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Lowest Mortgage Rate near Me, Cypress, TX 77433


Safety and Crime Rates for ZIP Code 77433

Understanding the safety and crime rates in ZIP Code 77433 is vital for residents and potential movers. This comprehensive report covers all aspects of crime, safety tips, and comparative analysis with other neighboring ZIP codes.

Overview of ZIP Code 77433

ZIP Code 77433 encompasses parts of Cypress, Texas, a suburban area in Harris County. Known for its family-friendly communities, this area is continuously evolving with new residential developments, schools, and community parks.

Crime Statistics in 77433

Violent Crimes

  • Homicide: ZIP Code 77433 reports a significantly lower homicide rate compared to the state average, making it one of the safer regions in Harris County.
  • Assault: Reports of assaults are infrequent, often correlating with domestic disputes rather than random acts of violence.
  • Robbery: The rate of robberies is relatively low, and most incidents occur in commercial areas rather than residential neighborhoods.

Property Crimes

  • Burglary: There has been a declining trend in burglaries, thanks to increased neighborhood watch initiatives and improved security measures.
  • Theft: The most commonly reported crime; however, these tend to be non-violent incidents such as shoplifting or vehicle break-ins.
  • Vehicle Theft: Vehicle theft rates are moderate, with many incidents involving unlocked cars.

Comparative Analysis with Neighboring ZIP Codes

When compared to neighboring ZIP codes such as 77429 or 77095, 77433 consistently shows lower crime rates. This can be attributed to the dedicated community policing and active neighborhood watch programs in place.

Violent Crime Comparison

ZIP Code Homicide Rate Assault Rate Robbery Rate
77433 Low Low Low
77429 Moderate Moderate Moderate
77095 High High High

Property Crime Comparison

ZIP Code Burglary Rate Theft Rate Vehicle Theft Rate
77433 Low Moderate Moderate
77429 Moderate High High
77095 High High High

Community Safety Initiatives

Several community safety initiatives contribute to the impressive safety record of ZIP Code 77433:

  • Neighborhood Watch: Active neighborhood watch groups regularly coordinate with local law enforcement to monitor safety.
  • Community Policing: Increased patrols and community engagement by local police officers have helped in maintaining low crime rates.
  • Home Security: Many residents invest in advanced home security systems and participate in local security workshops.

Tips for Staying Safe

  • Always lock doors and windows, even when at home.
  • Install motion-sensor lighting around your home.
  • Never leave valuables in plain sight inside your vehicle.
  • Get to know your neighbors and participate in community events and safety programs.
  • Report any suspicious activity to local law enforcement immediately.

Resources for Residents

Residents of ZIP Code 77433 can utilize the following resources to stay informed and proactive about community safety:


While ZIP Code 77433 boasts a relatively low crime rate, continuous vigilance and community efforts are essential in maintaining and improving safety standards. By remaining proactive, residents can contribute to making their community a safer place to live, work, and raise families.


Proximity to Essential Services for ZIP Code 77433

Healthcare Facilities

The ZIP code 77433 is well-served by several high-quality healthcare facilities, ensuring access to a range of medical services.

  • Cypress Fairbanks Medical Center: Located within a few miles, this center provides comprehensive emergency services, surgical facilities, and specialized departments.
  • Memorial Hermann Cypress Hospital: This advanced healthcare facility is less than 10 minutes away, offering surgical care, emergency services, and pediatric care.

Educational Institutions

Education is a priority in ZIP code 77433, with a variety of schools catering to different educational needs.

  • Pope Elementary School: A well-rated elementary school within the Cypress-Fairbanks Independent School District, offering excellent early education.
  • Cypress Woods High School: This high school offers a diverse curriculum and is known for its academic and extracurricular programs.
  • Lone Star College – Cypress Center: For higher education, Lone Star College provides a range of associate degrees and professional certifications.

Shopping and Retail

Convenience is key in ZIP code 77433, with numerous shopping and retail options available nearby.

