Lowest Mortgage Rate near Me, Brooklyn, NY 11234


Safety and Crime Rates in ZIP Code 11234

Overview of ZIP Code 11234

ZIP Code 11234 encompasses the neighborhoods of Bergen Beach, Mill Basin, Marine Park, and parts of Flatlands in Brooklyn, New York. This area is predominantly residential with a mix of single-family homes, apartments, and commercial establishments.

Crime Statistics

Crime rates can be pivotal for assessing the safety and overall quality of life in a particular area. Here, we delve into various crime statistics, specifically targeting ZIP Code 11234.

Overall Crime Rates

The overall crime rates in ZIP Code 11234 are relatively low compared to other parts of Brooklyn. According to the latest data provided by the New York Police Department (NYPD), the total number of reported crimes in the area has seen a decline over the past few years.

  • Total crimes per 1,000 residents: 12.5
  • Property crimes: 9.3
  • Violent crimes: 3.2

Violent Crimes

The instances of violent crimes, though lower than the national average, still necessitate vigilance and community cooperation for further reduction. Violent crimes in ZIP Code 11234 include assaults, robberies, and homicides.

  • Assaults: Approximately 50 cases per year
  • Robberies: Approximately 30 cases per year
  • Homicides: A rare occurrence, generally fewer than 5 cases annually

Property Crimes

Property crimes tend to constitute a larger portion of the overall crime rates in ZIP Code 11234. These crimes include burglaries, larceny-theft, and vehicle theft.

  • Burglaries: Approximately 100 cases per year
  • Larceny-theft: Approximately 200 cases per year
  • Vehicle theft: Around 25 cases per year

Police Presence and Community Initiatives

The 63rd Precinct of the NYPD is responsible for policing ZIP Code 11234. Community policing and neighborhood watch programs have been instrumental in maintaining a safe environment. Regular community meetings and increased police patrols are initiatives that have made a significant impact on reducing crime rates.

Comparison with Adjacent Areas

When compared to adjacent ZIP codes, 11234 fares impressively well in terms of safety. For instance, areas like ZIP Code 11236 (Canarsie) and ZIP Code 11229 (Sheepshead Bay) report higher crime rates. This can be attributed to the proactive community involvement and efficient policing strategies in 11234.

Expert Advice on Staying Safe

Experts recommend the following strategies for residents of ZIP Code 11234 to stay safe:

  • Install Security Systems: Ensure homes are equipped with security alarms and surveillance cameras.
  • Stay Informed: Participate in community meetings and stay alert to neighborhood news.
  • Build Community Bonds: Strong relationships with neighbors can act as a deterrent to crime and foster a supportive environment.


Safety and low crime rates make ZIP Code 11234 one of the more desirable areas in Brooklyn. Continuous community efforts and effective policing are key factors contributing to this area’s security. For those considering moving to 11234, the relatively low crime rates are a significant advantage.

Proximity to Essential Services in ZIP Code 11234

Healthcare Facilities

Residents of ZIP Code 11234 have access to several healthcare facilities that are crucial for maintaining community health. Notable among these are:

  • NewYork-Presbyterian Brooklyn Methodist Hospital
  • Maimonides Medical Center
  • Brookdale University Hospital Medical Center

These hospitals offer a range of services, from emergency care to specialized treatments, ensuring that residents are never far from quality healthcare.

Educational Institutions

Quality education is a cornerstone of any community. In ZIP Code 11234, families can choose from several well-regarded educational institutions including:

  • Private institutions such as the Brooklyn Amity School
  • Charter schools including the Success Academy Charter Schools

These schools provide comprehensive education programs, ensuring children receive the best possible start in life.

Public Transportation

Efficient public transportation is crucial for any area, and ZIP Code 11234 is no exception. Key transportation options include:

  • multiple bus routes such as the B41, B46, and B100, which connect to major subway lines
  • LIRR (Long Island Rail Road) stations are within a reasonable driving distance, offering another commute option.

These options provide easy access to other parts of Brooklyn and New York City, making commuting convenient for residents.

Grocery Stores and Supermarkets

Access to fresh food is a basic necessity, and ZIP Code 11234 does not disappoint. Residents can shop at:

  • Major supermarket chains like Stop & Shop and Key Food
  • Local grocery stores including Brooklyn Farmacy
  • Specialty food shops such as the Brooklyn’s Natural Artisan Market

These establishments offer a variety of options, from everyday essentials to organic and specialty items.

