Lowest Mortgage Rate near Me, Brooklyn, NY 11214


Safety and Crime Rates in ZIP Code 11214, United States

Overview of ZIP Code 11214

ZIP Code 11214 primarily covers the Bensonhurst neighborhood in Brooklyn, New York. Known for its diverse community and thriving local businesses, this area has witnessed significant changes over the years in terms of safety and crime rates.

Crime Rate Statistics

Overall Crime Rate

In recent years, the overall crime rate in ZIP Code 11214 has seen fluctuations. Understanding the different categories of crimes can provide a better perspective on the safety of the area.

Property Crime

Property crimes, such as burglary, larceny-theft, motor vehicle theft, and arson, are often reflective of the economic conditions and community vigilance. Statistical reports indicate a mixed trend for property crime in ZIP Code 11214, with some reductions in burglary rates but occasional spikes in larceny-theft.

  • Burglary: There has been a marked decline in burglary incidents over the past five years.
  • Larceny-Theft: This category has seen occasional increases, particularly during holiday seasons when shopping activities peak.
  • Motor Vehicle Theft: Steady improvements have been made in reducing motor vehicle theft, thanks to community programs and increased surveillance.
  • Arson: Arson cases are relatively rare but are swiftly handled by local law enforcement and fire departments.

Violent Crime

Violent crimes include murder, rape, robbery, and aggravated assault. These crimes have a significant impact on the perception of safety in the community.

  • Murder: Rare incidents of murder have been reported, making it a low-frequency occurrence in ZIP Code 11214.
  • Rape: While instances of rape are generally low, each case is taken seriously with rigorous investigative follow-ups.
  • Robbery: There has been a noticeable decrease in robbery cases due to increased police patrolling and community awareness programs.
  • Aggravated Assault: Efforts to curb aggravated assault have been effective, contributing to an overall safer community environment.

Law Enforcement and Community Safety Initiatives

Local Police Presence

The New York Police Department (NYPD) plays a crucial role in maintaining law and order in ZIP Code 11214. Regular patrols, quick response times, and community policing efforts have helped in reducing crime rates.

Community Programs

Engagement with community members through crime prevention programs, neighborhood watch groups, and safety workshops has been instrumental in fostering a secure living environment.

Public Awareness Campaigns

Public awareness campaigns aimed at educating residents about safety practices, emergency contacts, and crime reporting methods have significantly contributed to lowering crime rates.

Safety Tips for Residents

Residents of ZIP Code 11214 can enhance their personal safety by adhering to the following tips:

  • Install security systems in homes and vehicles.
  • Participate in neighborhood watch programs.
  • Stay informed through local news and community meetings.
  • Report any suspicious activities to the authorities immediately.


ZIP Code 11214, encompassing Bensonhurst in Brooklyn, New York, has seen positive trends in reducing crime rates through the efforts of law enforcement and community cooperation. Continuous vigilance and proactive measures are essential in ensuring long-term safety and security for all residents.

Proximity to Essential Services for ZIP Code 11214

Healthcare Facilities


Residents of ZIP Code 11214 have access to several healthcare facilities. The NYU Langone Health facility is located nearby, offering comprehensive medical services and emergency care. Another nearby hospital is Sunset Park Health Clinic, providing various medical treatments and specialty consultations.


Pharmacies such as CVS and Walgreens are within easy reach, ensuring that residents have access to prescription medications, over-the-counter drugs, healthcare products, and other essential items.


Primary and Secondary Schools

The ZIP Code 11214 features several well-rated primary and secondary schools. P.S. 163 Bath Beach School and P.S./I.S. 229 Dyker School offer quality education and nurturing environments for children.

Higher Education

For those seeking higher education, Brooklyn College and Kingsborough Community College are relatively nearby, presenting opportunities for advanced learning and professional development.

