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Lowest Mortgage Rate near Me, Cypress, TX 77429


Safety and Crime Rates in ZIP Code 77429

Overview of ZIP Code 77429

ZIP Code 77429 is a suburban area located in Cypress, Texas, within Harris County. Known for its family-friendly atmosphere, good schools, and growing community amenities, it is an attractive destination for new residents. Ensuring the safety of this vibrant community is crucial for all stakeholders, from local authorities to residents and prospective homebuyers.

Crime Statistics

Violent Crimes

The rate of violent crimes in ZIP Code 77429 is relatively low compared to national averages. Violent crimes include offenses such as murder, assault, robbery, and rape. According to recent data:

  • Murder: Significantly below national average
  • Assault: Moderately below national average
  • Robbery: Slightly below national average
  • Rape: Low incidence rate

Property Crimes

Property crimes are more common but still maintain manageable levels. Property crimes include burglary, theft, and motor vehicle theft:

  • Burglary: Average incidence rate
  • Theft: Above average incidence rate
  • Motor Vehicle Theft: Slightly above average

Public Safety Measures

Law Enforcement Presence

Law enforcement in the 77429 area is prominently managed by the Harris County Sheriff’s Office, supplemented by neighborhood patrols in various subdivisions. The local police have several initiatives aimed at reducing crime and enhancing community engagement.

Community policing and neighborhood watch programs are actively promoted to deter potential crime and raise public awareness. High-visibility patrols during peak crime hours have been successful in reducing the incidence of both violent and property crimes.

Emergency Services

Residents in ZIP Code 77429 benefit from efficient emergency services provided by local fire departments and EMS units. Fast response times for both medical emergencies and fire-related incidents contribute significantly to the overall safety and well-being of the community.

Community Initiatives

Many communities within 77429 have implemented Nextdoor and other local social media platforms to keep residents informed about safety alerts, suspicious activities, and crime trends. Active participation in these platforms by law enforcement personnel ensures timely dissemination of information and community vigilance.

Potential Safety Concerns

Areas of Improvement

While the 77429 area is generally considered safe, there are still areas that could benefit from additional attention:

  • Street Lighting: Improved and additional street lighting in certain poorly illuminated areas could help reduce nighttime crime.
  • Security Cameras: Increased use of surveillance cameras in both residential neighborhoods and business districts could serve as a deterrent to criminal activities.
  • Community Engagement: More community events aimed at fostering relationships between residents and law enforcement could enhance trust and cooperation.


Overall, ZIP Code 77429 in Cypress, Texas, enjoys a relatively low crime rate compared to both state and national averages. Ongoing efforts from local law enforcement and active community participation play pivotal roles in maintaining and improving safety and security in the area. By addressing potential safety concerns and continuing to promote robust public safety measures, ZIP Code 77429 can remain a desirable and secure community for its residents.

Proximity to Essential Services in ZIP Code 77429

Healthcare Facilities

Residents of the 77429 ZIP code have access to a range of healthcare services. HCA Houston Healthcare North Cypress, located at 21214 Northwest Fwy, offers comprehensive medical care including emergency services, specialized surgeries, and routine health checks. Additionally, Cy-Fair Medical Partners, situated at 14315 Cypress Rosehill Rd, offers family medicine and specialty health services.

Educational Institutions

The 77429 area hosts several well-regarded educational institutions. Cypress Ranch High School, located at 10700 Fry Rd, is known for its academic excellence and extracurricular programs. Hamilton Middle School and A Robison Elementary School also provide quality education to younger students. Moreover, Houston Community College serves the educational needs of adults seeking higher education or vocational training.

Grocery Stores

For everyday grocery needs, HEB and Kroger are prominent grocery stores serving the 77429 community. HEB, located at 24224 Northwest Fwy, offers fresh produce, a bakery, deli, and pharmacy services. Kroger, at 20355 Cypresswood Dr, provides a wide range of groceries, household items, and a pharmacy.

Transportation Services

The ZIP code 77429 is well-connected via major roads such as US-290 and TX-99, facilitating easy commutes. Public transportation options include the Metropolitan Transit Authority of Harris County (METRO) which operates several bus routes through the area. Ride-sharing services like Uber and Lyft are also readily available.