Parks and Recreational Facilities

The availability of recreational facilities enhances quality of life. Residents of ZIP Code 11234 have access to:

  • Marine Park- a large public park offering trails, playgrounds, and sports fields
  • Floyd Bennett Field, which includes various recreational opportunities from kayaking to camping

These spaces provide venues for physical activity and community events, promoting a healthy and active lifestyle.

Banking Services

Affordable and accessible banking services are essential for financial wellbeing. In ZIP Code 11234, residents can bank at:

  • National chains like Chase and Bank of America
  • Local credit unions such as Municipal Credit Union (MCU)

These institutions offer a variety of financial products and services to meet the needs of the community.

Public Safety

Safety is a primary concern for any community. ZIP Code 11234 is served by:

  • The 63rd Precinct of the NYPD
  • The FDNY Fire Station, Engine 309/Ladder 159

These dedicated public safety officials work tirelessly to ensure the safety and security of residents.

Shopping Centers

For retail needs, residents of ZIP Code 11234 can visit:

  • Avenue L Shopping Center
  • Georgetown Shopping Center

These centers offer a range of stores, from clothing and electronics to home goods, providing a comprehensive shopping experience.

Dining and Restaurants

Dining options in ZIP Code 11234 are diverse, with numerous eateries including:

  • Michael’s of Brooklyn, known for its Italian cuisine
  • Totonno’s Pizza Napoletana, a local favorite

Whether you’re in the mood for fine dining or casual fare, the local dining scene has something to offer.

Community Centers

Community centers play a vital role in fostering community spirit. In ZIP Code 11234, notable centers include:

  • Brooklyn Community Board 18
  • the Kings Bay Y at Windsor Terrace

These centers offer programs and events that cater to all age groups, from youth activities to senior services.

Quality of Local Schools in ZIP Code 11234

Overview of Educational Facilities

The ZIP Code 11234, which falls in the borough of Brooklyn, NYC, boasts a range of educational institutions catering to different age groups and educational needs. Parents and students in this area have access to a variety of public, private, and charter schools, each offering distinct advantages.

Public Schools in 11234

Elementary Schools: Public elementary schools in 11234, such as P.S. 203 Floyd Bennett School and P.S. 312 Bergen Beach School, are noted for their strong emphasis on foundational learning. These schools have adopted advanced teaching methodologies and maintain a beneficial student-to-teacher ratio, fostering an environment conducive to learning.

Middle Schools: The district’s middle schools, including I.S. 78 Roy H. Mann Junior High, offer diverse curriculums encompassing academic, artistic, and athletic subjects. They are recognized for their commitment to providing a comprehensive education that prepares students for high school.

High Schools: James Madison High School, one of the prominent high schools serving the 11234 area, offers a variety of Advanced Placement (AP) courses, vocational programs, and extracurricular activities. It has garnered positive reviews regarding its college preparatory programs and graduation rates.

Private Schools in 11234

Several private schools in ZIP Code 11234 provide alternative educational approaches through religious and independent institutions. Schools such as The Yeshivah of Flatbush and the Brooklyn Amity School offer tailored curriculums that emphasize both academics and ethical values, contributing to well-rounded student development.

Charter Schools

Charter schools in 11234, such as Success Academy Bergen Beach, provide additional educational choices for families. These schools often employ innovative teaching strategies and emphasize student achievement, resulting in high performance on standardized tests and academic excellence.

Teacher Qualifications

Many educators in the 11234 area possess advanced degrees and have undergone rigorous training. Ongoing professional development is a cornerstone of the teaching community in this ZIP code, ensuring that educators are well-equipped to adapt to evolving educational standards and needs.

Student Performance

Standardized test scores from schools in ZIP Code 11234 generally demonstrate above-average performance, significantly contributing to the area’s reputation for having strong educational outcomes. High graduation rates and college acceptance rates further underscore the quality of education afforded to students in this area.

Extracurricular Activities

Arts and Music: Many schools in 11234 offer extensive programs in the arts, including theater, fine arts, and music ensembles. These programs provide students with avenues to explore and develop their creative talents.