Public Transportation

ZIP Code 11214 is well-served by an array of public transportation options. Subway services, including the D and N lines, enable convenient travel to various parts of Brooklyn and Manhattan. Additionally, MTA buses like the B1, B6, and B64 routes offer extensive local transit coverage.

Shopping and Groceries


Essential grocery shopping is accessible with stores like Stop & Shop and NetCost Market located within the area, providing a wide range of fresh produce, meats, dairy products, and household essentials.

Retail Shops

For other shopping needs, Caesar’s Bay Shopping Center and 86th Street Shopping District offer a variety of retail stores, including fashion, electronics, and home goods.

Restaurants and Cafes

Residents in ZIP Code 11214 can enjoy a variety of dining options. Italian eateries, such as La Villa Pizzeria, and Asian cuisine at China King Restaurant, along with cozy cafes like Starbucks, cater to diverse culinary preferences.

Parks and Recreation


Recreational spaces like Gravesend Park and Bensonhurst Park offer green spaces for relaxation, sports, and family activities. These parks feature playgrounds, walking trails, and picnic areas.

Gyms and Fitness Centers

Fitness enthusiasts can access gyms such as New York Sports Clubs and Planet Fitness, offering various equipment and classes to support a healthy lifestyle.

Financial Services

Banks and ATMs

Residents have convenient access to financial services with multiple banks and ATMs located in the area. Major banks such as Chase, Bank of America, and TD Bank have branches and ATM services available.

Post Offices

Postal services are equally accessible, with the Bath Beach Post Office providing mail and shipping services within the ZIP Code 11214 vicinity.

By offering these comprehensive essential services, ZIP Code 11214 assures its residents of a well-rounded and convenient living environment, making it an attractive locale for individuals and families alike.

Quality of Local Schools in ZIP Code 11214

Elementary Schools

ZIP Code 11214, located in Brooklyn, NY, boasts a variety of elementary schools that cater to a diverse student population. Some of the notable institutions include:

  • Public School 101 The Verrazano: Renowned for its commitment to academic excellence and extracurricular activities, this school has a strong reputation in the community.
  • Intermediate School 228 David A. Boody: This school offers a variety of special programs, including dual-language programs and gifted & talented education, ensuring students receive a well-rounded education.
  • Public School 177 The Marlboro: Known for its dedicated teachers and supportive learning environment, PS 177 has earned high marks from parents and the local community.

Middle Schools

The middle schools in the 11214 area provide an excellent bridge between elementary education and high school, with a focus on both academic and personal development.

  • Intermediate School 96 Seth Low: With a robust science, technology, engineering, and mathematics (STEM) program, IS 96 prepares students for high school and beyond.
  • David A. Boody Intermediate School 228: Continuing from elementary, the middle school division emphasizes advanced curriculum options and leadership development activities.

High Schools

High schools in the 11214 ZIP Code continue the tradition of academic excellence established by the elementary and middle schools. These institutions prioritize college preparation and career readiness.

  • New Utrecht High School: Offering a wide array of Advanced Placement (AP) courses, extracurricular activities, and athletic programs, New Utrecht High School is a cornerstone of secondary education in the area.
  • John Dewey High School: This school has a strong focus on career and technical education (CTE) programs, providing students with practical skills and experiences that prepare them for the workforce or higher education.

Performance Metrics and Academic Achievements

The schools in ZIP Code 11214 are known for their impressive performance metrics and academic achievements. According to recent data:

  • Graduation rates for high schools in the area consistently exceed state averages.
  • Standardized test scores for elementary and middle schools show significant proficiency in mathematics and English Language Arts (ELA).
  • Many schools have received accolades and recognitions from educational authorities for their innovative programs and student outcomes.

Student Support Services

Schools in the 11214 area are committed to providing comprehensive support services for students, ensuring their well-being and success.