  • Cypress Towne Center: A major shopping hub featuring national retailers, dining options, and specialty stores.
  • Premier Outlets – Cypress: A short drive away, this outlet mall offers great deals on popular brands.

Public Transport

Efficient public transport options provide easy access to surrounding areas from ZIP code 77433.

  • METRO Park & Ride: Located conveniently for commuters, offering rapid transit services to various parts of Houston.
  • Local Bus Services: Multiple bus routes connect 77433 residents to essential services and neighboring communities.

Parks and Recreation

Nature and recreation are easily accessible in ZIP code 77433, enhancing quality of life for residents.

  • Bridgeland Community Park: Featuring walking trails, playgrounds, and sports fields, this park is ideal for family outings and exercise.
  • Blackhorse Golf Club: A premier golfing destination offering two 18-hole courses and a fully-equipped clubhouse.

Grocery Stores

Essential grocery shopping is convenient with multiple stores located within ZIP code 77433.

  • HEB Grocery: A popular supermarket offering a wide range of products including fresh produce, bakery, and deli items.
  • Walmart Supercenter: Known for one-stop shopping, this supercenter provides groceries, household goods, electronics, and more.

Dining and Restaurants

Diverse dining options cater to various tastes and preferences in ZIP code 77433.

  • Local Table: A favorite for American cuisine, crafted with locally sourced ingredients.
  • Peli Peli: Known for its South African-inspired dishes, providing a unique dining experience.

Financial Services

A variety of financial institutions ensure that residents of ZIP code 77433 have easy access to banking services.

  • Chase Bank: Offers a full range of banking services, including personal and business accounts, loans, and financial advice.
  • Wells Fargo: Another major bank providing comprehensive financial services and convenient ATM locations.


Quality of Local Schools in ZIP Code 77433

Overview of ZIP Code 77433

ZIP Code 77433 encompasses parts of Cypress, Texas, and is known for its upscale neighborhoods and family-friendly environment. The quality of local schools significantly contributes to the desirability of this area.

Public Schools in ZIP Code 77433

Elementary Schools

Elementary schools under the Cypress-Fairbanks Independent School District (CFISD) in ZIP Code 77433 are highly regarded. Some notable schools include:

  • Rennell Elementary School: Scored an ‘A’ rating by the Texas Education Agency (TEA). The school focuses on academic excellence and innovative teaching methods.
  • Woodard Elementary School: Offers a robust academic program and various extracurricular activities, fostering all-rounded development.

Middle Schools

Middle schools in ZIP Code 77433 offer strong academic and extracurricular programs to ensure student success:

  • Smith Middle School: Known for comprehensive academic programs and an emphasis on STEM education.
  • Anthony Middle School: Provides a variety of courses and enrichment programs, promoting a well-rounded education.

High Schools

The high schools in ZIP Code 77433 are among the best in the region, thanks to their outstanding academic and extracurricular offerings:

  • Cypress Ranch High School: An ‘A’ rated school, known for its rigorous academic programs, including Advanced Placement (AP) courses and a wide range of extracurricular activities.
  • Bridgeland High School: Offers a variety of academic and athletic programs, with strong support for student success in college and career readiness.

Charter and Private Schools

Charter Schools

Charter schools in ZIP Code 77433 provide alternative education solutions, focusing on various academic and vocational training programs:

  • Harmony School of Achievement: Offers a STEM-focused curriculum, and has a high graduation rate.
  • YES Prep Public Schools: Known for strong college preparatory programs and emphasis on student success.

Private Schools

Private schools in this area are known for their small class sizes, individualized attention, and comprehensive curricula:

  • Covenant Academy: Offers classical Christian education, emphasizing moral and academic excellence.
  • St. Elizabeth Ann Seton Catholic School: Focuses on a balanced education, combining academics with spiritual growth.

