstrated significant improvement over recent years.

Faculty Qualifications

Faculty qualifications in public schools are generally strong, with most teachers holding at least a bachelor’s degree in education or a related field. Many educators have also pursued advanced degrees or professional development courses to enhance their teaching skills.

Student Resources

While some schools in ZIP Code 10456 struggle with limited funding, initiatives have been put in place to improve access to educational resources. Examples include the introduction of digital learning tools and partnerships with local organizations to provide additional support.

Extracurricular Activities

Extracurricular activities vary across schools. Institutions like MS 267 Math, Science & Technology offer a robust selection of clubs and sports teams, encouraging student engagement beyond the classroom. These initiatives play a crucial role in fostering a well-rounded educational experience.

Charter Schools

Academic Performance

Charter schools in the area, such as Success Academy Bronx 1 and Bronx Global Learning Institute for Girls, tend to perform better academically compared to their public school counterparts. These schools often report higher standardized test scores and better college readiness indicators.

Faculty Qualifications

Charter schools generally recruit highly qualified teachers and often provide ongoing professional development opportunities. This focus on quality teaching staff is reflected in the consistent academic achievements of the students.

Student Resources

Many charter schools benefit from additional funding sources, allowing them to provide superior resources. These include modern classrooms, access to technology, and well-equipped libraries, which contribute to an enhanced learning environment.

Extracurricular Activities

Charter schools like the Democracy Prep Charter School offer a comprehensive range of extracurricular activities, which include academic clubs, arts programs, and athletics. This variety ensures that students have ample opportunities to explore their interests and talents.


Schools in the ZIP Code 10456 area exhibit a strong commitment to improving educational outcomes despite facing various challenges. Public schools are gradually improving their performance levels, while charter schools continue to demonstrate high academic standards. Both types of institutions are dedicated to providing quality education, supported by qualified faculty, sufficient resources, and diverse extracurricular activities.

Public Transportation Access for ZIP Code 10456

Overview of ZIP Code 10456

ZIP Code 10456 is located in the Bronx, New York City, covering neighborhoods such as Morrisania and the South Bronx. It is known for its rich cultural heritage and vibrant community, which relies heavily on the city’s extensive public transportation system.

Subway Lines Serving 10456

The following subway lines provide comprehensive coverage for residents and visitors in ZIP Code 10456:

  • B & D Lines: The B (weekdays) and D (express) trains run north-south along the Grand Concourse, with primary stations at 167th Street and 174th-175th Streets – Grand Concourse. These lines connect commuters to major hubs like 125th Street in Harlem and Midtown Manhattan.
  • 4 Line: The 4 train runs parallel to the B & D lines but serves the eastern part of the area with stops at 167th Street and 170th Street stations. It offers direct routes to downtown Manhattan and the Bronx’s Yankee Stadium.

Bus Routes

The bus network in ZIP Code 10456 enhances the connectivity provided by the subway lines:

  • Bx1 & Bx2: These buses run along the Grand Concourse, offering connections to both subway lines and various Bronx neighborhoods.
  • Bx35: The Bx35 runs crosstown, providing a route from the George Washington Bridge Bus Terminal in Washington Heights to the River Park Towers on the Harlem River.
  • Bx41: This Select Bus Service (SBS) route along Webster Avenue ensures faster commutes with fewer stops and dedicated lanes during peak hours.

Accessibility and Service Frequency

Accessibility: Many subway stations and buses in ZIP Code 10456 are equipped with facilities to assist commuters with disabilities, including elevators and wheelchair-accessible features. Major stations like 167th Street on the Grand Concourse are fully accessible.

Service Frequency: During peak hours, subway trains typically operate at intervals of 2-5 minutes, while bus services vary but generally maintain a frequency of 5-12 minutes for most routes.

