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Lowest Mortgage Rate near Me, Hesperia, CA 92345


Safety and Crime Rates in ZIP Code 92345


ZIP Code 92345 is situated in Hesperia, California, a city in San Bernardino County. Understanding the safety and crime rates in this ZIP Code is crucial for residents, potential homebuyers, and businesses.

Crime Statistics

Violent Crimes

Violent crimes in the 92345 area include assault, robbery, and homicide. The violent crime rate is approximately 5.4 per 1,000 residents, which is higher than the national average. Key statistics are:

  • Assault: 3.2 incidents per 1,000 people
  • Robbery: 1.5 incidents per 1,000 people
  • Homicide: 0.7 incidents per 1,000 people

Property Crimes

Property crimes in ZIP Code 92345 include burglary, larceny-theft, and motor vehicle theft. The area experiences a property crime rate of 18.7 per 1,000 residents, which is also higher than the national average. Key statistics are:

  • Burglary: 7.8 incidents per 1,000 people
  • Larceny-Theft: 7.9 incidents per 1,000 people
  • Motor Vehicle Theft: 3.0 incidents per 1,000 people

Comparison to National Averages

When compared to national averages, the violent crime rate in the 92345 ZIP Code is 10% higher and the property crime rate is 20% higher. These figures indicate a higher than average crime rate in this region.

Police and Community Initiatives

The San Bernardino County Sheriff’s Department is responsible for law enforcement in ZIP Code 92345. Multiple community initiatives aim to improve safety and reduce crime rates:

  • Neighborhood Watch Programs: Local residents collaborate to monitor suspicious activities.
  • Community Policing: Officers engage directly with the community to build trust and address issues proactively.
  • Crime Prevention Through Environmental Design (CPTED): Strategies designed to deter criminal behavior through environmental modifications.

Emergency Services

ZIP Code 92345 also benefits from various emergency services including fire stations and medical emergency responders. Key services include:

  • Hesperia Fire District: Provides fire protection and emergency medical services.
  • San Bernardino County Fire Department: Assists with fire and emergency incidents.
  • Local Hospitals: Facilities like Desert Valley Hospital offer round-the-clock emergency care.

Resident Safety Tips

Residents of ZIP Code 92345 can take several steps to enhance their personal safety and reduce the risk of crime:

  • Stay Vigilant: Always be aware of your surroundings, especially in unfamiliar areas.
  • Secure Your Property: Use robust locks, install security cameras, and keep well-lit exteriors.
  • Engage with Community Programs: Participate in local Neighborhood Watch and other community safety efforts.
  • Report Suspicious Activities: Contact local law enforcement if you notice any suspicious behavior.

Proximity to Essential Services in ZIP Code 92345

Healthcare Facilities

Residents of ZIP Code 92345 have access to several healthcare facilities that cater to a variety of medical needs. The notable ones include:

  • Desert Valley Hospital: Located within a few miles from the center of 92345, Desert Valley Hospital offers a full range of medical services including emergency care, diagnostic imaging, and specialized treatments.
  • St. Mary Medical Center: Approximately a 15-minute drive, this hospital is equipped with advanced technology and well-trained medical professionals for comprehensive healthcare services.
  • Urgent Care Clinics: Multiple urgent care centers such as CityMD and NextCare offer walk-in care for non-life-threatening conditions, easily accessible for residents.

Educational Institutions

Education is a fundamental part of the community in ZIP Code 92345, with numerous schools ranging from elementary to high school levels:

  • Elementary Schools: The region includes Juniper Elementary School and Kingston Elementary School, both of which are well-regarded for their committed staff and solid educational programs.
  • Middle Schools: Cedar Middle School and Hesperia Junior High School are prominent middle schools that offer detailed curriculums and numerous extracurricular activities.
  • High Schools: Hesperia High School and Sultana High School provide strong academic programs, athletic activities, and various student organizations for a holistic educational experience.
  • Colleges and Universities: Victor Valley College is within a short commute, offering a wide range of degree programs and vocational courses for higher education.

