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Lowest Mortgage Rate near Me, Chicago, IL 60632


Safety and Crime Rates for ZIP Code 60632


ZIP Code 60632, located in Chicago, Illinois, encompasses neighborhoods such as Brighton Park and Archer Heights. Understanding the safety and crime rates in this area is essential for residents and potential movers. This report provides up-to-date information on crime statistics, trends, and community efforts to improve safety.

Crime Statistics

Violent Crime: The violent crime rate in 60632, which includes assault, robbery, and homicide, is higher than the national average. According to recent data:

  • Homicide Rate: Approximately 12.7 incidents per 100,000 residents.
  • Assault Rate: Around 450 incidents per 100,000 residents.
  • Robbery Rate: Close to 300 incidents per 100,000 residents.

Property Crime: Property crimes, including burglary, larceny, and motor vehicle theft, also significantly impact the area. Key statistics include:

  • Burglary Rate: Approximately 600 incidents per 100,000 residents.
  • Larceny Rate: Around 1,200 incidents per 100,000 residents.
  • Motor Vehicle Theft Rate: Close to 400 incidents per 100,000 residents.

Crime Trends

Recent trends indicate a gradual decline in certain types of crime within ZIP Code 60632, although some areas see fluctuating crime levels. Key trends include:

  • Enhanced community policing has contributed to a reduction in violent crimes.
  • Increased public awareness and neighborhood watch programs have led to a decrease in property crimes.
  • Economic factors and social programs play a role in shaping crime rates, with some correlation between economic downturns and crime spikes.

Community Safety Initiatives

The local community and law enforcement agencies actively work toward enhancing safety in ZIP Code 60632. Notable initiatives include:

  • Neighborhood Watch Programs: These grassroots initiatives involve residents in monitoring and reporting suspicious activities, fostering a safer environment.
  • Community Policing: Local police departments prioritize building relationships with community members to improve trust and cooperation, essential for preventing and solving crimes.
  • Youth Engagement Programs: These programs aim to provide young people with positive outlets, such as sports and educational activities, reducing the likelihood of their involvement in criminal activities.
  • Public Awareness Campaigns: Efforts to educate residents about crime prevention techniques and safety practices help reduce vulnerability to crime.

Safety Tips for Residents

Residents of ZIP Code 60632 can take several measures to enhance their personal and property security. Recommended safety practices include:

  • Install security systems in homes and businesses to deter criminals and provide evidence in case of incidents.
  • Participate in neighborhood watch programs to stay informed about local crime trends and collaborate with neighbors on safety efforts.
  • Secure personal belongings and avoid leaving valuables in plain sight, particularly in vehicles.
  • Maintain good lighting around properties to reduce the likelihood of criminal activities at night.
  • Report suspicious activities to local law enforcement promptly to prevent potential crimes.

Proximity to Essential Services in ZIP Code 60632

Healthcare Services

Residents of ZIP Code 60632 have access to a variety of healthcare facilities including hospitals, urgent care centers, and pharmacies. Some notable healthcare centers in the area include:

  • Saint Anthony Hospital: Located nearby, offering comprehensive healthcare services.
  • Access Community Health Network: Provides primary care, mental health services, and specialty care.
  • Walgreens Pharmacy: Fully stocked pharmacy available for prescriptions and over-the-counter medications.

Educational Institutions

Education is a priority in ZIP Code 60632, with multiple schools servicing the area:

  • Curie Metropolitan High School: High school with a strong academic and extracurricular program.
  • Gage Park High School: Offers diverse educational opportunities for students.
  • Marie Curie Elementary School: Provides quality elementary education for young learners.

Public Transportation

The ZIP Code 60632 is well-served by public transportation enabling residents to commute efficiently:

  • CTA Bus Services: Multiple bus routes including the 52A South Kedzie and 62 Archer.
  • CTA Orange Line: Convenient access with stops including the Western and Kedzie stations.
  • Bikeshare Programs: Divvy stations available for easy bike rentals throughout the area.