Nearby Transit Hubs

Residents of ZIP Code 10456 benefit from proximity to several important transit hubs:

  • Yankee Stadium Station: Located within short distance, this station serves as a key interchange for baseball fans and commuters, connecting the B, D, and 4 lines.
  • 149th Street – Grand Concourse Station: A major station south of the area offering transfers between the 2, 4, and 5 lines, allowing trips to East Brooklyn and the western part of the Bronx.

Future Developments

Recent city plans indicate ongoing improvements and expansions to the public transportation system:

  • Implementation of upgraded digital information systems across bus and subway routes.
  • Continuous station renovations to enhance accessibility and commuter experience.

Safety and Maintenance

The Metropolitan Transportation Authority (MTA) ensures regular security checks and maintenance protocols:

  • Deployment of MTA Police and Security Personnel at key stations.
  • Scheduled cleaning and upgrades to maintain hygiene and operational efficiency.


ZIP Code 10456 benefits from multi-modal public transportation options, ensuring robust connectivity within the Bronx and to other parts of New York City. With ongoing upgrades and consistent maintenance, the area promises reliable and efficient transit solutions for all residents and visitors.

Neighborhood Atmosphere in ZIP Code 10456

Community Overview

The neighborhood within ZIP Code 10456, located in the Bronx, New York City, presents a vibrant and culturally rich atmosphere. The area is characterized by its diverse population and close-knit community feel, making it a unique part of the city.


ZIP Code 10456 is home to a diverse community with a significant representation of African American and Hispanic residents. This cultural diversity is reflected in the neighborhood’s various cultural institutions, festivals, and local businesses.

Residential Environment

Housing options in the 10456 area primarily consist of multifamily homes, apartment buildings, and some single-family houses. The streets are lined with trees, and many residences boast historic architectural styles, contributing to the neighborhood’s unique charm.

Safety and Cleanliness

The community has taken significant strides to improve safety and cleanliness in recent years. Local initiatives and community programs have helped to reduce crime and keep the streets clean, fostering a more welcoming environment.


The area is served by several public schools that are part of the New York City Department of Education. Additionally, there are charter schools and private educational institutions that provide various educational options for families.

Parks and Recreation

Residents of the 10456 ZIP Code enjoy access to numerous parks and recreational facilities. Highlights include the nearby Yankee Stadium, Mullaly Park, and Macombs Dam Park, which offer green spaces, playgrounds, and sports facilities for community activities and leisure.

Local Economy

The local economy in ZIP Code 10456 is supported by a mix of small businesses, retail stores, and service providers. The area has seen recent developments that have contributed to economic growth and provided more job opportunities to residents.


Transportation options in the 10456 area are robust. The neighborhood is well-connected by several subway lines, including the B, D, and 4 trains, along with multiple bus routes. This connectivity makes commuting to other parts of the city convenient for residents.

Healthcare Facilities

Residents have access to numerous healthcare facilities, including local clinics and nearby hospitals like Bronx-Lebanon Hospital Center, ensuring that comprehensive medical care is readily available.

Shopping and Dining

Shopping and dining options in 10456 cater to various tastes and preferences. From local bodegas and ethnic eateries to larger retail establishments, residents enjoy a wide array of choices for groceries, dining, and everyday needs.

Community Events and Culture

The neighborhood hosts numerous community events that celebrate its diverse cultural heritage. Events include street fairs, parades, and community festivals, all of which help to strengthen the communal bond among residents.

Religious and Spiritual Life

Religious institutions play a significant role in the neighborhood’s community life. There are various churches, mosques, and other places of worship that cater to the spiritual needs of residents, fostering a sense of community and belonging.

In Summary

The neighborhood atmosphere in ZIP Code 10456 is dynamic and inviting, characterized by its diverse population and rich cultural heritage. The area offers a supportive community environment, making it a desirable place to live for many residents.

Real Estate Market Trends for ZIP Code 10456

Overview of ZIP Code 10456

ZIP Code 10456, located in the Bronx borough of New York City, is a vibrant area characterized by its rich cultural diversity and strong community presence. This area has seen substantial growth and transformation in its real estate market over recent years.