Sports: The local schools boast a range of sports teams and athletic programs, promoting physical health, teamwork, and school spirit. Competitive sports like basketball, soccer, and track and field are well-supported.

Clubs and Societies: Students can also participate in various clubs and societies, including debate clubs, science clubs, and community service groups, which help in fostering intellectual growth and civic responsibility.

Parental Involvement

Parental involvement is actively encouraged across schools in ZIP Code 11234, with many schools holding regular parent-teacher meetings, workshops, and community events. This strong involvement helps create a supportive and cohesive educational environment.

School Facilities and Resources

Investments in modern infrastructure and resources are apparent in schools throughout 11234. Classrooms are equipped with the latest educational technology, libraries are well-stocked, and sports facilities are well-maintained, enhancing the overall quality of the learning environment.

Special Education Services

Public and private schools in the area offer robust special education services, ensuring that students with diverse learning needs receive the appropriate support. Specialized programs, individualized education plans (IEPs), and dedicated staff contribute to accommodating and inclusive educational experiences.


The quality of local schools in ZIP Code 11234 is characterized by strong academic performance, diverse extracurricular offerings, and supportive community involvement. Parents and students in this area can access an array of well-regarded educational institutions that cater to a variety of educational needs and preferences.

Public Transportation Access in ZIP Code 11234

Overview of Public Transit in ZIP Code 11234

ZIP Code 11234 covers parts of the southeastern section of Brooklyn, New York, comprising neighborhoods such as Mill Basin, Bergen Beach, and Marine Park. This area is primarily residential with various options for public transportation.

Subway Services

There are no subway stations within the immediate vicinity of ZIP Code 11234. However, residents can access the B and Q lines via shuttle services or bus routes that connect to subway stations in nearby neighborhoods. The closest major subway connect points include:

  • Avenue U Station (Q line) – Accessible via B3 bus route
  • Kings Highway Station (B and Q lines) – Accessible via B100 bus route

Bus Services

Bus transportation is the primary mode of public transit within ZIP Code 11234. The area is served by multiple Metropolitan Transportation Authority (MTA) bus routes, which link it to key destinations including subway stations, shopping centers, and other neighborhoods. Key routes include:

  • B3 – This service runs along Avenue U extending from Mill Basin to the Bay Ridge area, providing connections to Avenue U subway station on the Q line.
  • B41 – Running along Flatbush Avenue, this bus route connects the area to Kings Plaza and key subway links at the Flatbush Avenue/Brooklyn College station.
  • B47 – Offering service along Ralph Avenue, connecting the area to the Rockaway Parkway station on the L line.
  • B100 – Operates through Mill Basin to the Kings Highway subway station, offering connectivity to the B and Q subway lines.
  • BM1 – An express bus service providing a direct link from Mill Basin to Manhattan, primarily targeting commuters during peak hours.

Specialized Transit Services

For residents requiring additional mobility assistance, New York City provides Access-A-Ride services. This door-to-door transportation service is available for individuals with disabilities who are unable to use the standard bus and subway routes. Applications for this service can be made through the MTA website.

Future Developments and Improvements

Plans and proposals by the MTA include enhancing the frequency of existing bus routes and integrating real-time tracking technology to improve rider experience. Potential developments aim to synchronize bus services with subway schedules more efficiently, reducing wait times and improving overall transit service in ZIP Code 11234.

Commuting Tips for Residents

For efficient commuting within and outside ZIP Code 11234, residents can employ the following strategies:

  • Utilize real-time tracking apps such as the MTA Bus Time app to check live bus locations and reduce waiting times at bus stops.
  • Plan trips during non-peak hours to avoid congestion and ensure a smoother travel experience, particularly during rush hours.
  • For longer distances, consider using regional express bus services like the BM1 to avoid multiple transfers and reduce total travel time.

Alternative Transportation Options

In addition to public buses and subway access, ZIP Code 11234 offers other alternatives for commuters:

  • Car Sharing Services – Car-sharing platforms such as Zipcar are available, providing flexible car access for short-term needs.
  • Cycling Routes – The area is equipped with dedicated bike lanes and paths that provide a safe and eco-friendly commuting alternative.
  • Ride-Hailing Services – Services like Uber and Lyft are readily available, offering convenient point-to-point travel options, especially during hours when public transit services may be limited.