Grocery Stores and Markets

Access to fresh produce and groceries is convenient in ZIP Code 60632 thanks to several local markets and stores:

  • El Guero Supermercado: Local market offering fresh groceries and international food items.
  • Food 4 Less: Well-stocked grocery store with a wide range of products.
  • Supermercado La International: Popular local mart with fresh produce and bakery items.

Parks and Recreation

Parks and recreational facilities are abundant in ZIP Code 60632, providing ample opportunities for outdoor activities:

  • McKinley Park: Features a lagoon, swimming pool, and sports facilities.
  • Gage Park: Includes sports fields, playgrounds, and picnic areas.
  • Archer Park: Offers a variety of recreational programs and sports facilities.

Financial Services

Financial institutions like banks and credit unions are readily available within ZIP Code 60632, including:

  • Bank of America: Full-service banking with ATM locations throughout the area.
  • PNC Bank: Offers a variety of personal and business banking services.
  • Midwest BankCentre: Provides local banking with personalized service options.

Public Safety

Safety services in ZIP Code 60632 include police and fire departments to ensure community security:

  • Chicago Police Department – 8th District: Offers policing services and community programs.
  • Chicago Fire Department: Provides fire protection, emergency response, and safety education.

This ensures that residents in ZIP Code 60632 have easy access to all necessary amenities for a comprehensive and convenient lifestyle.

Quality of Local Schools in ZIP Code 60632

Overview of Educational Institutions

The ZIP Code 60632, located in Chicago, Illinois, boasts a variety of educational institutions ranging from primary to high schools. The area is served by both public and private schools, providing educational opportunities for a diverse population of students.

Public Schools

Elementary Schools

  • Enrico Tonti Elementary School: Recognized for its commitment to academic excellence and a supportive school environment. The school offers various programs, including bilingual education and special education services.
  • Peck Elementary School: Known for its strong focus on literacy and numeracy skills. The school actively engages families in the educational process, providing workshops and resources for parents.

Middle Schools

  • Goodman Elementary School: Offers robust academic programs and extracurricular activities that prepare students for high school. Special attention is given to STEM education, encouraging students to explore science, technology, engineering, and mathematics.
  • Kelly College Prep: A strong preparatory program for students aiming to attend college. The school’s rigorous curriculum helps students develop critical thinking and analytical skills.

High Schools

  • John Hancock College Preparatory High School: Lauded for its high academic standards and college readiness programs. Students have access to Advanced Placement (AP) courses and dual credit opportunities.
  • Curie Metropolitan High School: Offers a diverse range of programs including International Baccalaureate (IB), career and technical education, and fine arts. The school promotes a culture of inclusivity and academic achievement.

Private Schools

In addition to public schools, ZIP Code 60632 also has reputable private educational institutions:

  • St. Agnes of Bohemia School: This Catholic school provides a faith-based education while maintaining high academic standards. It supports the holistic development of students, emphasizing moral and ethical values.
  • Our Lady of Tepeyac Elementary School: Another prominent Catholic school, it focuses on creating a nurturing environment where students can excel academically and grow spiritually.

Specialized Programs and Extracurricular Activities

Schools in 60632 are well-equipped with various specialized programs to cater to the interests and needs of students:

  • STEM Programs: Several schools offer strong STEM programs, fostering innovation and scientific inquiry among students.
  • Arts and Music: Programs in visual arts, music, and theater are provided to enrich students’ creative abilities. Curie Metropolitan High School, in particular, has a well-regarded arts program.
  • Sports: Athletic programs are available, promoting physical fitness and teamwork. Competitive sports teams often participate in city-wide and state-level competitions.

Teacher Qualifications and Student-Teacher Ratio

The quality of education in ZIP Code 60632 is bolstered by well-qualified teachers. Many educators hold advanced degrees and have extensive experience in their fields. The student-teacher ratio is competitive, ensuring personalized attention for students:

  • Public Schools: Average student-teacher ratio is approximately 17:1, enabling effective classroom management and individualized instruction.
  • Private Schools: Even lower ratios, often around 12:1, allowing for more focused and tailored educational experiences.