Property Types and Availability

The real estate market in ZIP Code 10456 predominantly consists of multi-family homes, co-ops, and rental apartments. Single-family homes are relatively rare in this area. The availability of properties varies, with a noticeable increase in newly constructed rental units aimed at accommodating the rising population.

Median Home Prices

As of the latest data, the median home price in ZIP Code 10456 has experienced a steady increase. The current median price for residential properties is approximately $400,000. This represents a rise of about 5% over the past year, reflecting the growing demand for housing in the area.

Rental Market

The rental market in ZIP Code 10456 is particularly robust, driven by a high demand for affordable housing. The average monthly rent for a two-bedroom apartment in this area is around $2,000. Despite the increase in rental prices, the area remains one of the more affordable regions in New York City.

Market Trends

Several key trends are shaping the real estate market in ZIP Code 10456:

  • Increased Demand: There is a growing demand for both rental and owned properties, fueled by the area’s improved infrastructure and amenities.
  • New Developments: Numerous new residential projects are underway, which are expected to bring additional housing options to the market.
  • Rising Property Values: Property values in ZIP Code 10456 have been on a consistent upward trajectory, making it a lucrative area for real estate investment.
  • Community Initiatives: Local community initiatives aim to enhance the living conditions and attract new residents, thereby boosting the overall appeal of the area.

Buyer and Seller Activity

The buyer activity in ZIP Code 10456 is high, with many first-time homebuyers looking to capitalize on relatively lower prices compared to other NYC neighborhoods. Sellers are also becoming more active, motivated by the rising property values and the competitive market environment.

Investment Opportunities

Investors are particularly interested in multi-family homes and properties that can be converted into rental units. The ROI in this ZIP code is appealing due to the relatively low initial investment and the strong rental demand. Additionally, commercial real estate opportunities are emerging as new businesses move into the area.

Impact of Economic Factors

Economic factors such as employment rates, local business development, and urban renewal projects significantly impact the real estate market in ZIP Code 10456. The area’s economic revitalization efforts have contributed to increased property values and a more dynamic housing market.

Future Projections

Looking ahead, the real estate market in ZIP Code 10456 is expected to continue its upward trend. Continued investment in infrastructure and community development projects will likely promote further growth in property values and housing demand.

For real estate professionals and prospective buyers, ZIP Code 10456 presents a promising opportunity. Staying informed about local trends and market dynamics will be crucial for making well-informed investment decisions in this burgeoning area.

Property Taxes for ZIP Code 10456

Overview of Property Taxes in ZIP Code 10456

Property taxes in ZIP Code 10456, located in the Bronx, New York, are an essential consideration for homeowners and prospective buyers. These taxes fund local services such as public education, infrastructure development, and public safety. Understanding how property taxes are calculated and their impact is crucial for residents of this area.

Calculation of Property Taxes

Property taxes in ZIP Code 10456 are calculated based on the assessed value of a property. The assessed value is determined by the New York City Department of Finance. It is important to note that the assessed value is often a percentage of the property’s market value, not the full market value itself.

Once the assessed value is set, the property tax rate is applied. This rate can vary but typically falls within the range determined by local government policies. The formula used to calculate property taxes is:

Property Tax = Assessed Value x Tax Rate

Tax Rates in ZIP Code 10456

The property tax rate in ZIP Code 10456 is influenced by multiple factors, including local government budgets and state-level regulations. The tax rate is expressed in terms of “dollars per $1,000 of assessed value.” For example, a tax rate of 1.2 means $1.20 will be levied for every $1,000 of the property’s assessed value. Here is a breakdown:

  • Residential Properties: Typically have lower tax rates compared to commercial properties.
  • Commercial Properties: Generally taxed at a higher rate due to potential income generation.

Impact of Property Taxes on Homeowners

Property taxes can significantly impact the homeownership costs in ZIP Code 10456. Higher property taxes mean higher monthly mortgage payments for those with escrow accounts. However, property taxes also contribute to maintaining and improving community services, which can enhance property values over time.

