Lowest Mortgage Rate near Me, Staten Island, New York 10314


Safety and Crime Rates in ZIP Code 10314

Overview of ZIP Code 10314

The ZIP Code 10314 is a part of Staten Island, New York. This area is known for its suburban atmosphere, offering a mix of residential, commercial, and recreational spaces. Understanding the safety and crime rates in this ZIP code is crucial for residents and potential movers.

Crime Rates in ZIP Code 10314

Crime rates are a primary concern when assessing the safety of any area. In ZIP Code 10314, crime rates are comparatively lower than in other parts of New York City. This section delves into various aspects of crime in this locality.

Violent Crimes

  • Assault: Instances of assault in ZIP Code 10314 are lower than the national average. This makes the area relatively safer for its inhabitants.
  • Robbery: Robbery incidents are infrequent, contributing to the overall sense of security.
  • Murder: The murder rate in ZIP Code 10314 is extremely low, making it one of the safer areas in New York City in terms of violent crimes.

Property Crimes

  • Burglary: The burglary rate is relatively low, offering peace of mind to homeowners.
  • Theft: Theft, including shoplifting and larceny, is below the city average, which boosts the confidence of local business owners.
  • Motor Vehicle Theft: Incidents involving motor vehicle theft are infrequent, making car owners feel secure.

Crime Trends Over Time

Over the past decade, crime rates in ZIP Code 10314 have seen a noticeable decline. This trend highlights the effectiveness of law enforcement and community initiatives aimed at reducing crime.

Factors Contributing to Safety

Several factors contribute to the overall safety and low crime rates in ZIP Code 10314. Understanding these elements can offer insights into why this area remains secure.

Community Policing

The presence of community policing efforts has significantly reduced crime rates in this ZIP code. Regular patrols and community engagement activities help deter criminal activities.

Community Watch Programs

Residents in ZIP Code 10314 actively participate in community watch programs. These initiatives encourage vigilance and quick reporting of suspicious activities, further enhancing safety.

Socioeconomic Factors

The area features a stable socioeconomic environment, including high employment rates and good educational facilities, which contribute to lower crime rates.

Recreational Facilities

Access to recreational facilities and parks provides a constructive outlet for youth, reducing the likelihood of them engaging in criminal activities.

Comparative Analysis with Other ZIP Codes

When comparing ZIP Code 10314 with other ZIP codes in New York City, it stands out for its low crime rates and high safety levels. Areas such as Brooklyn and the Bronx report higher incidents of both violent and property crimes.

Conclusion on Safety

Overall, ZIP Code 10314 offers a safe and secure living environment. Its low crime rates, aided by effective law enforcement and community initiatives, make it an attractive location for families and businesses alike.

For additional details on safety and crime statistics in ZIP Code 10314, residents and prospective movers can refer to resources provided by local law enforcement agencies and community organizations.

Proximity to Essential Services for the ZIP Code 10314

Healthcare Facilities

The 10314 ZIP code, located on Staten Island, NY, offers exceptional access to healthcare facilities. Prominent hospitals like Staten Island University Hospital and Richmond University Medical Center are within a short drive, providing comprehensive medical services. Several urgent care clinics, such as CityMD Urgent Care, are available for immediate medical needs. For specialized care, numerous medical professionals, including primary care physicians, dentists, and specialists, maintain practices throughout the area.

Educational Institutions

Residents of ZIP Code 10314 benefit from an excellent selection of educational institutions. Public schools in the area are part of the highly regarded New York City Department of Education. Notable elementary schools, including PS 69 Daniel D. Tompkins School and PS 54 Charles W. Leng School, are renowned for their academic performance. For secondary education, IS 72 Rocco Laurie Intermediate School and Tottenville High School offer robust academic programs. Additionally, the proximity to College of Staten Island (CUNY) provides opportunities for higher education.

Grocery Stores and Supermarkets

Groceries and daily essentials are easily accessible in the 10314 area. Major supermarket chains such as Stop & Shop and ShopRite serve the community, offering a wide range of products. Grocery stores like Key Food and specialty markets provide additional shopping options. Moreover, various farmers’ markets are available seasonally, offering fresh, local produce.

