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Lowest Mortgage Rate near Me, Brownsville, Texas 78521


Safety and Crime Rates in ZIP Code 78521

Overview of ZIP Code 78521

ZIP Code 78521 primarily encompasses areas within Brownsville, Texas. This region is located along the southern coast of Texas, near the U.S.-Mexico border. The locality is characterized by a diverse population and a mix of urban and suburban environments.

Crime Statistics in 78521

Violent Crime Rates

The violent crime rate in ZIP Code 78521 is higher than the national average. This category includes offenses such as:

  • Assault
  • Robbery
  • Rape
  • Murder

Recently reported data indicates that residents in this ZIP code experience a rate of violent crime that is slightly higher compared to other areas within Brownsville, Texas.

Property Crime Rates

Property crime is a significant concern in 78521, encompassing crimes such as:

  • Burglary
  • Theft
  • Motor vehicle theft

Statistics show that property crime rates in this ZIP code are above the national average, making it crucial for residents to stay vigilant and employ safety measures to protect their property.

Factors Influencing Crime Rates

Numerous factors contribute to the crime rates in ZIP Code 78521, including:

  • Socioeconomic conditions
  • Proximity to the border
  • Population density
  • Availability of law enforcement resources

Law Enforcement Presence

Brownsville Police Department is the primary law enforcement agency serving ZIP Code 78521. The department strives to enhance community safety through:

  • Increased patrolling
  • Community engagement programs
  • Crime prevention initiatives

Despite these efforts, resource constraints and the diverse needs of the large population can pose challenges to effectively reducing crime rates.

Community Safety Initiatives

Residents and local organizations in 78521 are actively involved in various community safety initiatives, including:

  • Neighborhood watch programs
  • Local safety workshops
  • Collaborations with law enforcement agencies

These initiatives aim to promote vigilance and collective action to tackle crime-related issues in the community.

Crime Prevention Tips for Residents

To enhance personal and property safety, residents of ZIP Code 78521 are encouraged to follow these crime prevention tips:

  • Install robust security systems in homes and vehicles
  • Participate in neighborhood watch programs
  • Stay informed about local crime trends
  • Report suspicious activities to law enforcement promptly

Related Resources

For additional information on safety and crime rates in ZIP Code 78521, consider visiting the following resources:

Proximity to Essential Services for ZIP Code 78521: A Comprehensive Overview

Healthcare Facilities

The ZIP Code 78521 is serviced by several healthcare facilities, ensuring residents have access to essential medical services. Prominent hospitals like Valley Regional Medical Center and Valley Baptist Medical Center are within a short driving distance. Primary care clinics, specialty practices, and urgent care centers are also scattered throughout the area, making healthcare accessible and convenient.

Educational Institutions

Education is a priority for families residing in the 78521 ZIP Code, with numerous quality options available:

  • Elementary Schools: Schools such as Pullam Elementary School and Villa Nueva Elementary School are located within close proximity.
  • Middle Schools: Perkins Middle School and Garcia Middle School serve the community well.
  • High Schools: Simon Rivera High School and Veterans Memorial High School provide robust educational programs.
  • Higher Education: Nearby institutions like Texas Southmost College and University of Texas Rio Grande Valley offer higher education opportunities.

Grocery Stores and Supermarkets

Residents of the 78521 area have multiple options when it comes to grocery shopping. H-E-B, Walmart Supercenter, and El Globo Supermarket are some of the major stores providing fresh produce, pantry staples, and other household necessities. Moreover, local markets and specialty grocers cater to diverse needs and preferences.

Public Transportation

Public transportation in the 78521 ZIP Code is both reliable and accessible. Brownsville Metro offers comprehensive bus routes throughout the city, ensuring ease of travel. Bus stops are conveniently located and well-marked, providing residents with an efficient means of commuting.

