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Lowest Mortgage Rate near Me, New Braunfels, TX 78130


Safety and Crime Rates in ZIP Code 78130

Overview of ZIP Code 78130

ZIP Code 78130 covers New Braunfels, Texas, a city in Comal and Guadalupe counties. Known for its rich German heritage, New Braunfels offers scenic landscapes, vibrant cultural events, and community-oriented living. While these features make it an attractive place to live, potential residents often consider safety and crime rates as key factors in their decision-making process.

Overall Crime Statistics

Crime statistics in ZIP Code 78130 provide insight into the area’s safety. These statistics are generally divided into two main categories:

  • Violent Crimes: Crimes that involve force or threat of force.
  • Property Crimes: Crimes involving the theft or destruction of property.

Violent Crimes

Violent crimes include offenses such as homicide, rape, robbery, and aggravated assault. According to the latest data available for ZIP Code 78130:

  • Homicides: The rates have remained relatively low, with an average of 1-2 cases annually.
  • Rapes: This type of crime has shown some fluctuation, but the community actively works on preventive measures.
  • Robberies: Incidents of robbery occur occasionally, typically in commercial areas rather than residential locations.
  • Aggravated Assaults: These incidents are less frequent but are more prevalent than homicides and rapes.

Property Crimes

Property crimes are more common in ZIP Code 78130, reflecting trends seen in many suburban areas. These include burglary, larceny, motor vehicle theft, and arson:

  • Burglaries: Residential burglaries are the most frequent, with periodic spikes during holiday seasons.
  • Larceny/Thefts: Common in both residential neighborhoods and commercial zones, with periodic fluctuations based on community activities and economic conditions.
  • Motor Vehicle Thefts: These incidents occur sporadically, often in parking lots of shopping centers and apartment complexes.
  • Arson: This is the least common property crime but generally involves minor damages.

Police Presence and Community Initiatives

The New Braunfels Police Department (NBPD) serves ZIP Code 78130 with proactive measures and initiatives to ensure community safety:

  • Community Policing: The NBPD engages in community policing efforts to build strong relationships with residents. Officers frequently attend neighborhood meetings and local events.
  • Crime Prevention Programs: The NBPD offers several programs aimed at crime prevention, including neighborhood watch programs, safety workshops, and youth engagement initiatives.
  • Response Times: Due to strategic station placement and effective resource allocation, NBPD maintains commendable response times, ensuring timely assistance in emergencies.

School Safety

New Braunfels Independent School District (NBISD) prioritizes safety for students within ZIP Code 78130:

  • School Resource Officers (SROs): SROs are stationed at various campuses to provide security and build rapport with students.
  • Emergency Drills: Regular emergency drills are conducted to prepare students and staff for various scenarios, including fire drills, lockdown drills, and severe weather exercises.
  • Security Technology: Schools are equipped with surveillance cameras, controlled access points, and other modern security technologies.

Public Perception and Community Feedback

Community feedback highlights several perceptions about safety and crime in ZIP Code 78130:

  • Satisfaction with Police Services: Many residents express satisfaction with the services provided by NBPD, noting their proactive and responsive approach.
  • Concerns about Property Crimes: While violent crimes are less of a concern, property crimes remain a primary issue for many residents.
  • Engagement in Neighborhood Watches: Participation in neighborhood watch programs is high, reflecting the community’s active role in maintaining safety.

Safety Tips for Residents

Residents can take several measures to enhance their safety and reduce the risk of becoming victims of crime:

  • Home Security Systems: Installing home security systems can deter burglars and provide peace of mind.
  • Vehicle Safety: Lock vehicles and park in well-lit areas to prevent theft.
  • Neighborhood Watch: Participate in local neighborhood watch programs to stay informed about any suspicious activities.
  • Stay Informed: Register for community alerts and follow the NBPD on social media for real-time updates and safety information.

Proximity to Essential Services for ZIP Code 78130

Education Facilities

Public Schools

Residents of ZIP Code 78130 have access to numerous reputable public schools. The New Braunfels Independent School District (NBISD) and Comal Independent School District (CISD) serve the area, providing quality education from elementary through high school.

