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Lowest Mortgage Rate near Me, Chicago, IL 60647


Safety and Crime Rates in ZIP Code 60647

Overview of ZIP Code 60647

ZIP Code 60647 is located in Chicago, Illinois, encompassing neighborhoods such as Logan Square and parts of Humboldt Park. It is a vibrant area known for its cultural diversity, historic architecture, and robust community life.

Crime Rates in ZIP Code 60647

Crime rates in ZIP Code 60647 are a significant concern for residents and visitors. Understanding the various types of crimes that occur can provide insights into the overall safety of the area.

Violent Crime

Violent crimes in 60647 include offenses such as homicide, assault, and robbery. According to recent data, the violent crime rate in this ZIP Code is higher than the national average.

  • Homicide: ZIP Code 60647 has experienced fluctuations in homicide rates over recent years, with some periods showing a higher incidence associated with gang activity and other factors.
  • Assault: The number of reported assaults remains a concern for community leaders, with initiatives in place to help curb this trend.
  • Robbery: Robberies are another critical issue, often occurring in both residential areas and commercial zones.

Property Crime

Property crimes include burglary, larceny-theft, and motor vehicle theft. These crimes are typically less severe than violent crimes but still impact the quality of life in 60647 significantly.

  • Burglaries: Incidents of burglary have seen a slight decrease due to increased community watch programs.
  • Larceny-Theft: Larceny-theft remains prevalent, particularly in high-traffic areas such as shopping districts.
  • Motor Vehicle Theft: Reports of stolen vehicles have risen, leading to increased police patrols and public awareness campaigns.

Safety Measures and Community Initiatives

Several measures and community initiatives are in place to enhance safety in ZIP Code 60647.

Police Presence

The Chicago Police Department has increased its presence in hot spots within 60647, aiming to deter criminal activity and ensure rapid response times. Patrols have been intensified, and the deployment of technology like surveillance cameras has been expanded.

Community Programs

Community engagement is pivotal to safety in 60647. Various programs focus on improving neighborhood safety and fostering cooperation between residents and law enforcement.

  • Neighborhood Watch Groups: These groups play a vital role in preventing crime by encouraging residents to report suspicious activities and collaborate with police.
  • Youth Outreach Programs: Targeting at-risk youth with educational and recreational opportunities helps reduce participation in criminal activities.
  • Community Events: Events that promote unity and awareness are essential for building stronger, safer communities.

Public Awareness

Efforts to increase public awareness around safety and crime prevention are ongoing in ZIP Code 60647. Regular community meetings and information dissemination through social media channels and local news outlets help keep residents informed.


While ZIP Code 60647 does face challenges regarding crime rates, ongoing efforts from the police, community groups, and residents themselves aim to create a safer environment. Monitoring these initiatives’ effectiveness and adjusting strategies as needed are crucial to improving the area’s overall safety.

Proximity to Essential Services in ZIP Code 60647

Healthcare Facilities

The ZIP Code 60647, located in the vibrant city of Chicago, offers excellent proximity to a variety of healthcare services. Saint Mary’s Hospital and Presence Saints Mary and Elizabeth Medical Center are major healthcare facilities within a short driving distance. Numerous clinics and urgent care centers also punctuate the area, ensuring residents have access to quality medical care without significant travel.

Educational Institutions

Education remains a cornerstone of the 60647 community, with an impressive mix of public, private, and charter schools. and Logan Square Montessori School cater to younger students. High school options include Kelvyn Park High School and various charter schools like ASPIRA Charter School. Higher education opportunities are available nearby with universities such as DePaul University and Northeastern Illinois University in close proximity.

Grocery and Retail Stores

60647 is well-stocked with a plethora of grocery and retail options. Major chains like Jewel-Osco and ALDI provide convenient grocery shopping. Specialty grocery stores, such as Fresh Thyme Farmers Market, offer organic and health-conscious options. For retail therapy, Target and several boutique shops are scattered throughout the neighborhood, catering to diverse shopping needs.