Parks and Recreational Facilities

Availability of parks and recreational facilities is a significant advantage for those living in 78521. The area boasts numerous parks such as Dean Porter Park and Southmost Nature Park, encouraging outdoor activities and community gatherings. Additionally, public sports facilities and recreational centers support an active and healthy lifestyle.

Financial Institutions and ATMs

Access to banking services is well-catered for residents in the 78521 ZIP Code. Major banks like Bank of America, Wells Fargo, and IBC Bank have branches in the area. Furthermore, numerous ATMs are strategically placed for convenient financial transactions.

Dining and Retail Outlets

The 78521 area is home to a diverse array of dining and retail options. From popular fast-food chains like McDonald’s and Whataburger to more refined dining establishments such as La Playa Mexican Cafe and Toscafino, there is something for every palate. Retail needs are also met by stores such as Target and Kohl’s, along with various local boutiques and specialty shops.

Emergency Services

Emergency services in ZIP Code 78521 are highly responsive. The area includes several fire stations, police precincts, and emergency medical services facilities. These services ensure the safety and well-being of all residents in case of emergencies.

Community Services

Community support services are abundant within this ZIP Code. Facilities like the Brownsville Public Library and community centers offer educational resources, events, and general gathering spaces for the residents. Social services are also available to assist with various needs, reinforcing a sense of community and support.


Overall, the 78521 ZIP Code area offers comprehensive access to essential services, making it a well-facilitated and desirable place to live. The abundance of educational institutions, healthcare facilities, shopping options, recreational amenities, and emergency services make it an optimal location for families, professionals, and retirees alike.

Quality of Local Schools in ZIP Code 78521

Elementary Schools

The ZIP Code 78521 is home to a variety of elementary schools that provide an excellent foundation for young learners. Among the top-rated institutions are:

  • Palm Grove Elementary School: Known for its dedicated staff and comprehensive student programs, Palm Grove has received positive feedback from parents and educators alike.
  • Castaneda Elementary School: Offers a strong curriculum focusing on both academics and extracurricular activities, aiming to foster well-rounded students.
  • Bilingual Program Initiatives: Many elementary schools in 78521 offer bilingual education programs, ensuring students develop proficiency in both English and Spanish.

Middle Schools

Middle schools within the ZIP Code 78521 stress the importance of transitional education, gearing students for the rigors of high school. Popular middle schools in the area include:

  • Oliveira Middle School: Renowned for its emphasis on STEM (Science, Technology, Engineering, and Mathematics) education, it prepares students for future challenges in technological fields.
  • Garcia Middle School: Focuses on arts and humanities alongside traditional academic subjects, offering students a balanced educational experience.
  • Student Support Services: Various middle schools provide extensive support services, including counseling and special education, to meet the diverse needs of students.

High Schools

The high school options in ZIP Code 78521 are robust, with institutions offering advanced coursework and career readiness programs:

  • Rivera Early College High School: Allows students to start earning college credits while completing their high school education, reducing the time and cost required for a college degree.
  • Veterans Memorial High School: Known for its athletic programs and a solid academic curriculum, it prepares students for both college and career paths.
  • Advanced Placement (AP) Courses: Many high schools offer a variety of AP courses that enable students to tackle college-level studies and gain college credit upon successful completion.

Special Programs and Extracurricular Activities

Schools within 78521 provide numerous special programs and extracurricular activities that cater to a wide range of interests and talents:

  • Arts Programs: From visual arts to performing arts, several schools offer comprehensive arts programs that encourage creativity and self-expression among students.
  • Sports Teams: Athletics are a significant part of student life, with many schools offering competitive sports teams in football, basketball, soccer, and more.
  • Academic Clubs: Math clubs, science fairs, and debate teams are just a few of the academic clubs available, promoting intellectual growth and peer collaboration.

Teacher Quality and Classroom Environment

The educators in ZIP Code 78521 schools are committed to providing high-quality education:

  • Experienced Educators: Many teachers in the area possess advanced degrees and years of teaching experience, contributing to a robust learning environment.
  • Professional Development: Ongoing professional development ensures that teachers stay current with the latest educational trends and techniques.
  • Classroom Resources: Classrooms are equipped with modern technology and resources, aiding in interactive and engaging teaching methods.