Public Transportation

Public transportation within ZIP Code 10314 is efficient and convenient. The Staten Island Railway provides reliable service to broader Staten Island and connects to the Staten Island Ferry, facilitating access to Manhattan. Multiple MTA bus routes serve the area, linking residents to key borough locations. Additionally, the Staten Island Expressway supports commuter travel by providing direct routes to neighboring boroughs and into New Jersey.

Parks and Recreation Facilities

The 10314 ZIP code is home to several parks and recreational facilities, enhancing the quality of life for its residents. Willowbrook Park offers vast green spaces, playgrounds, and walking trails. Greenbelt Nature Center and Greenbelt Recreation Center provide opportunities for hiking, nature exploration, and fitness activities. For sports enthusiasts, numerous fields and courts are maintained for public use at locations like Clove Lakes Park.

Retail and Dining Establishments

Retail therapy is readily available in the 10314 area through various shopping centers and standalone stores. The Staten Island Mall is a major retail hub, hosting numerous national and international brands. Smaller strip malls and local boutiques add to the shopping diversity. Dining options abound with a mix of cuisines represented; from Italian, Chinese, and Mexican restaurants to well-known chains like Olive Garden and Outback Steakhouse.

Financial Services

The 10314 ZIP code hosts various financial institutions to meet residents’ economic needs. Branches of major banks such as Chase, Bank of America, and Wells Fargo are prevalent throughout the area. Additionally, multiple ATMs and local credit unions provide convenient access to banking services and financial advice.

Community and Government Services

Residents in ZIP Code 10314 have access to essential community and government services. The Richmond County District Office manages various administrative tasks. Multiple postal offices ensure efficient mail and package handling, while the Staten Island Community Board provides a platform for local governance and community issues. Community centers offer various programs and services, fostering community engagement and support.

Emergency Services

Emergency services in the 10314 area are robust and responsive. The FDNY operates several fire stations, ensuring rapid response times. Law enforcement is managed by the New York Police Department (NYPD) with multiple precincts covering the neighborhood. Additionally, advanced ambulance services are readily available, enhancing the overall safety and security of the residential area.

Quality of Local Schools in ZIP Code 10314

Overview of Public Schools

The 10314 ZIP code, located in Staten Island, is known for its variety of public schools offering quality education to its residents. These schools are managed by the New York City Department of Education, ensuring a standardized curriculum and competitive academic environment.

Elementary Schools

  • PS 22 – Offering grades K-5, PS 22 has garnered positive reviews for its comprehensive academic programs and excellent extracurricular activities. The school is also famous for its renowned PS22 Chorus.
  • PS 69 – Known for its dedicated teachers and active parent-teacher association, PS 69 provides a nurturing environment for young learners, fostering both academic and personal growth.

Middle Schools

  • IS 72 – This intermediate school offers a wide range of subjects and electives designed to prepare students for high school. IS 72 excels in science and mathematics programs, making it a popular choice among parents.
  • IS 75 – IS 75 provides a balanced curriculum with a strong emphasis on arts and humanities. The school also has various clubs and sports teams, promoting overall student development.

High Schools

  • Tottenville High School – Located near the 10314 area, Tottenville High School offers diverse Advanced Placement (AP) courses and has a reputation for strong athletics and arts programs.
  • CSI High School for International Studies – This institution focuses on global education and provides students with opportunities for international exchange programs and advanced language courses.

Private and Charter Schools

ZIP code 10314 also boasts several private and charter schools that offer alternatives to public education. These institutions often feature smaller class sizes and specialized curriculums.

Private Schools

  • Staten Island Academy – Providing education from Pre-K through 12th grade, Staten Island Academy is known for its rigorous academic standards and vibrant community atmosphere.
  • Rabbinical College of Staten Island – This institution offers specialized religious and secular education, focusing on a blend of traditional Jewish teachings and contemporary academic subjects.