Public Transportation

Public transportation is a significant advantage for residents of 60647. The Chicago Transit Authority (CTA) operates several bus routes and the Blue Line of the ‘L’ train, providing seamless connections to downtown Chicago and other important locations. For those preferring cycling, a well-maintained network of bike lanes is present.

Parks and Recreational Areas

Residents of 60647 enjoy numerous green spaces and recreational areas. Humboldt Park, with its sprawling landscapes and historic lagoon, serves as a focal point for outdoor activities. . Smaller parks like Palmer Square and Logan Square provide additional spots for relaxation and recreation.


The ZIP Code 60647 hosts several libraries, emphasizing literacy and community engagement. The Logan Square Branch of the Chicago Public Library offers resources from books to digital media, along with various community programs for all ages. These amenities bolster the intellectual and cultural fabric of the community.

Dining and Entertainment

60647 is renowned for its eclectic dining and entertainment scene. Michelin-starred Longman & Eagle, alongside myriad cafes and international cuisines, caters to diverse culinary tastes. Entertainment venues like Concord Music Hall provide vibrant nightlife and cultural events, enriching the social experience of the neighborhood.

Community Services

Numerous community services support the residents of 60647, including Logan Square Neighborhood Association, which offers various programs from housing assistance to youth engagement. Local post offices, police stations, and fire departments ensure essential services operate smoothly, enhancing community well-being and safety.

In conclusion, ZIP Code 60647 boasts exceptional access to essential services, making it an attractive location for those seeking a well-rounded urban lifestyle. The proximity to healthcare, education, shopping, and recreation establishments, along with efficient public transportation and robust community support, creates an excellent living environment for its residents.

Quality of Local Schools in ZIP Code 60647

Overview of 60647 Local Schools

The ZIP Code 60647, located in the Logan Square and Humboldt Park neighborhoods of Chicago, is home to various educational institutions. These schools range from public to private, serving students of different age groups and educational needs. This detailed report sheds light on their performance, programs, faculty quality, and overall environment.

Public Schools

Elementary Schools

Brentano Math and Science Academy: A well-regarded public school focusing on a STEM curriculum. It serves grades PK-8 and boasts a strong academic program, dedicated faculty, and numerous extracurricular activities.

Yates Elementary School: Known for its inclusive education programs and bilingual education options, Yates serves a diverse student population. The school is also noted for its community involvement and comprehensive support services.

Middle Schools

Logandale Middle School: This middle school provides education from grades 6-8. It offers various enrichment programs and advanced coursework in subjects like math and science, preparing students for high school and beyond.

High Schools

Clemente Community Academy High School: Serving students in grades 9-12, this high school offers a range of college preparatory courses, advanced placement (AP) classes, and vocational training programs. It is known for its strong athletics and arts programs.

Private Schools

Lutheran Unity School

An esteemed private institution, Lutheran Unity School provides a faith-based education and personalized attention due to smaller class sizes. The curriculum emphasizes both academic excellence and character development.

St. Sylvester School

Renowned for its rigorous academics and nurturing environment, St. Sylvester School offers education from Pre-K through 8th grade. The school prides itself on fostering a close-knit community and robust extracurricular activities.

Performance Metrics

Standardized Test Scores

Standardized test scores are a critical metric for assessing school quality. Schools in the 60647 ZIP Code generally perform above the state average in key areas such as reading, math, and science. Understanding these scores can help gauge the effectiveness of the curriculum and teaching methodologies.

Graduation Rates

High schools in the 60647 area show commendable graduation rates. The focus on comprehensive education and career readiness programs contributes significantly to these high achievements.

Programs and Extracurricular Activities

STEM Programs

Many schools in the 60647 ZIP Code place a strong emphasis on STEM (Science, Technology, Engineering, and Math) education. Programs like Brentano Math and Science Academy highlight the integration of technology and hands-on learning experiences.

