Lowest Mortgage Rate near Me, Cherry Hill, NJ 08034


Safety and Crime Rates in ZIP Code 08034

Overview of 08034

ZIP Code 08034 encompasses the area of Cherry Hill, New Jersey. This region is known for its suburban environment and proximity to Philadelphia. It’s crucial to delve into the safety and crime rates to provide residents and potential movers with comprehensive insights.

Crime Statistics

Understanding crime rates in Cherry Hill’s 08034 area helps in evaluating the safety of the neighborhood. The crime statistics are typically broken down into categories such as violent crime, property crime, and more.

  • Violent Crime Rate: The violent crime rate in 08034 is lower than the national average, which is a positive indicator of the area’s safety.
  • Property Crime Rate: Property crimes, including burglary, larceny, and motor vehicle theft, occur at a moderate rate, somewhat higher than violent crimes but still below national averages.

Law Enforcement Presence

The Cherry Hill Police Department plays a pivotal role in maintaining safety in ZIP Code 08034. They implement community-oriented policing strategies, which have proven effective in crime prevention and fostering a sense of security among residents.

Response Times: Police response times in the area are commendable, with most emergencies being attended to swiftly, which contributes to the overall safety of the residents.

Neighborhood Safety Initiatives

Several initiatives and programs are in place to enhance safety in 08034:

  • Neighborhood Watch Programs: Active participation in neighborhood watch enhances communal vigilance and helps deter criminal activities.
  • Community Events: Events such as “National Night Out” bolster community-police relations and promote safety awareness.
  • School Safety Programs: The local schools collaborate closely with law enforcement to ensure a safe learning environment for children.

Resident Perception

Resident surveys and feedback are invaluable in assessing the perception of safety:

  • General Feeling of Safety: Most residents report a high level of satisfaction with the safety of their neighborhood.
  • Community Support: The strong sense of community contributes significantly to the residents’ perception of safety.

Comparative Analysis

Comparing ZIP Code 08034 to nearby ZIP codes and national averages offers additional context:

  • Generally, 08034 outperforms neighboring areas in terms of lower violent crime rates.
  • The property crime rates are slightly higher than some adjacent areas but remain manageable due to effective policing.


Safety in ZIP Code 08034 is relatively high, with lower-than-average violent crime rates and proactive community and policing efforts. Property crime rates, while moderately present, are addressed through robust law enforcement and community programs.

Proximity to Essential Services in ZIP Code 08034

ZIP Code 08034, located in Cherry Hill, New Jersey, offers a wealth of essential services and conveniences that cater to the needs of its residents. This guide provides a comprehensive overview of the proximity to healthcare facilities, educational institutions, grocery stores, public transportation, and more within this area.

Healthcare Facilities

Cherry Hill’s 08034 area is home to multiple well-regarded healthcare facilities, ensuring residents have access to top-notch medical care:

  • Virtua Health System: A leading health center offering extensive services including emergency care, surgeries, and specialized treatments. Located just minutes away at 90 Brick Road.
  • Cooper University Health Care: Providing a wide range of medical services and known for its patient-centered approach. Cooper is conveniently situated at 1210 Brace Road.
  • Cherry Hill Women’s Center: A specialized facility catering to women’s health needs, located at 502 Kings Highway N.

Educational Institutions

Residents of ZIP Code 08034 have access to a variety of quality educational institutions for all levels of schooling:

  • Cherry Hill High School East: A highly rated public high school known for its academic excellence, located at 1750 Kresson Road.
  • Carusi Middle School: Serving the middle school population with a strong curriculum and extracurricular activities, located at 315 Roosevelt Drive.
  • Stockton Elementary School: A reputable elementary school providing foundational education, situated at 200 Westexford Drive.

Grocery Stores

Residents in the 08034 area can easily access a variety of grocery stores, ensuring convenient shopping for everyday needs:

  • Whole Foods Market: Located at 1558 North Kings Highway, offering a wide range of organic and natural products.
  • ShopRite: Situated at 2240 Marlton Pike W, providing a comprehensive selection of groceries and household items.
  • Aldi: A budget-friendly grocery option at 2110 Marlton Pike W.

