Lowest Mortgage Rate near Me, Lakewood, NJ 08701


Safety and Crime Rates in ZIP Code 08701, United States

Overview of 08701 ZIP Code

The ZIP Code 08701 primarily covers the area of Lakewood, New Jersey. This location is known for its diverse population, a mix of residential, commercial, and recreational spaces. Understanding the safety and crime rates in 08701 is crucial for residents, potential homebuyers, and businesses looking to establish themselves in the area.

Crime Rate Statistics in 08701

Overall Crime Rate

The overall crime rate in 08701 is moderately above the national average. This metric includes a variety of offenses ranging from violent crimes to property crimes. It’s essential to break down the overall crime rate into more specific categories for a clearer picture.

Violent Crime

Violent crime in ZIP Code 08701 includes offenses such as assault, robbery, rape, and murder.

  • Assault: Cases of assault are relatively higher in this area compared to the national average.
  • Robbery: Robberies occur at a rate slightly above the national average.
  • Rape: Incidences of rape are reported but are less frequent than other violent crimes.
  • Murder: The murder rate is low, making it a rare occurrence in the area.

Property Crime

Property crimes in 08701 include burglary, theft, and motor vehicle theft.

  • Burglary: The rate of burglary is significantly higher than the national average.
  • Theft: Theft, including larceny and shoplifting, is one of the more common crimes in the area.
  • Motor Vehicle Theft: There are occasional reports of motor vehicle theft, though less frequent than burglary and theft.

Trends and Patterns

Crime trends in the 08701 area show fluctuations throughout the year, with an increase in property crimes during the holiday season. Local law enforcement has been active in implementing measures to reduce crime rates, including increased patrolling and community engagement programs.

Safety Measures and Community Initiatives

Police Presence

The Lakewood Police Department actively patrols the area covered by ZIP Code 08701. They have multiple initiatives aimed at preventing crime and improving community safety. Patrol officers are visible in residential and commercial areas, contributing to a sense of security.

Community Programs

Several community programs focus on enhancing safety in 08701. These include neighborhood watch groups, safety workshops, and collaboration between residents and law enforcement to address local concerns.

Local Government Efforts

Local government in Lakewood regularly assesses and updates safety regulations, investing in infrastructure improvements such as better street lighting and security cameras in high-risk areas. These efforts aim to reduce crime rates and improve overall safety.

Emergency Services

Emergency services in ZIP Code 08701 are robust, providing quick response times to incidents. The area is served by efficient police, fire, and medical services ensuring a prompt response to emergencies, which plays a crucial role in maintaining public safety.


The safety and crime rates in ZIP Code 08701 reflect both challenges and ongoing efforts to improve the situation. It is vital for residents and those interested in the area to stay informed about these factors and actively participate in community safety initiatives. While certain crime rates are above the national average, continuous improvements by local law enforcement and community programs contribute positively to the overall safety of the area.

Grocery Stores and Supermarkets

Residents of ZIP Code 08701 have numerous options for purchasing groceries. Major chains like ShopRite and Stop & Shop provide a wide array of products, while smaller, locally-owned stores like Seasons Kosher Supermarket cater to niche markets and offer specialized products. Additionally, several convenience stores are scattered throughout the area, ensuring that essential items are never far away.

Healthcare Facilities

Quality healthcare service is readily available to those living in the 08701 area. Monmouth Medical Center Southern Campus and Kimball Medical Center are two major hospitals providing comprehensive medical care. Multiple urgent care centers and numerous pharmacies like CVS and Walgreens supplement these hospitals, ensuring 24/7 access to emergency services and medications.


Education is a top priority within this ZIP code. The Lakewood School District caters to the area’s educational needs with several public schools, ranging from elementary to high school. Additionally, there are numerous private and parochial schools, such as Yeshiva Toras Chaim and Bais Tova, offering specialized and religious education. The Georgian Court University provides higher education opportunities, including undergraduate, graduate, and professional courses.

Public Transportation

Efficient public transportation is a hallmark of ZIP Code 08701. The New Jersey Transit bus routes serve the area extensively, providing connections to major hubs like New York City and Philadelphia. Additionally, the Lakeland Bus Lines and Garden State Parkway offer convenient travel options for both local and long-distance commuters.

Restaurants and Dining

Dining options abound in the 08701 area, catering to a wide range of tastes and budgets. From fast food joints like McDonald’s and Taco Bell to fine dining experiences at Estreia Restaurant and The Grove, residents have no shortage of options. Specialty cuisines, including Italian, Mexican, and Kosher options, are well-represented, ensuring something for everyone.