Arts and Music

The arts are well-represented in local schools, with programs such as the robust music and visual arts curriculum at Clemente Community Academy High School. These programs aim to develop not just academic skills but also creativity and emotional expression.

Facilities and Resources

Schools in the 60647 area are equipped with modern facilities, including state-of-the-art science labs, libraries, and athletic fields. These resources play a crucial role in enhancing the overall educational experience.

Faculty Qualifications

Teachers in the 60647 area are highly qualified, with many holding advanced degrees and certifications in their respective fields. Their dedication is evident in the schools’ academic performances and student satisfaction rates.

Community and Parental Involvement

Parental and community involvement is a hallmark of schools in the 60647 ZIP Code. Frequent parent-teacher meetings, community events, and volunteer opportunities foster a collaborative and supportive educational environment.


The quality of local schools in ZIP Code 60647 is demonstrably high. With diverse options ranging from public to private institutions, strong performance metrics, excellent facilities, and dedicated staff, the area provides a robust educational framework for students of all ages.

Public Transportation Access in ZIP Code 60647

Overview of Public Transportation Options

ZIP Code 60647, located in Chicago, Illinois, offers a variety of public transportation options. These options include buses, trains, and bike-sharing services, providing residents and visitors with efficient means to navigate the city.

Chicago Transit Authority (CTA) Bus Services

The CTA operates several bus routes that service the 60647 area. Key routes include:

  • Route 49 – Western: This route runs north-south along Western Avenue, one of the major thoroughfares in Chicago.
  • Route 76 – Diversey: This route operates east-west along Diversey Avenue, providing access to various neighborhoods.
  • Route 56 – Milwaukee: Running frequently, this bus line connects many important destinations along Milwaukee Avenue.

CTA Train Lines

Residents and visitors in ZIP Code 60647 benefit from proximity to multiple CTA “L” train lines, including:

  • Blue Line: This line runs through the heart of the 60647 area with stops at Western, California, and Logan Square stations, offering rapid transit to downtown Chicago and O’Hare International Airport.

Metra Rail Services

The Metra commuter rail service provides additional transit options. The nearest Metra station to 60647 is the Clybourn Station on the Union Pacific North (UP-N) and Union Pacific Northwest (UP-NW) lines. This station allows convenient access to suburban and downtown areas.

Divvy Bike-Sharing Program

Divvy, Chicago’s bike-sharing service, has numerous stations throughout the 60647 area. This service offers an eco-friendly and flexible transportation method, particularly useful for short trips within the neighborhood or connecting to other transit services.

Pace Suburban Bus Services

Although primarily serving the suburbs, some Pace bus routes connect to the CTA and Metra lines within the city, extending public transportation options available to residents of 60647.

Accessibility Features

The public transportation options in ZIP Code 60647 are designed to be accessible to everyone. The CTA has made significant strides in accessibility, ensuring that all train stations and many buses are equipped with features such as:

  • Elevators and escalators
  • Accessible boarding areas
  • Priority seating areas
  • Audio and visual announcements

Additional Resources

For those looking to plan their trips, several resources are available:

Community Engagement

Community input and engagement are crucial for the ongoing improvement of public transportation in ZIP Code 60647. Various local organizations and neighborhood groups often hold meetings and provide platforms for residents to voice their concerns and suggestions.

Neighborhood Atmosphere in ZIP Code 60647


ZIP Code 60647, located in Chicago, is a vibrant and dynamically diverse area known for its rich cultural tapestry, historic architecture, and eclectic mix of amenities. The neighborhoods within this ZIP code include Bucktown, Logan Square, and parts of Humboldt Park, each contributing uniquely to the overall atmosphere.

Community Vibe

The community vibe in 60647 is one of inclusivity and creativity. Residents are known for being welcoming and engaged, often participating in local events and community-building activities. The area has a mix of long-time residents and newer transplants, creating a dynamic blend of perspectives and experiences.

