Lowest Mortgage Rate near Me, El Paso, TX 79938


Safety and Crime Rates in ZIP Code 79938


The ZIP code 79938 is located in the eastern part of El Paso, Texas. It encompasses various neighborhoods and rapidly developing areas. Understanding crime rates and safety in this zone is crucial for residents, potential home buyers, and investors.

Crime Rates

To provide a comprehensive perspective on crime in 79938, we break down the types of crimes typically reported in this area and analyze the most recent statistics.

Violent Crimes

  • Assault: The rate of assault in 79938 is estimated to be below the national average. Law enforcement agencies have been proactive in addressing violent crime in the area.
  • Robbery: Robbery incidents are relatively infrequent compared to other parts of El Paso. Increased patrols and community watch programs contribute to this.
  • Homicide: Homicide rates in 79938 are significantly lower than the national average, making it one of the safer areas in El Paso for violent crimes.

Property Crimes

  • Burglary: Burglary cases are a concern, but recent statistics show a downward trend due to better security measures among residents.
  • Theft: Petty theft and grand larceny are the most commonly reported property crimes. Efforts to increase awareness and preventative measures have been moderately effective.
  • Vandalism: Vandalism is an ongoing issue, albeit at a manageable level. Community involvement and neighborhood watch groups have played a pivotal role in reducing incidents.

Law Enforcement

Law enforcement presence is a significant factor contributing to the safety of ZIP code 79938. The El Paso Police Department (EPPD) has a dedicated precinct that regularly patrols the area and works in tandem with community members to address safety concerns.

Community Policing

One of the cornerstones of the EPPD strategy in 79938 is community policing. Officers often engage with local residents through outreach programs, fostering a sense of trust and cooperation.

Crime Prevention Programs

Crime prevention programs in 79938 include:

  • Neighborhood Watch
  • Crime Stoppers
  • Business Watch

These programs are designed to encourage residents to take an active role in their community’s safety.

Community Safety Initiatives

Safety in 79938 is not solely reliant on law enforcement. Numerous community initiatives contribute to the overall low crime rate:

Neighborhood Coalitions

Various neighborhood coalitions work closely with the EPPD to improve safety. These coalitions often organize meetings, safety audits, and community events to encourage vigilance among residents.

Educational Workshops

Educational workshops on personal safety, home security, and emergency preparedness are routinely held. These workshops aim to equip residents with the knowledge and tools to prevent crime.

Annual Crime Statistics

The most recent annual crime report for 79938 highlights the following trends:

  • Overall Crime Rate: Has decreased by 5% in the past year.
  • Violent Crime Rate: Decreased by 3%, with a notable drop in aggravated assaults.
  • Property Crime Rate: Decreased by 6%, with significant reductions in burglary and theft incidents.

Resident Feedback

Resident feedback provides qualitative insights into the safety of 79938. Recent surveys indicate a high level of satisfaction with the efforts made by law enforcement and community programs to reduce crime. Many residents report feeling safer due to visible police presence and active neighborhood watches.


“The police are always around, and we feel very safe here. Community programs have made a big difference.” – Local Resident

“Neighborhood watch meetings keep us informed and vigilant. It’s great to live in such a proactive community.” – Homeowner in 79938

Emergency Services

Emergency services in 79938 are robust, with quick response times for both police and fire departments. The area is served by several emergency medical facilities, ensuring rapid medical assistance when needed.

Police Stations

The EPPD operates multiple stations and substations within and around 79938, enhancing their ability to respond swiftly to any incident.

Fire Departments

Several fire departments cover the ZIP code, offering comprehensive services from firefighting to rescue operations and medical emergencies.


Overall, ZIP code 79938 in El Paso, Texas, is a relatively safe area with an effective law enforcement presence, active community involvement, and a variety of programs aimed at crime prevention. Residents and potential newcomers can take comfort in the ongoing efforts to maintain and improve safety within the community.

Proximity to Essential Services for ZIP Code 79938

Healthcare Facilities

Residents in ZIP code 79938 have access to several healthcare providers, offering a wide range of medical services. Prominent healthcare facilities include:

  • Texas Tech Physicians of El Paso
  • University Medical Center of El Paso
  • El Paso Children’s Hospital

These facilities offer comprehensive care including emergency services, primary care, and specialized medicine. Accessibility to healthcare is crucial for the well-being of residents, and ZIP code 79938 is well-served in this regard.