Parks and Recreation

Outdoor enthusiasts will find plenty to enjoy in ZIP Code 08701. Lake Carasaljo is a popular destination for fishing, boating, and walking. Several local parks, such as Pine Park and John F. Johnson Jr. Memorial Park, offer amenities like athletic fields, playgrounds, and picnic areas, making them ideal for family outings and community events.

Financial Services

The financial needs of residents are well-covered with numerous banks and financial institutions available in the area. Major banks like Chase, Bank of America, and Wells Fargo have branches here, providing a full range of services, including checking and savings accounts, loans, and investment services. Several ATMs are also strategically located for quick access to cash.

Emergency Services

Residents can rest easy knowing that emergency services in the 08701 ZIP code are both comprehensive and reliable. The Lakewood Police Department and several fire stations, including Lakewood Fire Department, ensure rapid response times for any emergencies. Additionally, numerous volunteer and professional EMS units provide first aid and medical transportation services.

Retail and Shopping

For shopping enthusiasts, ZIP Code 08701 does not disappoint. The Ocean County Mall offers a variety of retail stores, from popular chains like Macy’s and Burlington to smaller specialty shops. Local shopping centers and big-box stores such as Walmart and Target provide convenient options for everyday essentials and more.

Library and Cultural Services

The Lakewood Branch of the Ocean County Library offers a wide range of services and programs for residents of all ages. In addition to an extensive collection of books and multimedia resources, the library hosts community events, workshops, and educational programs. This makes it a central cultural hub for the community.

Quality of Local Schools in ZIP Code 08701

Overview of ZIP Code 08701

ZIP Code 08701 covers the region of Lakewood, NJ. This area features a mix of urban and suburban settings, offering diverse educational opportunities ranging from public to private schools.

Public Schools in ZIP Code 08701

Elementary Schools

  • Lakewood Early Childhood Center: Known for its comprehensive early education programs, featuring dedicated staff and an exceptional learning environment.
  • Spruce Street Elementary School: Offers a strong curriculum with an emphasis on STEM education and community engagement.

Middle Schools

  • Lakewood Middle School: Provides a rigorous curriculum focusing on academic excellence and social development. The school offers various extracurricular activities including sports and arts programs.

High Schools

  • Lakewood High School: This institution boasts advanced placement courses, a well-established arts program, and a variety of varsity sports teams. The school aims to prepare students for higher education and career challenges.

Private Schools in ZIP Code 08701

Religious Institutions

  • Yeshiva Toras Chaim: A well-respected Jewish day school offering a dual curriculum in both secular and religious education, fostering a well-rounded academic experience.
  • St. Mary of the Lake School: A private Catholic school with a strong emphasis on moral values and academic excellence. They offer a comprehensive K-8 program.

Non-Religious Private Schools

  • Scholars’ Academy: Known for its personalized learning plans and small class sizes, this school aims to cater to individual learning needs and promote higher academic achievements.

Extracurricular Activities and After-School Programs

Schools within ZIP Code 08701 offer an array of extracurricular activities designed to supplement academic learning and promote holistic development. Activities include:

  • Sports teams and athletic programs
  • Music, art, and drama clubs
  • STEM and robotics clubs
  • Community service and leadership programs

School Ratings and Reviews

Parents and students within ZIP Code 08701 have expressed positive reviews across various metrics, including:

  • Academic Excellence: Schools in this area generally receive favorable reviews for their academic programs and experienced teaching staff.
  • Safety: The majority of schools in ZIP Code 08701 are praised for maintaining safe and supportive learning environments.
  • Parental Involvement: There are numerous opportunities for parent involvement through PTAs and school events, enhancing the overall quality of education.

How to Choose the Right School

When selecting a school within ZIP Code 08701, consider the following tips:

  • Visit the School: Tour the facilities and meet with the faculty to understand the school’s ethos and environment.
  • Review Academic Programs: Ensure the school offers robust programs that align with your child’s interests and future goals.
  • Check Reviews and Ratings: Look at various rating platforms and read parent reviews for firsthand insights.
  • Consider Extracurricular Opportunities: Choose a school that provides diverse extracurricular activities to support your child’s all-round development.

Public Transportation Access for ZIP Code 08701


The ZIP Code 08701, primarily covering Lakewood, NJ, offers several public transportation options. These services include buses, trains, and community shuttles, facilitating both local and regional travel.

Bus Services

The primary public transportation in ZIP Code 08701 is bus service provided by NJ Transit. Various bus routes run through this area, connecting commuters to nearby towns and cities.