  • Highly walkable streets
  • Active neighborhood associations
  • Frequent community events

Arts and Culture

60647 is a hub for arts and culture in Chicago, featuring numerous art galleries, music venues, and theaters. The neighborhood hosts a variety of cultural festivals and art walks throughout the year, making it an exciting place for creatives and art enthusiasts.

  • Monthly art walks
  • Live music venues
  • Street art and murals

Dining and Nightlife

The dining and nightlife scenes in 60647 are bustling and diverse, offering everything from chic restaurants to cozy pubs. The area is known for its culinary innovation and robust selection of bars and nightlife spots.

  • Farm-to-table restaurants
  • Craft breweries
  • Trendy cocktail bars

Parks and Recreation

For those who enjoy the outdoors, 60647 has a variety of parks and recreational facilities. The Bloomingdale Trail, also known as The 606, is a popular spot for walking, jogging, and cycling.

  • The 606 Trail
  • Multiple community parks
  • Sports and recreation centers


Access to quality education is a strong point for 60647. The area is home to several reputable public and private schools, as well as educational initiatives aimed at lifelong learning.

  • Top-rated public schools
  • Private and charter schools
  • Community education programs

Real Estate

The real estate market in 60647 offers a wide range of options, from historic homes to modern apartments. The area has seen significant development in recent years, making it a sought-after location for new homeowners and renters alike.

  • Historic single-family homes
  • Modern apartment complexes
  • Ongoing development projects


Transportation in 60647 is convenient and varied. The neighborhood is well-served by public transportation, including several CTA train lines and bus routes, making it easy for residents to commute to other parts of the city.

  • CTA Blue Line
  • Multiple bus routes
  • Bike-friendly streets


Safety is a priority for residents and local authorities in 60647. Community policing efforts and neighborhood watch programs are in place to ensure a secure environment for all.

  • Active neighborhood watch programs
  • Community policing initiatives
  • Regular public safety meetings

Shopping and Services

Residents of 60647 have access to a variety of shopping and service options, from local boutiques to major retail stores. Essential services like grocery stores, healthcare facilities, and fitness centers are readily available.

  • Local boutiques and shops
  • Major retail chains
  • Comprehensive healthcare facilities

Real Estate Market Trends in ZIP Code 60647

Overview of 60647 Housing Market

Located in the vibrant city of Chicago, ZIP Code 60647 encompasses diverse neighborhoods such as Logan Square, Humboldt Park, and Bucktown. The real estate market here has shown significant activity in recent years, making it a hotspot for both buyers and investors.

Median Home Prices

As of the latest reports, the median home price in 60647 stands at approximately $400,000. This represents a year-over-year increase of 6%, reflecting the increasing demand in the area.

  • Detached Single-Family Homes: $475,000
  • Attached Homes and Condos: $350,000

Market Inventory and Days on Market

The inventory for homes in 60647 has seen fluctuations, with an average of 300 active listings at any given time. Homes here typically spend 60 days on the market before being sold. This metric provides insight into the market’s competitiveness.

Renting vs. Buying

Rental properties in ZIP Code 60647 are equally significant, contributing to the local real estate dynamics. The median rental price for a two-bedroom apartment is around $2,000 per month. Compared to the national average, this is quite competitive.

Several factors influence the decision to rent or buy in 60647, including:

  • Employment and income stability
  • Interest rates and lending conditions
  • Personal and financial goals

Neighborhood Insights

Logan Square

Logan Square offers a mix of historical homes and modern properties. It is known for its cultural vibrancy and proximity to downtown Chicago. The area has seen a steady appreciation in property values over the past decade.

Humboldt Park

Humboldt Park provides more affordable options for buyers and renters. It has experienced gradual gentrification, leading to renewed interest in its real estate market. The large park area is a significant attraction for families and outdoor enthusiasts.