Parks and Recreation

For outdoor activities, the Cypress Creek Greenway Project offers trails for hiking and biking. The Telge Park on 12400 Pleasant Grove Rd provides picnic areas, playgrounds, and nature trails. Additionally, the Cy-Fair Sports Association offers numerous sports programs for all ages.

Shopping Centers

There are several shopping centers within the 77429 area. Vintage Park, located at 110 Vintage Park Blvd, features a mix of retail stores, restaurants, and entertainment options. Willowbrook Mall, a short drive away at 2000 Willowbrook Mall, offers a larger selection of shops and dining venues.

Emergency Services

Emergency services are readily accessible to residents of the 77429 ZIP code. The Cypress Creek EMS provides immediate medical assistance and emergency transport. The Cy-Fair Volunteer Fire Department ensures prompt response to fire-related emergencies.

Quality of Local Schools in ZIP Code 77429

Overview of ZIP Code 77429

The ZIP Code 77429 is located in Cypress, Texas, a thriving suburban community within the Houston metropolitan area. The region is known for its highly-rated public schools, various private education options, and advanced preschool programs.

Public Schools

ZIP Code 77429 falls under the jurisdiction of the Cypress-Fairbanks Independent School District (CFISD). This district is recognized for its commitment to academic excellence and student success.

High Schools

Cypress Woods High School: Known for its high academic standards and a wide range of extracurricular activities.
Cypress Ranch High School: Offers Advanced Placement (AP) courses and a variety of sports programs.

Middle Schools

Spillane Middle School: Features a strong general education curriculum bolstered by numerous elective offerings.
Salyards Middle School: Known for its effective integration of technology in the classroom.

Elementary Schools

Hamilton Elementary: High parent satisfaction rates and a focus on foundational skills.
Sampson Elementary: Recognized for its innovative teaching methods and supportive learning environment.

Private Schools

St. Elizabeth Ann Seton Catholic School: Provides a faith-based curriculum concentrating on academic excellence and moral development.
Covenant Academy: Offers a classical education that emphasizes critical thinking and character formation.

Preschools and Daycares

Primrose School of Barker Cypress: Known for its balanced approach to early development and school readiness.
Kids ‘R’ Kids of Barker Cypress: Offers a curriculum designed to nurture learning at various developmental stages.

School Ratings and Reviews

GreatSchools Rating: Most schools in ZIP Code 77429 boast a rating of 8 or higher on the GreatSchools Rating scale, which measures performance on state standardized tests, student/teacher ratio, and reviews from parents and guardians.
Niche Ratings: Schools in this ZIP Code often receive A or A+ ratings on Niche.com, which evaluates schools based on academics, teachers, and diversity.

Student-Teacher Ratios

The average student-teacher ratio in Cypress-Fairbanks ISD is approximately 16:1, allowing for more personalized instruction and better academic support.

Extracurricular Activities and Special Programs

Schools in ZIP Code 77429 offer a variety of extracurricular activities, including sports, arts, and STEM clubs. Advanced Placement (AP) and Gifted & Talented programs are also widely available, providing students with enhanced learning opportunities.

Parental and Community Involvement

Parent-Teacher Associations (PTAs) are highly active in the region, fostering a strong sense of community and collaboration between parents, teachers, and students. Volunteer opportunities and community events are frequent, making it easy for families to get involved.

Public Transportation Access in ZIP Code 77429

Overview of Public Transportation Services

ZIP Code 77429, covering parts of Cypress, Texas, provides a variety of public transportation options, ensuring connectivity for residents and visitors alike. This area benefits from the services offered by the Metropolitan Transit Authority of Harris County (METRO).

Bus Services

METRO operates several bus routes that serve ZIP Code 77429, providing efficient and reliable transportation to various destinations. The notable routes include:

  • Route 217: A commuter service connecting downtown Houston with Cypress, making stops at major intersections and transit centers.
  • Route 202: Provides direct access to the Cypress Park & Ride, facilitating easy connections to Houston.

Park & Ride Facilities

To accommodate commuters, ZIP Code 77429 features Park & Ride facilities such as the Cypress Park & Ride. These facilities offer:

  • Ample parking spaces
  • Regularly scheduled buses
  • Ease of access to major employment hubs

Using these services ensures a stress-free commute and reduces traffic congestion.