  • Special Education Programs: Tailored to meet the needs of students with disabilities, these programs ensure that all students have access to quality education.
  • Counseling and Guidance: Offering both academic and personal counseling, schools provide support to help students navigate their educational journeys and personal challenges.
  • Extracurricular Activities: From sports teams to clubs and arts programs, students have ample opportunities to explore their interests and develop new skills.

Community Involvement and Parental Engagement

The schools in ZIP Code 11214 place a strong emphasis on community involvement and parental engagement. Schools actively encourage:

  • Parent-Teacher Associations (PTAs): These organizations foster collaboration between parents and educators, helping to shape school policies and activities.
  • Volunteer Opportunities: Parents and community members are invited to participate in school events, mentor students, and support various programs.
  • Community Partnerships: Schools often partner with local businesses, organizations, and institutions to enrich the educational experiences of students.

Future Prospects and Development

As the neighborhood continues to grow, so does the investment in local education. Plans for future developments include:

  • Expansion of technology and STEM programs to better prepare students for the digital age.
  • Increasing the number of dual-language programs to cater to the multi-ethnic community.
  • Enhanced facilities and infrastructure improvements to create a conducive learning environment.

Public Transportation Access in ZIP Code 11214


The ZIP Code 11214, located in Brooklyn, NY, is well-served by several bus routes, ensuring residents have access to various parts of the borough and neighboring areas. Key bus lines include:

  • B1: Offers service from Bay Ridge to Manhattan Beach, passing through critical points in ZIP Code 11214 such as 86th Street.
  • B3: Connects the area from Avenue U in the east to Bay Ridge in the west, providing access to shopping centers and schools along the route.
  • B64: Serves the route from Bay Ridge to Coney Island, making stops along Bath Avenue and connecting residents to several parks and recreational areas.
  • B82: A Select Bus Service (SBS) route that offers faster transit from Coney Island to Starrett City, with stops at significant commercial centers and transit hubs.


Public transportation in ZIP Code 11214 is significantly bolstered by the New York City subway system. This area benefits from multiple subway lines:

  • D Line: The D train runs through Bath Beach and Bensonhurst, offering residents direct access to Midtown Manhattan as well as connections to other subway lines.
  • N Line: This line facilitates travel through the neighborhood, providing direct routes to Lower Manhattan and connections to the Q and R trains for extended service across the city.

Stations of Interest: Key stations in ZIP Code 11214 include:

  • Bay Parkway Station (D Line): A major hub for shopping and services, this station provides easy access to 86th Street, one of the area’s main commercial corridors.
  • 18th Avenue (D Line): Serves as a convenient stop for those frequenting local schools and community centers.
  • 25th Avenue (D Line): Located near large residential areas, easing local commutes.
  • 20th Avenue (N Line): An essential station for residents commuting towards Downtown Brooklyn and Manhattan.

Accessibility Features

The public transportation system in ZIP Code 11214 integrates several accessibility features to assist residents with disabilities:

  • Elevators: Key subway stations such as Bay Parkway are equipped with elevators, ensuring wheelchair access.
  • Bus Accessibility: All buses serving the area are fitted with ramps and designated seating for disabled passengers.

Transit Connections

ZIP Code 11214 is strategically positioned to allow seamless transfers to other transportation modes:

  • Connections to Other Subway Lines: From the D and N lines, residents can transfer at major hubs like Atlantic Avenue-Barclays Center to access multiple other subway lines, broadening their reach across the city.
  • Bus Transfers: With frequent bus services, commuters can transition between different routes to reach specific destinations not directly served by subway lines.

Travel Time and Frequency

Bus and subway services in ZIP Code 11214 offer high frequency, particularly during peak hours.

  • Subway: Both the D and N lines provide trains approximately every 4-8 minutes during rush hours, ensuring minimal wait times for commuters.
  • Bus Frequency: Key routes like the B1 and B82 SBS operate with intervals of 5-10 minutes during peak times, facilitating smooth travel across the region.