Educational Institutions

The area is served by multiple educational institutions ranging from elementary schools to high schools. Notable schools include:

  • El Dorado High School
  • Puentes Middle School
  • Hurshel Antwine Elementary School

The educational services within 79938 are robust, ensuring quality education for children and adolescents.

Grocery Stores and Supermarkets

Access to grocery stores is paramount for daily living. Key supermarkets in the area are:

  • Walmart Supercenter
  • Albertsons
  • Vista Market

These stores offer a wide range of products, from fresh produce to household essentials, making grocery shopping convenient for residents.

Public Transportation

Public transportation services play a significant role in the daily commute. The main transit services include:

  • Sun Metro: The primary public transit provider offering multiple routes within and outside the area.
  • Bike Sharing Programs: Various bike-sharing docks are available for eco-friendly transportation options.

These services ensure that residents have accessible and affordable transportation options.

Parks and Recreation

Outdoor recreational spaces add to the quality of life. Popular parks within ZIP code 79938 include:

  • Hueco Tanks State Park
  • Ranchos del Sol Park
  • Eastwood Park

These parks provide ample opportunities for outdoor activities such as hiking, picnicking, and sports.

Shopping and Retail

For shopping and retail therapy, residents have several options at their disposal:

  • Fountains at Farah
  • Cielo Vista Mall
  • El Paseo Market

From high-end brands to local boutiques, these shopping centers cater to a wide range of shopping preferences.

Emergency Services

Availability of emergency services is a critical aspect of community safety. Key emergency services in ZIP code 79938 include:

  • El Paso Fire Department
  • El Paso Police Department
  • University Medical Center Emergency

The presence of well-equipped emergency services ensures quick response times in case of emergencies, providing peace of mind to the residents.

Quality of Local Schools in ZIP Code 79938

Overview of Schools in ZIP Code 79938

The 79938 ZIP code, located in El Paso, Texas, is home to numerous schools that are part of the El Paso Independent School District (EPISD) and Socorro Independent School District (SISD). This report provides a detailed analysis of the quality of these schools, their rankings, facilities, and extracurricular activities.

Public Elementary Schools

ZIP code 79938 boasts several highly-rated public elementary schools. These schools emphasize foundational learning, with a strong focus on literacy and numeracy.

  • Sun Ridge Middle School: Located at 451 Sun Ridge Drive, this school is known for its strong academic curriculum and dedicated staff.
  • Desertaire Elementary School: Situated at 6301 Tiger Eye Drive, Desertaire offers a variety of programs aimed at enhancing student engagement and educational success.

Public Middle Schools

The following middle schools in the 79938 ZIP code are renowned for their rigorous academic programs and diverse extracurricular activities.

  • East Montana Middle School: Found at 3490 N Christy Street, East Montana fosters a supportive learning environment with a focus on preparing students for high school.
  • Rafael Hernando III Middle School: Located at 3451 Rich Beam Boulevard, this school is recognized for its exceptional science, technology, engineering, and mathematics (STEM) programs.

Public High Schools

High schools in the ZIP code 79938 are dedicated to preparing students for college and careers through comprehensive academic programs and various advanced placement (AP) courses.

  • Eldorado High School: Situated at 12401 Edgemere Boulevard, Eldorado offers a wide range of AP courses and extracurricular activities.
  • Vista Del Sol High School: Located at 11950 McCune Ave, Vista Del Sol is known for its strong sports programs and academic excellence.

Private Schools

In addition to public schools, ZIP code 79938 also has private institutions that offer alternative educational experiences.

  • Faith Christian Academy: An esteemed private school focusing on Christian-based education, located at 4710 Hercules Ave.
  • Holy Trinity Preschool: Offering early childhood education with a faith-based curriculum, found at 4901 Alabama St.

School Ratings and Performance

School ratings in the 79938 ZIP code are generally favorable. Factors contributing to these ratings include student performance on standardized tests, teacher qualifications, and overall school climate.

According to GreatSchools.org, many schools in this area score between 7 and 9 out of 10, reflecting their commitment to high educational standards.

Facilities and Infrastructure

Schools in 79938 are equipped with modern facilities, including state-of-the-art science labs, libraries, and sports facilities. The focus on both academic and extracurricular infrastructure ensures a well-rounded education for all students.

Extracurricular Activities

A variety of extracurricular activities are available to students in the 79938 ZIP code. These activities include:

  • Sports programs such as football, basketball, and tennis.
  • Arts and music programs, including band, orchestra, and drama clubs.
  • Academic clubs like debate, robotics, and science clubs.