Charter Schools

  • New World Preparatory Charter School – New World Prep is dedicated to preparing students for high school through a curriculum emphasizing college readiness and character-building activities.
  • Lavelle Prep Charter School – Known for its inclusive educational approach, Lavelle Prep offers programs that cater to students with various learning needs, ensuring equitable education for all.

School Performance Metrics

The quality of schools in ZIP code 10314 can be evaluated using various performance metrics such as standardized test scores, graduation rates, and college readiness indicators.

Standardized Test Scores

Public schools in 10314 generally display higher than average standardized test scores in English Language Arts (ELA) and Mathematics compared to citywide averages. Continuous efforts by teachers and administrators contribute to these positive outcomes.

Graduation Rates

High schools in the 10314 area report graduation rates that exceed New York City averages, highlighting the effectiveness of the educational strategies implemented at these institutions.

College Readiness

With a focus on college-preparatory courses and Advanced Placement (AP) classes, many high schools in 10314 show high rates of students being ready for college-level work upon graduation. Support services such as college counseling and SAT prep classes further aid these efforts.

Parent and Community Involvement

Engaged parents and community members play a pivotal role in the success of local schools in ZIP code 10314. Parent-Teacher Associations (PTAs) and community-led programs provide essential support, creating a collaborative educational environment.

Parent-Teacher Associations

Active PTAs in schools like PS 22 and IS 72 organize events, fundraisers, and volunteer programs that enhance student experiences and provide additional resources for the schools.

Community Programs

Various community organizations partner with schools in the 10314 area to offer extended learning opportunities, including after-school programs, tutoring services, and extracurricular activities that enrich student education.

Facilities and Resources

Schools in ZIP code 10314 boast modern facilities and abundant resources, contributing to a conducive learning environment.

Libraries and Media Centers

Many schools feature well-equipped libraries and media centers, providing students with access to a broad range of books, digital resources, and research tools. These facilities are vital for developing strong literacy and research skills.

Technology Integration

Classrooms in the 10314 area are increasingly integrating technology into the curriculum. Schools have implemented programs providing students with tablets, smartboards, and access to online learning platforms to enhance educational outcomes.

Sports and Extracurricular Activities

The schools offer a wide variety of sports teams and extracurricular activities, from soccer and basketball teams to chess clubs and debate societies. These programs support students’ physical health and foster leadership, teamwork, and creativity.

Public Transportation Access for ZIP Code 10314

Overview of Public Transportation in ZIP Code 10314

ZIP Code 10314 encompasses a significant portion of Staten Island, New York. Public transportation in this area is essential, providing residents with vital access to other boroughs and various parts of Staten Island.

Bus Services

The Metropolitan Transportation Authority (MTA) operates an extensive network of bus routes serving ZIP Code 10314. Key routes include:

  • S44: Connects Mariners Harbor to the St. George Ferry Terminal.
  • S46/S96 (Limited): Runs between West Shore Plaza and the St. George Ferry Terminal.
  • S61/S91 (Limited): Links the Staten Island Mall to the St. George Ferry Terminal.
  • S79-SBS: Select Bus Service providing expedited travel between the Staten Island Mall and Bay Ridge, Brooklyn.
  • S92: Offers additional service during peak hours to bolster the S92 Limited route.
  • S93: Services the College of Staten Island and Bay Ridge, Brooklyn.

Express Bus Services

For commuters traveling to Manhattan, express bus services offer a convenient and comfortable alternative:

  • SIM4: Travels between the Eltingville Transit Center and Midtown Manhattan.
  • SIM4C: Covers parts of Charleston and continued service to Midtown Manhattan.
  • SIM8: Connects the Huguenot area with Lower Manhattan.
  • SIM22: Runs between Travis and Downtown Manhattan.
  • SIM23: Covers Mariners Harbor to Midtown Manhattan.

Access to Staten Island Railway (SIR)

Residents of ZIP Code 10314 can utilize the Staten Island Railway (SIR) for efficient southern transit on the island. Key stations accessible from this ZIP code include:

  • Eltingville Station: Convenient for residents in the southern parts of ZIP Code 10314.
  • Great Kills Station: Another accessible option located in the southern portions of the ZIP code area.