  • Bus Route 317: Connects Philadelphia to Asbury Park, with stops in Lakewood, offering extensive access to regional destinations.
  • Bus Route 67: Operates from Toms River to Freehold, passing through Lakewood, catering to both northbound and southbound needs.
  • Bus Route 139: Provides a direct route to the New York City Port Authority Bus Terminal, facilitating access to the broader metropolitan area.

Train Services

While there is no direct train service within Lakewood’s ZIP Code 08701, residents can access nearby train stations. The closest options for commuter rail include:

  • Bay Head Station: Approximately 13 miles from Lakewood, serving the North Jersey Coast Line.
  • Point Pleasant Beach Station: About a 15-mile drive, also on the North Jersey Coast Line.

These stations provide connectivity to numerous destinations, including Newark, Hoboken, and New York City.

Community Shuttles

Lakewood Township offers community shuttle services tailored to local residents. These services are particularly focused on enhancing mobility for seniors and those without personal transportation.

  • Lakewood Community Shuttle: Offers fixed routes around key points in Lakewood, including shopping centers, medical facilities, and municipal buildings.
  • Ocean Ride: Ocean County’s publicly funded transportation service provides additional options, including routes that connect to surrounding communities.

Accessibility Features

Public transportation in and around ZIP Code 08701 is designed to be accessible to individuals with disabilities. NJ Transit buses are equipped with ADA-compliant features such as:

  • Wheelchair lifts or ramps
  • Priority seating areas
  • Audible and visual stop announcements

Schedule and Fare Information

NJ Transit offers online schedules and fare information, making it easier for commuters to plan their trips. Additionally, community shuttle services generally have lower fare structures, often subsidized by municipal or county funding.

Future Developments

There are ongoing discussions and proposals to enhance public transportation in Lakewood. These include the potential expansion of bus routes and the possibility of introducing additional shuttle services to meet growing demand.


Overall, ZIP Code 08701 benefits from a diverse range of public transportation options, making it convenient for residents to travel both locally and regionally. Continuous improvements and community-focused services further boost accessibility and convenience.


Neighborhood Atmosphere of ZIP Code 08701

General Overview

The 08701 ZIP code, located in Lakewood, New Jersey, is a vibrant and diverse community. Known for its rich history and cultural heritage, the area offers a unique blend of suburban tranquility and urban convenience. This report delves into various aspects of neighborhood life in 08701, providing insights into its distinctive atmosphere.


Lakewood (08701) is characterized by a diverse population, with a mix of different ethnicities and cultural backgrounds. The community has a significant Orthodox Jewish population, which influences the local culture, festivities, and amenities. There is also a growing Hispanic and African American presence, adding to the multicultural fabric of the neighborhood.

Housing and Architecture

The housing landscape in 08701 offers a variety of options, from single-family homes to townhouses and apartment complexes. The architectural styles range from classic colonial and Victorian homes to modern developments. The diversity in housing caters to different preferences and budgets.

Key Neighborhoods:Pine River Village, Chestnut Estates, and Leisure Village provide distinct living experiences within the 08701 ZIP code area.

Local Amenities

The area is well-equipped with essential amenities that make day-to-day life convenient. Residents have access to multiple shopping centers, grocery stores, and specialty shops. The BlueClaws Stadium, home to the Lakewood BlueClaws baseball team, is a popular local attraction.

Key Highlights:

  • BlueClaws Stadium
  • Downtown Lakewood Shopping District
  • Lakewood Municipal Airport


ZIP code 08701 offers a variety of educational institutions, including both public and private schools. Notable institutions include Lakewood High School, Bais Kaila High School, and the Ocean County College Southern Education Center. The presence of numerous private religious schools is a testament to the strong community values.

Parks and Recreation

For those who enjoy outdoor activities, Lakewood provides several parks and recreational facilities. Ocean County Park, which was formerly part of John D. Rockefeller’s estate, is a scenic area for picnics, hiking, and sports. Additionally, Lake Shenandoah County Park offers fishing, boating, and other water activities.

Notable Parks:

  • Ocean County Park
  • Lake Shenandoah County Park
  • Pine Park


Transportation in ZIP code 08701 is facilitated by a comprehensive network of roads and public transit options. The Garden State Parkway is easily accessible, providing a direct route to major cities like New York City and Philadelphia. Public transportation is serviced by NJ Transit buses, making daily commutes manageable for residents.

Major Routes:

  • Garden State Parkway
  • Route 9
  • Route 88


Lakewood is served by a dedicated police department that works to ensure the safety of its residents. Community-policing efforts and neighborhood watch programs are active across the 08701 area, contributing to a sense of security and well-being among the residents.