Parental and Community Involvement

Strong parental and community engagement is a hallmark of schools in ZIP Code 60632. Schools frequently host events, meetings, and workshops to foster community spirit and ensure open communication between parents and educators:

  • Parent-Teacher Associations (PTAs): Active PTAs work in collaboration with school administration to support various educational initiatives and events.
  • Community Programs: Partnerships with local businesses and organizations provide additional resources and opportunities for students.

Facilities and Resources

Schools in 60632 are equipped with modern facilities and resources that support a comprehensive educational experience:

  • Libraries and Media Centers: Well-stocked libraries and digital media centers provide students with access to essential learning materials and technology.
  • Laboratories: Science labs with up-to-date equipment facilitate practical experiments and hands-on learning.
  • Sports Facilities: Gyms, playing fields, and sports complexes support physical education and athletic programs.


Educational institutions in ZIP Code 60632 are dedicated to providing quality education through comprehensive academic programs, qualified teachers, and active community involvement. The schools in this area are continually evolving to meet the needs of students and prepare them for future success.

Public Transportation Access for ZIP Code 60632

ZIP Code 60632 covers parts of the South Side of Chicago, Illinois, providing a bustling community with numerous public transportation options, enhancing connectivity and accessibility throughout the region.

Bus Services

The CTA (Chicago Transit Authority) operates an extensive network of bus routes serving ZIP Code 60632, ensuring residents have reliable transport options. Key routes include:

  • Route 62 (Archer): This route runs along Archer Avenue, a major corridor in the area, linking residents to the Chicago Loop.
  • Route 52 (Kedzie): Serving the Kedzie Avenue, this route ensures access to both residential areas and key commercial zones.
  • Route 47 (47th Street): Connecting the east and west of 60632, this route helps in bridging various neighborhood segments and providing access to shopping and educational institutions.

Rail Services

Rail transit options are pivotal for residents in ZIP Code 60632, including:

  • CTA Orange Line: The Orange Line offers vital rapid transit access with stations such as Kedzie and Pulaski, facilitating efficient commutes to downtown Chicago and Midway International Airport.
  • Metra BNSF Railway Line: Although not within the boundaries of 60632, nearby stations like Western Avenue provide another layer of connectivity for suburban and city-bound travelers.

Accessibility and Convenience

The integration of various public transportation services means that ZIP Code 60632 is well-served with numerous transit-oriented amenities:

  • Intermodal Connectivity: Easy transfers between bus and rail services enhance travel flexibility and reduce commuting times.
  • Bus Stop Infrastructure: Well-placed bus stops with shelters and seating cater to passenger convenience and comfort.

Transit-Oriented Developments

In recent years, transit-oriented developments (TOD) have been gaining momentum in 60632, leading to mixed-use developments near transit hubs:

  • Residential Complexes: New housing projects near bus and rail stations aim to reduce reliance on personal vehicles.
  • Commercial Zones: Proximity to transportation networks promotes business growth, catering to daily commuters and local residents.

Future Plans

There are ongoing projects and proposals aimed at improving and expanding public transportation within 60632:

  • CTA Bus Service Enhancements: Plans to expand service hours and introduce more frequent bus schedules.
  • Rail Line Modernization: Investments in modernizing the Orange Line to ensure efficient and reliable service.


The ZIP Code 60632 benefits from a robust and diverse public transportation network. With continued investments and developments, residents can expect improved services and enhanced connectivity, fostering a vibrant and connected community.

Neighborhood Atmosphere in ZIP Code 60632

Community and Demographics

The neighborhood situated within ZIP Code 60632, primarily located in the Southwest Side of Chicago, is known for its vibrant and diverse community. The area has a rich cultural heritage, home to a significant Hispanic population, especially residents of Mexican descent. The strong sense of cultural identity is palpable, with numerous cultural events, parades, and community gatherings throughout the year.

