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Lowest Mortgage Rate near Me, Chula Vista, CA 91911


Safety and Crime Rates in ZIP Code 91911


The ZIP Code 91911 covers a region in Chula Vista, California, situated in the southern part of San Diego County. This area has a varied demographic composition and encompasses residential, commercial, and recreational zones.

Crime Rate Statistics

Crime statistics are crucial for residents to understand the safety of their community. Here we provide a detailed analysis of various crime rates within ZIP Code 91911:

Violent Crimes

  • Homicide: The rate of homicides in 91911 is relatively low compared to other regions in California but still a critical area to monitor.
  • Robbery: Robbery incidents have seen a moderate frequency, making it important for residents to remain vigilant, especially during late hours.
  • Aggravated Assault: Aggravated assault rates are concerning, often linked to domestic issues and public disputes.

Property Crimes

  • Burglary: Burglary rates in 91911 align with national averages, indicating moderate risk for home and commercial property owners.
  • Larceny-Theft: This type of crime is the most frequent in the area, typically involving personal item theft and shoplifting.
  • Motor Vehicle Theft: Vehicle theft rates have shown a slight increase, prompting residents to adopt advanced security measures.

Safety Measures

Enhancing public safety involves a combined effort of law enforcement, community programs, and individual precautions. Below are some initiatives and recommendations:

Community Policing

Chula Vista Police Department actively engages in community policing, fostering better relationships between officers and residents.

Neighborhood Watch Programs

Active neighborhood watch groups play a significant role in crime prevention, enabling residents to report suspicious activities promptly.

Personal Safety Tips

  • Avoid walking alone at night in poorly lit areas.
  • Install security systems in homes and vehicles.
  • Stay aware of local crime trends through community bulletins.

Recent Crime Reports

Recent data analytics give an accurate snapshot of crime trends in 91911. Here are the latest reports from the Chula Vista Police Department:

Monthly Crime Data

Month Violent Crimes Property Crimes
January 2023 15 45
February 2023 10 50
March 2023 20 60

Law Enforcement & Support Services

The following are essential services available to 91911 residents to enhance safety and support during emergencies:

Chula Vista Police Department

The primary law enforcement agency responsible for maintaining law and order in 91911.

Contact: (619) 691-5151

Emergency Response Services

Local emergency response services ensure rapid action during crises:

  • 911 for immediate emergencies
  • Non-emergency police line for less urgent matters

Victim Support Resources

Various organizations provide support and counseling for victims of crimes:

  • National Domestic Violence Hotline: 1-800-799-SAFE (7233)
  • San Diego County Victim Assistance Program: (619) 531-4041


Understanding the safety and crime rates within ZIP Code 91911 is vital for residents and potential movers. Continuous community engagement, strict law enforcement, and individual vigilance are key to maintaining and improving safety in this area.

Proximity to Essential Services in ZIP Code 91911: A Comprehensive Overview

Healthcare Facilities

The ZIP code 91911 boasts several healthcare facilities ensuring that residents have easy access to essential medical services.

  • Sharp Chula Vista Medical Center: Located centrally, this hospital offers a wide range of services including emergency care, specialized surgeries, and maternity services.
  • South Bay Family YMCA: Not only does it offer fitness facilities, but also wellness checks and health programs.
  • Various urgent care centers, dental clinics, and specialty medical practices ensure comprehensive medical coverage.

Educational Institutions

Educational institutions in ZIP code 91911 offer diverse options from primary to higher education.

  • Castle Park High School: A well-regarded public high school offering a variety of extracurricular activities and advanced placement courses.
  • Montgomery Elementary School: Renowned for its dedicated teaching staff and comprehensive curriculum.
  • Several preschools and childcare centers ensure early childhood education needs are met.
  • Proximity to Southwestern College offers excellent opportunities for higher education and community engagement.

Shopping and Retail

Residents of 91911 enjoy convenient access to various shopping and retail centers.

  • Chula Vista Mall: A major retail hub featuring popular stores like Macy’s, JCPenney, and a variety of dining options.
  • Multiple grocery stores including Vons, Food 4 Less, and Northgate Market ensure daily shopping needs are met.
  • Local specialized shops and boutiques provide unique shopping experiences.


Efficient transportation services in ZIP code 91911 make commuting and travel convenient for residents.

  • MTS Bus Services: Comprehensive bus routes linking residents to crucial parts of the city and beyond.
  • Easy access to Interstate 5 and Interstate 805 makes commuting by car straightforward.
  • Availability of rideshare services like Uber and Lyft offers flexible transportation options.

Recreational Facilities

Ample recreational facilities in ZIP code 91911 enhance the quality of life for residents.