Though SIR terminates at the St. George Ferry Terminal, it seamlessly connects travelers to the Staten Island Ferry, enabling further transit to Manhattan.

Staten Island Ferry Access

The Staten Island Ferry is a crucial link for residents commuting to Manhattan. Travelling to the St. George Ferry Terminal via bus routes such as the S44, S46, and S61 facilitates this connection:

  • The ferry offers free service and runs 24/7 between St. George and Whitehall Terminal in Manhattan.
  • It’s a reliable option, with departures every 15 to 30 minutes during peak hours.

Accessibility Features

The MTA ensures that public transportation in ZIP Code 10314 is accessible to everyone:

  • Wheelchair Accessibility: Buses and SIR stations are equipped with features to assist individuals with mobility challenges.
  • Real-time Updates: The MTA provides real-time updates through various mobile apps and website platforms, keeping commuters informed about schedules and delays.
  • Reduced Fare Programs: Eligibility-based reduced fare programs are available for senior citizens and individuals with disabilities.

Future Developments

Several initiatives are planned to improve public transportation in ZIP Code 10314:

  • Bus Rapid Transit (BRT): Plans include expanding BRT services to enhance connectivity.
  • Infrastructure Improvements: Continuous upgrades and maintenance are planned for bus stops, SIR stations, and related facilities.


Neighborhood Atmosphere in ZIP Code 10314

Overview of Staten Island’s 10314

ZIP Code 10314 is an area located in Staten Island, New York. Known for its diverse community and suburban feel, this ZIP Code encompasses neighborhoods such as Bulls Head, New Springville, and Willowbrook.

Community Demographics

The community in ZIP Code 10314 is a blend of various ethnic groups, contributing to a rich, multicultural atmosphere. Families, young professionals, and retirees all find a place within this welcoming environment.

Key Points:

  • Diverse population
  • Predominantly residential with some commercial areas

Safety and Crime Rates

Safety is a priority in 10314, and the area is known for its low crime rates compared to other parts of Staten Island and New York City. Active neighborhood watch programs and regular police patrols help maintain a secure environment.

Safety Features:

  • Low crime rates
  • Community policing

Local Amenities

Residents of 10314 enjoy a range of amenities and services, from shopping centers like the Staten Island Mall to numerous parks and recreational facilities.

Amenities Include:

  • Staten Island Mall
  • Willowbrook Park
  • Bulls Head Library

Education and Schools

Education is highly valued in ZIP Code 10314, with access to quality public and private schools. Institutions like P.S. 60 and Susan E. Wagner High School are well-regarded by the community.

Notable Schools:

  • P.S. 60 Alice Austen School
  • I.S. 72 Rocco Laurie Intermediate School
  • Susan E. Wagner High School

Transportation and Accessibility

ZIP Code 10314 offers various transportation options, making it easy for residents to commute to other parts of Staten Island and New York City. Public transit, including bus and rail services, is readily available.

Transportation Options:

  • Staten Island Railway
  • Multiple local and express bus routes

Recreational Activities

For those who enjoy outdoor activities, ZIP Code 10314 provides plenty of recreational opportunities. With parks, sports complexes, and community centers, there’s always something to do.

Recreational Spots:

  • Willowbrook Park
  • Francis J. Iero Park
  • CSI Sports and Recreation Center

Eating Out and Cuisine

The culinary scene in 10314 is diverse, offering an array of dining options from different cultures. Whether you crave Italian, Chinese, or American cuisine, you will find it here.

Popular Restaurants:

  • Denino’s Pizzeria & Tavern
  • Roll N Roaster
  • New Spring Garden Staten Island

Real Estate Trends

The real estate market in 10314 is competitive, with a mix of single-family homes, townhouses, and apartments. The market has seen a steady appreciation in property values, making it an attractive area for both buyers and renters.

Real Estate Highlights:

  • Competitive market
  • Diverse housing options
  • Steady property value appreciation

Community Events

Community events and activities are a staple in 10314, fostering a strong sense of camaraderie among residents. Annual festivals, local markets, and community gatherings are common.