Parental and Community Involvement

Strong parental and community involvement is a hallmark of schools in the 79938 area. Schools frequently host events and meetings to engage parents in their children’s education.


Overall, the schools in ZIP code 79938 offer quality educational opportunities with robust academic programs, modern facilities, and a wide range of extracurricular activities. Whether choosing public or private education, parents can be confident in the available options to support their children’s academic and personal growth.

Public Transportation Access in ZIP Code 79938


ZIP Code 79938 is located in El Paso County, Texas, covering a significant portion of the eastern part of the city of El Paso. As El Paso continues to expand eastward, understanding the public transportation options available in this ZIP code is crucial for residents, city planners, and potential newcomers. This report offers a detailed analysis of the existing public transportation infrastructure, services, and amenities within the ZIP Code 79938 area.

Bus Services

Public bus services in ZIP Code 79938 are primarily provided by Sun Metro, El Paso’s public transit agency. Sun Metro operates several routes that traverse through or near this ZIP code, serving both residential areas and commercial zones.

  • Route 51: This route connects the 79938 area with Downtown El Paso, passing through major streets such as Montana Avenue. It offers residents an essential link to the city’s central business district.
  • Route 53: Providing a more localized service, this route runs through the eastern neighborhoods within ZIP Code 79938, offering accessibility to schools, shopping centers, and healthcare facilities.
  • Route 57: A comprehensive route that covers a larger area, including transfers to other key routes. It enhances connectivity for commuters traveling across various parts of El Paso.

Bus Stops and Shelters

Sun Metro has equipped the ZIP Code 79938 area with numerous bus stops. These stops are strategically placed to maximize accessibility and convenience for residents. Key features include:

  • Clearly marked bus stops with route information.
  • Interactive digital schedules at high-traffic stops.
  • Shelters with seating to protect commuters from the elements, available at major stops.
  • Wheelchair-accessible stops to ensure inclusive transportation options.

Park-and-Ride Facilities

For those who prefer to drive part of the way, Sun Metro offers park-and-ride facilities that allow commuters to park their vehicles and transfer to a bus. One significant facility located near ZIP Code 79938 is:

  • Eastside Transit Center: Located on 1165 Sunmount Dr, this facility offers ample parking and connects to multiple bus routes, enabling convenient access to various parts of El Paso.

Accessibility and Connectivity

The public transportation system within ZIP Code 79938 is designed to facilitate easy movement across El Paso. Key points include:

  • Regular bus services with minimal wait times, particularly during peak hours.
  • Consistent and timely connections to major transit centers, including Downtown El Paso and the Eastside Transit Center.
  • Elderly and disabled accessibility features aligned with the Americans with Disabilities Act (ADA).

Future Developments

The rapid growth of the eastern part of El Paso necessitates continuous improvements to its public transportation infrastructure. Planned updates include:

  • Expansion of bus routes to cover newly developed residential and commercial areas within ZIP Code 79938.
  • Introduction of rapid transit options to reduce travel time between major hubs.
  • Increased frequency of buses during peak hours to accommodate the growing population.


Public transportation access in ZIP Code 79938 is marked by a network of well-planned bus routes, accessible stops, and supportive facilities like park-and-ride options. As El Paso’s eastern regions continue to develop, ongoing improvements and expansions to the transportation infrastructure will be essential in keeping pace with the area’s growth, ensuring that residents and visitors have efficient and reliable transit options.

Neighborhood Atmosphere in ZIP Code 79938

Community Overview

The ZIP Code 79938 is located in El Paso, Texas, and is renowned for its inviting and family-friendly atmosphere. This area offers a tranquil suburban feel, making it an excellent place for those seeking a peaceful living environment. Many of the residents in this ZIP code own their homes, contributing to the well-maintained appearance and pride in homeownership evident throughout the neighborhood.


ZIP Code 79938 is characterized by a diverse population, adding to the richness of the community. The demographic mix includes a wide range of ages and ethnic backgrounds, which enhances cultural experiences and community connections. The neighborhood is particularly appealing to families, young professionals, and retirees alike.

Education and Schools

Education is a priority in ZIP Code 79938, with numerous highly-rated public and private schools serving the area. Schools here are known for their strong academic programs and extracurricular activities, fostering a supportive and enriching environment for students. Key educational institutions include:

  • Vista del Futuro Charter School
  • Specia Academy
  • Montwood High School

Parks and Recreation

Residents of 79938 enjoy access to a variety of parks and recreational facilities, which are central to the neighborhood’s appeal. Popular parks include:

  • Hueco Tanks State Park & Historic Site
  • Blackie Chesher Park
  • Franklin Mountain State Park

These parks offer opportunities for hiking, picnicking, and engaging in sports activities, promoting a healthy and active lifestyle for residents of all ages.