Community Events

The neighborhood atmosphere in 08701 is enlivened by various community events and festivals throughout the year. These events often reflect the cultural diversity of the area, featuring food, music, and activities that cater to different ethnic groups.

Popular Events:

  • Lakewood BlueClaws Game Nights
  • Annual Street Fair
  • Holiday Parades and Celebrations


Real Estate Market Trends for ZIP Code 08701

The real estate market in the ZIP Code 08701, which includes the Lakewood Township area in New Jersey, has shown dynamic trends in recent years. This report provides an in-depth analysis of the current state and future projections of the market.

Housing Prices

In the ZIP Code 08701, the median home prices have experienced steady growth over the past year. As of the latest data, the median home value stands at approximately $440,000, marking a year-over-year increase of 5.4%.

Market Demand

The demand for housing in 08701 remains high, driven by factors such as expanding local amenities, proximity to major highways, and the overall family-friendly environment. Homes in this area typically spend an average of 45 days on the market before being sold, indicating a healthy market with strong buyer interest.

Inventory Levels

The inventory levels in ZIP Code 08701 are relatively low, with the current number of active listings being fewer than 150 properties. This scarcity of homes available for sale is contributing to the upward pressure on prices.

Population Growth

The population in the Lakewood Township area continues to grow, with a significant increase in the number of families and young professionals moving into the region. This population growth is a critical factor driving the demand for housing.

New Construction

New residential construction projects are underway to meet the increasing demand. Several developers are focusing on building single-family homes and townhouses, which are highly sought after in the 08701 area.

Rental Market

The rental market in ZIP Code 08701 is also robust, with the average rental rates increasing by 4.2% over the past year. The average monthly rent for a two-bedroom apartment is approximately $1,800.

Neighborhood Features

Lakewood Township offers a variety of neighborhood features that attract buyers and renters alike. Key highlights include:

  • Education: Highly-rated public and private schools.
  • Recreation: Numerous parks, golf courses, and recreational facilities.
  • Shopping and Dining: A wide selection of shopping centers and restaurants.
  • Transportation: Easy access to major highways and public transportation.

Future Projections

Experts predict that the real estate market in 08701 will continue to thrive. The combination of limited inventory, sustained demand, and ongoing new construction projects is expected to sustain price growth and market activity.

For investors and homebuyers alike, remaining well-informed about these trends is crucial for making smart, strategic decisions in the ever-evolving real estate landscape of ZIP Code 08701.

Property Taxes in ZIP Code 08701: An In-Depth Analysis

Overview of Property Taxes

Property taxes in ZIP Code 08701, which encompasses Lakewood Township in Ocean County, New Jersey, can vary considerably based on several factors, including property type, assessed value, and specific tax rates set by local authorities. Understanding these variations is crucial for homeowners, prospective buyers, and real estate investors in the area.

Assessment of Properties

The assessment of properties in 08701 is governed by local municipal regulations. Each property is appraised to determine its market value, and this valuation plays a pivotal role in calculating property taxes. The property is assessed by the Ocean County Tax Assessor’s Office, taking into account the property’s unique characteristics, improvements, and market conditions.

Tax Rates and Calculation

Property tax rates in ZIP Code 08701 are based on the tax levies determined by various municipal entities, including the Lakewood Township, Ocean County, and local school districts. The tax rate is applied to the assessed value to derive the annual property tax obligation.

Simplified Calculation Example:

Assessed Value x Tax Rate = Annual Property Tax

For instance, if a property is assessed at $300,000 and the tax rate is 2.5%, the annual property tax would be calculated as:

$300,000 x 0.025 = $7,500

Local Taxing Authorities

The primary taxing authorities in ZIP Code 08701 include:

  • Lakewood Township
  • Ocean County
  • Lakewood School Districts

Each of these entities has specific budgetary needs which contribute to the overall tax rate. Regular updates and public hearings are conducted to review and set these rates annually.

Payment Deadlines and Methods

Property taxes in ZIP Code 08701 are typically due on a quarterly basis. The due dates for the four quarters are:

  • February 1
  • May 1
  • August 1
  • November 1

Taxes can be paid through various methods, including online portals, mail, or in-person at the tax collector’s office. Timely payment is crucial to avoid penalties and interest.

Appealing Property Tax Assessments

Homeowners in ZIP Code 08701 who believe their property has been unfairly assessed have the right to appeal. The appeal process involves:

  1. Filing an appeal with the Ocean County Board of Taxation.
  2. Presenting evidence to support the claim that the assessment is incorrect.
  3. Attending a hearing where the case is reviewed and a determination is made.

