CA - California

Lowest Mortgage Rate near Me, Watsonville, CA 95076


Safety and Crime Rates in ZIP Code 95076

Overview of ZIP Code 95076

ZIP Code 95076 primarily covers the area of Watsonville, California, which is located in Santa Cruz County. This region is known for its diverse population, rich agricultural heritage, and a mix of urban and rural environments.

General Crime Statistics

The crime rate in ZIP Code 95076 varies, influenced by various factors such as population density, economic conditions, and law enforcement practices. It is important to observe both the violent and property crime rates to get an accurate picture of safety in the area.

Violent Crime

Violent crimes typically include offenses such as murder, assault, rape, and robbery. According to recent crime data, the violent crime rate in ZIP Code 95076 is higher than the national average. Community initiatives and law enforcement efforts are ongoing to address and reduce the occurrence of violent crimes in the area.

Property Crime

Property crimes include burglary, larceny, motor vehicle theft, and arson. The rate of property crime in ZIP Code 95076 is also higher compared to national averages, with burglary and theft being the most reported offenses. Residents are advised to take preventive measures such as installing security systems and being vigilant about their surroundings.

Law Enforcement Presence

Law enforcement in ZIP Code 95076 is primarily managed by the Watsonville Police Department, which is dedicated to maintaining public safety and crime prevention. Additionally, the Santa Cruz County Sheriff’s Office provides support and collaborates on regional safety initiatives.

Watsonville Police Department

The Watsonville Police Department actively engages with the community through various programs aimed at crime prevention, youth engagement, and community policing. Regular patrols, community meetings, and educational programs are part of their strategy to improve safety in the area.

Santa Cruz County Sheriff’s Office

The Santa Cruz County Sheriff’s Office supports local law enforcement efforts by providing additional resources, such as specialized units for drug enforcement, major crime investigations, and emergency response. This collaboration enhances the overall effectiveness of public safety initiatives in ZIP Code 95076.

Community Safety Initiatives

Community involvement plays a crucial role in enhancing safety and reducing crime rates in ZIP Code 95076. Several organizations and local groups are actively working to foster a safer environment.

Neighborhood Watch Programs

Neighborhood Watch is a community-based program that encourages residents to take an active role in preventing crime. By working together and staying informed, residents can help deter criminal activities and enhance the overall security of their neighborhoods.

Community Outreach and Education

Various educational programs and outreach initiatives aim to raise awareness about crime prevention and safety. Topics often covered include personal safety, property protection, and how to effectively report suspicious activities to law enforcement.

Public Safety Resources

Several resources are available to residents and visitors in ZIP Code 95076 to promote safety and crime prevention. Knowing whom to contact and what resources are available is essential for maintaining a secure environment.

Emergency Services

In case of an emergency, residents should call 911 for immediate assistance from police, fire, or medical services. For non-emergency situations, contacting the local police department or sheriff’s office directly is recommended.

Online Crime Reporting Tools

The Watsonville Police Department and the Santa Cruz County Sheriff’s Office offer online reporting tools for non-emergency crimes. These tools allow residents to report incidents such as vandalism, theft, and suspicious activities, helping law enforcement track and address crime trends effectively.


Safety and crime rates in ZIP Code 95076, primarily covering Watsonville, CA, highlight the need for ongoing vigilance and community involvement. While violent and property crime rates are higher than national averages, collaborative efforts between law enforcement agencies and community members are critical in fostering a safer environment. By staying informed and involved, residents can contribute significantly to reducing crime and enhancing the overall quality of life in their neighborhoods.

Proximity to Essential Services in ZIP Code 95076

Healthcare Facilities

The ZIP Code 95076 area is well-served by multiple healthcare facilities, ranging from large hospitals to specialized clinics. Notably, Watsonville Community Hospital provides a full spectrum of medical services and emergency care, ensuring residents have access to critical healthcare nearby. Additionally, numerous urgent care clinics, dental offices, and specialized services like physical therapy and pediatric care are readily accessible.