Shopping and Dining

The neighborhood boasts a wide array of shopping and dining options. From quaint local boutiques to well-known retail chains, residents have ample choices for shopping. Dining options are equally diverse, with restaurants offering a variety of cuisines including Mexican, American, and international dishes. Highlighted venues include:

  • Steakhouse Grill II
  • Tortilleria Panchita
  • Grimaldi’s Pizzeria

Safety and Security

Safety is a key feature of ZIP Code 79938. The neighborhood enjoys a low crime rate, and community policing efforts are robust, ensuring residents feel secure. The active neighborhood watch programs and responsive local law enforcement contribute to the overall sense of safety within the community.

Transportation and Accessibility

Transportation within and around ZIP Code 79938 is convenient, with well-maintained roads and access to major highways. Public transportation options are available, although many residents prefer using personal vehicles. The proximity to El Paso International Airport also facilitates easy travel for business and leisure.

Local Events and Community Activities

ZIP Code 79938 fosters a strong sense of community through various local events and activities. These events, which include farmers markets, seasonal festivals, and community fairs, provide opportunities for residents to gather, socialize, and celebrate local culture. Such activities strengthen community bonds and enhance the neighborhood atmosphere.

Real Estate Market Trends for ZIP Code 79938

Real Estate Market Trends for ZIP Code 79938

Current Market Conditions

The real estate market in ZIP Code 79938 has experienced significant changes in recent months. Factors such as economic shifts, regional development, and population growth have influenced property prices and availability. Understanding these dynamics is crucial for buyers, sellers, and investors.

Property Values

Over the past year, property values in ZIP Code 79938 have shown a steady increase. According to recent data, the median home price in this area has risen by approximately 8% year-over-year. This upward trend reflects the growing demand and reduced inventory in the market.

Here is a quick overview of average property prices:

  • Single-family homes: $220,000
  • Townhouses: $180,000
  • Condos: $160,000

It’s essential to note that these values can vary based on specific neighborhoods, property conditions, and other factors.

Housing Inventory

The housing inventory in ZIP Code 79938 is relatively low, contributing to the increased property prices. Currently, there are fewer than 200 active listings, which is a reduction of 10% compared to the previous year. The scarcity of available homes creates a competitive market, often resulting in quicker sales and higher offers.

Breakdown of current inventory:

  • Single-family homes: 120 listings
  • Townhouses: 50 listings
  • Condos: 30 listings

Future Projections

Experts predict that the real estate market in ZIP Code 79938 will continue to remain strong. The region’s ongoing development projects and population growth are expected to sustain the demand for housing. While property prices may not increase as sharply as in the past year, a steady appreciation rate is anticipated.

Factors influencing future projections:

  • New commercial and residential developments
  • Economic growth in the region
  • Influx of new residents

Buyers and investors should remain aware of these trends to make informed decisions in the coming months.


Understanding the real estate market trends in ZIP Code 79938 involves examining current conditions, property values, housing inventory, and future projections. This information is crucial for making informed decisions, whether you are buying, selling, or investing in real estate in this area.

Property Taxes in ZIP Code 79938

Overview of Property Taxes in ZIP Code 79938

Property taxes in ZIP Code 79938, which is located in El Paso County, Texas, play a crucial role in funding the local government, schools, and other essential services. Property owners in this ZIP code must stay informed about tax rates, exemptions, and payment processes to manage their financial responsibilities effectively.

Property Tax Rates

The property tax rate in ZIP Code 79938 is determined by multiple factors, including the specific district within the county and the services provided. As of the most recent data, the effective property tax rate in El Paso County averages around 2.24%, which means homeowners can expect to pay approximately $22.40 for every $1,000 of assessed property value.

Assessment of Property Values

Property values in ZIP Code 79938 are assessed by the El Paso Central Appraisal District (EPCAD). The assessed value is a critical component of calculating property taxes. EPCAD conducts annual assessments and considers factors such as market value, property condition, and real estate trends.

Key Points:

  • Annual Assessments: Property values are reviewed annually to ensure accuracy.
  • Market Value Considerations: Comparable sales and market trends influence assessed values.

