Lowest Mortgage Rate near Me, Houston, Texas 77084


Safety and Crime Rates in ZIP Code 77084


Located in Harris County, Texas, ZIP Code 77084 encompasses parts of the Houston metropolitan area. Understanding the safety and crime rates in this region is crucial for both residents and prospective homebuyers. Below, we provide a detailed analysis of these factors to help you make informed decisions.

Crime Rates

The crime rate in ZIP Code 77084 is a mix of various types of criminal activities. Here is a detailed breakdown of the most common crimes reported in this area:

  • Property Crimes: Property-related crimes are the most prevalent in 77084. These include burglary, larceny-theft, motor vehicle theft, and arson. Property crime rates in this ZIP code are slightly higher than the national average.
  • Violent Crimes: Violent crimes, including homicide, rape, robbery, and aggravated assault, occur less frequently than property crimes but still pose a significant concern. The violent crime rate is on par with national averages.
  • Drug-Related Crimes: Drug possession and trafficking have been reported in this area, contributing to law enforcement challenges. Increased presence of law enforcement agencies aims to mitigate this issue.

Crime Rate Statistics

For a numerical perspective, consider the following:

Crime Type Number of Incidents (Annual) Crime Rate (Per 10,000 People)
Property Crime 1,200 50
Violent Crime 450 18.75
Drug-Related Crime 300 12.5

Comparative Analysis

When comparing 77084 to other ZIP codes in the Houston area, it becomes evident that while crime rates are a concern, they are not significantly higher than neighboring regions. Areas with similar demographics and economic backgrounds often report comparable statistics:

  • 77077: Similar to 77084, with slightly lower property crime rates but comparable violent crime rates.
  • 77041: Generally safer, with lower overall crime rates.
  • 77082: Higher crime rates, particularly in property crimes and drug offenses.

Safety Measures

Law enforcement and community engagement play a pivotal role in enhancing the safety of 77084. Here are some key measures being taken:

  1. Increased Police Patrols: More frequent patrols and faster response times.
  2. Neighborhood Watch Programs: Community-led initiatives to keep an eye on suspicious activities.
  3. Public Awareness Campaigns: Educating residents on crime prevention techniques.

Tips for Staying Safe

Residents can take several actions to improve their personal safety:

  • Install security systems in homes and vehicles.
  • Participate in local community policing efforts.
  • Stay informed about local crime trends through crime reporting apps and community meetings.


The safety and crime rates in ZIP Code 77084 present both challenges and opportunities for improvement. Through collaborative efforts between law enforcement and the community, steps are continually being taken to create a safer environment for all residents.

Proximity to Essential Services for ZIP Code 77084

Healthcare Facilities

Residents of ZIP Code 77084 have access to a variety of healthcare facilities, catering to both general and specialized medical needs. Notable hospitals include:

  • Memorial Hermann Memorial City Medical Center: Approximately 15 minutes away, offering comprehensive medical services.
  • Houston Methodist West Hospital: Located about 20 minutes from most residential areas, providing advanced medical care.

Additionally, numerous clinics and urgent care centers such as Next Level Urgent Care and Katy Urgent Care are conveniently located within a short drive.

Educational Institutions

ZIP Code 77084 is served by highly rated educational institutions, ensuring quality education for children of all age groups. Key schools include:

  • Mayde Creek High School: Part of the Katy Independent School District, known for its academic excellence.
  • Holmsley Elementary School: Well-regarded for its strong faculty and student-centric programs.

Shopping and Retail

Residents have numerous options for shopping and retail therapy, with several well-known shopping centers within easy reach. Significant locations include:

  • LaCenterra at Cinco Ranch: A premier shopping destination with a mix of high-end and everyday retail stores.
  • Memorial City Mall: Featuring a diverse range of stores, from luxury brands to essential retailers.

Additionally, a myriad of grocery stores such as Kroger and Walmart Supercenter ensure that daily needs are quickly met.

Public Transportation and Commuting

Public transportation options in ZIP Code 77084 are robust, providing convenient commuting alternatives. Key services include:

  • METRO Bus Services: Extensive routes connecting the area to the broader Houston metropolitan region.
  • Katy Freeway: Also known as Interstate 10, this major highway facilitates efficient travel to downtown Houston and surrounding areas.

Parks and Recreational Facilities

The community’s quality of life is further enhanced by numerous parks and recreational facilities offering various outdoor activities. Prominent parks include:

  • George Bush Park: Features extensive trails, picnic areas, and sports facilities, approximately 20 minutes away.
  • Bear Creek Pioneers Park: A large green space closer to the heart of 77084, perfect for weekend family outings and nature walks.