  • New Braunfels High School: Located at 2551 TX-337 Loop, offering robust academic programs and extracurricular activities.
  • Memorial Early College High School: At 1419 N Business I-35, known for its focus on early college education.
  • New Braunfels Middle School: Positioned at 1800 N Walnut Ave, serving grades 6-8.

Private Schools

For those seeking private education, the area boasts several esteemed institutions:

  • Cross Lutheran School: Situated at 2171 Common St, offering education from preschool to 8th grade.
  • Calvary Baptist Academy: Located at 177 W Klein Rd, providing a faith-based curriculum for K-12.

Healthcare Facilities

Hospitals and Medical Centers

The ZIP Code 78130 area ensures access to top-notch healthcare services:

  • Christus Santa Rosa Hospital: Found at 600 N Union Ave, a full-service hospital with emergency services.
  • Resolute Health Hospital: Located at 555 Creekside Crossing, offering comprehensive medical and surgical care.

Clinics and Urgent Care

Urgent care facilities are readily accessible for immediate medical needs:

  • MedPost Urgent Care: Positioned at 160 Creekside Way, providing prompt and affordable care.
  • CareNow Urgent Care: Situated at 1659 TX-46, offering walk-in care services from minor illnesses to injuries.

Grocery Stores and Supermarkets

Residents can find a variety of shopping options for their daily grocery needs:

  • HEB Plus: Located at 2965 I-35 N, a one-stop-shop for groceries, pharmacy, and household items.
  • Walmart Supercenter: At 1209 N Business I-35, offering a wide range of groceries and general merchandise.
  • Sprouts Farmers Market: Found at 2089 TX-337 Loop, providing natural and organic food selections.

Public Transport

Bus Services

The region is well-serviced by Connect Transit, providing reliable bus services throughout New Braunfels:

  • Route 21: Connecting major commercial areas and residential neighborhoods.
  • Route 22: Serving educational institutions and healthcare facilities.

Rail Services

Though the area lacks direct rail services, residents can access nearby Amtrak stations in San Marcos and San Antonio for broader connectivity.

Parks and Recreation

City Parks

Green spaces are plentiful in the 78130 area, offering various recreational opportunities:

  • Landa Park: Located at 164 Landa Park Dr, featuring picnic areas, paddle boats, and a miniature train.
  • Fischer Park: Positioned at 1935 Hilltop Summit Rd, offering nature trails, a fishing pond, and playgrounds.

Sports Facilities

A range of sports facilities are available to support an active lifestyle:

  • Das Rec: Found at 345 Landa St, a comprehensive recreation center with gymnasiums, pools, and fitness classes.
  • New Braunfels Little League: At 1509 Howard St, providing facilities for young athletes to engage in baseball and softball.

Quality of Local Schools in ZIP Code 78130

Overview of School Quality

The ZIP Code 78130, covering parts of New Braunfels, Texas, offers residents access to a range of educational institutions renowned for their academic excellence, diverse programs, and student support services. The region prides itself on nurturing academic growth, fostering extracurricular achievements, and preparing students for future success.

Elementary Schools

Veramendi Elementary School

Veramendi Elementary is highly regarded for its rigorous academic standards and dedicated teaching staff. It boasts a rich curriculum that includes advanced programs in mathematics and sciences, as well as a robust arts education.

Lamar Elementary School

Lamar Elementary School focuses on integrated learning experiences and offers numerous extracurricular activities. Teachers are known for their commitment to student success and individualized learning approaches.

Middle Schools

Church Hill Middle School

Church Hill Middle School provides a balanced education with strong academic and extracurricular programs. The school places a significant emphasis on STEM education and offers various sports and arts programs.

New Braunfels Middle School

New Braunfels Middle School is recognized for outstanding academic performance and student engagement. The school offers advanced placement courses and actively involves students in community service projects.

High Schools

New Braunfels High School

New Braunfels High School commands respect for its history of academic excellence, sports achievements, and comprehensive college preparatory programs. The school offers numerous Advanced Placement (AP) courses and boasts high graduation rates.

Canyon High School

Canyon High School provides extensive curricular and extracurricular opportunities, including a variety of AP courses, vocational training, and a successful performing arts program. The school is known for its strong sense of community and student support.