Public transportation in ZIP Code 11214 is robust, with diverse options ensuring comprehensive access across Brooklyn and beyond. Frequent services, strategic connections, and comprehensive accessibility features make daily commutes efficient and convenient for residents.

Neighborhood Atmosphere in ZIP Code 11214


The neighborhood corresponding to ZIP Code 11214 is situated in Brooklyn, New York. This area, also known as Bensonhurst, is noted for its rich cultural diversity and deep-rooted history. The community is a mix of residential and commercial zones, which together create a distinct suburban feel within the urban setting of New York City.


Bensonhurst is renowned for its multicultural population, including large Italian-American, Asian-American, and Russian-American communities. This blend of cultures infuses the neighborhood with a unique identity, characterized by a variety of cultural events and dining options. The community is generally close-knit, with many families having lived in the area for generations.

Local Activities

  • Annual Festivals: The neighborhood hosts several annual cultural festivals, celebrating its Italian and Chinese heritage.
  • Recreational Activities: Numerous parks and recreational facilities provide venues for sports, picnics, and community gatherings.
  • Cultural Centers: Activities at local cultural centers include language classes, art exhibits, and community meetings.

Living Environment

Residents of ZIP Code 11214 enjoy a peaceful living environment with a welcoming small-town feel. The area is known for its clean streets and well-kept properties, reflecting a strong sense of community pride.


The housing market in this neighborhood offers a mix of apartment buildings, single-family homes, and multi-family houses. The architecture varies from modern apartment complexes to historic 20th-century buildings, providing options for a wide range of preferences and budgets.

Public Amenities

  • Schools: The area boasts several highly-rated public and private schools, making it a popular choice for families.
  • Healthcare: There are multiple healthcare facilities, including clinics and hospitals that cater to the local population.
  • Transportation: Efficient public transportation options, including subway lines and bus services, provide easy access to other parts of Brooklyn and Manhattan.


Safety is a primary concern for residents, and ZIP Code 11214 enjoys a reputation for being one of the safer neighborhoods in Brooklyn. The local police precinct is active and engaged in the community, working diligently to maintain a secure environment for all.


The lifestyle in ZIP Code 11214 is relaxed yet dynamic, with a variety of activities tailored to all age groups.


Dining options in Bensonhurst are diverse, reflecting the neighborhood’s multicultural makeup. You can find Italian bakeries, Chinese restaurants, Russian cafes, and much more, satisfying a wide range of culinary tastes.


The shopping scene includes everything from local boutiques to larger chain stores. 86th Street is the primary commercial thoroughfare, featuring a mix of small family-owned shops and well-known retail brands.


ZIP Code 11214 in Bensonhurst, Brooklyn, offers a harmonious blend of cultural diversity, community engagement, and a welcoming living environment. This neighborhood attracts a diverse population due to its safe streets, excellent amenities, and rich cultural tapestry, making it a highly sought-after area for new residents seeking a balanced urban lifestyle.

Real Estate Market Trends for ZIP Code 11214

Overview of ZIP Code 11214

ZIP Code 11214 encompasses parts of Brooklyn, New York, specifically the neighborhoods of Bath Beach and parts of Bensonhurst. This area is known for its diverse community, easy access to public transportation, and proximity to various amenities including schools, parks, and shopping centers.

Median Home Prices

As of 2023, the median home price in ZIP Code 11214 stands at approximately $700,000. This reflects a modest increase of around 3% compared to the previous year. Multi-family homes tend to command higher prices, averaging around $850,000, while single-family homes are priced closer to $650,000.

Property Types

  • Single-family Homes: Dominant in the southern parts of the ZIP code, characterized by detached houses with yards.
  • Multi-family Homes: Common in the northern sections, comprising duplexes and triplexes.
  • Condos and Co-ops: These are increasingly popular, particularly among first-time buyers and empty nesters.