Community and Parental Involvement

Community and parental involvement play crucial roles in the success of local schools:

  • Parent-Teacher Associations (PTAs): Strong PTAs in several schools actively collaborate to support educational initiatives and organize community events.
  • Volunteer Programs: Opportunities for parents and community members to volunteer in various capacities, contributing to a supportive educational environment.
  • Community Partnerships: Schools often partner with local businesses and organizations to provide students with additional resources and learning opportunities.

Public Transportation Access for ZIP Code 78521

Overview of Public Transportation Services

Public transportation in ZIP Code 78521, primarily serves the residents of Brownsville, Texas. The region features multiple modes of public transit including buses, paratransit, and rideshare options, operated by several transit agencies dedicated to providing efficient and accessible transport solutions.

Cameron County Public Transit

Cameron County Public Transit (CCPT) is one of the major providers serving ZIP Code 78521. Their services include fixed-route bus services, demand-response services, and specialized transportation for individuals with disabilities. Below are some key features:

  • Fixed-Route Bus Services: Include multiple routes covering residential, commercial, and educational areas.
  • Demand-Response Services: This service is available for rural areas and requires prior scheduling.
  • Transportation for Disabilities: Offers ADA-compliant vehicles and assistance for individuals with mobility challenges.

Route Information and Schedules

CCPT offers various routes with designated stops throughout ZIP Code 78521. Some notable routes include:

  • Route 1: Travels from Brownsville Downtown to the University of Texas Rio Grande Valley (UTRGV).
  • Route 2: Connects major commercial areas including shopping centers and hospitals.

For detailed schedules and route maps, residents can visit the CCPT official website or download their mobile app.

Metro Connect

Another vital service is Metro Connect, which provides express bus services in the Rio Grande Valley region. It connects major cities including Brownsville, Harlingen, and McAllen. Features include:

  • Express Services: Rapid transit options with fewer stops for quicker travel times.
  • Reduced Fare Programs: Discounts for students, seniors, and individuals with disabilities.

Key Routes

Key routes for Metro Connect in the 78521 area include:

  • Red Line: Direct connection between Brownsville and McAllen with stops at major transit centers.
  • Green Line: Connects Harlingen to Brownsville, making transit convenient for daily commuters.

Rideshare and Alternative Transit Options

For those seeking alternatives to traditional public transit, rideshare services such as Uber and Lyft are readily available in ZIP Code 78521. Public bike-sharing programs and scooter rentals also provide flexible last-mile connectivity.

Rideshare Accessibility

Rideshare services offer several advantages:

  • Convenience: On-demand service available through mobile apps.
  • Accessibility: Options for riders with disabilities including vehicles with wheelchair access.

Infrastructure and Amenities

ZIP Code 78521 benefits from an infrastructure designed to support public transit. Key amenities include:

  • Bus Shelters: Strategically placed shelters with seating and protection from the elements.
  • Real-Time Transit Information: Digital displays at major bus stops showing real-time arrival information.
  • Park and Ride Facilities: Located near transit hubs for commuters to park their vehicles and use public transit.

Future Developments

The transit authorities are planning several improvements to enhance public transportation in ZIP Code 78521, including expanding routes, increasing frequency of service, and upgrading infrastructure to accommodate electric and eco-friendly buses.

Neighborhood Atmosphere in ZIP Code 78521

Community Overview

Located within the vibrant city of Brownsville, TX, the 78521 ZIP Code is known for its friendly atmosphere. The community here is diverse and welcoming, contributing to a rich cultural mosaic that can be felt throughout the neighborhoods.


  • Population: Approximately 90,000 residents.
  • Median Age: 28 years.
  • Ethnic Composition: Predominantly Hispanic, with growing diversity.