The region includes a variety of educational institutions catering to all age groups. Watsonville High School, Lakeview Middle School, and several highly-rated elementary schools are situated within a short distance, making education highly accessible for families. Additionally, Cabrillo College has a campus in the area, providing higher education and vocational training opportunities.

Grocery Stores

Residents of ZIP Code 95076 have access to numerous grocery stores, including major chains like Safeway and FoodMaxx, as well as several locally-owned markets. These stores offer a wide range of fresh produce, meats, dairy products, and household essentials, making grocery shopping convenient and accessible.

Public Transportation

The public transportation system in the 95076 area is robust, featuring multiple bus routes operated by Santa Cruz Metro. These routes provide reliable and frequent service to key destinations within and outside the ZIP Code, facilitating smooth commutes for residents who rely on public transport.

Parks and Recreation

ZIP Code 95076 is home to numerous parks and recreational facilities. Pinto Lake Park offers a large space for outdoor activities including picnics, fishing, and sports. Additionally, Franich Park and Callaghan Park provide excellent venues for family gatherings and recreational sports, contributing to a healthy and active lifestyle.

Banking Services

For banking needs, the area is catered to by several branches of major banks such as Bank of America, Chase, and Wells Fargo. There are also a variety of ATMs and credit unions within easy reach, ensuring efficient financial services for residents.

Dining and Restaurants

Dining options in ZIP Code 95076 are diverse, covering a broad spectrum of cuisines. Local favorites such as Sushi Qu and Jalisco Restaurant offer delightful dining experiences. Additionally, numerous cafes and fast-food outlets provide quick and convenient food options for those on the go.

Fitness Centers

The area is also home to several fitness centers including CrossFit Watsonville and 24 Hour Fitness. These facilities provide ample opportunities for residents to engage in physical fitness activities, from weight training to group fitness classes, promoting overall well-being.

Shopping Centers

The shopping needs of the 95076 community are well met by retail hubs such as Watsonville Square Shopping Center and the Target Shopping Center. These centers house a variety of stores ranging from apparel to electronics, ensuring that all shopping necessities are available within a short drive.


For educational and recreational reading, residents can visit the Watsonville Public Library, which offers an extensive collection of books, magazines, and digital resources. Additionally, the library hosts various community events and programs, making it a vital educational resource for all ages.

Postal Services

The United States Postal Service operates efficiently in the 95076 area, with post office locations providing full-range mail and package services. Additionally, various UPS and FedEx outlets ensure that all postal and courier needs are comprehensively covered.

Overall, ZIP Code 95076 is well-equipped with essential services and amenities, making it a highly convenient and desirable place to live.

Quality of Local Schools in ZIP Code 95076

ZIP Code 95076 covers the region of Watsonville, California, known for its diverse community and agricultural background. This report delves into various aspects of local schools, focusing on academic performance, facilities, extracurricular activities, and parental involvement.

Academic Performance

Test Scores

Schools within the 95076 area have shown mixed results in standardized test scores. On average, test scores in Watsonville tend to be below the state average, signaling room for improvement in academic performance. However, some schools have shown year-over-year improvement, indicating targeted efforts to boost student achievement.

Graduation Rates

The high school graduation rate for schools in ZIP Code 95076 hovers around 85%, which is close to the national average. This rate reflects the commitment of both students and educational institutions to ensuring students complete their high school education.

School Facilities

The facilities across schools in Watsonville vary, with some newer buildings providing state-of-the-art classrooms and others requiring renovations. Several schools have invested in modernizing their infrastructure, including updated science labs, libraries, and sporting facilities.

Classroom Technology

Integration of technology in the classroom is a priority, with many schools boasting of smart boards, computer labs, and tablets for student use. However, there’s a disparity in tech availability between more affluent schools and those serving lower-income communities.

Extracurricular Activities

Extracurricular activities are a key strength of schools in 95076. Students have access to a variety of programs including sports, arts, music, and academic clubs. These activities play a crucial role in student development, offering opportunities beyond the standard curriculum.