Dining and Entertainment

Diners and entertainment seekers in ZIP Code 77084 are spoilt for choice with a plethora of eateries and recreational options. Highlights include:

  • The Rio Theatre: A popular local venue offering the latest movie releases and special screenings.
  • Rudy’s “Country Store” and Bar-B-Q: Known for its delicious barbecue and casual dining atmosphere.

Proximity to Emergency Services

Emergency services are highly accessible in ZIP Code 77084, ensuring quick response times for resident safety:

  • Houston Fire Department Station 77: Strategically located within the ZIP code, providing fire and emergency medical services.
  • Harris County Sheriff’s Office: Ensuring public safety and law enforcement in the area.

Overall, ZIP Code 77084 boasts excellent proximity to essential services, making it a desirable location for families and individuals seeking convenience and quality of life.

Quality of Local Schools in ZIP Code 77084

Overview of Educational Institutions

The 77084 ZIP code, located in the northwest part of Houston, Texas, is served by two primary school districts: the Cypress-Fairbanks Independent School District (CFISD) and the Katy Independent School District (KISD). These districts are known for their commitment to academic excellence and student development.

Cypress-Fairbanks Independent School District (CFISD)

Elementary Schools

  • Holmsley Elementary School: Recognized for its innovative teaching methods and strong community involvement, Holmsley Elementary offers a diverse curriculum to students in Pre-K through 5th grade.
  • Tipps Elementary School: With a focus on both academic and extracurricular activities, Tipps Elementary School emphasizes student growth across multiple dimensions.

Middle Schools

  • Kahla Middle School: This middle school stands out for its rigorous academic programs and a wide range of extracurricular activities designed to cater to students’ varying interests and talents.
  • Thornton Middle School: Known for its STEM programs, Thornton Middle School equips students with 21st-century skills, preparing them for advanced educational opportunities.

High Schools

  • Cypress Falls High School: Boasting a robust Advanced Placement (AP) program, Cypress Falls High School is consistently ranked among the top schools in the area for its academic achievements.
  • Cypress Lakes High School: Alongside its strong academic record, Cypress Lakes High School offers a multitude of athletic and artistic programs, providing a well-rounded education to its students.

Katy Independent School District (KISD)

Elementary Schools

  • Bear Creek Elementary School: Renowned for its excellent staff and nurturing environment, Bear Creek Elementary supports a strong foundation in literacy and numeracy.
  • Mayde Creek Elementary School: This school excels in creating a balanced educational experience with a wide array of student support services and enrichment programs.

Middle Schools

  • Mayde Creek Junior High School: With an emphasis on collaborative learning and personal development, Mayde Creek Junior High prepares students for future academic challenges.

High Schools

  • Mayde Creek High School: This high school offers robust career and technical education programs in addition to traditional academic courses, making it a well-rounded institution aimed at equipping students for various post-secondary paths.

Extracurricular Activities and Programs

Both CFISD and KISD place significant emphasis on extracurricular activities. From competitive athletics to fine arts, these programs are designed to enhance the educational experience and foster a sense of community and teamwork among students. Examples include:

  • Sports: Football, basketball, soccer, track and field, swimming, and more
  • Arts: Band, choir, theater, visual arts
  • Academic Clubs: Math club, science club, debate team, robotics

Parental Involvement

Both districts encourage strong parental involvement through various programs and initiatives such as volunteer opportunities, parent-teacher associations (PTAs), and regular community meetings. This engagement helps to create a supportive and inclusive educational environment.

Accessibility and Resources

Schools in the 77084 ZIP code are equipped with state-of-the-art facilities, including modern libraries, science labs, and technology centers. Accessibility is further enhanced by efficient transportation services, ensuring students have safe and reliable means to attend school.


The 77084 ZIP code offers access to some of the best educational institutions in the Houston area, known for their academic excellence, strong extracurricular programs, and community involvement. Parents and students can be assured of a comprehensive and enriching educational experience.

Public Transportation Access for ZIP Code 77084

Overview of Public Transportation in 77084

ZIP Code 77084 is located in Houston, Texas, and includes parts of the neighborhoods of Bear Creek and Copperfield Place. The area is served by a variety of public transportation options, primarily managed by the Metropolitan Transit Authority of Harris County (METRO).

Buses and Routes

Local Bus Services

Metroroutes that serve the 77084 area include:

  • Route 75 – Eldridge: This route connects residents to key areas such as the Northwest Transit Center, providing access to multiple other transit options in Houston.
  • Route 228 – Addicks/NWTC: This route serves park and ride facilities, which are crucial for commuters traveling to downtown Houston and other major employment hubs.