Neighborhood Atmosphere in ZIP Code 11234


The ZIP Code 11234, encompassing the neighborhoods of Mill Basin, Bergen Beach, and parts of Marine Park in Brooklyn, NY, offers a unique blend of suburban tranquility and urban convenience. Known for its tree-lined streets, friendly community, and a plethora of amenities, 11234 is a coveted area for families and professionals alike looking for a balanced lifestyle.

Community Vibe

The community vibe in 11234 is notably welcoming and close-knit. Residents often take pride in their well-maintained homes and gardens, contributing to the overall aesthetic appeal of the neighborhood.

  • Family-Friendly Atmosphere: The local schools are highly rated, and parks such as Marine Park provide excellent recreational opportunities for children and adults alike.
  • Diverse Demographics: The cultural diversity in 11234 brings a rich mix of traditions, enhancing the social fabric of the community.

Amenities and Conveniences

The neighborhood is equipped with various amenities to ensure a comfortable and convenient lifestyle.

  • Shopping and Dining: The Kings Plaza Shopping Center serves as a major retail hub, alongside numerous local dining options that offer a range of cuisines.
  • Parks and Recreation: Marine Park and the Mill Basin Marina provide outdoor enthusiasts with ample space and activities.
  • Education: Several reputable public and private schools cater to educational needs, contributing to the attractiveness of the area for families.


Transportation options are plentiful in 11234, offering easy access to other parts of Brooklyn and beyond.

  • Public Transit: Multiple bus routes, including the B41 and B46, connect the area to subway lines, enhancing commuter convenience.
  • Road Connectivity: Major roads such as the Belt Parkway and Flatbush Avenue facilitate smooth travel by car.

Safety and Cleanliness

Safety and cleanliness are paramount in 11234, with local authorities and community initiatives working diligently to maintain a secure and pristine environment.

  • Low Crime Rates: The area is known for its low crime rates, providing peace of mind to residents.
  • Sanitation and Green Spaces: Regular sanitation services and the presence of well-maintained green spaces contribute to the overall cleanliness of the neighborhood.

Local Events and Activities

The vibrant community in 11234 hosts a variety of events and activities throughout the year, fostering a lively atmosphere.

  • Seasonal Festivals: Events such as the Mill Basin Day Parade and the Marine Park Fall Festival are local favorites.
  • Community Gatherings: Regular neighborhood meetings and block parties encourage social interaction and community bonding.

Real Estate

The real estate market in 11234 offers a range of options, from historic single-family homes to modern condos.

  • Property Values: The area has seen steady growth in property values, making it an attractive investment for potential homeowners.
  • Architectural Variety: Prospective buyers can find a mix of architectural styles, reflecting the neighborhood’s rich history and development.

Conclusion for SEO

ZIP Code 11234 exemplifies a harmonious blend of community spirit, accessibility, and safety, offering a premier living experience in Brooklyn. This comprehensive overview of neighborhood atmosphere highlights the key features that make 11234 a desirable location, ensuring valuable insights for potential new residents and real estate enthusiasts.

Real Estate Market Trends for ZIP Code 11234

Overview of ZIP Code 11234

ZIP Code 11234 encompasses the neighborhoods of Mill Basin, Marine Park, Bergen Beach, and Flatlands in Brooklyn, New York. With its mix of suburban tranquility and urban amenities, this area is a desirable place for a variety of residents.

Current Market Conditions

The real estate market in ZIP Code 11234 has shown dynamic activity in recent years. According to the latest data:

  • Average home prices have increased by 5.2% over the past year.
  • The median listing home price stands at $750,000.
  • The median home sold price is approximately $730,000.

Types of Properties

The region offers a diverse range of properties, including:

  • Single-family homes: Predominantly found in areas like Mill Basin and Bergen Beach.
  • Multi-family homes: Common in Flatlands, providing income-generating opportunities.
  • Condominiums and co-ops: Available in various parts, appealing to different buyer preferences.

Neighborhood Breakdown

Mill Basin

Known for its luxury waterfront properties, Mill Basin continues to attract affluent buyers seeking spacious homes with exclusive amenities.

Marine Park

With more affordable housing options compared to Mill Basin, Marine Park is favored by families and first-time homebuyers. The neighborhood is defined by its namesake park, providing ample recreation opportunities.