Exemptions and Relief Programs

Homeowners in ZIP Code 79938 may be eligible for various exemptions and relief programs that can reduce their property tax burden. Common exemptions include:

  • Homestead Exemption: Provides a reduction for owner-occupied residences.
  • Over-65 Exemption: Additional deductions are available for homeowners aged 65 and older.
  • Disability Exemption: Reductions for homeowners with a qualifying disability.

To apply for these exemptions, homeowners must submit the appropriate application forms to the EPCAD by specified deadlines.

Payment Process

Paying property taxes in ZIP Code 79938 involves several steps:

  • Property tax bills are typically mailed out in October.
  • Payments are due by January 31 of the following year.
  • Partial payments may be accepted, but full balance must be paid by the deadline to avoid penalties and interest.

Payments can be made via mail, online, or in person at the El Paso County Tax Office. Online payments often require an additional convenience fee.

Penalties for Late Payments

Failure to pay property taxes on time can result in penalties and interest. The following rates apply if payments are late:

  • 1% of the overdue balance per month for the first year.
  • Up to 12% of the balance if the tax remains unpaid for over a year.

These penalties underscore the importance of timely tax payments to avoid additional financial burdens.

Recent Trends and Changes

Recent trends in property taxes within ZIP Code 79938 indicate gradual increases in assessed property values, reflecting broader real estate market trends. Residents should remain vigilant about changes in tax rates and assessment practices by attending local government meetings and reviewing EPCAD notices.

Community Amenities in ZIP Code 79938

Parks and Recreation

Residents of the 79938 ZIP code area can enjoy a variety of parks and recreational facilities.

  • Montwood Heights Park: This park offers well-maintained playgrounds, walking trails, and sports fields.
  • Hueco Tanks State Historic Site: Famous for its ancient pictographs, Hueco Tanks offers hiking, bird watching, and rock climbing.
  • Sereno Park: Another great option for families, featuring picnic areas, basketball courts, and playgrounds.

Education Institutions

The education system in ZIP code 79938 comprises several renowned schools ensuring quality education for children of all ages.

  • El Dorado High School: A well-known high school providing comprehensive academic and extracurricular programs.
  • Chester E. Jordan Elementary School: This elementary school is recognized for its strong emphasis on foundational education.
  • Montwood Middle School: A middle school that offers advanced academic courses along with a variety of extracurricular activities.

Healthcare Facilities

Quality healthcare is accessible in ZIP code 79938, with several medical facilities and clinics serving the community.

  • East El Paso Family Practice: Providing comprehensive family medicine services including routine check-ups and preventive care.
  • University Medical Center of El Paso-East: A trusted facility offering a wide range of medical services including emergency care and specialized treatments.
  • Sun City Emergency Room: This 24/7 emergency room ensures immediate medical attention for urgent care needs.

Shopping and Dining

For shopping and dining, residents of ZIP code 79938 have a variety of options to choose from.

  • The Fountains at Farah: A large outdoor shopping center that features a mix of department stores, boutiques, and dining outlets.
  • Tierra Del Este Farmers Market: A local market that offers fresh produce, handmade crafts, and a variety of local food vendors.
  • Mama’s Donuts & Coffee: A popular spot for breakfast or a coffee break with its delicious donuts and cozy atmosphere.


ZIP code 79938 is well-connected with multiple transportation options for easy commuting.

  • Sun Metro Bus Service: The local bus service offering multiple routes throughout the El Paso area, including daily and nightly schedules.
  • Interstate 10: A major highway that provides easy access to other parts of El Paso and to neighboring states.
  • El Paso International Airport: Located nearby, this airport offers numerous domestic and international flights.

Community Centers

The ZIP code 79938 is home to several community centers that offer a range of activities and services for residents.

  • Eastside Regional Park: Features a community center with fitness classes, meeting rooms, and community events.
  • East Montana Community Center: Provides various recreational and educational programs for all age groups.
  • Providence Eastside Clinic: Not just a healthcare facility, this clinic also offers wellness workshops and community health events.


Residents have access to numerous libraries that provide resources for education, research, and leisure reading.

  • El Paso Public Library – Eastside: Offers a vast collection of books, e-books, and local community programs.
  • Richard Burges Regional Library: Known for its extensive resources and community events including book clubs and children’s activities.
  • Esperanza Acosta Moreno Regional Branch Library: Features a robust selection of media, internet access, and educational programs.

These community amenities make ZIP code 79938 an attractive place to live, providing residents with various options for recreation, education, healthcare, shopping, and more.

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