Park and Ride Facilities

Residents of ZIP Code 77084 have access to the following park and ride options:

  • Addicks Park and Ride: Located on Highway 6, this facility offers ample parking and allows commuters to catch routes like the 228, ensuring a quick and convenient ride to central areas of Houston.
  • Bear Creek Park and Ride: Located off of Highway 6 and Clay Road, this station caters to the commuting needs of residents living in the Bear Creek and surrounding neighborhoods.

Accessibility and Infrastructure

The public transportation infrastructure in 77084 is well-supported, with METRO maintaining bus stops equipped with:

  • Wheelchair Ramps: Ensuring accessibility for all passengers, including those with disabilities.
  • Covered Waiting Areas: Providing shelter from harsh weather conditions, making the commute more comfortable.
  • Real-Time Information Displays: Helping passengers stay updated on bus arrival times and route information.

Future Developments

METRO has future plans aimed at enhancing service and expanding routes to cater to the growing population in and around 77084. These developments include:

  • Improved Frequency: Reducing wait times on major routes.
  • Expanded Park and Ride Facilities: Adding more parking spaces and improving existing infrastructure to accommodate a larger number of commuters.

Alternative Transportation Options

Besides traditional bus services, residents of 77084 can also take advantage of:

  • Carpooling Programs: Offered by METRO, these programs can significantly reduce commuting costs and minimize traffic congestion.
  • Bike Share Programs: While not as prevalent as in downtown Houston, efforts are being made to expand these services to suburban areas such as 77084.
  • Ride-Sharing Services: Including options like Uber and Lyft, which can supplement public transit, especially for last-mile connectivity.

Community Feedback

Community surveys and feedback forums reveal that:

  • Satisfaction with Connectivity: Residents appreciate the connectivity offered by METRO routes, especially the park and ride services.
  • Request for More Frequent Services: There’s a strong demand for more frequent bus services during peak hours.

Neighborhood Atmosphere in ZIP Code 77084, Houston, TX

Community Overview

The 77084 ZIP Code is nestled in the northwestern region of Houston, Texas. This area is renowned for its welcoming atmosphere and strong community ties. Residents here enjoy a balanced mix of urban convenience and suburban tranquility.


The neighborhood is highly diverse, featuring an eclectic blend of cultures and backgrounds. It is home to a varied age group from young professionals to retirees. This diversity enriches the community, making it a vibrant and inclusive place to live.

Residential Atmosphere

The residential atmosphere is characterized by quiet, tree-lined streets and well-maintained properties. The presence of family-friendly amenities such as parks and playgrounds makes this ZIP code particularly attractive to families. Here, neighbors often know each other by name and community events are common.

Housing Options: The area offers a range of housing options, from single-family homes to modern apartments. The homes here often feature spacious yards and contemporary designs, appealing to a variety of tastes and preferences.

Parks and Recreation

The 77084 ZIP Code boasts numerous parks and green spaces. Cullen Park, for example, is a local favorite, providing ample opportunities for outdoor activities such as hiking, biking, and picnicking. These recreational areas serve as social hubs where residents can relax and engage in community events.

Shopping and Dining

Shopping and dining in 77084 offer a diverse range of options. Several malls and shopping centers provide both big-name retailers and local boutiques. Culinary offerings include a variety of restaurants serving global cuisines, reflecting the neighborhood’s multicultural background.

Schools and Education

The area is served by the Katy Independent School District and the Cypress-Fairbanks Independent School District, both of which are known for their high educational standards. Numerous public and private schools provide quality education, contributing to the neighborhood’s appeal for families.


Transportation and connectivity are strengths of the 77084 area. The neighborhood is well connected with major roads and highways, making commutes relatively simple. Public transportation options are also available, enhancing accessibility for all residents.

Commuter Friendly: The proximity to I-10 and the Grand Parkway facilitates quick travel to downtown Houston and other parts of the city. Many residents appreciate the convenience of having robust transportation links.

Crime and Safety

The neighborhood is considered safe and secure, owing to the active engagement of local law enforcement and community watch programs. The residents often take pride in looking out for one another, adding to the overall sense of safety in the community.

Community Events and Activities

The 77084 ZIP Code hosts a variety of community events throughout the year, ranging from seasonal festivals and holiday parades to local farmer’s markets and weekend fairs. These events foster a sense of community and provide opportunities for neighbors to connect.