Sports Programs

Sports are an integral part of school life. Watsonville schools offer programs in soccer, baseball, basketball, and track and field, among others. These programs not only promote physical fitness but also teamwork and leadership skills.

Arts and Music

Many schools in the area have strong arts and music programs. Students participate in school band, choir, theater productions, and visual arts, fostering creativity and cultural appreciation. Funding for these programs varies, with some schools relying heavily on grants and donations.

Parental Involvement

Parental involvement is a critical factor influencing the quality of education in ZIP Code 95076. Schools with active parent-teacher associations (PTAs) benefit from higher event participation, volunteer support, and fundraising activities, contributing to a richer educational experience for students.

Community Engagement

The community in Watsonville is engaged in supporting local schools through various initiatives, including after-school programs and community events. These efforts help bridge resource gaps and provide additional educational opportunities for students.

School Ratings

School ratings for the area are derived from a combination of academic performance, facility quality, extracurricular offerings, and parental feedback. Schools such as Pajaro Valley High School and Ann Soldo Elementary School receive commendable ratings for their commitment to student success and community involvement.

  • Pajaro Valley High School: Rated 7/10.
  • Ann Soldo Elementary School: Rated 6/10.
  • Watsonville High School: Rated 5/10.

The local community continuously strives to improve educational outcomes, ensuring students are well-prepared for future academic and career endeavors.

Public Transportation Access in ZIP Code 95076: A Comprehensive Overview

Overview of ZIP Code 95076

ZIP Code 95076 encompasses parts of Watsonville, CA, and surrounding areas. It is located in Santa Cruz County and provides residents and visitors with access to several public transportation options aimed at improving mobility and reducing traffic congestion.

SCMTD Bus Services

The Santa Cruz Metropolitan Transit District (SCMTD) is the primary public transit provider for ZIP Code 95076. SCMTD offers several bus routes that serve the area, connecting residents to key destinations such as schools, shopping centers, healthcare facilities, and employment hubs.

Key SCMTD Bus Routes

  • Route 69A/69W: This route provides service between Watsonville and Santa Cruz, with stops at major areas including Cabrillo College and the Capitola Mall.
  • Route 72: Serving the Pajaro Valley, this route connects Watsonville with residential and commercial areas in the valley, ensuring accessibility for daily commuters.
  • Route 74S: Exclusively operating on school days, this route facilitates transportation for students by connecting residential neighborhoods to schools within Watsonville.

Paratransit Services

For individuals with disabilities who cannot utilize regular bus services, SCMTD provides paratransit services. These services are designed to offer door-to-door transportation for eligible residents within the 95076 area.

Eligibility and Application

Eligibility for paratransit services is determined through an application process, which includes an assessment of the applicant’s mobility limitations. Residents can apply by contacting SCMTD’s customer service or visiting their official website for more details.

Carpool and Vanpool Options

ZIP Code 95076 benefits from various carpool and vanpool programs aimed at reducing single-occupancy vehicle use. These programs are often sponsored by local government agencies and private organizations.

Availability and Coordination

Carpool and vanpool options can be coordinated through regional ride-sharing websites, mobile apps, and bulletin boards located at major transit hubs. The services cater to individuals commuting within Watsonville or traveling to neighboring city centers.

Bicycle-Friendly Transit

The 95076 area promotes eco-friendly transportation by integrating bike racks on SCMTD buses, making it easier for cyclists to combine biking with bus travel.

Bike Racks on Buses

Most SCMTD buses are equipped with front-mounted bike racks that can accommodate up to three bicycles, facilitating a seamless transition between biking and public transport.

Park-and-Ride Facilities

To support commuters who prefer to drive partway and then use public transit, ZIP Code 95076 offers several park-and-ride facilities. These facilities provide convenient parking spaces near major bus stops and are strategically located to minimize traffic congestion within the area.

Locations and Amenities

  • Watsonville Transit Center: Located in downtown Watsonville, this transit center offers ample parking, restrooms, and waiting areas for passengers.
  • Cabrillo College: The college campus has dedicated park-and-ride areas, making it easy for students and staff to transition to bus services.