Assessment Appeals Process

Homeowners in ZIP Code 10456 who believe their property assessment is too high can file an appeal with the New York City Tax Commission. The appeals process involves:

  1. Filing a formal complaint within a specified timeframe.
  2. Providing evidence, such as recent sales of comparable properties, to support the claim.
  3. Attending a hearing, if necessary, to present the case.

Successfully appealing an assessment can result in reduced property taxes.

Exemptions and Relief Programs

New York City offers several property tax relief programs that can benefit eligible homeowners in ZIP Code 10456. These programs are aimed at reducing the tax burden on certain populations, including:

  • STAR Program: Offers tax exemptions for primary residences of eligible homeowners.
  • Senior Citizen Homeowners’ Exemption (SCHE): Provides tax reductions for homeowners aged 65 and older with income below a specified threshold.
  • Disabled Homeowners’ Exemption (DHE): Available for homeowners with disabilities meeting certain income criteria.

To benefit from these programs, homeowners must apply and meet specific eligibility requirements.

Resources and Contacts

For more detailed information on property taxes in ZIP Code 10456, residents can contact the following resources:

Community Amenities in ZIP Code 10456

Parks and Recreational Facilities

ZIP Code 10456 boasts several parks and recreational facilities designed to cater to residents of all ages. Mullaly Park is a prominent green space offering basketball courts, playgrounds, and picnic areas. Another key location is the BronxWorks Classic Community Center, which offers fitness classes, swimming pools, and sports leagues.

Educational Institutions

The community in ZIP Code 10456 is served by a variety of educational institutions. These include both public schools and private academies. Notable schools include:

  • P.S. 35 Franz Siegel School – Known for its comprehensive elementary education.
  • Bronx Academy of Health Careers – Offers students specialized training in health-related fields.
  • High School for Health Careers and Sciences – Provides a dedicated focus on preparing students for careers in healthcare.

Healthcare Facilities

Quality healthcare is accessible to residents of ZIP Code 10456, with several reputable healthcare facilities available:

  • Lincoln Medical and Mental Health Center – Offers a wide range of medical services, from emergency care to specialized treatments.
  • Bronx-Lebanon Hospital Center – Known for its broad spectrum of healthcare services and community outreach programs.
  • Montefiore Medical Group – Provides comprehensive medical care with a focus on family medicine.

Public Transportation

Reliable public transportation is a key feature of this community. Residents benefit from access to multiple MTA subway lines, including the B, D, and 4 trains, facilitating easy travel to other parts of New York City. Additionally, several bus routes serve the area, enhancing connectivity within the Bronx and beyond.

Shopping and Dining

There is no shortage of shopping and dining options in ZIP Code 10456:

  • The Hub – A bustling commercial center with a wide variety of retail stores.
  • Bronx Terminal Market – Features major retailers, dining options, and even a fitness center.
  • Local Eateries – From traditional Dominican cuisine to trendy cafes, the dining scene is diverse and vibrant.

Library and Cultural Institutions

Fostering a love for learning and culture, the area is home to several important institutions:

  • New York Public Library – Morrisania Branch – Offers a vast selection of books, free Wi-Fi, and community programs.
  • Bronx Museum of the Arts – Celebrates local and international artists through various exhibitions and events.

Community Events and Services

Community engagement and services are strong in ZIP Code 10456. Regular events such as street fairs, health clinics, and youth programs are organized by local organizations. Key players include:

  • BronxWorks – Offers social services, educational programs, and employment assistance.
  • New Settlement Community Centers – Provides youth programs, community events, and educational workshops.

Housing and Real Estate

The housing landscape in ZIP Code 10456 includes a mix of affordable housing projects and newly developed residential buildings designed to meet the needs of a diverse population. Notable developments include:

  • Melrose Commons – A redevelopment initiative aimed at sustainable and affordable housing.
  • Third Avenue Commons – Modern apartments with amenities that cater to professionals and families alike.

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