Shopping Centers and Grocery Stores

The ZIP Code 92345 area is abundant with shopping centers and grocery stores, ensuring that residents have easy access to daily necessities and retail items:

  • Hesperia Marketplace: A major shopping center that includes a variety of retail stores, dining options, and services.
  • Walmart Supercenter: Offering a one-stop-shop for groceries, electronics, clothing, and household items.
  • Stater Bros. Markets and Vons: These grocery stores provide fresh produce, meats, baked goods, and an array of other food items.

Public Transportation

Public transportation options in the 92345 ZIP Code area are designed for convenience and accessibility, contributing to efficient connectivity:

  • Victor Valley Transit Authority (VVTA): Offers comprehensive bus services that connect major areas within the ZIP Code 92345 and neighboring regions.
  • Commute Options: Residents have access to park-and-ride facilities and ride-sharing services like Uber and Lyft, which enhance daily commute options.

Recreational Facilities

Ample recreational facilities are available in the area, ensuring residents can enjoy an active and diverse lifestyle:

  • Hesperia Lake Park: This park features a fishing lake, picnic areas, and walking trails, ideal for family outings and nature enthusiasts.
  • Hesperia Civic Plaza Park: Located strategically for community events, it offers free concerts, sports facilities, and playgrounds.
  • Hesperia Recreation and Park District: Provides a range of recreational programs and facilities, including sports leagues, senior activities, and youth programs.

Emergency Services

Ensuring the safety and security of residents, the ZIP Code 92345 area is well-served by emergency services:

  • Hesperia Fire Department: Positioned strategically to respond promptly to fire emergencies and provide fire prevention education.
  • Hesperia Sheriff’s Station: Offers comprehensive law enforcement services and community policing to maintain public safety.
  • Emergency Medical Services (EMS): Accessible through local hospitals and specialized EMS providers, offering rapid response and critical care in emergencies.

Banking and Financial Services

For financial needs, the residents of ZIP Code 92345 have access to a variety of banking and financial institutions.

  • Bank of America: Offers a full suite of banking services, including loans, mortgages, and investment options.
  • Wells Fargo and Chase Bank: Both institutions provide branch locations and ATMs throughout the area.
  • Local Credit Unions: High Desert Federal Credit Union and other local credit unions provide personalized banking services with competitive rates.

Quality of Local Schools in the 92345 ZIP Code

Elementary Schools

The 92345 ZIP Code, serving the Hesperia area, boasts a variety of elementary schools known for their dedicated staff and positive learning environments. standout institutions include:

  • Juniper Elementary School: Recognized for its strong academic performance and student engagement programs.
  • Topaz Preparatory Academy: Offers a robust curriculum emphasizing STEM subjects and critical thinking skills.
  • Carmel Elementary School: Praised for its inclusive community and focus on holistic student development.

Middle Schools

Middle schools in the 92345 area are committed to fostering both academic excellence and personal growth. Key schools include:

  • Hesperia Junior High School: Offers diverse extracurricular activities and advanced placement options to prepare students for high school.
  • Ranchero Middle School: Known for its rigorous academic standards and supportive counseling services.
  • Encore Junior High School: Specializes in the arts, providing extensive programs in music, theater, and visual arts.

High Schools

The high schools in the 92345 ZIP Code are tailored to equip students with the skills needed for college and career readiness. The primary high schools include:

  • Hesperia High School: Renowned for its strong athletic programs, AP courses, and college prep resources.
  • Sultana High School: Excels in providing a balanced educational experience with a strong emphasis on community service and student leadership.
  • Shadow Ridge School: Offers flexible learning paths with a focus on vocational training and online education opportunities.

Special Programs and Services

The schools in the 92345 ZIP Code are dedicated to supporting diverse student needs through special programs and services:

  • Special Education Services: Comprehensive support for students with disabilities, including individualized education plans (IEPs) and specialized staff.
  • English Language Development: Programs designed to assist English Learners in achieving language proficiency and academic success.
  • Gifted and Talented Education (GATE): Enrichment programs catering to the needs of advanced learners, offering challenging coursework and creative outlets.

School Ratings and Reviews

School rating websites like GreatSchools and Niche provide valuable insights into the performance and reputation of schools in the 92345 area. Key aspects include:

  • Academic Performance: Most schools in this area score above the national average on standardized tests.
  • Parent and Student Reviews: Positive feedback often highlights the supportive teachers and safe learning environments.
  • Extra-curricular Opportunities: Schools are praised for a wide range of extracurricular activities, including arts, sports, and clubs.