Academic Performance

Schools within the 78130 ZIP Code consistently perform well on standardized tests, with students achieving scores that exceed state and national averages. This high achievement can be attributed to the strong dedication of teachers, highly developed curricula, and robust support systems.

Extracurricular Activities

The range of extracurricular activities available throughout the schools in 78130 is extensive. Students can participate in sports teams, music and arts programs, clubs, and community service initiatives. These activities not only enhance students’ school experience but also foster personal growth and leadership skills.

Teacher Quality

The educators in the 78130 area are highly qualified and bring a wealth of experience to the classroom. Teachers routinely engage in professional development to stay current with educational best practices, ensuring students receive top-notch instruction.

Facilities and Resources

Schools in ZIP Code 78130 are well-equipped with modern facilities and resources, such as state-of-the-art computer labs, science laboratories, sports facilities, and libraries. These resources support the comprehensive curriculum and contribute to a nurturing learning environment.

Parental and Community Involvement

Community and parental support in the 78130 area are strong, with numerous opportunities for involvement in school activities. Parent-Teacher Associations (PTAs) and community volunteers play a critical role in enhancing the educational experience and fostering a sustained environment of support for students.

Public Transportation Access for ZIP Code 78130


The ZIP Code 78130 covers New Braunfels, Texas, a rapidly growing area with a mix of residential, commercial, and recreational spaces. Public transportation access in this area aims to provide convenient and efficient mobility for residents and visitors.

Public Transit Services

Several public transit services operate within ZIP Code 78130, catering to various transit needs:

  • Alamo Regional Transit (ART): Operates regional bus services connecting New Braunfels with surrounding areas. Buses run on fixed routes and schedules, providing accessible options for commuting and travel.
  • VIA Metropolitan Transit: While primarily serving the San Antonio metropolitan area, some routes extend into New Braunfels. This connection enhances regional mobility for residents.
  • Comal ISD Transportation: Provides bus services for students of the Comal Independent School District, ensuring safe and reliable transportation to and from schools in the area.

Key Routes and Stops

Several key routes and stops facilitate public transportation within and beyond ZIP Code 78130:

  • ART Route 1: Connects central New Braunfels with essential locations such as shopping centers, medical facilities, and government buildings.
  • ART Route 9: This route serves the northern sections of New Braunfels, linking residential areas with commercial hubs.
  • VIA Route 660: Extends from San Antonio to New Braunfels, providing a crucial link for commuters traveling between these cities.

Accessibility and Convenience

To enhance the accessibility and convenience of public transportation in the area:

  • Several bus stops are equipped with shelters, seating, and ADA-compliant ramps.
  • Real-time tracking through mobile apps helps passengers know exact bus arrival times.
  • Weekend and holiday services ensure continuous connectivity, although with slightly reduced frequency.

Fares and Ticketing

Public transportation in ZIP Code 78130 offers easy and affordable fare structures:

  • Standard one-way fares range from $1.25 to $3.00, depending on the service and distance.
  • Discounted fares are available for students, seniors, and persons with disabilities.
  • Monthly passes and multi-ride tickets offer cost savings for regular commuters.

Future Developments

To better serve the growing population, several future public transportation projects are in the pipeline:

  • Expansion of existing routes to cover new residential developments and commercial areas.
  • Implementation of rapid transit services to decrease travel times and enhance connectivity.
  • Additional bus shelters and facilities to improve passenger comfort and convenience.

Community Initiatives

The community actively participates in shaping public transportation in ZIP Code 78130:

  • Public consultations and feedback sessions help ensure that services meet local needs.
  • Volunteer programs and partnerships with local organizations promote the use of public transit and environmental benefits.

Contact Information

For more information or assistance with public transportation in ZIP Code 78130, contact:

Neighborhood Atmosphere in ZIP Code 78130


Located in the heart of New Braunfels, Texas, ZIP Code 78130 offers a unique blend of modern amenities and historical charm. This area is known for its friendly community, lush green parks, and a variety of recreational activities that cater to families and individuals alike.