Residential Environment

Housing in ZIP Code 60632 predominantly features single-family homes, two-flats, and apartment buildings. The residential streets are often lined with trees and well-maintained sidewalks, fostering a family-friendly atmosphere. Local residents take pride in their homes, and this is reflected in the tidy yards and clean, inviting streets.

Education and Schools

ZIP Code 60632 boasts a variety of educational institutions, from elementary schools to high schools. Well-regarded public schools such as Shield Elementary School and Kelly High School serve the community, providing quality education to the younger population. There are also options for private and charter schools, catering to different educational preferences and needs.

Public Services and Safety

The local police and fire departments are active within the community, contributing to a sense of safety and security among residents. Regular patrols and community policing initiatives help maintain a low crime rate, making the neighborhood a safer place to live. Public services, including waste management and public works, are efficient and reliable.

Parks and Recreation

Residents of ZIP Code 60632 have access to several parks and recreational facilities. McKinley Park is a popular destination, offering a vast green space, a lagoon, sports fields, and walking trails. Other smaller local parks provide playgrounds, basketball courts, and open spaces for community activities and relaxation.

Transportation and Accessibility

Transportation options in ZIP Code 60632 are plentiful, with convenient access to major highways and public transportation. The Chicago Transit Authority (CTA) provides bus and train services, ensuring easy connectivity to downtown Chicago and other parts of the city. The neighborhood is also bike-friendly, with several bike lanes and paths available for cyclists.

Shopping and Dining

The shopping and dining scene in ZIP Code 60632 is diverse and vibrant. The area features a mix of local businesses, including family-owned restaurants, grocery stores, and specialty shops. Authentic Mexican cuisine is a highlight, with numerous taquerias and eateries offering delicious food. Larger retail stores and shopping centers are also accessible, catering to a wide range of shopping needs.

Community Events and Activities

Community events are a backbone of social life in ZIP Code 60632. Annual festivals, parades, and cultural celebrations bring residents together, fostering a tight-knit community spirit. Local organizations and community centers often host events, workshops, and classes, providing opportunities for learning and personal growth.

Healthcare and Wellness Services

Healthcare needs in ZIP Code 60632 are well-served by several clinics, hospitals, and wellness centers. St. Anthony Hospital is a key healthcare provider in the area, offering a range of medical services. In addition to medical care, there are numerous fitness centers, yoga studios, and wellness programs available to support the health and well-being of residents.

Real Estate Market Trends

The real estate market in ZIP Code 60632 has shown steady growth, with an increasing demand for both rental and owner-occupied properties. The neighborhood offers a range of housing options, from affordable apartments to more upscale homes. This diversity makes it an attractive option for individuals and families at various income levels, contributing to a dynamic and inclusive community atmosphere.


The neighborhood of ZIP Code 60632 stands out for its vibrant community, diverse cultural heritage, and ample amenities. With a strong focus on family and community, excellent public services, and a variety of housing options, the area is a desirable place to live. Residents can enjoy a rich cultural life, safe environment, and convenient access to transportation, making ZIP Code 60632 a uniquely appealing choice for many.

Real Estate Market Trends for ZIP Code 60632

The real estate market in ZIP Code 60632, located in Chicago, Illinois, is characterized by various unique trends and developments. Understanding these trends is essential for buyers, sellers, and investors looking to make informed decisions in this neighborhood. This report provides an in-depth analysis of the current real estate market trends in ZIP Code 60632.

Property Types and Inventory

Residential Properties

ZIP Code 60632 primarily features residential properties, including single-family homes, multi-family units, and condominiums. The area has seen a significant demand for multi-family homes, driven by investors looking for rental income opportunities. The inventory of single-family homes has been relatively stable, with new listings often getting multiple offers quickly.

Commercial Real Estate

Commercial real estate, including retail spaces and office buildings, has also shown growth in 60632. The strategic location of this ZIP code within Chicago makes it attractive for businesses. Recent developments have seen an increase in commercial property sales, particularly in sectors such as retail and warehousing.