Notable Events:

  • Staten Island Oktoberfest
  • Bulls Head Community Day
  • Willowbrook Park Summer Concerts


The atmosphere in ZIP Code 10314 is characterized by its friendly community, comprehensive amenities, and safe environment. This Staten Island area continues to attract residents looking for a balanced and fulfilling lifestyle.

Real Estate Market Trends for ZIP Code 10314

Current Market Overview

The real estate market in ZIP Code 10314, which encompasses various neighborhoods in Staten Island, NYC, shows a dynamic and evolving market trend. The current median home price stands at $590,000, marking a year-over-year increase of 4.8%. This ZIP Code is characterized by a combination of residential homes, condominiums, and townhouses.

According to recent data, the average days on the market for properties in 10314 is approximately 55 days, which indicates a moderately paced market compared to other NY metropolitan areas.

Property Types and Availability

ZIP Code 10314 offers a diverse range of property types. Single-family homes make up about 60% of the market, while the remaining 40% is composed of condominiums and townhouses.

  • Single-Family Homes: Typically range from $500,000 to $800,000. These properties often feature 3-4 bedrooms and ample yard space, appealing to families.
  • Condominiums: Prices range from $300,000 to $500,000. Condos provide more affordable options and attract younger professionals and smaller families.
  • Townhouses: Cost between $400,000 to $600,000. They offer a middle-ground option, combining the benefits of single-family living with the convenience of condominium facilities.

Price Per Square Foot

The average price per square foot in 10314 is $360. This has seen a slight increase from the previous year, reflecting a growing demand for property in the area. Properties in more desirable neighborhoods like New Springville and Heartland Village often exceed this average, reaching up to $420 per square foot.

Neighborhood Insights

New Springville

New Springville is one of the most sought-after neighborhoods within 10314. It is known for its proximity to the Staten Island Mall and various parks. The median home price here is around $620,000.

Heartland Village

Heartland Village offers a blend of urban and suburban living with its plethora of amenities and quality schools. The real estate in this neighborhood tends to be priced slightly higher than other areas within 10314, with an average home price of $640,000.

Market Forecast

Experts anticipate that the real estate market in ZIP Code 10314 will continue to grow steadily. Factors contributing to this outlook include:

  • Proximity to Major Employment Centers: Improved transportation links to the city.
  • Quality of Life: Good schools, parks, and recreational facilities attract families.
  • Economic Stability: Stable job market and economic conditions have fostered a resilient real estate market.

Investment Opportunities

Given the upward trend in property values, ZIP Code 10314 presents lucrative investment opportunities. Buy-to-rent strategies show promise, with rental yield rates averaging around 6%. Additionally, the rising home prices indicate potential for strong capital appreciation in the coming years.


The real estate market in ZIP Code 10314 offers promising trends for buyers, sellers, and investors alike. With a combination of stable market conditions, desirable neighborhoods, and varied property types, it remains a key area of interest in Staten Island.

Property Taxes in ZIP Code 10314: A Comprehensive Report

Overview of Property Taxes in ZIP Code 10314

ZIP Code 10314 covers part of Staten Island, New York. Property taxes in this area are primarily governed by the New York City Department of Finance. Homeowners in this ZIP code are subject to both city and state property tax regulations.

Assessment of Property Values

Properties in ZIP Code 10314 are assessed annually to determine their market value. The assessed value is used to calculate the property tax owed. Factors influencing assessments include:

  • Location
  • Property Size
  • Property Type
  • Condition of the Property
  • Market Trends

Property Tax Rates in ZIP Code 10314

The property tax rates in ZIP Code 10314 consist of the combined rate set by New York City and the State of New York. For the fiscal year 2023-2024, property tax rates are as follows:

Property Type Tax Rate (per $100 of Assessed Value)
One- to three-family homes 0.79%
Commercial properties 10.69%
Multi-unit residential buildings 5.85%

Exemptions and Reductions

Residents in ZIP Code 10314 may be eligible for various property tax exemptions and reductions, which can significantly lower the amount owed. Common exemptions include:

  • STAR (School Tax Relief) Program: Available for eligible homeowners, offering relief on the school tax portion of property taxes.
  • Senior Citizens Homeowners’ Exemption (SCHE): For homeowners aged 65 and older, meeting income requirements.
  • Veterans Exemption: Property tax benefits for eligible veterans.
  • Disability Homeowners’ Exemption (DHE): Available for homeowners with disabilities meeting income thresholds.