Community Vibe

One of the standout features of 78130 is its strong sense of community. Residents frequently participate in local events such as farmers’ markets, cultural festivals, and neighborhood cleanups. The community is welcoming, with a noticeable sense of pride and belonging.

  • Active Neighborhood Associations: These groups work to maintain the beauty and safety of the area, organizing regular community events and fostering a spirit of camaraderie.
  • Family-Friendly Environment: The neighborhood is perfect for families, with excellent schools, playgrounds, and family-oriented events.
  • Cultural Diversity: Diversity is celebrated, making it a melting pot of different cultures and traditions.

Local Amenities

Residents of 78130 have access to a wide range of amenities that add to the convenience and attractiveness of the neighborhood.

  • Parks and Recreation: The area is home to beautiful parks like Landa Park, which offers a variety of outdoor activities including hiking, fishing, and picnicking.
  • Shopping and Dining: From quaint boutiques to popular chain stores and a diverse array of restaurants, there’s something for everyone.
  • Healthcare Facilities: Multiple medical centers and clinics ensure that quality healthcare is always close by.


Safety is a top priority for residents in ZIP Code 78130. The neighborhood benefits from a low crime rate and a strong sense of vigilance among its residents.

  • Low Crime Rate: The crime rate in 78130 is significantly lower than the national average, contributing to a peaceful living environment.
  • Community Policing: Local police work closely with the community, fostering a sense of trust and safety.


Educational opportunities in 78130 are outstanding, with access to both public and private institutions known for their academic excellence.

  • Highly-Rated Schools: The public schools in the area are highly rated, offering excellent educational opportunities for children.
  • Private Education: Several private schools in the area offer alternative educational approaches and smaller class sizes.
  • Continuing Education: Nearby colleges and vocational schools provide opportunities for lifelong learning and career advancement.

Real Estate

The real estate market in ZIP Code 78130 is diverse, offering options that range from historic homes to modern developments.

  • Variety of Housing Options: Whether you’re looking for an apartment, a starter home, or a luxury estate, this ZIP code has it all.
  • Investment Potential: Property values in 78130 have shown consistent growth, making it an attractive option for real estate investors.


Accessibility and mobility are key features of 78130, with numerous transportation options available.

  • Public Transit: The area is serviced by reliable public transportation, making commuting hassle-free.
  • Road Infrastructure: Well-maintained roads and highways provide easy access to neighboring cities and towns.
  • Biking and Walking: Many streets are pedestrian and bike-friendly, promoting an eco-friendly lifestyle.

Recreational Activities

Outdoor enthusiasts will find plenty of activities to enjoy in ZIP Code 78130.

  • Water Activities: Proximity to the Comal and Guadalupe rivers offers opportunities for tubing, kayaking, and fishing.
  • Sports Facilities: Local gyms, sports clubs, and community centers provide venues for various sports and fitness activities.
  • Festivals and Events: The neighborhood hosts several annual events, such as Wurstfest, which celebrate local culture and bring the community together.


Zip Code 78130 in New Braunfels, Texas, offers a vibrant, community-focused lifestyle with a wealth of amenities, strong safety measures, excellent educational opportunities, and diverse recreational activities. This neighborhood is an ideal place for families, young professionals, and retirees seeking a serene yet dynamic living environment.

Real Estate Market Trends for ZIP Code 78130

Overview of ZIP Code 78130

The ZIP Code 78130, located in New Braunfels, Texas, is an area experiencing significant growth and development in its real estate market. With its favorable geographic location between Austin and San Antonio, New Braunfels offers a blend of suburban charm and urban accessibility that is increasingly attracting homebuyers and investors.

Current Housing Market Conditions

The real estate market in ZIP Code 78130 has seen notable activity over the past year. As of the latest data:

  • Median Home Price: The median home price currently stands at approximately $350,000, reflecting a year-over-year increase of around 10%.
  • Average Days on Market: Homes in this area are selling relatively quickly, with an average days on market (DOM) of 45 days.
  • Inventory Levels: Inventory levels are tight, with less than 2 months’ supply, indicating a seller’s market.