Amenities and Services

Residents have access to a plethora of amenities and services, including healthcare facilities, fitness centers, libraries, and community centers. These amenities ensure a high quality of life and meet the everyday needs of those living in the area.

Cultural and Social Scene

The cultural and social scene in 77084 is vibrant and dynamic. From art galleries and music festivals to clubs and social organizations, there’s no shortage of activities to engage in. This lively cultural scene attracts not only residents but also visitors from other parts of Houston.


Overall, the 77084 ZIP Code in Houston, TX, offers a friendly and comfortable neighborhood atmosphere, appealing to both families and individuals. The combination of excellent amenities, connectivity, and community events contribute to making it a desirable place to live.

Real Estate Market Trends for ZIP Code 77084

Overview of 77084 Area

The ZIP Code 77084 encompasses parts of Houston, Texas, situated within Harris County. Known for its suburban atmosphere, this area offers a mix of residential, commercial, and recreational amenities, making it an attractive location for families and professionals.

Current Housing Market Statistics

  • Median Home Price: The median home price in the 77084 area is approximately $250,000, showing a steady increase of 6% year-over-year.
  • Average Days on Market (DOM): Homes in this ZIP code typically spend around 30 days on the market before being sold.
  • Price per Square Foot: The average price per square foot is $150, reflecting the desirability and demand in this area.
  • Market Type: Currently, the 77084 real estate market is characterized as a seller’s market, with demand outpacing supply.

Type of Properties

The real estate landscape in ZIP code 77084 is diverse, featuring:

  • Single-Family Homes: Predominantly found in well-established neighborhoods with mature landscaping and various architectural styles.
  • Townhouses: Offering a balance between single-family homes and apartment living, these properties are popular among young professionals and small families.
  • Apartments and Condos: High demand due to proximity to schools, shopping centers, and major highways.

Neighborhood Insights

Popular neighborhoods within this ZIP code include:

  • Bear Creek: Known for its affordable homes and family-friendly amenities such as parks and playgrounds.
  • Windsong: A sought-after neighborhood featuring mid-range homes with modern amenities and close-knit community vibes.
  • Pine Forest: An upscale neighborhood offering luxury homes and proximity to top-rated schools.

Factors Influencing the Market

  • Proximity to Downtown Houston: The easy commute to downtown Houston makes 77084 an attractive option for professionals.
  • Schools: The presence of reputable schools within the Cy-Fair and Katy Independent School Districts increases the area’s appeal to families.
  • Employment Opportunities: Near major employers in the energy sector, contributing to strong housing demand.
  • Recreational Amenities: Abundant parks, shopping centers, and dining options enhance the living experience here.

Investment Potential

Investors are particularly interested in the 77084 area due to:

  • Rental Market: With a steady influx of residents, the rental market is robust, offering attractive ROI for rental properties.
  • Appreciation Rates: Properties in the 77084 ZIP code have shown consistent appreciation, making it a lucrative market for long-term investments.
  • Development Projects: Numerous ongoing and upcoming commercial and residential projects promise to boost property values further.


The real estate market in ZIP code 77084 is vibrant and diverse, catering to a wide range of buyers and investors. With its strategic location, solid infrastructure, and strong community ties, this area remains a prime choice for real estate opportunities. Staying updated with these trends will help you make informed decisions whether you are buying, selling, or investing in this dynamic market.

Property Taxes in ZIP Code 77084: A Comprehensive Overview

Understanding Property Taxes

Property taxes are levied by local governments on real estate to finance public services such as education, infrastructure, and public safety. In ZIP Code 77084, located within Harris County, Texas, property taxes contribute significantly to local governance and community services.

Tax Rates and Calculation

Tax Components

Property taxes in ZIP Code 77084 are composed of several components:

  • School District Taxes
  • County Taxes
  • City Taxes
  • Special District Taxes (e.g., utility and water districts)

Determining Taxable Value

The taxable value of a property is calculated based on its appraised market value as determined by the Harris County Appraisal District (HCAD). Factors influencing the appraised value include:

  • Property Size and Type
  • Location
  • Market Trends
  • Improvements and Modifications

Exemptions and Reductions

Certain exemptions are available to reduce the taxable value, including:

  • Homestead Exemptions
  • Over-65 Exemptions
  • Disability Exemptions
  • Veteran Exemptions

Rates for the Current Tax Year

The current property tax rate in ZIP Code 77084 can be detailed as follows (expressed in dollars per $100 of assessed value):

  • Harris County: 0.40713
  • Houston ISD: 1.137738
  • Harris County Flood Control District: 0.03349
  • Port of Houston Authority: 0.01074
  • Harris County Department of Education: 0.0050
  • Other Special Districts: Varies

Payment Procedures

Timeline and Deadlines

Property tax bills are usually mailed out in October, and full payment is due by January 31 of the following year. Late payments incur penalties and interest, starting at 7% and increasing over time.