Safety and Crime

Safety is a key concern for any community. 78521 has an active community watch program and is patrolled regularly by local law enforcement, resulting in relatively low crime rates compared to larger metropolitan areas. Residents report feeling secure, both in their homes and in public spaces.

Education and Schools

The area is served by the Brownsville Independent School District, which includes several high-performing elementary, middle, and high schools. In addition, there are private and charter school options available for families seeking alternative education paths.

  • Brownsville Early College High School
  • Garza Elementary School
  • Harmony Science Academy

Recreation and Parks

Residents of 78521 enjoy access to numerous parks and recreational facilities. Dean Porter Park and the Brownsville Sports Park are popular spots for family outings, featuring playgrounds, sports fields, and walking trails. The vicinity to the Gulf Coast also provides ample opportunities for outdoor activities like fishing and beachgoing.

Shopping and Dining

Retail and dining options in ZIP Code 78521 are plentiful, ranging from large shopping centers to local boutique stores. Southmost Boulevard and Ruben M. Torres Boulevard are lined with various restaurants offering a wide array of cuisines, reflecting the area’s cultural diversity.

  • Shopping Centers: Sunrise Mall, Brownsville Farmers’ Market
  • Popular Restaurants: The Vermillion, Mi Pueblito Restaurant, Terra’s Mexican Restaurant

Transportation and Accessibility

The area is well-connected through a network of highways and public transportation options. The Brownsville Metro provides reliable bus services, making commuting convenient for residents without personal vehicles. Additionally, the proximity to the Brownsville/South Padre Island International Airport ensures easy access to national and international flights.

  • Major Highways: U.S. Route 77/83, State Highway 48
  • Public Transit: Brownsville Metro Bus Service

Healthcare Services

Healthcare facilities are readily available within ZIP Code 78521. Valley Regional Medical Center and Brownsville Medical Center are prominent hospitals providing comprehensive medical care, including emergency services and specialized treatments.

Local Events and Culture

The community spirit is reflected in the numerous events held throughout the year, celebrating local culture and traditions. The Charro Days Fiesta and Sombrero Festival are notable events that attract both residents and visitors, fostering a sense of unity and celebration.

  • Charro Days Fiesta
  • Sombrero Festival
  • Brownsville Latin Jazz Festival

Housing and Real Estate

The housing market in 78521 offers a variety of options, from affordable single-family homes to modern apartments. The cost of living is relatively low, making it an attractive option for families and professionals alike. Housing developments often feature tree-lined streets and well-maintained properties, adding to the overall aesthetic appeal.

  • Median Home Price: $150,000
  • Rental Prices: Apartments average around $800 per month

Economic Factors

Economically, 78521 benefits from its strategic location near the U.S.-Mexico border, fostering trade and business opportunities. The job market is diverse, with significant employment in sectors such as education, healthcare, retail, and manufacturing. Local government initiatives continue to encourage business growth and economic development.


ZIP Code 78521 in Brownsville, TX, boasts a welcoming and diverse community with a balanced lifestyle. From excellent educational options and healthcare services to bustling shopping centers and cultural festivities, this area offers a vibrant atmosphere for all its residents.

Real Estate Market Trends for ZIP Code 78521

Current Market Overview

The real estate market in ZIP Code 78521, part of Brownsville, Texas, has been experiencing significant shifts over the past year. As of the latest reports, the market exhibits a combination of robust demand and a tightening supply, driving property values upward.

Average Home Prices

As of Q4 2023, the average home price in ZIP Code 78521 stands at approximately $180,000, reflecting an increase of 6.5% year-over-year. This growth can be attributed to the rising demand and the limited number of homes available for sale.

Median Home Prices

The median home price in the area is around $172,000. This represents a 7% increase compared to the previous year, which indicates a healthy and appreciating market, particularly appealing for investors and long-term residents.