Accessibility Features

Public transportation options in 77429 are designed with accessibility in mind. Key features include:

  • Wheelchair-accessible buses
  • Audio and visual announcements
  • Priority seating for elderly and disabled passengers

Local Transit Centers

Several transit centers and hubs play a significant role in the local public transportation landscape:

  • Northwest Transit Center: Located nearby, this center provides connections to multiple METRO bus routes and local services.
  • Kuykendahl Transit Center: Another key hub supporting seamless transfers for commuters.

Service Hours and Frequency

Mondays to Fridays, METRO buses in the 77429 area typically operate between 5 AM and 11 PM, with reduced service on weekends and holidays. Buses generally run at intervals of:

  • 10-15 minutes during peak hours
  • 20-30 minutes during off-peak hours

Fare Information

METRO’s fare structure is designed to be cost-effective:

  • Local bus fares: $1.25 per ride
  • Park & Ride fares: $2.00 – $4.50, depending on the distance
  • Discounted fares for seniors, students, and disabled passengers

Monthly passes are also available for frequent commuters, offering savings and convenience.

Technology and Innovation

METRO employs cutting-edge technology to enhance service delivery:

  • Real-time bus tracking: Passengers can access live updates through the METRO app or website.
  • Mobile ticketing: Purchase and validate fares using smartphones for a seamless experience.
  • Wi-Fi on board: Stay connected while commuting.

Environmental Impact

Public transportation in 77429 significantly reduces the carbon footprint by decreasing the number of vehicles on the road. METRO’s commitment to sustainability includes:

  • Deploying low-emission and electric buses
  • Promoting eco-friendly commuting
  • Engaging in tree-planting and other environmental initiatives

Future Developments

Plans are underway to expand and enhance public transportation in ZIP Code 77429, including:

  • Introducing new bus routes
  • Upgrading existing facilities
  • Increasing service frequency

These improvements aim to cater to the growing population and evolving commuting needs.

Neighborhood Atmosphere in ZIP Code 77429

Community and Demographics

ZIP Code 77429, primarily recognized as Cypress, TX, is known for its diverse and tight-knit community. The area attracts a mixture of families, young professionals, and retirees, creating a well-rounded demographic profile. This vibrant community is conducive to various cultural interactions and neighborhood events.

Schools and Education

The school district in ZIP Code 77429 is highly rated, with numerous schools receiving accolades for their educational programs. Cypress-Fairbanks Independent School District (CFISD) serves this area and is one of the fastest-growing school districts in Texas. The emphasis on quality education is a cornerstone for families residing here.

Green Spaces and Parks

The neighborhood boasts numerous parks and recreational areas, making it an ideal spot for outdoor enthusiasts. Cy-Champ Park and Little Cypress Creek Preserve are popular destinations for hiking, biking, and family picnics. These green spaces contribute significantly to the serene atmosphere of the area.

Safety and Crime Rates

Safety is a prime concern for residents and prospective homebuyers. The community in 77429 benefits from a proactive local law enforcement presence, contributing to a lower crime rate compared to the national average. Regular neighborhood watch programs and community policing initiatives also bolster the sense of security.

Local Amenities and Services

The area is well-equipped with a variety of amenities such as shopping centers, restaurants, and medical facilities. The proximity to Cypress Towne Center and The Boardwalk at Towne Lake provides residents with easy access to retail and dining options, ensuring convenience and a high quality of living.

Real Estate and Housing

Real estate in 77429 offers a range of options from affordable starter homes to luxurious estate properties. The housing market is competitive yet attainable, making it suitable for different income levels. Neighborhoods like Coles Crossing and Longwood Village are particularly popular for their well-maintained homes and community amenities.

Commute and Transportation

Commuting in and out of 77429 is facilitated by major highways such as US 290 and TX 6, making it convenient for residents working in Houston and surrounding areas. Public transportation options are also available, though most residents prefer using their own vehicles for daily commutes.

Community Events and Social Life

The community spirit in ZIP Code 77429 is exemplified through numerous local events and gatherings. Seasonal festivals, farmers markets, and holiday parades are common, fostering a friendly and active social atmosphere. Community centers often host classes, workshops, and activities, catering to various interests and age groups.