Community and Parental Involvement

The schools in the 92345 ZIP Code place a strong emphasis on community and parental involvement. This is facilitated through:

  • Parent-Teacher Associations (PTAs): Active PTAs that organize events and fundraisers, fostering a collaborative school community.
  • Volunteer Programs: Opportunities for parents to contribute to classroom activities, school events, and committees.
  • Community Partnerships: Alliances with local businesses and organizations to enhance educational programs and student experiences.

Public Transportation Access for ZIP Code 92345


ZIP Code 92345 is located in Hesperia, California, within San Bernardino County. This report provides a comprehensive analysis of the public transportation options available to residents and visitors in the region.

Services Operated by Victor Valley Transit Authority (VVTA)

The Victor Valley Transit Authority (VVTA) is the primary operator of public transportation services in ZIP Code 92345. VVTA offers several routes that connect Hesperia to surrounding areas, including Victorville, Apple Valley, and Barstow.

Local Fixed-Route Bus Services

  • Route 50: This route travels through major roads and connects Hesperia with other vicinities such as Victor Valley College.
  • Route 55: Operating between key residential and commercial areas, Route 55 links Hesperia with Victorville and Apple Valley.
  • Route 68: A significant connector that provides access to the Hesperia Civic Plaza Park and other central locations.

Commuter Routes

  • Route 15F: Serves as an express route from Hesperia to the San Bernardino Metrolink Station, facilitating convenient access to long-distance rail services.

Dial-A-Ride Services

VVTA also offers Dial-A-Ride services for residents in ZIP Code 92345 who meet specific eligibility requirements. This door-to-door service is especially vital for seniors and individuals with disabilities.

Accessibility Features

All VVTA buses are equipped with accessibility features such as wheelchair lifts or ramps, priority seating, and securement areas to accommodate riders with disabilities. Real-time tracking and scheduling information is available via the VVTA mobile app and website.

Infrastructure and Facilities

ZIP Code 92345 is supported by various infrastructures that enhance public transportation access, including well-maintained bus shelters, clearly marked stops, and park-and-ride facilities.

Key facilities include:

  • Hesperia Transfer Center: A central hub for transfers between different routes.
  • Park-and-Ride Lots: Located strategically to facilitate commuter access to VVTA services.

Future Developments

There are ongoing efforts to expand and improve public transportation services within ZIP Code 92345. Proposed projects include the development of additional routes and enhancements to existing infrastructure to better meet the community’s needs.

Community Programs and Initiatives

Community programs are in place to encourage the use of public transportation in ZIP Code 92345. These include travel training for new riders, discounted fare programs for seniors, students, and low-income residents, and community outreach events to promote public transit usage.

Neighborhood Atmosphere in ZIP Code 92345

Overview of ZIP Code 92345

ZIP Code 92345 covers a large area in Hesperia, California. It is characterized by its close-knit community, expansive natural landscapes, and suburban feel. The neighborhood is known for its family-friendly environment, with numerous parks and recreational areas.

Community and Demographics

The population in ZIP Code 92345 is diverse, with families, young professionals, and retirees calling it home. The community values neighborly interactions and often participates in local events and activities that foster a sense of belonging.

  • Population: Approximately 90,000 residents
  • Median Age: 31 years
  • Household Type: Predominantly family households

Housing and Real Estate

Housing in ZIP Code 92345 consists mainly of single-family homes, with some apartment complexes and townhouses scattered throughout the area. The real estate market is relatively affordable compared to nearby metropolitan areas, making it an attractive option for first-time homebuyers and families.

  • Median Home Value: $250,000
  • Median Rent: $1,200 per month

Local Amenities and Services

The neighborhood offers a wide range of amenities and services, ensuring residents have convenient access to everything they need. Essential services such as grocery stores, healthcare facilities, and schools are plentiful.