Bucktown stands out for its trendy atmosphere and artistic community. Property values here are higher due to its desirable location and vibrant commercial districts.

New Developments and Future Projections

The 60647 ZIP Code is seeing several new developments, including mixed-use residential and commercial projects. These developments are set to meet the growing demand for housing and attract more businesses to the area.

Market analysts project a continued upward trend in property values, driven by job growth, urban development, and increased amenities. However, potential interest rate hikes might temper this growth slightly.


Overall, ZIP Code 60647 in Chicago presents a dynamic real estate market. With its diverse neighborhoods, robust housing options, and new developments, it remains an attractive location for homebuyers, renters, and investors alike. Staying attuned to market trends and neighborhood developments will be key to making informed real estate decisions in this area.

Property Taxes in ZIP Code 60647

ZIP Code 60647, located in Chicago, Illinois, falls within Cook County. Residents and property owners in this area are subject to property taxes imposed by various taxing jurisdictions. This report provides a comprehensive analysis of property taxes for this specific ZIP code.

Understanding Property Tax Rates and Calculation

Property taxes in 60647 are calculated based on the assessed value of real estate properties. The Cook County Assessor’s Office is responsible for assessing the value of properties. The effective tax rate is a percentage applied to the assessed value to determine the total amount of property tax owed.

Assessed Value

The assessed value of a property is determined by the Cook County Assessor’s Office and is typically a percentage of the property’s fair market value. As of recent assessments, residential properties are assessed at 10% of their market value, while commercial properties are assessed at 25%.

Effective Tax Rate

The effective tax rate varies depending on the subdistricts within the ZIP Code 60647. As per the latest available data, the average effective tax rate for residential properties in 60647 is approximately 6.7%, while for commercial properties, it is around 8.6%. These rates are subject to change based on annual assessments and local government budgets.

Distribution of Property Taxes

Property taxes collected from ZIP Code 60647 primarily fund public services. These include:

  • Public schools (Chicago Public Schools)
  • Municipal services (e.g., police, fire department)
  • Libraries and parks
  • County and city administration

The breakdown often shows that over 50% of property tax revenue is allocated to public education, highlighting the significant impact on local schools.

Property Tax Exemptions and Relief Programs

Several tax relief programs and exemptions are available to property owners in ZIP Code 60647, which can help reduce the overall tax burden:

Homeowner Exemption

The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a primary residence. Eligible homeowners in 60647 can see a reduction, which provides direct savings on their property tax bill.

Senior Citizen Exemption

The Senior Citizen Exemption offers additional reductions in the EAV for property owners aged 65 years and above. This exemption is designed to aid senior citizens in affording their property taxes.

Senior Freeze Exemption

The Senior Freeze Exemption freezes the EAV for qualifying seniors to protect against rising property values. To qualify, the property owner’s household income must not exceed a specified limit.

Long-Time Occupant Exemption

The Long-Time Occupant Exemption is available for property owners who have lived in their homes for a significant period and meet certain income restrictions. This exemption provides relief by limiting the increases in property assessments.

Appealing Property Tax Assessments

Property owners in 60647 who believe their property has been over-assessed have the right to appeal. The appeals process generally involves the following steps:

  1. Review the assessment notice: Ensure all the property details listed are accurate.
  2. Gather supporting documentation: Collect evidence such as recent sale prices of similar properties (comparables), photos, and an independent appraisal if possible.
  3. File an appeal: Submit your appeal with the Cook County Assessor’s Office or the Cook County Board of Review within the designated timeframe.
  4. Attend hearings: If necessary, attend scheduled hearings to present your case.
  5. Await decision: The board will review all evidence before making a final assessment determination.

Trends and Historical Data

Over the past decade, property tax rates in ZIP Code 60647 have seen fluctuations in response to the overall economic climate and local governmental budgets. Notably, there has been an upward trend in property taxes correlating with increased property values in the area.