Housing Inventory

The housing inventory in ZIP Code 78521 has been relatively tight. The current month’s supply of homes sits at 3.8 months, suggesting a sellers’ market. The limited supply has spurred competition among buyers, leading to quicker sales and higher prices.

New Listings

New listings have seen a modest decline, with a 3% drop year-over-year. The average number of new listings per month stands at around 120 homes. This decrease in new listings contributes to the upward pressure on prices and the competitive nature of the market.

Days on Market

The average number of days a home stays on the market in ZIP Code 78521 has decreased to 45 days, down from 53 days in the previous year. Quicker turnaround times are driven by high demand and well-priced properties.

Rental Market Insights

The rental market in ZIP Code 78521 is equally dynamic, with rental rates steadily increasing. As of the latest data, the median rental price for a single-family home is around $1,200 per month, marking a 4% rise from the previous year.

Vacancy Rates

The vacancy rate in the area is low, at approximately 4%, indicating that rental properties are in high demand. This low vacancy rate is a positive sign for landlords and property investors, reinforcing the area’s appeal as a solid investment opportunity.

Demographic Shifts

The demographics of ZIP Code 78521 reveal a growing population with a mix of both young professionals and retirees. This demographic shift has contributed to the changing dynamics of the housing market, influencing both demand and the types of properties being sought after.

Population Growth

The population has grown by 2.5% over the past year, driven by job opportunities and the overall appeal of the region. This growth has amplified the demand for both rental and owner-occupied housing, further tightening the market.

Household Composition

The area features a diverse household composition, with a mix of families, single residents, and multi-generational households. This diversity impacts the types of housing that are in high demand, ranging from single-family homes to multi-unit dwellings.

Future Market Predictions

Looking ahead, the real estate market in ZIP Code 78521 is expected to remain competitive. Predictions indicate that home prices will continue to rise moderately, albeit at a potentially slower rate than observed in previous years, as more sellers may look to capitalize on the appreciating market.

Economic Factors

The local economy, driven by sectors such as education, healthcare, and retail, remains strong and continues to attract new residents. Job growth in the area supports a healthy demand for housing and contributes to the overall stability of the real estate market.

Market Stability

Consistent demand, combined with a manageable supply of new homes, suggests that the market in ZIP Code 78521 will remain stable. Investors and homeowners can expect steady appreciation and a balanced market environment, barring any significant economic shifts.


The real estate market trends for ZIP Code 78521 indicate a vibrant, appreciating market driven by strong demand and limited supply. With rising home prices, a competitive rental market, and positive demographic shifts, this area presents a promising landscape for both potential homeowners and investors.

Property Taxes in ZIP Code 78521

Overview of Property Taxes in ZIP Code 78521

Property taxes in ZIP Code 78521 are a crucial aspect of homeownership. The local government uses these funds to support various essential services including public schools, safety services, infrastructure improvements, and community amenities.

Assessment of Property Value

Property taxes in ZIP Code 78521 are based on the assessed value of the property. The assessment process typically involves:

  • Market Analysis: Evaluating recent sale prices of similar properties in the area.
  • Property Condition: Considering the current condition, size, and features of the property.
  • Improvements: Assessing any new additions or significant improvements made to the property.

Tax Rate

The property tax rate in ZIP Code 78521 is determined by several taxing authorities, which may include:

  • County Government: Sets general rates for county services.
  • School Districts: Levy taxes to fund public education.
  • City Government: May impose additional taxes for urban services.

The combined property tax rate for the area can be expressed as a percentage of the assessed value of the property.

Payment of Property Taxes

Property taxes are typically paid annually, with property owners receiving a bill that outlines the total amount due. In ZIP Code 78521, payments can be made through various methods:

  • Online Payment: Many local tax offices provide an online portal for easy payment.
  • Mail: Checks or money orders can be sent directly to the tax office.
  • In-Person: Payments can be made at designated local government offices.

Failure to pay property taxes on time can result in penalties and interest charges, and in severe cases, could lead to a tax lien or foreclosure.