  • Shopping Centers: Hesperia Towne Center, High Desert Gateway
  • Healthcare: Desert Valley Hospital, local clinics and pharmacies
  • Education: Highly-rated public and private schools, Hesperia Unified School District

Parks and Recreation

Outdoor enthusiasts will appreciate the numerous parks and recreational areas in ZIP Code 92345. The region’s natural beauty is showcased through its hiking trails, community parks, and nearby lakes.

  • Local Parks: Hesperia Lake Park, Malibu Park
  • Recreational Activities: Hiking, fishing, sports leagues

Safety and Crime

Safety is a top priority for the community in ZIP Code 92345. The neighborhood enjoys a relatively low crime rate, thanks to active policing and community watch programs.

  • Crime Rate: Below national average
  • Emergency Services: Prompt response from local police and fire departments

Transportation and Accessibility

Transportation options in ZIP Code 92345 are varied, providing residents with convenient commuting choices. While most residents rely on personal vehicles, public transportation and major highways offer additional convenience.

  • Public Transit: Victor Valley Transit Authority (VVTA) services
  • Major Highways: Interstate 15, Route 395

Local Culture and Events

ZIP Code 92345 boasts a vibrant local culture with numerous events and activities held throughout the year. Residents often gather for festivals, farmers’ markets, and community fairs that celebrate the unique spirit of Hesperia.

  • Annual Events: Hesperia Days, High Desert Pirate Renaissance Faire
  • Community Gatherings: Local farmers’ markets, holiday parades

Real Estate Market Trends in ZIP Code 92345

Overview of the Housing Market

The real estate market in ZIP Code 92345 has shown significant dynamics over the past few years. Located in Southern California, Hesperia’s housing market reflects broader trends seen across the state but also possesses unique local characteristics.

Current Market Conditions

As of the most recent data, home prices in 92345 have seen a steady increase. The median home price is currently $360,000, a 7% increase compared to last year. The growing demand for housing continues to drive prices up.

Supply and Demand

There is a low inventory of homes available for sale, with an average of only 850 active listings at any given time. This low supply, coupled with high buyer interest, contributes to the competitive market environment. Homes in this ZIP code typically spend an average of 35 days on the market before being sold, indicating a high turnover rate.

Key Neighborhoods

Within 92345, certain neighborhoods stand out for their popularity and price growth:

  • Downtown Hesperia: Known for its blend of commercial and residential areas, Downtown Hesperia continues to attract buyers due to its convenient amenities and community atmosphere.
  • North Hesperia: Features larger lots and newer developments, making it a preferred choice for families and individuals seeking more space.
  • Southwest Hesperia: Offers a mix of affordable housing and proximity to major transportation routes, making it ideal for commuters.

Rental Market Trends

The rental market in ZIP Code 92345 is also noteworthy. Rental rates have increased over the past year, with the average monthly rent for a single-family home being approximately $1,750. This rise in rental prices mirrors the overall increase in property values.

Investment Opportunities

Real estate investors find ZIP Code 92345 to be a lucrative market due to steady appreciation and robust rental demand. Investment properties typically yield a 5% to 6% return on investment annually. Areas near schools and shopping centers are particularly attractive for buy-to-let investors.

Future Projections

Market analysts predict that home prices in ZIP Code 92345 will continue to grow, albeit at a slower pace due to potential market corrections and economic factors. Interest rates and housing policies will play crucial roles in shaping future trends.

Notable Developments

Several upcoming projects are set to impact the real estate landscape in 92345:

  • New residential development projects in North Hesperia.
  • Expansion of commercial areas in Downtown Hesperia.
  • Infrastructure improvements leading to enhanced connectivity and reduced commute times.


The real estate market in ZIP Code 92345 is buoyant, characterized by rising home prices, low inventory, and strong rental demand. Investors and prospective homeowners should consider the current market dynamics and projected trends when making decisions. Hesperia’s ongoing development initiatives further enhance the market’s attractiveness.

Property Taxes in ZIP Code 92345

Overview of Property Taxes

Property taxes for the ZIP Code 92345, covering the Hesperia, CA area, play a crucial role in funding various public services, including education, transportation, and emergency services. It’s important for property owners in 92345 to understand how their taxes are calculated and what they are used for.

Calculation of Property Taxes

The property tax rate in ZIP Code 92345 is determined by the assessed value of the property and the tax rate set by local government authorities. Assessments are usually conducted by the county assessor’s office, who appraise properties based on current market values.