Types of Properties Available

ZIP Code 78130 offers a diverse range of properties, including:

  • Single-Family Homes: These are the most common property type, ranging from historic homes near the downtown area to new constructions in suburban neighborhoods.
  • Townhomes and Condominiums: These properties are gaining popularity, particularly among first-time buyers and retirees seeking lower maintenance options.
  • Luxury Properties: The area also boasts luxurious homes, often featuring large lots, modern amenities, and premium locations.

Economic Factors Influencing the Market

Several economic factors contribute to the real estate market trends in 78130:

  • Population Growth: The influx of new residents is driven by job opportunities and the desirable lifestyle, pushing demand for housing.
  • Employment Opportunities: Proximity to major employers in Austin and San Antonio enhances the area’s attractiveness to professionals.
  • Interest Rates: While slightly rising, mortgage interest rates remain historically low, making homeownership accessible to a wide range of buyers.

Investment Opportunities

ZIP Code 78130 presents several investment opportunities for real estate:

  • Rental Properties: The strong demand for rental homes, driven by both young professionals and the transient workforce, offers high yield potential.
  • Flipping Houses: Investors can benefit from buying underpriced homes, renovating them, and selling at a profit, given the rising home prices.
  • Commercial Real Estate: The growing population supports the development of commercial properties, such as retail centers and office spaces.

Future Market Trends

The real estate market outlook for 78130 remains positive, with expectations for continued growth. The combination of population influx, economic stability, and ongoing development projects will likely sustain strong market conditions in the coming years. Key trends to watch include:

  • New Housing Developments: Upcoming residential projects will provide increased inventory and more options for prospective buyers.
  • Infrastructure Improvements: Enhancements in transportation and public services will further boost the area’s appeal.
  • Green and Smart Homes: Growing interest in sustainable and technology-integrated homes will shape future property developments.

Property Taxes in ZIP Code 78130

Overview of Property Taxes in 78130

Property taxes are a significant aspect of homeownership and real estate investment in the ZIP Code 78130. These taxes are determined based on the assessed value of the property and are used to fund various local government services, including education, public safety, and infrastructure maintenance.

Assessment and Calculation

The property taxes in ZIP Code 78130 are calculated by the local appraisal district. This involves assessing the value of the property and applying the appropriate tax rate. The Comal Appraisal District oversees the assessments in the 78130 region, ensuring that values are up-to-date and reflect current market conditions.

Assessments: The assessed value is determined based on various factors, including the size of the property, the condition of structures, and the local real estate market trends.

Tax Rates: The tax rates in 78130 can vary depending on the specific location within the ZIP code and which taxing authorities have jurisdiction over the property. The main taxing entities include Comal County, New Braunfels Independent School District, and City of New Braunfels.

Paying Property Taxes

Owners of properties in ZIP Code 78130 receive property tax bills from the local tax office, typically by the end of the year. Taxes are generally due by January 31st of the following year. Late payments may incur additional penalties and interest.

  • Payment Options: Property owners can pay their tax bill in full or opt for installment plans offered by the tax office.
  • Online Payments: Many residents prefer the convenience of paying their property taxes online through the official Comal County website.

Exemptions and Reductions

Various exemptions are available to property owners in the 78130 area to help reduce the tax burden. Some of the commonly available exemptions include:

  • Homestead Exemption: For homeowners who occupy their property as their primary residence, this exemption can significantly lower the taxable value of the home.
  • Over-65 Exemption: Seniors aged 65 and older are eligible for additional tax reductions to make it easier for them to stay in their homes.
  • Disabled Persons Exemption: Residents with disabilities may also qualify for special exemptions.

Applications for these exemptions need to be submitted to the Comal Appraisal District by the specified deadlines to take effect for the tax year.

Impact on Real Estate Market

The property tax rates and assessments in ZIP Code 78130 can influence the local real estate market. High property taxes might deter potential buyers while low taxes could increase the attractiveness of the area for investment. Homeowners and prospective buyers should consider these taxes when evaluating property investments within this ZIP code.

Resources and Assistance

Residents of 78130 can access various resources for assistance with property taxes:

Appealing Property Tax Assessments

If a homeowner in 78130 believes that their property’s assessed value is incorrect, they can file an appeal with the Comal Appraisal District. This process involves submitting evidence to support a lower valuation. Successful appeals can result in lower property taxes.