Bergen Beach

Bergen Beach offers a suburban feel with larger lot sizes and detached homes, making it attractive to those looking for more space.


Characterized by its diverse population and a variety of property types, Flatlands has something for everyone, from affordable co-ops to more expensive single-family homes.

Rental Market

The rental market remains strong, with the average rent for a one-bedroom apartment hovering around $1,850 per month. Increased demand has been noted particularly in:

  • Flatlands for its affordability.
  • Marine Park for its family-friendly environment.

Market Predictions

Experts predict a stable market for the foreseeable future, with modest price increases. Key factors influencing these trends include:

  • Economic conditions: Continued growth in local amenities and services.
  • Interest rates: Potential fluctuations could impact buying power.
  • Infrastructure improvements: Ongoing development projects enhancing neighborhood appeal.

Investment Opportunities

Given the market stability and diverse property types, ZIP Code 11234 presents robust investment opportunities. Areas like Bergen Beach and Marine Park offer potential for appreciation and rental income.

Summary of Key Trends

  • Rising property values with steady demand in luxury and affordable segments.
  • Diverse property types catering to various buyer and renter demographics.
  • Strong rental market supporting investment opportunities.

The real estate market in ZIP Code 11234 remains a vibrant and diverse landscape, offering opportunities for homebuyers, renters, and investors alike.

Property Taxes in ZIP Code 11234

The ZIP Code 11234, which encompasses neighborhoods like Mill Basin, Old Mill Basin, Bergen Beach, and part of Flatlands in Brooklyn, New York, is subject to a range of property taxes. This report provides an in-depth analysis of property tax rates in this region, exploring factors influencing these rates and offering comparisons with other areas.

Understanding Property Tax Rates

Property taxes in the ZIP Code 11234 area are determined by the New York City Department of Finance. These taxes are essential for funding public services such as schools, police departments, and infrastructure improvements.

Calculation of Property Taxes

For the ZIP Code 11234, property taxes are calculated based on the assessed value of a property. The assessment is done by the NYC Department of Finance, considering the property’s market value and its classification. Property classifications include Class 1 (mostly residential properties up to three units), Class 2 (residential properties with more than three units), Class 3 (utility properties), and Class 4 (commercial properties).

  • Market Value: The estimated amount for which a property would sell under normal conditions.
  • Assessed Value: A percentage of the market value; often a fraction depending on the property type.

Tax Rates and Exemptions

The property tax rate for residential properties typically fluctuates annually. Currently, Class 1 properties in ZIP Code 11234 have an effective tax rate of approximately 0.5%, while Class 2 properties have a rate closer to 1% of the assessed value.

Residents may qualify for several exemptions and abatements, such as:

  • STAR (School Tax Relief): Provides partial exemptions from school taxes for owner-occupied, primary residences.
  • Senior Citizens Homeowners’ Exemption (SCHE): Offers tax reductions for homeowners aged 65 and older having an annual income of $50,000 or less.
  • Disabled Homeowners Exemption (DHE): Reduces property taxes for homeowners with disabilities and an annual income of $50,000 or less.

Comparison with Other ZIP Codes

When comparing property taxes with other ZIP Codes, 11234 tends to have moderately high property tax rates relative to average New York City rates. However, it’s crucial to note that the exact amount varies significantly based on property type and exemptions.

For example, residential properties in neighboring ZIP Codes such as 11236 (Canarsie) or 11210 (Flatlands) display similar trends due to similar market and assessed values, but slight differences may occur due to varying neighborhood valuations and local improvements.

Impact on Property Owners

For homeowners in ZIP Code 11234, property taxes can significantly impact the overall cost of homeownership. Understanding the breakdown and eligibility for exemptions can aid in reducing the financial burden. Non-payment or delay in payment of property taxes can lead to penalties, liens, and possibly foreclosure.

Actions for Property Owners

To manage property taxes effectively, property owners in 11234 should:

  • Regularly review their property’s assessed value notices.
  • Apply for all applicable exemptions and abatements.
  • Keep abreast of changing tax rates and regulations by visiting the NYC Department of Finance website.