Special Programs and Extracurricular Activities

Schools in ZIP Code 77433 offer diverse special programs and extracurricular activities to cater to the varying interests and talents of students:

  • Arts and Music programs including band, orchestra, and theatre.
  • Athletic programs ranging from soccer and basketball to track and field.
  • STEM clubs and activities, including robotics teams and science fairs.
  • Advanced Placement (AP) courses and College-and-Career readiness programs.

Parental and Community Involvement

Parental and community involvement in ZIP Code 77433 schools is notably high, contributing to the overall success and quality of education:

  • Active Parent-Teacher Associations (PTAs).
  • Volunteer opportunities that allow parents to engage with school activities.
  • Community partnerships that provide resources and support for various school programs.

School Safety and Environment

Safety and a positive learning environment are top priorities for schools in ZIP Code 77433:

  • Strict safety protocols and emergency preparedness plans in place.
  • Bully prevention programs and counseling services available for students.
  • Modern facilities equipped with the latest technology and resources.

Public Transportation Access for ZIP Code 77433

Overview of Public Transportation in ZIP Code 77433

ZIP Code 77433 is located in Cypress, Texas, a suburban area northwest of Houston. Public transportation options in this area primarily cater to the needs of commuters traveling to and from Houston, along with those needing local transit.

Metropolitan Transit Authority of Harris County (METRO)

The primary public transportation service provider for the ZIP Code 77433 area is the Metropolitan Transit Authority of Harris County (METRO). METRO operates bus routes, park and ride services, and light rail in the greater Houston area.

Bus Services

METRO’s bus services provide access to key destinations within and outside ZIP Code 77433. However, residents often rely on personal vehicles due to the suburban nature of the area. Currently, bus routes that service ZIP Code 77433 include:

  • Route 219 – Addicks Park & Ride
  • Route 229 – Kingsland/Addicks/NWTC
  • Route 293 – Cypress Creek Park & Ride

These routes offer connections to downtown Houston and other significant employment hubs.

Park & Ride Services

Park & Ride facilities are widely used by commuters in ZIP Code 77433. Major Park & Ride locations include:

  • Northwest Station Park & Ride: Located at 5200 W Little York Rd, this facility provides ample parking and frequent transit services to downtown Houston.
  • Cypress Park & Ride: Situated at 12815 Hempstead Hwy, it serves a significant number of daily commuters with services to central Houston.

Park & Ride services are advantageous for reducing traffic congestion and providing a stress-free commute.

Local Transit Options

Within ZIP Code 77433, local transit options are limited compared to the METRO services. However, there are some community shuttle services and rideshare options that fulfill the needs of residents.

Community Shuttle Services

The Cypress area benefits from community shuttle services sponsored by local organizations. These shuttles mainly cater to senior residents and those with disabilities, providing transportation to essential destinations like shopping centers, medical facilities, and community centers.

Rideshare and On-Demand Services

Rideshare services such as Uber and Lyft are widely used in ZIP Code 77433 for shorter trips and when public transport schedules do not align with personal needs. These services offer a flexible alternative to traditional public transportation.

Bicycle and Pedestrian Infrastructure

While public transportation is crucial, the ZIP Code 77433 area is also working on improving bicycle and pedestrian infrastructure. The objective is to offer safer and more convenient options for people who prefer non-motorized transportation.

Biking Trails and Lanes

There are dedicated biking lanes and multiple trails in the Cypress area. Cypress Creek Greenway Project is an ongoing initiative aimed at enhancing the biking and walking trails, connecting local parks and communities.

Pedestrian Walkways

Efforts to improve pedestrian walkways are in place to ensure safer and more accessible routes for residents. Pedestrian walkways are increasing near schools, shopping centers, and community hubs.

Future Developments

Several future public transportation developments are in the planning stages for ZIP Code 77433. These include expanding current bus routes and increasing the frequency of park and ride services. Additionally, there are plans to integrate more advanced technology in transportation services to provide real-time updates and better user experiences.