Customer Support and Resources

SCMTD and local authorities are committed to providing comprehensive customer support to ensure the public is well-informed about available transit options.

Information and Assistance

Residents can access bus schedules, route maps, fare information, and real-time updates through the SCMTD website and customer service lines. Information is also distributed via local government websites, community bulletin boards, and social media channels.

Community Initiatives

Several community initiatives in the 95076 area aim to enhance public transportation access and encourage sustainable commuting practices.

Public Outreach and Education

Local authorities conduct public outreach and education programs to promote the benefits of public transportation, share updates on service improvements, and gather feedback to inform future transit planning.


Collaboration between government agencies, non-profit organizations, and private companies helps to fund and support public transportation projects, ensuring continuous improvement of transit services within ZIP Code 95076.

Neighborhood Atmosphere in ZIP Code 95076

General Overview

ZIP Code 95076 encompasses the city of Watsonville and parts of the surrounding unincorporated communities in Santa Cruz County, California. Known for its rich agricultural history, Watsonville offers a blend of suburban and rural atmospheres, appealing to a diverse population.

Community and Demographics

The community in ZIP Code 95076 is characterized by a diverse mix of ethnicities and cultures. A significant portion of the population is of Hispanic or Latino origin, contributing to the vibrant cultural scene. The area is family-friendly, with a good mix of age groups including young families, working professionals, and retirees.

Safety and Crime Rates

Safety is a major concern for residents and potential movers. Fortunately, Watsonville and the surrounding areas within ZIP Code 95076 maintain a relatively low crime rate compared to other parts of California. Community policing efforts and active neighborhood watch programs contribute significantly to the sense of security.

Housing and Real Estate

The housing landscape in 95076 is diverse, offering a range of options from single-family homes to apartments and condominiums. The area is experiencing moderate growth in real estate, making it an attractive option for both buyers and renters. Home values have been steadily increasing, reflecting the growing demand.

Education and Schools

Education is a strong focus within ZIP Code 95076. The area is served by several public and private schools known for their commitment to academic excellence. Watsonville High School, Aptos High School, and Pajaro Valley Unified School District are significant educational institutions serving this ZIP Code.

Recreational Activities

Residents of 95076 enjoy a variety of recreational activities. The region is surrounded by natural beauty, including parks, hiking trails, and beaches. Pinto Lake City Park and Ramsey Park are popular spots for outdoor activities. The annual Watsonville Strawberry Festival is a local favorite, drawing crowds from all over the region.

Dining and Shopping

The dining scene in ZIP Code 95076 is a fusion of different cuisines, largely influenced by the area’s cultural diversity. From authentic Mexican eateries to trendy cafes and fine dining restaurants, there is something to satisfy every palate. Shopping options range from local farmer’s markets to well-established retail stores, providing a balanced mix of convenience and specialty goods.

Transportation and Commute

Transportation in ZIP Code 95076 is facilitated by a well-maintained network of roads and highways. Public transportation options include buses and commuter services, offering residents easy access to nearby cities and attractions. Most residents rely on cars for their daily commute, but biking and walking are also popular modes of transport.

Healthcare and Wellness

Residents in ZIP Code 95076 have access to quality healthcare services. Watsonville Community Hospital and several clinics and specialized medical centers serve the area, ensuring that medical needs are met promptly and efficiently. Additionally, there are numerous wellness centers and gyms promoting a healthy lifestyle among residents.

Local Economy and Employment

The local economy in ZIP Code 95076 is robust, with agriculture playing a pivotal role. The area is known for its farming and produce, especially strawberries and other berries. Additionally, there are various employment opportunities in education, healthcare, retail, and service industries, making it a well-rounded place for job seekers.


The atmosphere in ZIP Code 95076 is characterized by a vibrant community, safe neighborhoods, and a variety of amenities that cater to different lifestyle needs. Its diverse cultural backdrop, excellent educational institutions, and recreational opportunities make it a desirable place to live for families, professionals, and retirees alike.