  • Chula Vista Elite Athlete Training Center: A premier athletic complex offering facilities for a variety of sports and fitness activities.
  • San Diego Bay National Wildlife Refuge: Perfect for nature walks, bird watching, and outdoor activities.
  • Multiple parks such as Memorial Park and community centers provide spaces for relaxation and community events.

Dining and Entertainment

The dining and entertainment options in ZIP code 91911 cater to diverse tastes and preferences.

  • Headquarters of Fun: An entertainment complex offering bowling, an arcade, and a variety of dining choices.
  • A rich array of restaurants including local favorites and international cuisines ensures something for everyone.
  • Theaters and event venues provide various cultural and entertainment options.

Financial Services

Access to financial services in ZIP code 91911 facilitates everyday transactions and financial planning.

  • Bank of America: Offering full-service banking, loans, and investment services.
  • Presence of other major financial institutions such as Wells Fargo, Chase, and local credit unions.
  • Various ATMs located strategically throughout the area for convenient cash withdrawals.

Quality of Local Schools in ZIP Code 91911

Overview of Educational Institutions

The ZIP Code 91911, located in Chula Vista, California, features a variety of educational institutions including public, private, and charter schools. This report examines the quality of these schools based on academic performance, extracurricular opportunities, and overall school environment.

Public Schools in ZIP Code 91911

Castle Park Elementary School

Address: 25 Emerson St, Chula Vista, CA 91911

Castle Park Elementary School is known for its strong commitment to academic excellence. The school has a student-teacher ratio of 20:1, which allows for personalized attention and support. The curriculum focuses on STEM education, with dedicated programs to enhance skills in science, technology, engineering, and mathematics.

Hilltop Middle School

Address: 44 E J St, Chula Vista, CA 91910

Hilltop Middle School serves students in grades 7-8. It is recognized for its innovative teaching methods and comprehensive extracurricular programs. The school has shown consistent improvement in state test scores, indicating effective educational strategies and student engagement.

Castle Park High School

Address: 1395 Hilltop Dr, Chula Vista, CA 91911

Castle Park High School offers a broad range of Advanced Placement (AP) courses and electives. The school emphasizes college readiness and career preparation, with specialized programs in arts, sports, and vocational training. The graduation rate is commendably high, reflecting the overall quality of education provided.

Private Schools in ZIP Code 91911

Mater Dei Catholic High School

Address: 1615 Mater Dei Dr, Chula Vista, CA 91913

Although not exactly within the 91911 ZIP code, Mater Dei Catholic High School is a popular choice for residents. Known for its rigorous academic standards and faith-based education, the school offers a nurturing environment where moral and academic development go hand-in-hand. The smaller class sizes foster individual attention and academic excellence.

St. Rose of Lima School

Address: 293 H St, Chula Vista, CA 91910

St. Rose of Lima School provides education for grades K-8 and emphasizes both academic excellence and spiritual growth. The school boasts a low student-to-teacher ratio, fostering an environment conducive to personalized learning and development. Their curriculum integrates traditional subjects with religious studies and community service projects.

Charter Schools in ZIP Code 91911

Chula Vista Learning Community Charter School

Address: 590 K St, Chula Vista, CA 91911

Chula Vista Learning Community Charter School (CVLCC) is known for its bilingual education programs and emphasis on community involvement. The school offers a unique learning experience, with a curriculum designed to develop critical thinking and global awareness. The focus on bilingual education equips students with valuable language skills.

Academic Performance Metrics

Across public, private, and charter schools in ZIP Code 91911, academic performance is measured using standardized test scores, college admission rates, and overall student progress. Most schools in the area report above-average performance in state assessments, with particular strengths in mathematics and reading.

Extracurricular Opportunities

Schools in ZIP Code 91911 provide a wealth of extracurricular activities ranging from sports and arts to technology clubs and community service. These activities not only enhance students’ educational experience but also contribute to their social and emotional development.

Facilities and Resources

Many schools in the 91911 area boast modern facilities equipped with advanced educational technology, science labs, and expansive libraries. Access to such resources has a significant impact on student learning outcomes and overall school experience.

Parental and Community Involvement

Parental and community involvement is a cornerstone of the educational experience in ZIP Code 91911. Schools actively encourage parents to participate in school events, committees, and volunteering opportunities. Strong community ties help foster a supportive educational environment.


The schools in ZIP Code 91911 are performing well across various metrics, thanks to dedicated teachers, modern facilities, and robust community support. With a focus on academic excellence, individual student growth, and comprehensive extracurricular programs, the area provides a nurturing and effective educational environment.