Steps to Appeal:

  1. Review the assessment notice and gather any necessary documentation.
  2. File a formal appeal with the Comal Appraisal District within the designated timeframe.
  3. Attend a hearing, if required, to present the case.
  4. Receive the determination and possibly adjust the tax obligation accordingly.


Understanding property taxes is crucial for homeowners and prospective buyers in ZIP Code 78130. By being informed about the assessment process, payment methods, exemptions, and resources, individuals can effectively manage their property tax responsibilities and contribute to the local community.

Community Amenities in ZIP Code 78130

Parks and Recreational Facilities

ZIP Code 78130 is home to a variety of parks and recreational areas that offer residents numerous opportunities for outdoor activities and relaxation. One of the standout locations is Landa Park, which features scenic trails, a golf course, and picnic areas. Additionally, Fischer Park serves as a hub for families, offering a playground, splash pads, and a picturesque fishing lake.

  • Landa Park: Trails, golf course, picnic areas
  • Fischer Park: Playground, splash pads, fishing lake
  • Cypress Bend Park: River access, shaded areas, picnic spots

Educational Institutions

The 78130 area is served by a variety of high-quality educational institutions. New Braunfels Independent School District (NBISD) and Comal Independent School District (CISD) operate several elementary, middle, and high schools in the area, renowned for their academic excellence and extracurricular programs.

  • New Braunfels High School: Known for its strong academic programs and athletic teams
  • Canyon Middle School: Offers diverse extracurricular activities
  • Lamar Elementary School: Focused on creating a nurturing learning environment

Shopping and Dining

Residents in ZIP Code 78130 enjoy a wealth of shopping and dining options. The Downtown New Braunfels area features a mix of boutique shops, local eateries, and historic sites, creating a vibrant atmosphere. Furthermore, New Braunfels Marketplace hosts a variety of big-box retailers and chain restaurants, making it a convenient shopping destination.

  • Downtown New Braunfels: Boutique shops, local eateries, and historic sites
  • New Braunfels Marketplace: Big-box retailers, chain restaurants
  • Creekside Town Center: Modern shopping center with diverse retail and dining options

Healthcare Facilities

The ZIP Code 78130 area provides residents with access to numerous healthcare facilities, ensuring comprehensive medical care. Resolute Health Hospital is a major healthcare provider in the region, offering a full spectrum of medical services. Christus Santa Rosa Hospital and several urgent care centers also serve the community.

  • Resolute Health Hospital: Comprehensive medical services
  • Christus Santa Rosa Hospital: Acute care and specialty services
  • MedPost Urgent Care: Immediate care for minor injuries and illnesses

Public Services and Utilities

The 78130 ZIP Code benefits from reliable public services and utilities that enhance the quality of life for its residents. The New Braunfels Utilities (NBU) provides electricity, water, and wastewater services. Additionally, the area is served by an efficient waste management system, operated by Republic Services.

  • New Braunfels Utilities (NBU): Electricity, water, wastewater services
  • Republic Services: Waste management and recycling
  • New Braunfels Fire Department: Emergency fire and rescue services

Cultural and Entertainment Venues

For cultural and entertainment experiences, ZIP Code 78130 offers various venues and activities. The Brauntex Performing Arts Theatre hosts concerts, plays, and other live performances. Schlitterbahn Waterpark is a popular destination, providing fun for all ages with its numerous water attractions.

  • Brauntex Performing Arts Theatre: Concerts, plays, live performances
  • Schlitterbahn Waterpark: Water attractions and family-friendly activities
  • McKenna Children’s Museum: Interactive exhibits and educational programs

Transportation Options

Residents in ZIP Code 78130 benefit from a range of transportation options, enhancing connectivity within and beyond the area. New Braunfels Transit offers bus services that connect key locations throughout the city. Additionally, the proximity to Interstate 35 ensures easy access to major cities like San Antonio and Austin.

  • New Braunfels Transit: Local bus services
  • Interstate 35: Direct access to San Antonio and Austin
  • Regional airports: Convenient air travel options

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