Real Estate Market Trends: ZIP Code 95076

Current Market Overview

The real estate market in ZIP Code 95076 has shown significant volatility over recent months, influenced by various economic and local factors. The area encompasses diverse neighborhoods, each contributing to the overall trend with distinct property characteristics. Understanding these trends can help prospective buyers and sellers make informed decisions.

Property Types and Availability

The real estate landscape in ZIP Code 95076 features a variety of property types, including single-family homes, townhouses, condos, and multi-family units. Single-family homes make up the majority of listings, followed by townhouses and condominiums. The availability of homes has fluctuated, with a noticeable decrease in inventory compared to previous years, reflecting broader market trends.

Property Type Average Listing Price Average Days on Market
Single-Family Homes $750,000 30 days
Townhouses $550,000 35 days
Condominiums $450,000 40 days
Multi-Family Units $850,000 45 days

Price Trends and Appreciation

In ZIP Code 95076, home prices have appreciated steadily over the past year, though at a slower pace than more urbanized areas. The average listing price for properties has seen a year-over-year increase of approximately 5%. The median price per square foot has risen, indicating healthy demand despite fluctuating inventory levels.

Neighborhood Insights

ZIP Code 95076 encompasses several key neighborhoods, each with unique characteristics:

  • Watsonville: Known for its agricultural roots and family-friendly environment, Watsonville attracts buyers seeking larger lots and a rural charm.
  • Freedom: A blend of residential and commercial zones, Freedom offers diverse housing options and close proximity to essential amenities.
  • Aptos Hills-Larkin Valley: This area is popular for its scenic beauty and larger estate properties, appealing to higher-end market segments.

Impact of Interest Rates

Interest rates have played a pivotal role in shaping the real estate market dynamics in ZIP Code 95076. Recent hikes have slightly dampened buyer enthusiasm, leading to longer listing durations and more price negotiations. However, the market remains active, especially with properties priced competitively.

Future Outlook

The real estate outlook for ZIP Code 95076 remains cautiously optimistic. Economic uncertainties and interest rate movements will continue to influence the market. Nonetheless, the intrinsic demand for housing in this region, driven by its attractive lifestyle and amenities, is expected to sustain interest among buyers.

Investment Opportunities

Investors may find opportunities in income-generating properties such as multi-family units, given the steady demand for rental housing. Renovation projects also present potential, particularly in upgrading older properties to meet modern living standards and buyer preferences.


Understanding the nuances of the real estate market in ZIP Code 95076 requires a comprehensive view of current trends, neighborhood dynamics, and broader economic factors. Both buyers and sellers can benefit from staying informed and leveraging local expertise to navigate this diverse and evolving market successfully.

Property Taxes for ZIP Code 95076


The ZIP Code 95076, primarily encompassing areas in Watsonville, CA, is subject to property taxes like any other region in Santa Cruz County. Understanding the specifics of property taxes within this ZIP code can provide residents and potential buyers with valuable insights into the financial obligations associated with property ownership.

Assessment of Property Values

Property taxes in ZIP Code 95076 are determined based on assessed property values. The Santa Cruz County Assessor’s Office is responsible for evaluating properties to establish their market value, which serves as the basis for tax calculations. Typically, properties are reassessed periodically, often resulting in adjustments to property taxes.

Property Tax Rate

The property tax rate for ZIP Code 95076 is a composite rate which includes the general tax levy, special assessments, and additional voter-approved levies for local schools and community services. Santa Cruz County generally follows California’s Proposition 13, which caps property tax increases to 1% of the assessed value plus voter-approved rates for local bonds and assessments.

Exemptions and Reductions

Various exemptions and reductions can apply to property taxes in ZIP Code 95076. Common exemptions include:

  • Homeowner’s Exemption: Reduces the taxable value of a primary residence by $7,000.
  • Senior Citizen Exemption: Certain tax relief programs may be available for seniors, including deferral of property taxes.
  • Veterans’ Exemption: Disabled veterans may qualify for additional reductions on their property taxes.

To apply for these exemptions, property owners must submit the requisite forms to the Santa Cruz County Assessor’s Office.