Public Transportation Access in ZIP Code 91911, USA


ZIP Code 91911 is located in the city of Chula Vista, California. This area is well-served by a variety of public transportation options that facilitate easy and convenient travel. Chula Vista is part of the larger San Diego metropolitan area, and residents and visitors alike benefit from the comprehensive public transportation network in place.

Bus Services

The primary mode of public transportation in ZIP Code 91911 is the bus service operated by the Metropolitan Transit System (MTS). Several bus routes pass through this zip code, connecting it with other parts of Chula Vista and the greater San Diego area.

  • Route 701: This route provides service between San Ysidro and the H St Trolley Station, with multiple stops within ZIP Code 91911.
  • Route 929: Connecting the Iris Avenue Transit Center to the 12th & Imperial Transit Center, this route offers extensive coverage, including stops in 91911.
  • Route 933: This circular route serves the E Street Transit Center and Otay Ranch Town Center, making numerous stops in the ZIP Code 91911 area.

Trolley Services

The San Diego Trolley, another key component of the public transportation system, serves residents in ZIP Code 91911. The Blue Line is the principal route providing access to this area.

  • Blue Line: Running from San Ysidro to Downtown San Diego, this line makes stops at key stations accessible to ZIP Code 91911 residents, such as the H Street and Palomar Street stations.

Access to Neighborhoods and Key Locations

Public transportation in ZIP Code 91911 ensures that both residential areas and significant points of interest are easily accessible. Key locations include:

  • Southwestern College: Accessible via multiple bus routes, making it convenient for students and staff.
  • Chula Vista Center: A major retail hub, reachable through several MTS bus lines.
  • Otay Valley Regional Park: Visitors can use public transportation to enjoy the natural scenery and recreational activities available at this park.

Accessibility Features

The public transportation network in ZIP Code 91911 is designed with accessibility in mind. Key features include:

  • Wheelchair Accessible Buses: All MTS buses are equipped with lifts or ramps to support passengers with mobility devices.
  • Audio and Visual Announcements: Buses and trolleys are fitted with systems that announce stops, ensuring that all riders have the information they need.
  • Priority Seating: Designated seating is available for seniors and persons with disabilities.

Connectivity and Intermodal Transfers

ZIP Code 91911 benefits from strong connectivity and intermodal transfer options. Passengers can easily switch between bus and trolley services, providing flexibility in their travel plans.

Example: Passengers can transfer from the Blue Line trolley at the E Street station to Route 701 to reach more specific destinations within Chula Vista.

Planning Your Trip

For real-time travel updates and trip planning, residents and visitors can use the MTS website or mobile applications. These resources provide schedules, route maps, and fare information.

Additional Tip: Consider using the MTS real-time schedules feature to plan your journey effectively.

Environmental Impact

Public transportation in ZIP Code 91911 not only offers convenience but also contributes positively to the environment by reducing the reliance on personal vehicles and lowering emissions. Encouraging the use of buses and trolleys supports a more sustainable community.

Neighborhood Atmosphere in ZIP Code 91911

Overview of ZIP Code 91911

The ZIP Code 91911 encompasses a segment of Chula Vista, a vibrant city located in San Diego County, California. Known for its diverse community, 91911 offers a blend of suburban comfort and urban convenience, making it an attractive location for families, professionals, and retirees alike.

Community and Demographics

The 91911 area boasts a multicultural population, bringing a rich cultural tapestry to the neighborhood. According to the latest census data, this region is home to a mix of ethnicities with a significant proportion of Hispanic and Latino residents. This cultural diversity is reflected in local events, cuisine, and community interactions.

Population Density and Housing

With a moderate population density, 91911 offers a range of housing options including single-family homes, townhouses, and apartment complexes, catering to various lifestyles and budgets. The area is predominantly residential, characterized by well-maintained properties and tree-lined streets.

Amenities and Facilities

Parks and Recreation

Residents of 91911 enjoy access to several parks and recreational facilities. Notable parks include:

  • Otay Valley Regional Park: A large green space offering hiking trails, picnic areas, and wildlife viewing opportunities.
  • Chula Vista Marina View Park: Providing stunning waterfront views, playgrounds, and walking paths.

Shopping and Dining

Shopping and dining options are plentiful in 91911. Key commercial hubs include:

  • Chula Vista Center: A major shopping mall featuring popular retail stores, restaurants, and entertainment venues.
  • Third Avenue Village: A historic downtown area known for its eclectic mix of boutiques, cafes, and cultural venues.

Education and Schools

ZIP Code 91911 is served by several reputable schools, making it a suitable area for families with children. Notable institutions include:

  • Castle Park High School: Renowned for its academic programs and extracurricular activities.
  • Harborside Elementary School: Known for its dedicated staff and community involvement.