Conclusion and Resources

Property taxes in ZIP Code 11234 play a critical role in sustaining community services and infrastructure. Homeowners must stay informed and proactive in managing their property taxes to ensure compliance and financial optimization. For further information and assistance, reach out to the NYC Department of Finance or consult with a local property tax advisor.

For more detailed information, visit the NYC Department of Finance website: NYC Property Taxes.

Community Amenities in ZIP Code 11234

Parks and Recreational Areas

ZIP Code 11234 boasts several parks and recreational areas, ideal for outdoor activities and relaxation. Some of the notable parks include:

  • Marine Park: A sprawling park offering lush green spaces, walking paths, picnic areas, and playgrounds. It also features a golf course and several sports fields.
  • Floyd Bennett Field: Part of the Gateway National Recreation Area, this historic airfield has been converted into a haven for bird watchers, kite flyers, and urban campers.
  • South Shore Nature Center: A peaceful retreat for nature enthusiasts, with trails, marshlands, and educational programs about local wildlife and ecosystems.

Education Facilities

The ZIP Code 11234 area is served by a variety of educational institutions, from public schools to specialized learning centers:

  • P.S. 207 Elizabeth G. Leary: A well-regarded elementary school known for its strong academic programs and extra-curricular activities.
  • Intermediate School 278 Marine Park: Offers a comprehensive middle school curriculum with a focus on developing critical thinking and social skills.
  • James Madison High School: A prominent high school offering diverse programs including Advanced Placement courses, arts, and athletics.
  • Yeshiva K’tana of Marine Park: A private religious school providing education rooted in Jewish traditions alongside standard academic subjects.

Shopping and Dining

ZIP Code 11234 features a variety of shopping and dining options that cater to different tastes and preferences:

  • Kings Plaza Shopping Center: This popular mall includes retail stores, restaurants, and entertainment options like a movie theater.
  • Avenue U: A bustling commercial strip offering a wide array of shops, boutiques, and eateries serving diverse cuisines.
  • Georgetowne Shopping Center: A convenient spot with grocery stores, pharmacies, and a mixture of local and chain restaurants.
  • Aldo’s Pizzeria and Restaurant: A local favorite known for its delicious pizzas and Italian dishes.

Healthcare Facilities

Residents in ZIP Code 11234 have access to multiple healthcare facilities, ensuring comprehensive medical care:

  • Mount Sinai Brooklyn: A full-service hospital offering emergency care, surgical services, and specialty clinics in various medical fields.
  • New York Community Hospital: Offers a range of medical services including emergency care, cardiology, and other outpatient services.
  • NuHealth Neighborhood Family Health Center: Provides primary care, pediatric services, and health education programs.
  • Flatlands Medical-Urgent Care: A walk-in facility for non-life-threatening emergencies, providing convenient care without the need for appointments.


Transportation options in ZIP Code 11234 make commuting and travel convenient for residents:

  • Public Transit: The area is served by multiple MTA bus routes, including B2, B3, B9, and B46, providing connectivity to subway lines and other parts of Brooklyn and Manhattan.
  • Highways: Close proximity to Belt Parkway and Flatbush Avenue makes car travel easy to various parts of the city and surrounding areas.
  • Bike Lanes: Dedicated bike lanes and paths like the Shore Parkway Greenway offer safe cycling routes for commuting and leisure.

Community Centers and Services

Community centers and services in ZIP Code 11234 are designed to support and enrich the lives of residents:

  • Brooklyn Public Library – Flatlands Branch: Offers a wide range of books, digital media, and community programs for all ages.
  • Marine Park Civic Association: Facilitates community events, activities, and advocacy for local issues.
  • St. Columba Social Club: Provides seniors with social activities, support services, and opportunities for engagement.
  • Mill Basin Day Camp: Offers summer programs for children, including sports, arts and crafts, and educational activities.

Religious Institutions

The religious institutions in ZIP Code 11234 cater to a variety of faiths, fostering a diverse and inclusive community:

  • Good Shepherd Roman Catholic Church: A vibrant parish that offers regular services, community events, and religious education.
  • Congregation Beth Tikvah: A cornerstone for the Jewish community, providing religious services, educational programs, and cultural events.
  • St. Mark’s United Methodist Church: Offers worship services, community outreach programs, and fellowship activities.
  • Masjid Nur Al-Islam: Serves the Muslim community with daily prayers, educational programs, and community support services.

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