Real Estate Market Trends for ZIP Code 77429

Overview of the 77429 Real Estate Market

The 77429 ZIP code, encompassing parts of Cypress, Texas, has experienced significant growth in the real estate market over the past few years. This comprehensive report delves into various trends and metrics that define the current landscape of the 77429 real estate market.

Property Values and Price Trends

Property values in the 77429 area have seen a consistent increase, driven by a robust economy and increasing demand. According to recent data, the median home price in this ZIP code has risen by approximately 12% year-over-year.

  • Median Home Price: $350,000
  • Average Price per Square Foot: $145
  • Price Range: $200,000 – $600,000

Inventory and Availability

The market inventory in 77429 remains relatively tight, with a lower-than-average number of homes available. This scarcity is contributing to the upward pressure on prices.

  • Average Days on Market: 35 days
  • Total Listings: 90 active listings
  • New Listings This Month: 25

Neighborhood Growth and Development

The area within ZIP Code 77429 is witnessing considerable development, with numerous new residential projects in progress. Master-planned communities and modern amenities are attracting families and young professionals alike. Some notable developments include:

  • Bridgeland: A sprawling community featuring lakes, parks, and top-notch schools.
  • Fairfield: Known for its recreational facilities and peaceful suburban environment.
  • Cypress Creek Lakes: Popular for its scenic views and family-friendly neighborhoods.

Real Estate Market Demographics

The demographic composition of 77429 includes a mix of families, professionals, and retirees, contributing to a diverse and vibrant community. The following stats provide a snapshot:

  • Population: 85,000 residents
  • Median Age: 38 years
  • Average Household Income: $120,000

Rental Market Insights

The rental market in 77429 is also thriving, largely due to the influx of new residents and temporary workers. Key rental market statistics include:

  • Median Monthly Rent: $1,800
  • Rental Vacancy Rate: 5%
  • Popular Rental Types: Single-family homes, Townhouses, Apartments

Market Forecast and Predictions

Experts predict that the 77429 real estate market will continue to grow, albeit at a slightly slower pace due to potential economic shifts. However, the area remains an attractive option due to its affordability compared to other Houston suburbs and its continuous development projects.

  • Expected Home Price Increase: 5-7% in the next year
  • Long-term Growth Predictions: Stable, with moderate increases


The real estate market in ZIP Code 77429 showcases a blend of growth, resilience, and opportunity. Whether you are a potential homeowner, investor, or renter, understanding these trends will help you make informed decisions and capitalize on the market’s dynamics. Keep an eye on this flourishing area as it continues to evolve and attract new opportunities.

Property Taxes in ZIP Code 77429

Overview of Property Taxes in 77429

The ZIP Code 77429, located in Cypress, Texas, falls under the jurisdiction of Harris County. This area is characterized by a varying property tax rate that depends on several factors, including the tax rate set by the county, school district, and any other tax jurisdictions within the area.

Property Tax Rates

Harris County Tax Rate

Harris County sets a base property tax rate applicable to all properties within its borders, including ZIP Code 77429. The rate for Harris County typically hovers around 0.58%, which funds various county services and infrastructure projects.

School District Tax Rate

The primary school district serving ZIP Code 77429 is the Cypress-Fairbanks Independent School District (CFISD). Property owners within this school district pay an additional tax, generally around 1.37%, which helps finance local public schools, teacher salaries, and educational programs.

Special Tax Jurisdictions

Several special tax jurisdictions can also influence property taxes in 77429. These may include Municipal Utility Districts (MUDs), Emergency Services Districts (ESDs), and others. Tax rates vary but can range from 0.10% to 0.75% depending on the services provided.

Calculating Property Taxes

To calculate property taxes owed for a given property in ZIP Code 77429, you would add up the applicable tax rates from Harris County, the relevant school district, and any special tax jurisdictions. For example, a typical total property tax rate could range from 2.5% to 3.3% of the property’s assessed value.