Additionally, higher education institutions such as Southwestern College provide further learning opportunities for residents.

Transportation and Connectivity

The 91911 area is well-connected with robust public transportation options and major highways. Key transportation features include:

  • Interstate 805: Providing north-south access through San Diego County.
  • San Diego Trolley: Offering convenient transit to downtown San Diego and neighboring areas.

These transportation links make it easy for residents to commute for work, education, or leisure.

Safety and Security

Safety is a priority in 91911, with community policing efforts and neighborhood watch programs in place. The Chula Vista Police Department works actively to maintain low crime rates and ensure a secure environment for all residents.

Cultural and Social Scene

The cultural and social scene in 91911 is vibrant and inclusive, with numerous events and activities celebrating the area’s diversity. Highlights include:

  • Annual Lemon Festival: Celebrating Chula Vista’s agricultural heritage with live music, food vendors, and family-friendly activities.
  • Art Walks: Hosted by local galleries and artists, offering a platform for creative expression and community engagement.

Neighborhood Opinions

Residents of 91911 often express positive opinions about their neighborhood, citing the friendly community, available amenities, and overall quality of life. Local reviews frequently mention the area’s convenient location, the strong sense of community, and the diverse cultural opportunities as major benefits.


The ZIP Code 91911 is a dynamic and welcoming neighborhood offering a high quality of life. Its combination of suburban tranquility and urban amenities makes it an ideal place for residents seeking a balanced and fulfilling lifestyle.

Real Estate Market Trends in ZIP Code 91911

Current Market Overview

The real estate market in ZIP Code 91911, located in Chula Vista, California, is known for its dynamic and competitive nature. As of the latest data, home prices have shown a consistent upward trajectory, influenced by high demand and limited inventory.

Median Home Prices

The median home price in 91911 has increased by approximately 8% year-over-year, now standing at around $620,000. This upward trend is largely attributed to the desirable location and the quality of life offered in this part of Chula Vista.

Price Per Square Foot

The average price per square foot in 91911 is currently $400. This metric has seen a 5% growth from the previous year, indicating strong market confidence and continuing investment appeal.

Housing Inventory

The availability of homes in ZIP Code 91911 remains limited, contributing to the competitive market conditions. The current months of supply stands at 1.5 months, which is significantly lower than the national average, indicating a seller’s market.

Market Demand

The demand for properties in 91911 is robust, driven by factors such as employment opportunities, schools, and amenities in Chula Vista. Homes in this ZIP code typically spend an average of 20 days on the market before going under contract, underscoring the high demand.

Buyer Demographics

The buyer demographics in 91911 are diverse, with a noticeable increase in first-time homebuyers and young professionals drawn by the area’s attractive features and relatively affordable prices compared to surrounding areas.

Investment Opportunities

Investors are also taking note of 91911 due to the steady appreciation in home values and strong rental market. The average rent for a single-family home in this ZIP code is approximately $2,800 per month, making it an attractive prospect for rental property investments.

Neighborhood Insights

ZIP Code 91911 encompasses several distinct neighborhoods, each offering unique characteristics and appeal:

  • Castle Park – Known for its suburban feel and family-friendly environment, with numerous parks and local schools.
  • Otay – Features a mix of residential and commercial areas, providing convenient access to amenities and services.
  • Sunbow – A planned community with newer homes, appealing to buyers looking for modern amenities and a cohesive community atmosphere.

Future Projections

Experts predict that the housing market in 91911 will continue its upward trend over the next year. Reasons for this projection include ongoing demand, limited supply, and overall economic stability in the Chula Vista region.

Potential Risks

Despite the positive outlook, potential risks such as interest rate fluctuations and economic downturns could impact market dynamics. Buyers and investors should remain informed about broader economic conditions.


ZIP Code 91911 is poised to remain a competitive and attractive real estate market. With rising home prices, strong demand, and limited inventory, both homebuyers and investors can benefit from understanding the nuances of this dynamic locale.

Property Taxes in ZIP Code 91911

Overview of Property Taxes

Property taxes in ZIP Code 91911, located in Chula Vista, California, are calculated based on the assessed value of properties. These taxes are crucial for funding local services such as public schools, infrastructure projects, and emergency services.

Homeowners in this area should be aware of the components that influence their property tax bills, including the assessed property value, the tax rate, and any special assessments or local levies.

Assessment of Property Values

The assessed value of a property in 91911 is determined by the San Diego County Assessor’s Office. This valuation is a critical factor in calculating the annual property tax owed. Generally, the assessor’s office evaluates properties using current market values or a standardized assessment rate.