Payment Methods and Deadlines

Property taxes in ZIP Code 10314 are typically billed quarterly. Homeowners can pay their taxes through various methods, including:

  • Online payments via the NYC Department of Finance website
  • Mailing checks or money orders
  • In-person payments at the NYC Department of Finance office
  • Automatic bank withdrawals

It is crucial to adhere to payment deadlines to avoid penalties and interest charges. The deadlines are generally in January, April, July, and October.

Appealing Property Tax Assessments

If homeowners in ZIP Code 10314 believe their property is over-assessed, they have the right to file an appeal with the New York City Tax Commission. The appeal process involves:

  1. Filing a formal appeal application by the specified deadline
  2. Providing evidence to support the claim of over-assessment
  3. Attending a hearing, if required

Successful appeals can result in a reduction of the assessed value and, consequently, lower property taxes.

Public Records and Resources

The New York City Department of Finance provides online access to public records regarding property assessments and taxes. Homeowners can use these resources to:

  • Check current and past property tax bills
  • Review assessment details and property descriptions
  • Access appeal forms and guidelines

Community Amenities in ZIP Code 10314

Parks and Recreational Areas

  • Willowbrook Park: This large park includes a lake, walking trails, and sports fields, making it perfect for family outings and exercise enthusiasts.
  • Schmul Park: A neighborhood favorite, Schmul Park offers playgrounds, basketball courts, and picnic areas.
  • Greenbelt Nature Center: This facility provides educational programs and guided nature walks through Staten Island’s extensive Greenbelt.

Educational Institutions

  • PS 54: A well-regarded public elementary school serving the local community.
  • IS 72: Known for its diverse curriculum and excellent faculty, IS 72 serves middle school students in the area.
  • CSI High School for International Studies: This specialized high school offers a rigorous academic program focused on global studies.

Shopping and Dining Options

Residents of ZIP Code 10314 have access to numerous shopping and dining options:

  • Staten Island Mall: The largest shopping mall in the area, featuring a wide range of retail stores, dining options, and entertainment facilities.
  • Richmond Avenue: This bustling thoroughfare is home to various supermarkets, specialty shops, and restaurants offering cuisines from around the world.
  • Forest Avenue Shopping District: Known for its eclectic mix of boutiques, cafes, and services, this district provides a charming shopping experience.

Healthcare Facilities

  • Richmond University Medical Center: Providing comprehensive healthcare services, including emergency care, surgical services, and specialized clinics.
  • Staten Island University Hospital: A major healthcare provider, offering advanced medical treatments and care across various specialties.
  • Numerous Private Practices: Including general practitioners, specialists, and dental offices, ensuring residents have ample healthcare options.

Community Centers and Libraries

  • West New Brighton Library: A public library that offers a wide selection of books, community programs, and services.
  • Jewish Community Center (JCC) Staten Island: Features a fitness center, swimming pool, and a variety of classes and events for all age groups.
  • South Shore YMCA: Offers fitness programs, swimming lessons, and community events to promote health and wellness.

Public Transportation

  • Staten Island Railway: Provides convenient access to the Staten Island Ferry for commuters traveling to Manhattan.
  • Local Bus Routes: Multiple bus lines service the area, connecting residents to key points across Staten Island and beyond.
  • Express Buses: Direct routes to midtown and downtown Manhattan offer an alternative for daily commuters.

Sports and Fitness

  • Mid-Island Y Jewish Community Center: Offers extensive fitness programs, sports leagues, and wellness classes for all ages.
  • South Shore Country Club: Features a golf course, tennis courts, and a swimming pool.
  • Various Gyms: Including major chains like LA Fitness and Planet Fitness, catering to fitness enthusiasts with diverse amenities and programs.

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