Rental Market Trends

The rental market in 11214 is also experiencing steady growth. The average monthly rent for a one-bedroom apartment is around $1,800, while two-bedroom units rent for approximately $2,400. Demand for rental properties remains high, driven by the area’s accessibility and community amenities.


The population of ZIP Code 11214 is highly diverse, with significant communities of Italian, Chinese, and Russian descent. The area is family-friendly, with a median age of residents around 38 years. This diversity contributes to a vibrant cultural and social environment.

Commercial Real Estate

Commercial real estate in the area is flourishing, with new developments focused on retail and mixed-use spaces. The average price per square foot for commercial properties hovers around $450, a figure that has risen by nearly 5% over the past year.

Recent Developments

Recent developments include several new residential complexes and the renovation of older buildings to meet modern standards. Efforts by local government to improve infrastructure and public spaces have also positively impacted the real estate market.

Investment Opportunities

ZIP Code 11214 presents numerous investment opportunities, particularly in multi-family and mixed-use properties. The steady appreciation in property values combined with a robust rental market makes it a viable option for both short-term and long-term investments.


The real estate market in ZIP Code 11214 is characterized by steady growth in both property values and rental rates. Its diverse demographic, coupled with ongoing developments, makes it an attractive area for investing and living.

Property Taxes in ZIP Code 11214

Overview of Property Taxes

Property taxes in ZIP Code 11214, a part of Brooklyn, New York, are a vital source of revenue for local government services. These taxes fund public schools, emergency services, infrastructure projects, and more. Understanding the specifics of property tax assessments and payments is crucial for homeowners and potential buyers in this area.

Assessment Process

The New York City Department of Finance (DOF) is responsible for assessing property values in ZIP Code 11214. Properties are assessed annually to determine their market value and assessed value, which is a percentage of the market value.

  • Market Value: The probable sale price under normal conditions.
  • Assessed Value: Typically, a fraction of the market value used to calculate property taxes.

Calculation of Property Taxes

Property taxes in 11214 are calculated based on the assessed value of the property. The tax rate, determined by the New York City Council, is applied to the assessed value to compute the annual tax liability. The formula is as follows:

Property Tax = (Assessed Value) x (Tax Rate)

For residential properties, specific exemptions and abatements may be available that can reduce the taxable amount.

Tax Rates

New York City has different tax rates for different classes of property. The primary classes include:

  • Class 1: Includes one- to three-family homes, most residential co-ops and condos, and small stores or offices with one or two stories.
  • Class 2: Includes all other residential properties, including rentals, co-ops, and condos that do not qualify for Class 1.
  • Class 3: Includes utility properties and equipment of utility companies.
  • Class 4: Includes all other properties, such as commercial and industrial.

The tax rates for each property class are reassessed annually.

Annual Property Tax Deadlines

The property tax year in New York City runs from July 1 to June 30. Property tax bills are mailed four times a year unless you pay the entire amount due on a semi-annual basis. Important deadlines include:

  • Quarterly Payments: July 1, October 1, January 1, and April 1
  • Semi-Annual Payments: July 1 and January 1

Exemptions and Abatements

There are numerous property tax exemptions and abatements available in ZIP Code 11214 to help lower the tax burden for certain property owners. Some common exemptions include:

  • Senior Citizen Homeowners’ Exemption (SCHE): For qualifying senior citizens aged 65 and older.
  • Disabled Homeowners’ Exemption (DHE): For qualifying disabled homeowners.
  • School Tax Relief (STAR): Available to eligible homeowners.

These programs have specific eligibility criteria, and property owners must apply to take advantage of these benefits.

Appealing Property Assessments

If homeowners believe their property assessment is incorrect, they have the right to appeal. The process involves:

  1. Review the property’s market value and assessed value.
  2. File an appeal with the New York City Tax Commission by the March 15 deadline.
  3. Present evidence supporting a lower assessment, such as recent sales of similar properties.
  4. Attend a hearing and provide documentation.