Data from recent years indicate a steady rise in property tax amounts, reflecting the growth in real estate market demand. For instance, the median property tax paid in this area has seen an increase from approximately $4,500 in 2015 to about $5,800 in 2022.

Impact on Property Owners

The rising property taxes in 60647 can have significant implications for property owners, potentially affecting affordability and disposable income. Homebuyers in this area should factor in property tax rates when making purchasing decisions.

For existing homeowners, it’s vital to stay informed about possible exemptions and engage in the appeals process to ensure fair tax assessments.

Community Amenities in ZIP Code 60647

Parks and Recreation

Residents of the 60647 ZIP Code enjoy a variety of parks and recreational facilities. Some notable parks include:

  • Humboldt Park: This massive park offers lagoons, a beach area, playgrounds, tennis courts, and beautiful trails for walking and biking.
  • The 606 (Bloomingdale Trail): An elevated greenway that provides a unique space for walking, jogging, biking, and public art installations.
  • Palmer Square Park: A serene, green space with playgrounds, walking paths, and areas for picnicking.

Libraries and Community Centers

The 60647 area is served by several libraries and community centers that offer a diverse range of programs and resources:

  • Logan Square Branch – Chicago Public Library: Offering a vast collection of books, free Wi-Fi, and various community programs.
  • Unity Park: Hosts community events and activities, including after-school programs for children.
  • Humboldt Park Field House: Provides multiple fitness, cultural, and educational programs for residents of all ages.

Shopping and Dining

60647 boasts a vibrant array of shopping and dining options, making it a foodie destination and shopper’s delight:

  • Milwaukee Avenue: Known for its eclectic mix of boutiques, vintage shops, and specialty stores.
  • Logan Square Farmers Market: A seasonal market offering local produce, artisanal goods, and community events.
  • Local Restaurants and Cafes: Diverse dining options ranging from trendy eateries and craft breweries to quaint coffee shops and bakeries.

Schools and Education

Educational facilities in 60647 include public and private schools, as well as specialized education centers:

  • Yates Elementary School: A public school known for its inclusive environment and strong community involvement.
  • CICS Bucktown: A highly-rated charter school offering robust academic programs and extracurricular activities.
  • Kiddie Academy of Chicago-West Loop: A preschool and daycare center focused on the early development of children.

Health and Wellness

The health and wellness amenities in the 60647 area are vast, including hospitals, clinics, gyms, and wellness centers:

  • AMITA Health Saints Mary and Elizabeth Medical Center Chicago: A comprehensive healthcare facility offering emergency services, specialized treatments, and patient care.
  • Logan Square Health Center: Provides a range of healthcare services, including primary care, dental, and mental health services.
  • Local Fitness Centers: Several gyms and wellness studios, including popular chains and independent facilities offering fitness classes, yoga, and more.

Transportation and Connectivity

The 60647 area is well-connected with various transportation options that enhance accessibility and convenience for residents:

  • CTA Blue Line: Provides easy access to downtown Chicago and nearby neighborhoods using the Logan Square and California stations.
  • Bus Services: Several bus routes serve the area, offering extensive coverage throughout the neighborhood and beyond.
  • Bike-Friendly Infrastructure: Ample bike lanes and bike-sharing stations make commuting by bicycle a convenient option.

Community Events and Activities

Residents of 60647 enjoy a vibrant calendar of community events and activities throughout the year:

  • Logan Square Arts Festival: A celebration of the local arts scene, featuring live music, art installations, and food vendors.
  • Humboldt Park Arts Fair: Showcases local artists, crafters, and performers in a family-friendly environment.
  • Neighborhood Block Parties: Regularly organized by local community groups to foster a close-knit neighborhood feel.

The ZIP Code 60647 offers a rich array of community amenities that cater to diverse interests and needs, making it a vibrant and desirable area to live in.

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