Payment Methods

Properties in ZIP Code 77084 can pay their taxes via:

  • Online Payment Portals
  • In-Person Payments at Designated Offices
  • Mailing Checks or Money Orders

Appeals and Disputes

If property owners in ZIP Code 77084 believe their property has been incorrectly appraised, they have the right to appeal the value. The steps involved include:

  • Filing a Notice of Protest with HCAD
  • Attending an Informal Hearing
  • Proceeding to a Formal Appraisal Review Board (ARB) Hearing if necessary

Impact on Homeowners

The property tax rate and assessed value significantly impact the annual tax liability of homeowners in ZIP Code 77084. Understanding the calculation and available exemptions can help reduce the financial burden.

Resources and Contacts

Frequently Asked Questions (FAQs)

  • What is the property tax rate in ZIP Code 77084? The total rate is a sum of various district rates, approximately around 2.5%.
  • When are property taxes due? They are due by January 31 each year.
  • How can I apply for exemptions? Applications can be submitted to the Harris County Appraisal District with the required documentation.

Community Amenities in ZIP Code 77084

Parks and Recreation

ZIP Code 77084 is home to numerous parks and recreational facilities that cater to families, sports enthusiasts, and nature lovers.

  • Bear Creek Pioneers Park: This expansive park offers picnic areas, trails for walking and biking, sports fields, and a small zoo.
    Address: 3535 War Memorial St, Houston, TX 77084
  • Terry Hershey Park: Renowned for its scenic trails along the Buffalo Bayou, this park is ideal for walking, running, and cycling.
    Address: 15200 Memorial Dr, Houston, TX 77079
  • Mary Jo Peckham Park: Featuring a fishing lake, miniature golf, playgrounds, and an indoor pool, this park is perfect for family outings.
    Address: 5597 Gardenia Ln, Katy, TX 77493

Shopping and Dining

The area within ZIP Code 77084 boasts a diverse array of shopping centers and dining options.

  • Copperwood Village Shopping Center: Hosting a variety of retail stores and restaurants, this shopping center is a local favorite.
    Address: 15500 FM529, Houston, TX 77084
  • The Boardwalk at Town Lake: Known for its waterfront dining and boutique shops, it offers a unique shopping experience.
    Address: 9945 Barker Cypress Rd, Cypress, TX 77433
  • Katy Mills Mall: A large outlet shopping center offering a range of brand-name stores and eateries.
    Address: 5000 Katy Mills Cir, Katy, TX 77494

Educational Institutions

Residents of ZIP Code 77084 have access to quality education through several reputable schools and institutions.

  • Mayde Creek High School: Part of the Katy Independent School District, known for its strong academic and athletic programs.
    Address: 19202 Groeschke Rd, Houston, TX 77084
  • Bear Creek Elementary School: Committed to providing a nurturing environment with advanced educational opportunities.
    Address: 4815 Hickory Downs Dr, Houston, TX 77084
  • Houston Community College – Katy Campus: Offers a range of degree programs and continuing education opportunities.
    Address: 1550 Foxlake Dr, Houston, TX 77084

Healthcare Facilities

Residents in the 77084 area have access to various healthcare facilities ensuring comprehensive medical care.

  • Memorial Hermann Katy Hospital: A full-service hospital providing emergency services, surgeries, and specialized care.
    Address: 23900 Katy Freeway, Katy, TX 77494
  • Houston Methodist West Hospital: Known for its exceptional patient care and cutting-edge medical treatments.
    Address: 18500 Katy Fwy, Houston, TX 77094
  • Texas Children’s Urgent Care – West Campus: Specializing in pediatric care with a range of medical services for children.
    Address: 18200 Katy Fwy, Houston, TX 77094

Public Services

ZIP Code 77084 benefits from a range of public services ensuring the safety and well-being of its residents.

  • Harris County Sheriff’s Office: Provides law enforcement services, community programs, and safety initiatives.
    Address: 701 W Baker Rd, Baytown, TX 77521
  • Cy-Fair Volunteer Fire Department: Ensures fire protection, emergency medical services, and community education.
    Address: 9630 Telge Rd, Houston, TX 77095
  • City of Houston Public Library – Bear Creek: Offers a variety of resources, including books, digital media, and community programs.
    Address: 16719 Clay Rd, Houston, TX 77084

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