  • Market Value: The likely price a property would fetch in a competitive and open market.
  • Assessed Value: Typically, this is a percentage of the market value. In California, the Proposition 13 limits the annual increase of the assessed value to 2%, unless there is a change in ownership or completion of new construction.

Calculation of Property Tax Rates

Once the property value is assessed, property tax is calculated by applying the specific tax rate for ZIP Code 91911. The base tax rate in California is 1% of the assessed value, but additional voter-approved levies and bonds can increase the total rate.

For instance, the property tax rate in ZIP Code 91911 can be broken down as follows:

  • 1% Base Tax Rate
  • Additional Local Taxes and Bonds (varies depending on specific measures approved by voters)

An estimated overall tax rate, including additional local levies, generally ranges between 1.1% and 1.3% of the assessed property value.

Special Assessments and Local Levies

Special assessments and local levies in ZIP Code 91911 can impact the total amount of property tax due. These are often implemented to fund specific projects such as school upgrades, improvements to local infrastructure, or community services.

Examples may include:

  • Funding for local schools, administered through bond measures.
  • Assessments for street lighting, sewer maintenance, or public safety initiatives.

How to Pay Property Taxes

Property taxes in ZIP Code 91911 are collected by the San Diego County Treasurer-Tax Collector’s Office. Bills are typically sent out annually, and taxes can be paid in two installments:

  • First Installment: Due by December 10
  • Second Installment: Due by April 10

Payments can be made online, by mail, or in-person at designated locations within the county. It’s essential to ensure on-time payments to avoid penalties and additional interest charges.

Property Tax Relief Programs

Homeowners in ZIP Code 91911 may qualify for property tax relief programs under California law. These programs are designed to assist senior citizens, disabled individuals, and veterans. Common programs include:

  • Homeowners’ Property Tax Exemption
  • Senior Citizen Property Tax Postponement
  • Disabled Veterans Exemption

Eligible homeowners can apply for these benefits through the San Diego County Assessor’s Office to reduce their property tax burden.

Resources and Contact Information

For detailed information or assistance with property taxes in ZIP Code 91911, homeowners can contact:

These agencies provide a wealth of information and resources to aid property owners in managing their tax obligations efficiently.

Community Amenities in ZIP Code 91911

Parks and Recreational Facilities

The ZIP Code 91911 is home to a variety of parks and recreational facilities, offering residents ample opportunities for outdoor activities and relaxation. Several notable parks include:

  • Terra Nova Park: A family-friendly park featuring playgrounds, picnic areas, and sports fields.
  • J Street Park: Known for its scenic jogging paths and open green spaces, perfect for outdoor exercise.
  • Veterans Park: Offers a wide range of amenities including a skatepark, baseball fields, and a community center.

Educational Institutions

Residents of the 91911 ZIP Code benefit from access to several highly regarded educational institutions. Whether you are looking for schools for young children or seeking higher education opportunities, this community has it all.

  • Castle Park High School: A well-known secondary school with comprehensive academic programs and extracurricular activities.
  • Chula Vista Elementary School District: Serving younger students with a focus on superior academic standards and personalized learning.
  • Southwestern College: A community college offering a variety of degree programs and continuing education courses.

Shopping and Dining

The 91911 area offers a diverse selection of shopping and dining options, making it convenient for residents to make purchases and enjoy local cuisines. Key spots include:

  • Chula Vista Center: The largest shopping mall in the area, featuring popular retail stores and dining options.
  • Otay Town Center: Offers a blend of boutique shops and family-owned restaurants, capturing the local flavor.
  • Third Avenue Village: Known for its unique shops, cafes, and event spaces, it is a hub for community activities.

Healthcare Facilities

Access to quality healthcare is a significant amenity for residents in ZIP Code 91911. The area hosts several medical facilities and clinics that provide exceptional healthcare services:

  • Scripps Mercy Hospital Chula Vista: A leading healthcare provider known for its comprehensive emergency services and specialized care.
  • South Bay Family YMCA: Offers health and wellness programs along with fitness facilities and wellness resources.
  • Chula Vista Medical Center: Provides a range of outpatient services, specialized treatments, and primary care.

Community Centers and Libraries

Community engagement and access to educational resources are enhanced by the presence of community centers and libraries in the 91911 area.

  • Chula Vista Civic Center Library: Offers extensive collections of books, digital media, and provides regular community programs and events.
  • Loma Verde Recreation Center: A hub for community activities including sports leagues, arts and crafts, and family events.
  • Otay Recreation Center: Features a variety of recreational activities, classes, and community gatherings.

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