Price Trends

Median Home Prices

Median home prices in ZIP Code 60632 have experienced a steady rise over the past few years. Currently, the median home price is approximately $230,000, which reflects a year-over-year increase of around 5%. This upward trend is influenced by the limited inventory and high demand for properties in the area.

Price per Square Foot

The price per square foot has also seen an increase, now averaging around $160. This metric is crucial for both buyers and sellers as it provides a standardized way to compare properties of different sizes.

Market Activity

Days on Market (DOM)

The Days on Market (DOM) for properties in ZIP Code 60632 have decreased, indicating a competitive market. Currently, homes spend an average of 30 days on the market before being sold. This is a positive sign for sellers as it suggests that properties are attracting interest quickly.

Sales Volume

Sales volume for both residential and commercial properties has increased, with a noticeable spike in the number of transactions. This is partly due to the influx of investors and first-time homebuyers taking advantage of low mortgage rates.

Rental Market

Rental Rates

Rental rates in ZIP Code 60632 have also seen growth. The average rent for a two-bedroom apartment is currently around $1,200 per month. The demand for rental properties is high, driven by a robust job market and the influx of new residents to the area.

Vacancy Rates

Vacancy rates for rental properties are relatively low, hovering around 4%. This low vacancy rate is indicative of a healthy rental market, where demand outpaces supply.

Neighborhood Development and Infrastructure

Public Transportation and Accessibility

ZIP Code 60632 benefits from excellent public transportation options, including access to the Chicago Transit Authority (CTA) bus and train lines. This ease of transportation attracts residents who prefer commuting via public transit.

Amenities and Local Attractions

The area boasts numerous amenities such as parks, schools, shopping centers, and dining options, making it a desirable location for families and professionals. Recent infrastructure improvements have further enhanced the livability of the neighborhood.

Future Outlook

Development Projects

Several development projects are underway in ZIP Code 60632, including new residential buildings and commercial spaces. These projects are expected to bring more jobs and boost the local economy, thereby supporting higher property values.

Market Predictions

Experts predict that the real estate market in ZIP Code 60632 will continue to grow. The combination of a strong local economy, increasing population, and ongoing development projects will likely keep demand high, supporting sustained price growth and low vacancy rates.

Property Taxes in ZIP Code 60632

Overview of ZIP Code 60632

ZIP Code 60632 encompasses several neighborhoods in Chicago, Illinois, including parts of Gage Park, Brighton Park, and Archer Heights. The economic and demographic composition of this area significantly influences the property tax rates and assessments.

Understanding Property Taxes

Property taxes in ZIP Code 60632 are determined by the assessment of property values and the tax rate set by local government authorities. These taxes are a critical revenue source for public services such as education, infrastructure, and emergency services.

Components of Property Tax Calculation

  • Assessed Value: The Cook County Assessor’s Office evaluates the property’s market value periodically. Properties are reassessed typically every three years.
  • Equalization Factor: Illinois applies an equalization factor to ensure uniform property assessments across the state.
  • Tax Rate: Local government agencies establish tax rates based on the required budget to fund public services for the community.

Property Tax Rates in ZIP Code 60632

The property tax rate for properties in ZIP Code 60632 is influenced by numerous local entities, including the Chicago Public Schools, City of Chicago, and Cook County. As of the latest assessments, the effective property tax rate in Chicago, including ZIP Code 60632, generally falls between 1.67% and 2.26% of the property’s market value.

Key Influences on Property Tax Rate

  • Education Funding: A significant portion of property taxes goes towards funding local public education, which tends to increase the overall tax burden.
  • Public Services: Police, fire department services, and other municipal services funded by property taxes impact the overall rate.
  • Infrastructure Projects: Ongoing and upcoming infrastructure improvements also play a role in determining the property tax rate.

Appealing Property Tax Assessments

If property owners in ZIP Code 60632 believe their property has been over-assessed, they have the right to appeal. The steps to appeal include:

  1. Review Property Record: Verify the details about the property on the Cook County Assessor’s website.
  2. Gather Evidence: Comparable property values, photographs, and recent appraisal reports can support the appeal.
  3. File Appeal: Submit an appeal through the Cook County Assessor’s Office, either online or in person.