The deadline to file appeals is generally April 1 of each year, or 45 days from the date of the mailing of the assessment notice, whichever is later.

Impact of Property Taxes on Real Estate Market

The property tax rate in ZIP Code 08701 can significantly impact the local real estate market. Higher property taxes may affect home affordability and, consequently, market demand. Understanding these nuances can help buyers and investors make informed decisions.

Recent Trends and Updates

Recent trends in ZIP Code 08701 indicate fluctuations in property tax rates based on changes in municipal budgets and school funding requirements. Staying updated with local government websites and public records can provide the latest tax rate information and projections.

For the latest updates, visiting the official Lakewood Township and Ocean County websites is recommended.

Resources for Property Owners

Property owners seeking additional information and resources can consult:

  • Ocean County Tax Assessor’s Office
  • Lakewood Township Tax Collector’s Office
  • New Jersey Property Taxpayer Guide

These resources offer detailed guidelines, tax rate schedules, and assistance with property tax concerns.

Community Amenities in ZIP Code 08701: A Comprehensive Guide

Parks and Recreation

  • Aaron Park: Located at 100 Roland Ave, Aaron Park offers playgrounds, picnic areas, and walking trails for families and individuals to enjoy.
  • Lake Shenandoah County Park: This park, situated at 660 Ocean Ave, features fishing spots, hiking trails, and sports facilities, making it a perfect destination for nature enthusiasts.
  • Ocean County Park: Found at 659 Ocean Ave, this park provides tennis courts, picnic areas, and swimming lakes, offering a diverse range of recreational activities.

Educational Institutions

  • Lakewood High School: Serving grades 9-12, Lakewood High offers a variety of academic and extracurricular programs.
  • Spruce Street School: An elementary school located at 90 Spruce St, providing a nurturing educational environment for young students.
  • Oak Street School: Located at 75 Oak St, this school focuses on elementary education with a strong emphasis on community involvement and student growth.

Healthcare Facilities

  • Monmouth Medical Center Southern Campus: Located at 600 River Ave, this facility offers a wide range of medical services including emergency care, surgery, and specialized treatments.
  • Lakewood Healthcare Center: Found at 131 Ocean Ave, this center provides primary care services and outpatient treatments.
  • Chemed Health Center: Situated at 1771 Madison Ave, Chemed offers comprehensive healthcare services including dental, behavioral health, and pediatrics.

Shopping and Dining

  • Lakewood Plaza: This shopping complex at 1700 Madison Ave provides a variety of retail options including clothing stores, electronics, and grocery shopping.
  • ShopRite of Lakewood: Located at 1700 Madison Ave, ShopRite offers a wide selection of groceries, fresh produce, and household goods.
  • Prime 95: A fine dining restaurant at 95 E Kennedy Blvd, known for its upscale menu and elegant atmosphere.
  • Bagel Nosh: Found at 1091 River Ave, this eatery is famous for its fresh bagels, deli sandwiches, and friendly service.

Public Services

  • Lakewood Fire Department: Situated at 316 Lexington Ave, serving the community with fire protection and emergency services.
  • Ocean County Library – Lakewood Branch: Located at 301 Lexington Ave, offering a vast collection of books, digital resources, and community programs.
  • Lakewood Police Department: Found at 231 3rd St, ensuring public safety and law enforcement for the residents of ZIP Code 08701.

Religious Centers

  • Beth Medrash Govoha: A major yeshiva at 617 6th St, providing advanced Talmudic studies and educational programs.
  • St. Mary of the Lake Roman Catholic Church: Located at 43 Madison Ave, offering regular mass services, community outreach, and religious education.
  • Agudath Israel of America: A significant congregation at 905 Madison Ave, known for its active participation in community and religious activities.

Transportation Options

  • Lakewood Bus Terminal: Situated at 1510 River Ave, offering routes to major cities and local destinations.
  • NJ Transit: Providing bus and rail services throughout the region, with convenient stops in and around Lakewood.
  • Garden State Parkway Access: Easy access to the Garden State Parkway, facilitating travel to nearby urban centers and recreational areas.

Community Events and Activities

  • Lakewood BlueClaws Baseball Games: Enjoy minor league baseball games at the FirstEnergy Park, located at 2 Stadium Way.
  • Lakewood Farmers Market: Held at Town Square, this market features fresh produce, local crafts, and community events.
  • Annual Tree Lighting Ceremony: A festive event at Town Square with holiday lights, music, and family-friendly activities.

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