Public Transportation

Public transportation options in ZIP Code 08034 are plentiful, making commuting and traveling convenient:

  • NJ Transit Buses: Multiple routes run through Cherry Hill, connecting residents to major destinations within New Jersey and Philadelphia.
  • Cherry Hill Train Station: Located at 1 Penn Avenue, offering regional rail services via the Atlantic City Line.
  • Burlington County Transit: Provides additional bus services throughout the area.

Recreational Facilities

The 08034 area boasts numerous recreational facilities, promoting an active lifestyle:

  • Cherry Hill Township Parks: Features such as Croft Farm and Downs Farm Parks provide beautiful green spaces for outdoor activities.
  • Cherry Hill Racquet Club: Offers tennis and racquetball facilities at 1820 Old Cuthbert Road.
  • Jake’s Place Playground: An inclusive playground for children of all abilities, located at 101 Bortons Mill Road.

Emergency Services

Emergency services in ZIP Code 08034 ensure the safety and well-being of its residents:

  • Cherry Hill Fire Department: Located at 1100 Marlkress Road, providing fire suppression, rescue, and emergency medical services.
  • Cherry Hill Police Department: Ensures public safety and law enforcement, situated at 820 Mercer Street.
  • Kennedy University Hospital – Emergency Room: A nearby facility located at 2201 Chapel Avenue W, ready to handle all medical emergencies.

The ZIP Code 08034 in Cherry Hill, NJ, offers substantial proximity to a wide array of essential services, ensuring convenience and quality of life for its residents.

Quality of Local Schools in ZIP Code 08034

The ZIP Code 08034, which encompasses parts of Cherry Hill, NJ, is known for its robust educational system. Several schools in the area consistently receive high marks for academic performance, teacher quality, and overall school environment. This report delves into the key aspects that contribute to the exceptional quality of local schools in this region.

Elementary Schools

James F. Cooper Elementary School

Location: 1960 Greentree Rd, Cherry Hill, NJ 08034
Highlights: James F. Cooper Elementary School stands out due to its small class sizes, rigorous academic programs, and a strong emphasis on student well-being. The school has an active Parent-Teacher Association (PTA) that fosters community involvement.

Clara Barton Elementary School

Location: 223 Rhode Island Ave, Cherry Hill, NJ 08034
Highlights: Clara Barton Elementary is renowned for its advanced STEM (Science, Technology, Engineering, and Mathematics) curriculum and arts integration. Teachers are highly qualified and the school consistently achieves above-average test scores.

Middle Schools

Carusi Middle School

Location: 315 Roosevelt Dr, Cherry Hill, NJ 08034
Highlights: Carusi Middle School offers a broad range of extracurricular activities and accelerated academic programs. The school has a strong focus on preparing students for high school and beyond, with specialized courses in technology and languages.

High Schools

Cherry Hill High School West

Location: 2101 Chapel Ave, Cherry Hill, NJ 08002 (serves parts of the 08034 area)
Highlights: Cherry Hill High School West is known for its Advanced Placement (AP) course offerings and a comprehensive college preparation program. The school’s athletic programs are competitive, and numerous clubs and organizations are available to students.

Academic Performance

Schools in the 08034 area consistently perform above state and national averages in standardized tests. Data from the New Jersey Department of Education highlights high proficiency levels in Mathematics and English Language Arts across all schools in the area. Additionally, the graduation rate for high schools is impressive, often exceeding 90%.

Teacher Quality

Teacher quality in the 08034 ZIP Code is another critical factor contributing to the high educational standards. Educators in this region typically hold advanced degrees and have extensive teaching experience. Ongoing professional development ensures that teachers remain at the forefront of educational best practices.

Parental and Community Involvement

Parental and community involvement is strong in the 08034 area, with active PTAs and local businesses supporting school programs. Volunteers frequently assist in classrooms, and community members participate in fundraising events and school improvement initiatives.