Payment Methods

Property owners in 11214 have several options for paying their property taxes. These include:

  • Online Payments: Through the NYC Department of Finance website.
  • By Mail: Sending checks or money orders to the designated address.
  • In Person: At NYC Department of Finance business centers.
  • Automatic Payments: Enrolling in auto-pay options for convenience.

Penalties for Late Payments

Failing to pay property taxes on time can lead to significant penalties. Interest charges accrue on overdue amounts, and prolonged non-payment can result in tax liens or foreclosure. It is crucial to adhere to the payment deadlines to avoid these severe consequences.

Resources for Property Owners

The New York City Department of Finance provides various resources to help property owners understand and manage their property taxes. These resources include:

  • Online Property Tax Calculator
  • Frequently Asked Questions (FAQs)
  • Customer Service Centers
  • Property Tax Workshops and Seminars

These tools and services can help property owners stay informed and compliant with their property tax obligations.

Community Amenities in ZIP Code 11214

Parks and Recreation

The ZIP Code 11214 boasts an array of parks and recreational facilities that cater to all age groups. Bensonhurst Park is one of the standout green spaces in the area, offering walking trails, playgrounds, and sports fields. Leon S. Kaiser Playground is another popular spot featuring well-maintained play areas and seating for parents.

Educational Institutions

Education is a priority in 11214 with several reputable schools and institutions serving the community. Notable schools include PS 101 The Verrazano School, David Boody IS 228, and New Utrecht High School. Additionally, the neighborhood is well-supported by several public libraries that offer a wealth of resources for students and lifelong learners alike.

Shopping and Dining

Residents in 11214 have access to a diverse range of shopping and dining options. The area is known for its eclectic mix of ethnic restaurants offering Italian, Chinese, Turkish, and American cuisine. Popular local eateries, such as Villabate Alba for pastries and L&B Spumoni Gardens for pizza, draw in crowds from around the borough. The local supermarkets and specialty stores provide all the necessities and luxuries for residents.

Healthcare Facilities

Healthcare is robust in 11214, with numerous medical centers and clinics. Prominent facilities include NYU Langone Hospital and One Medical, both offering comprehensive care and specialized medical services. Additionally, several local pharmacies and urgent care centers ensure that residents have access to medication and immediate healthcare needs.


Transportation in 11214 is highly accessible, with multiple bus lines and subway stations serving the area. The MTA D train runs through much of the ZIP code, with stops at key points like 25th Avenue, Bay Parkway, and 20th Avenue. Moreover, the area is bicycle-friendly with dedicated bike lanes and shareable bike services available.

Community Services

Community services in 11214 are well-developed, featuring several community centers and non-profit organizations. The United Jewish Organizations (UJO) and Bensonhurst Center for Rehabilitation and Healthcare provide essential services, ranging from elder care and youth activities to social services and community development programs.

Religious Institutions

The diverse population in 11214 is reflected in its wide range of religious institutions. Several churches, such as St. Athanasius Roman Catholic Church, and mosques, including the Bensonhurst Islamic Center, provide spiritual guidance and community services. Synagogues, such as Congregation B’nai Avraham, cater to the Jewish community.

Entertainment and Culture

Arts and culture thrive in 11214 with venues like the David A. Boody Theatre and local art galleries that showcase community talent. Annual street fairs, cultural festivals, and public performances enrich the community’s entertainment landscape.

Public Safety

Public safety in 11214 is upheld by local authorities and neighborhood watch groups. The 68th Precinct of the NYPD covers this area, ensuring law enforcement and community safety. Several volunteer organizations also contribute to maintaining a secure environment for all residents.


Housing in ZIP Code 11214 ranges from single-family homes to apartment complexes and co-op buildings. This variety ensures that all lifestyle preferences and budget requirements are met, making it an attractive locale for families, young professionals, and retirees alike. The real estate market in 11214 is competitive and vibrant, reflecting the desirability of the area.

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