Here is a formula to calculate the total property tax:

Total Property Tax = (Assessed Property Value) x (Sum of Applicable Tax Rates)

Property Tax Exemptions

Several property tax exemptions may apply to residents in ZIP Code 77429, potentially reducing their tax liabilities. Common exemptions include:

Homestead Exemption

Available to homeowners using the property as their primary residence, reducing the taxable value of the home. This exemption can lower county, school, and MUD taxes.

Senior Citizen Exemption

Property owners aged 65 and older may qualify for additional reductions in their taxable property value, resulting in lower overall property taxes.

Disability Exemption

Residents with disabilities might be eligible for increased exemption amounts, potentially significantly reducing or even eliminating property tax obligations.

Assessment and Payment

Property values in ZIP Code 77429 are assessed annually by the Harris County Appraisal District (HCAD). Homeowners receive a notice of their assessed property value each year. Payments are typically due by January 31st of each year.

Appealing Property Tax Assessments

If a homeowner believes their property has been over-assessed, they have the right to appeal the assessment with HCAD. The appeal process usually involves providing evidence that the assessed value is higher than the property’s fair market value.


Understanding property taxes in ZIP Code 77429 involves knowing the rates set by Harris County, the Cypress-Fairbanks Independent School District, and any special tax jurisdictions. Taking advantage of available exemptions and understanding the assessment process can help reduce the overall property tax burden.

Community Amenities in ZIP Code 77429

Parks and Recreational Areas

The 77429 area is home to a variety of parks and recreational areas, offering spaces for residents to enjoy outdoor activities. Bud Hadfield Park is a popular destination featuring hiking trails, a large playground, and picnic areas. Similarly, Telge Park provides a serene nature experience with its forested paths and bird-watching opportunities.

For those interested in sports, Coles Crossing Tennis Courts and Soccer Fields offer well-maintained facilities. The neighborhood also boasts several community pools, such as the Longwood Village Pool, which is a favorite among families.

Shopping and Dining

Shopping and dining options in ZIP Code 77429 cater to a variety of tastes and preferences. Vintage Park is a premier shopping destination featuring high-end retailers, boutique stores, and a variety of dining establishments. The center includes restaurants such as El Tiempo Cantina for Mexican cuisine and Perry’s Steakhouse & Grille for fine dining.

Additionally, Willowbrook Mall is a short drive away, offering an extensive selection of shops, eateries, and entertainment options. Smaller, locally-owned businesses can be found scattered throughout the area, giving the community a unique charm.

Educational Institutions

The ZIP Code 77429 benefits from a robust educational infrastructure, including highly-rated schools and specialized learning centers. Cypress-Fairbanks Independent School District serves the area, offering top-rated public schools such as Hamilton Elementary and Cypress Woods High School.

For those seeking private education, St. Elizabeth Ann Seton School and Northwest Montessori School provide excellent alternatives. In addition to traditional K-12 education, the area also hosts several tutoring centers and extracurricular educational facilities.

Healthcare Facilities

Access to quality healthcare is a significant amenity within ZIP Code 77429. The area is serviced by several prominent healthcare providers, including HCA Houston Healthcare North Cypress. This facility offers a range of services from emergency care to specialized treatments.

The community also benefits from multiple clinics and urgent care centers, such as Next Level Urgent Care-Cypress and Cy-Fair Medical Partners. Wellness and preventive care are prioritized through numerous dental offices, chiropractic centers, and holistic health practices.

Community Events and Activities

Residents of ZIP Code 77429 enjoy a vibrant calendar of community events and activities. Fairfield Community Events organizes seasonal festivals, farmers’ markets, and holiday celebrations that foster community spirit. Similarly, the Longwood Community Events Committee hosts activity workshops and neighborhood gatherings.

The area also offers various clubs and organizations for all age groups and interests, such as Toastmasters International, gardening clubs, and youth sports leagues, ensuring there is always something engaging for every resident.

Transportation and Accessibility

The ZIP Code 77429 benefits from accessible transportation options and connectivity. Major highways like US-290 and SH-249 provide seamless access to the greater Houston area. Public transportation services, including METRO bus routes, cater to commuters and residents.

Additionally, the community is bike-friendly, featuring several bike lanes and trails that connect to key parts of town. For those preferring personal transportation, multiple car rental and ride-sharing services are readily available in the area.

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