Payment Process

Property tax bills are typically mailed by November 1st each year, with payments due in two installments. The first installment is due by December 10th, and the second by April 10th of the following year. Payments can be made online, by mail, or in person at the Santa Cruz County Tax Collector’s Office.

Delinquent Taxes and Penalties

Failure to pay property taxes by the due dates results in penalties. A 10% penalty is applied to the late installment. If the second installment remains unpaid after April 10th, an additional 10% penalty and a $30 administrative charge are added. Continued delinquency can result in the property being subjected to a tax lien and potentially a public auction.

Resources and Contact Information

For more detailed information and assistance regarding property taxes in ZIP Code 95076, residents can reach out to the following resources:


Understanding the intricacies of property taxes in ZIP Code 95076 is crucial for homeowners and potential buyers. By leveraging available resources and staying informed about assessment practices, tax rates, exemptions, and payment processes, taxpayers can effectively manage their property tax obligations in this region.

Community Amenities in ZIP Code 95076

Parks and Recreation

The ZIP Code 95076 offers an abundance of parks and recreational facilities. Some prominent parks include:

  • Pinto Lake County Park: This park features fishing, boating, barbecue areas, and ample picnic spots. It’s an ideal place for a family outing.
  • Ramsay Park: Known as the largest park in Watsonville, it includes sports fields, playgrounds, and a nature center.
  • Franich Park: This community park provides a vast space for various sports activities and a dog park.

Educational Institutions

ZIP Code 95076 is home to a variety of educational institutions, ensuring quality education for all age groups.

  • Watsonville High School: This public high school is well-known for its strong academic programs and extra-curricular activities.
  • Lakeview Middle School: A reputable middle school offering comprehensive education and enrichment programs.
  • Freedom Elementary School: Esteemed for its dedicated teaching staff and robust educational curriculum.


Residents of ZIP Code 95076 have access to several libraries which cater to all age groups and interests.

  • Watsonville Public Library: Offering a vast collection of books, digital resources, and community events, this library is a cornerstone for education and leisure reading.
  • Freedom Branch Library: Provides a quiet and cozy environment for reading and studying, along with various community programs.

Healthcare Facilities

Healthcare in 95076 is comprehensive, with numerous facilities ensuring residents get the care they need.

  • Watsonville Community Hospital: A full-service hospital offering emergency services, maternity care, and specialized medical treatments.
  • Santa Cruz Community Health Center: Providing a range of healthcare services including dental care, mental health services, and family medicine.

Shopping and Dining

Retail and dining options in ZIP Code 95076 are diverse, catering to all tastes and preferences.

  • Pajaro Valley Shopping Center: This shopping center hosts a variety of retail stores, restaurants, and service providers.
  • Historic Downtown Watsonville: Offers an array of local shops, eateries, and cultural attractions.

Community Centers

Community centers in 95076 play a pivotal role in bringing residents together for recreational and cultural activities.

  • Watsonville Family YMCA: Provides fitness programs, swimming classes, and family-oriented activities.
  • Watsonville Senior Center: Hosts events, workshops, and social activities tailored for the senior community.


Transportation options in ZIP Code 95076 ensure connectivity within the community and beyond.

  • Santa Cruz Metropolitan Transit District: Offers bus services connecting Watsonville with surrounding areas, making commuting hassle-free.
  • Watsonville Municipal Airport: A general aviation airport offering services for private pilots and business travelers.

Safety and Security

The community in 95076 is well-served by dedicated emergency services.

  • Watsonville Police Department: Offers round-the-clock police protection and maintains community safety initiatives.
  • Watsonville Fire Department: Provides fire prevention, firefighting, and emergency medical services.

Religious and Spiritual Centers

Facilities catering to various faiths and denominations can be found throughout ZIP Code 95076.

  • St. Patrick’s Church: A prominent Catholic church hosting regular masses, community services, and religious education programs.
  • Watsonville Buddhist Temple: Serves the spiritual needs of the local Buddhist community, offering meditation sessions and cultural events.

Leave a Reply

Your email address will not be published. Required fields are marked *