  • Assessed Value: The assessed value is typically a percentage of the market value of a property. In California, properties are assessed based on their purchase price plus an annual increase not exceeding 2%.
  • Tax Rate: The tax rate is often expressed as a percentage (e.g., 1% of the assessed value) and can include additional levies for local bonds, special assessments, and other fiscal obligations.

Breakdown of Property Tax Components

Property taxes in 92345 consist of several components, each earmarked for different public services and infrastructure projects:

  • General Fund: This is the primary component, used for basic city operations and services such as police, fire, and public works.
  • School Funding: A significant portion of property taxes supports local school districts, contributing to the quality of education in the area.
  • Special Assessments: These are additional taxes imposed for specific projects like road improvements or new public facilities.

Tax Relief Programs

Property owners in ZIP Code 92345 may be eligible for various tax relief programs intended to reduce their financial burden:

  • Homeowner’s Exemption: This program reduces a portion of the assessed value of a primary residence, resulting in lower property taxes.
  • Senior Citizens Property Tax Assistance: Individuals aged 62 and older may qualify for property tax postponement or reductions.
  • Disabled Veterans Exemption: Veterans with a service-connected disability can apply for additional exemptions, further lowering taxable value.

Paying Property Taxes

Property taxes in 92345 are typically due semi-annually and can be paid in person, online, or by mail. The deadlines are crucial; late payments usually incur penalties and interest.

  • 1st Installment: Due November 1st and becomes delinquent on December 10th.
  • 2nd Installment: Due February 1st and becomes delinquent on April 10th.

Useful Resources

For more detailed information and assistance regarding property taxes in ZIP Code 92345, property owners can access the following resources:

By staying informed and taking advantage of available resources, property owners in ZIP Code 92345 can better manage their property tax obligations and contribute to their community’s well-being.

Community Amenities in ZIP Code 92345

Parks and Recreation

The 92345 ZIP code boasts a variety of parks and recreational facilities, offering residents ample opportunities for outdoor activities. Key parks include:

  • Hesperia Lake Park: Known for its serene fishing spots, campgrounds, and picnic areas, Hesperia Lake Park is a favorite among locals.
  • Malibu Park: This park features well-maintained sports fields, playgrounds, and fitness trails, perfect for families and fitness enthusiasts.
  • Live Oak Park: Offering basketball courts, playgrounds, and shaded picnic areas, this park is ideal for casual sports and family gatherings.

Community Centers

ZIP code 92345 is home to several community centers that provide residents with various social, educational, and recreational activities:

  • Hesperia Community Center: This center offers fitness classes, educational workshops, and senior activities, catering to all age groups.
  • Lime Street Park Community Center: Equipped with meeting rooms, a gymnasium, and event spaces, this center hosts a range of community events and activities.


The libraries in 92345 offer more than just books. They are community hubs providing various resources and programs:

  • Hesperia Branch Library: Featuring an extensive collection of books, digital resources, and hosting regular events such as story times and educational workshops.

Shopping and Dining

Residents of ZIP code 92345 enjoy a diverse array of shopping and dining options:

  • Hesperia Shopping Center: A one-stop destination for retail needs, featuring major retailers, boutiques, and specialty stores.
  • Main Street Plaza: Known for its eclectic mix of restaurants offering various cuisines, from American to international flavors.

Healthcare Facilities

Several healthcare facilities are available to residents in ZIP code 92345:

  • Desert Valley Medical Group: Providing comprehensive healthcare services, including primary care, specialty care, and urgent care.
  • Hesperia Health Center: Offering a range of medical services from routine check-ups to specialized treatments.


ZIP code 92345 is served by quality educational institutions, from elementary to high school levels:

  • Hesperia Unified School District: Serving the community with multiple schools known for academic excellence and extracurricular programs.
  • Oak Hills High School: A highly-rated high school with a strong focus on academics, arts, and athletics.


Transportation options in ZIP code 92345 cater to the commuting needs of residents:

  • Victor Valley Transit Authority: Providing public bus services with routes connecting to various parts of the county.
  • Major Highways: Easy access to major highways like I-15 ensures convenient travel for residents.

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