Overall, while ZIP Code 77433 offers limited public transportation options, ongoing developments aim to improve accessibility and convenience for residents and commuters alike.

Neighborhood Atmosphere in ZIP Code 77433

Community Culture and Lifestyle

ZIP Code 77433, located within Cypress, Texas, offers a vibrant and welcoming community. The neighborhood is known for its friendly residents, family-oriented atmosphere, and active engagement in community events. You can often find local gatherings, block parties, and seasonal festivals that bring the community together. These activities foster a sense of belonging and camaraderie among the residents.

Parks and Recreation

The area boasts a variety of parks and recreational activities. Bridgeland is a notable master-planned community that includes numerous parks, expansive trails, and scenic lakes. Cypress Park and Towne Lake Boardwalk are perfect for outdoor enthusiasts. Residents can enjoy hiking, biking, fishing, and boating, enhancing the area’s appeal to nature lovers.

Educational Opportunities

Families in 77433 have access to top-rated schools within the Cy-Fair Independent School District. The district is renowned for its academic excellence, diverse programs, and extracurricular activities. Options include both private and public institutions offering quality education, which is a significant draw for families with children.

Dining and Shopping

The neighborhood offers a mix of dining and retail options to cater to various tastes and preferences. The Houston Premium Outlets is a major retail hub offering a wide range of national and international brands. For local flavors, residents can explore numerous dining options along Barker Cypress Road and Fry Road, featuring everything from casual eateries to fine dining establishments.

Real Estate and Housing

Housing in ZIP Code 77433 is diverse, ranging from modern apartments to luxurious single-family homes. The area is characterized by well-maintained neighborhoods with lush landscaping and contemporary designs. Bridgeland and Cypress Creek Lakes are among the notable communities providing a range of housing options to accommodate different lifestyles and budgets.

Transportation and Accessibility

The neighborhood is well-connected with major highways such as U.S. Highway 290 and Grand Parkway (Highway 99), facilitating easy commutes to downtown Houston and other surrounding areas. Public transportation is available, but personal vehicles are the primary mode of commuting for most residents. The planned infrastructure improvements promise to enhance connectivity further.

Safety and Security

77433 is known for its low crime rates and active community watch programs. The Harris County Sheriff’s Office closely collaborates with the community to ensure a safe living environment. Additionally, many neighborhoods are equipped with security systems and gated access to reassure residents of their safety.

Healthcare Facilities

The neighborhood is proximate to several high-quality healthcare facilities. Notable options include the North Cypress Medical Center and Houston Methodist Willowbrook Hospital, providing comprehensive medical services. These facilities ensure that residents have access to quality healthcare within a short drive from their homes.

Entertainment and Nightlife

Although primarily a family-oriented community, 77433 offers a variety of entertainment options. Residents can enjoy local theaters, bowling alleys, and even the Star Cinema Grill for a combined movie and dining experience. For those seeking nightlife, several bars and lounges in the vicinity offer a more adult-oriented evening out.

Environmental Quality

The neighborhood’s commitment to maintaining a clean and sustainable environment is evident in its well-kept parks, clean streets, and community-led green initiatives. Recycling programs and community clean-up events are regular occurrences, reflecting the residents’ dedication to preserving their surroundings.

Real Estate Market Trends for ZIP Code 77433 in the United States

Overview of ZIP Code 77433

The ZIP Code 77433 encompasses parts of Cypress, a city located in Harris County, Texas. Known for its suburban feel and proximity to Houston, this area has seen significant growth and development over the past few years. This report delves into the current real estate market trends, focusing on aspects such as home prices, rental rates, market demand, and future projections.

Home Prices and Appreciation

As of the latest data, the median home price in ZIP Code 77433 is approximately $350,000. This represents a year-over-year increase of about 8%, indicating a robust appreciation potential.