Appealing Property Tax Assessments

Property owners in ZIP Code 78521 have the right to appeal their property tax assessment if they believe it is inaccurate. The appeals process typically involves:

  1. Filing an Appeal: Submitting the necessary forms and documentation to request a reassessment.
  2. Review: The local tax assessor will review the appeal and may conduct a re-evaluation of the property.
  3. Decision: If the appeal is successful, the property tax bill will be adjusted accordingly. If denied, the property owner may have further recourse through additional appeals or legal action.

Property Tax Exemptions and Relief Programs

There are several exemptions and relief programs available to property owners in ZIP Code 78521 that may lower their property tax burden, including:

  • Homestead Exemptions: Reduce the taxable value of an owner-occupied primary residence.
  • Senior Citizen Exemptions: Offer tax relief to elderly homeowners meeting certain age and income criteria.
  • Disability Exemptions: Provide reductions for homeowners with qualifying disabilities.
  • Veterans Exemptions: Special considerations for military veterans.

Property owners should contact their local tax assessor’s office to determine eligibility and apply for these exemptions.

Resources and Contact Information

For more information about property taxes in ZIP Code 78521, property owners can reach out to the following resources:

  • County Tax Assessor’s Office: Provides detailed information on property assessments, tax rates, and payment options.
  • Local Government Websites: Offer online resources, forms, and contact information for various tax-related inquiries.
  • Real Estate Professionals: Experienced agents and brokers can offer insights and advice on property tax matters.

Staying informed and proactive about property taxes can help homeowners in ZIP Code 78521 effectively manage their financial responsibilities and take advantage of available tax benefits.

Community Amenities in ZIP Code 78521

Parks and Recreational Areas

ZIP Code 78521 boasts a variety of parks and recreational areas catering to residents of all ages. Notable parks include:

  • Dean Porter Park: Featuring a splash pad, playgrounds, and picnic areas, perfect for family outings.
  • Gladys Porter Zoo: A renowned zoological park offering a diverse range of animal exhibits and educational programs.
  • Linear Park: An ideal spot for walking, jogging, and enjoying nature with its extensive trails and scenic views.

Educational Facilities

Residents of 78521 have access to a range of educational institutions, providing quality education from early childhood through higher learning. Key institutions include:

  • Brownsville Independent School District (BISD): Serving over 40,000 students with numerous elementary, middle, and high schools.
  • Texas Southmost College (TSC): A community college offering associate degrees, certificate programs, and continuing education opportunities.
  • University of Texas Rio Grande Valley (UTRGV): A major university providing undergraduate, graduate, and professional degrees.

Healthcare Services

In ZIP Code 78521, healthcare services are comprehensive and readily accessible, including:

  • Valley Regional Medical Center: A full-service hospital offering emergency care, surgical services, and specialized medical treatments.
  • Su Clinica Familiar: A multi-specialty clinic providing affordable care in pediatrics, family medicine, dental, and behavioral health.
  • Brownsville Community Health Center: Offering primary care services, women’s health, and chronic disease management.

Shopping and Dining

Shopping and dining options in 78521 cater to diverse tastes and preferences. Popular destinations include:

  • Sunrise Mall: A major shopping center featuring a mix of national retailers, specialty shops, and dining options.
  • Boca Chica Plaza: Home to a variety of stores, including grocery chains, clothing outlets, and electronic shops.
  • Local Restaurants: The area offers a plethora of dining experiences ranging from authentic Mexican eateries to global cuisines.

Community Centers and Libraries

Community centers and libraries in ZIP Code 78521 provide residents with educational resources, recreational activities, and social services. Notable facilities include:

  • Brownsville Public Library: Featuring extensive book collections, digital resources, and educational programs for all ages.
  • Southmost Community Center: Offering recreational programs, fitness classes, and community events designed to engage residents.
  • Brownsville Event Center: A multipurpose venue hosting community gatherings, cultural events, and private functions.

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