Exemptions and Tax Relief

Several exemptions and relief programs can reduce the property tax burden for eligible homeowners in ZIP Code 60632:

  • Homeowner Exemption: Reduces the EAV (Equalized Assessed Value) for the primary residence, lowering the tax bill.
  • Senior Citizen Exemption: Provides additional tax relief for property owners aged 65 and older.
  • Veterans Exemption: Offers tax reductions for veterans, with additional benefits for those with disabilities.
  • Longtime Occupant Exemption: Assists homeowners who have lived in the same home for a long period and experienced significant property value increases.

Impact of Market Trends

Market trends in ZIP Code 60632, such as rising property values, can directly influence property tax assessments. Increased demand for housing and commercial properties typically leads to higher assessed values, thereby raising property tax obligations.


Understanding property taxes is crucial for homeowners and potential buyers in ZIP Code 60632. Being informed about the components, calculation method, available exemptions, and the appeal process can significantly impact the financial responsibilities and benefits associated with property ownership in this area.

Community Amenities in ZIP Code 60632

Local Parks and Recreational Areas

ZIP Code 60632 boasts several parks and recreational areas that provide residents with ample opportunities for outdoor activities and relaxation.

  • McKinley Park: A sprawling green space offering walking trails, a lagoon, a gymnasium, and various sports fields.
  • Mulberry Playlot Park: This small but vibrant play area is perfect for young families, featuring playground equipment and open spaces for picnics.
  • Archer Park: Includes a swimming pool, tennis courts, and a comprehensive playground, serving as a popular hub for community sports and events.

Educational Institutions

Education is a cornerstone of the 60632 community, with numerous schools and educational facilities catering to students of all ages.

  • Thomas Kelly High School: A well-regarded institution offering a robust curriculum and various extracurricular activities.
  • Twain Elementary School: Serving younger students, this school focuses on foundational learning and character development.
  • Saint Agnes of Bohemia School: A private Catholic school known for its rigorous academic standards and community involvement.

Health and Wellness Facilities

The health and wellness of residents are prioritized through certain facilities available in ZIP Code 60632.

  • Alivio Medical Center: Providing comprehensive medical services, including pediatric, dental, and mental health care.
  • Chicago Chiropractic & Sports Injury Centers: Specializing in chiropractic care, physical therapy, and sports injury treatment.
  • Walgreens Healthcare Clinic: Offers convenient pharmacy services and walk-in healthcare for minor illnesses and injuries.

Shopping and Dining

Shopping and dining options in ZIP Code 60632 cater to a diverse range of tastes and preferences.

  • Shopping Centers: Features a mix of large retail stores and smaller boutiques, including Target, Foot Locker, and local markets.
  • Dining: A gastronomic paradise with a variety of restaurants offering cuisines from around the world. Popular spots include El Gallo Tapatio, known for its Mexican dishes, and The Original Maxwell Street, famous for its hot dogs and Polish sausage.


Residents of ZIP Code 60632 enjoy various transportation options, ensuring connectivity to the rest of Chicago and beyond.

  • CTA Bus and Train Services: Several bus routes and the Orange Line Train provide efficient public transport within the area and to downtown Chicago.
  • Major Highways: Easy access to Interstates 55 and 90/94 facilitates convenient travel for motorists.
  • Bicycle Lanes: Dedicated bike lanes and paths promote eco-friendly transport and a healthy lifestyle.

Community Services

Essential community services enhance the quality of life for residents in ZIP Code 60632.

  • Post Offices: Reliable mailing services are provided by the USPS at various locations within the ZIP code.
  • Libraries: The Archer Heights Branch of the Chicago Public Library offers a quiet space for reading, studying, and access to a vast collection of books and digital resources.
  • Police and Fire Departments: Ensuring the safety of the community, local police and fire departments provide prompt and professional emergency services.

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