Key Factors Driving Home Prices:

  • High demand due to excellent school districts
  • Attractive community amenities including parks and recreation centers
  • Proximity to employment hubs in Houston

Rental Market Analysis

The rental market in ZIP Code 77433 remains strong, with the average monthly rent for a single-family home standing at approximately $2,100. Rental rates have increased by about 6% over the past year.

Insights into Rental Trends:

  • Increased rental demand due to rising home prices
  • Availability of high-quality rental properties
  • Strong economic indicators and job growth in the surrounding areas

Market Demand and Supply

The real estate market in ZIP Code 77433 is characterized by a high demand and a relatively low supply of homes. The average time a home stays on the market before being sold is about 30 days, underscoring the competitive nature of this market.

Factors Influencing Market Dynamics:

  • Low Inventory: There is a limited supply of homes available, pushing prices higher.
  • Desirable Location: Proximity to key business districts and quality of life amenities contribute to sustained demand.
  • New Developments: Several new residential projects are in the pipeline to meet rising demand.

Future Market Projections

Experts predict continued growth and appreciation in the real estate market for ZIP Code 77433. With strong economic fundamentals, ongoing development projects, and a high quality of life, this region is poised for continued success. Home prices are expected to rise by an estimated 5-7% over the next year.

Investment Opportunities

Investors looking at ZIP Code 77433 will find numerous opportunities due to its favorable market conditions. Both long-term and short-term rental properties offer lucrative prospects. Additionally, the appreciation potential makes buying homes for resale a profitable venture.

Recommended Investment Strategies:

  • Buy and Hold: Invest in properties to benefit from long-term appreciation and rental income.
  • Fix and Flip: Purchase undervalued properties, renovate them, and sell at a profit.

Property Taxes in ZIP Code 77433

Overview of Property Taxes

Property taxes in ZIP Code 77433, which encompasses areas around Cypress, Texas, play a significant role in funding local services such as schools, infrastructure, and emergency services. Homeowners and property investors should fully understand how these taxes are assessed and managed.

Assessment of Property Value

The Harris County Appraisal District (HCAD) is responsible for the assessment of property values within ZIP Code 77433. Property values are typically assessed annually, and the assessed value directly impacts the amount of property taxes owed by homeowners.

Factors Influencing Property Value

  • Location: Proximity to amenities and the overall desirability of the neighborhood.
  • Property Size: The land size and total square footage of the building.
  • Conditions and Improvements: The age, condition, and renovations of the property.

Tax Rates

Property tax rates in ZIP Code 77433 are influenced by several local entities, including school districts, municipal utility districts (MUDs), and other local governmental agencies. The combined tax rate significantly impacts the final tax bill.

Important Local Taxing Entities

  • Cypress-Fairbanks Independent School District (CFISD): Typically, the largest portion of the property tax rate.
  • Harris County: Includes general county services, health, and flood control.
  • Municipal Utility Districts (MUDs): Specific to water, sewage, and other local utilities.

Calculating Property Taxes

The formula to determine your property tax in ZIP Code 77433 is:

Assessed Property Value × Combined Tax Rate = Property Tax Bill

For instance, if the assessed property value is $300,000 and the combined tax rate is 2.5%, the property tax bill would be:

$300,000 × 0.025 = $7,500

Payment and Deadlines

Property tax bills are typically mailed to property owners around October. Payments are due by January 31 of the following year to avoid penalties and interest. Several payment options are available:

  • Online Payments: Paid through the HCAD or tax office websites.
  • Mail: Payments can be mailed to the respective tax office.
  • In-Person Payments: Made at various tax office locations.

Exemptions and Reductions

Several exemptions and reductions are available to eligible homeowners in ZIP Code 77433, which can significantly lower property tax bills.

Homestead Exemption

This exemption is available to homeowners who occupy their property as their primary residence. It provides a reduction on a portion of the assessed property value.

Senior Citizen and Disabled Persons Exemptions

Additional exemptions are available for property owners aged 65 and older, as well as those with disabilities. These exemptions often provide even greater reductions and can include tax percentage caps and frozen tax rates.

Veteran Exemptions

Veterans, especially those with disabilities, may qualify for significant exemptions. In some cases, 100% exemption from property taxes may be granted.

Appealing Property Tax Assessments

Property owners have the right to appeal their property’s assessed value if they believe it is unjustifiably high. The process generally includes:

  • Filing an Appeal: Homeowners typically file a protest with HCAD.
  • Review Process: Informal meetings with appraisers and formal hearings with the appraisal review board.
  • Determination: A decision is made which can either lower, raise, or maintain the current assessed value.

Understanding Your Tax Statement

Your property tax statement will include detailed information such as:

  • Assessed Value: The value assigned to your property.
  • Tax Entities: All taxing entities that levy taxes on your property.
  • Combined Tax Rate: The aggregated tax rate from all entities.
  • Total Amount Due: The final calculated tax bill.

Staying informed about property taxes can help homeowners in ZIP Code 77433 better manage their finances and plan for tax obligations effectively.

Community Amenities in ZIP Code 77433

Parks and Recreation

Residents of ZIP Code 77433 enjoy a plethora of parks and green spaces. Blackhorse Ranch Park and Bridge Creek Park are popular options, offering walking trails, picnic areas, and playgrounds. The Cypress Park system ensures that families have abundant access to outdoor activities and natural beauty.

  • Blackhorse Ranch Park: Known for its scenic views and family-friendly amenities.
  • Bridge Creek Park: Ideal for walking, jogging, and community events.
  • Miramesa Park: Features state-of-the-art playgrounds and well-maintained trails.

Community Centers

The Cypress Fairbanks Community Center and Lone Star College-Cypress Center are key hubs for social and recreational activities. These centers provide educational programs, fitness classes, and event spaces.

  • Cypress Fairbanks Community Center: Offers a wide range of activities from fitness to crafts.
  • Berry Center of Northwest Houston: A premier venue for concerts, sporting events, and conventions.

Shopping and Dining Options

ZIP Code 77433 is home to numerous shopping malls and culinary delights. Boardwalk at Towne Lake and Houston Premium Outlets are favored destinations, offering both major retail stores and boutique shopping experiences.

  • Boardwalk at Towne Lake: A lakeside shopping center with dining and entertainment options.
  • Houston Premium Outlets: Offers a range of high-end and mid-range retail stores.
  • Cypress Village Station: Convenient for daily shopping needs and specialty stores.

Health and Wellness Facilities

Quality healthcare is accessible to residents in 77433, thanks to reputable institutions like NORTH Cypress Medical Center and the Kelsey-Seybold Clinic. These facilities provide comprehensive medical services ranging from emergency care to routine check-ups.

  • NORTH Cypress Medical Center: Offers advanced medical services and emergency care.
  • Kelsey-Seybold Clinic: Provides family medicine, specialists, and outpatient care.
  • Texas Children’s Pediatrics: Renowned for child and adolescent healthcare.

Education and Libraries

The Cy-Fair Independent School District serves the educational needs of 77433, with highly-rated schools such as Robison Elementary and Cypress Ranch High School. The Harris County Public Library has branches like the Northwest Branch Library that cater to a wide range of informational and educational needs.

  • Robison Elementary: Known for academic excellence and community involvement.
  • Cypress Ranch High School: Offers robust academic and extracurricular programs.
  • Northwest Branch Library: Features extensive collections and community programs.

Transportation and Accessibility

Efficient public transport services are provided by METRO, ensuring that residents can commute easily. The US Highway 290 and the Grand Parkway facilitate smooth travel to and from the community.

  • METRO Services: Regular buses and park & ride options available.
  • US Highway 290: Connects the area to major employment hubs and downtown Houston.
  • Grand Parkway: Provides quick access to neighboring communities and amenities.

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