Student Resources and Support

Schools in the 08034 area offer abundant resources and support services to students. Guidance counselors, special education programs, and mental health resources are readily available to ensure that all students receive a well-rounded education and any necessary support.

Extracurricular Activities

Extracurricular activities, including sports, arts, and academic clubs, are an integral part of the student experience in the 08034 area. These activities provide students with opportunities to develop various skills, explore interests, and build a sense of community.

Safety and Environment

Safety and a positive environment are priorities for schools in the 08034 area. Schools employ comprehensive safety protocols, including regular drills and security personnel. Anti-bullying programs and initiatives cultivate a welcoming and supportive atmosphere for all students.

Public Transportation Access for ZIP Code 08034

Overview of Public Transportation in 08034

The ZIP Code 08034, corresponding to Cherry Hill, New Jersey, is well-served by various public transportation options, ensuring convenient connectivity for residents and visitors. The transportation infrastructure is robust, catering to diverse commuter needs.

Rail Transportation Services

Residents of ZIP Code 08034 benefit from proximity to the PATCO Speedline, a major light rail system offering fast and reliable services between South Jersey and Philadelphia. The nearest stations include:

  • Woodcrest Station: Located at 200 Tindale Drive, this station provides ample parking and frequent services to Philadelphia.
  • Haddonfield Station: Situated near Kings Highway, offering easy access to downtown Haddonfield and surrounding areas.

Bus Services

Cherry Hill (ZIP Code 08034) is served by several NJ Transit bus routes, ensuring connectivity within the region and to neighboring areas:

  • Route 406: Connecting Cherry Hill with Philadelphia and Marlton, offering high-frequency service.
  • Route 404: Serving the corridor between Cherry Hill Mall and Clementon, facilitating intra-town travel.
  • Route 455: Providing access from Cherry Hill to Paulsboro and Camden, enhancing regional connectivity.

Shuttle Services

Several local shuttle services operate in Cherry Hill, catering specifically to senior citizens and people with disabilities, ensuring accessible transportation for all segments of the community. These services include:

  • Cherry Hill Senior Services Shuttle: A dedicated shuttle for elderly residents, offering door-to-door service within the township, enhancing mobility for seniors.
  • Access Link: An NJ Transit service providing transportation for individuals with disabilities, ensuring compliance with the Americans with Disabilities Act (ADA).

Biking and Walking Infrastructure

The township of Cherry Hill actively promotes sustainable mobility options. The ZIP Code 08034 features extensive biking and walking trails:

  • Cooper River Park Trail: A popular multi-use trail ideal for biking and walking, linking several communities.
  • Merchantville Bike Path: Another key trail offering a safe and scenic route for cyclists and pedestrians.

Additionally, recent improvements in pedestrian infrastructure, including the installation of new sidewalks and crosswalks, have significantly improved walkability within the region.

Park and Ride Facilities

For those balancing driving with public transportation, Cherry Hill offers convenient park and ride facilities, particularly near major transit hubs:

  • Woodcrest Station Park & Ride: Featuring ample parking spaces, making it convenient for commuters using the PATCO Speedline.
  • Haddonfield Station Parking Lots: Multiple parking areas available, offering easy access to rail services.

Accessibility Features

Public transportation services in ZIP Code 08034 are designed to be inclusive and accessible:

  • ADA-Compliant Vehicles: All NJ Transit buses and PATCO trains are equipped with accessibility features such as low-floor entry, ramps, and designated seating areas for disabled passengers.
  • Accessible Stations: Stations like Woodcrest and Haddonfield include elevators, tactile warning strips, and audible announcements to assist passengers with visual and auditory impairments.

Sustainable Transportation Initiatives

The local government of Cherry Hill is committed to sustainability, promoting the use of public transportation as a greener alternative. Initiatives include:

  • Electric Buses: Introduction of electric buses on select NJ Transit routes, reducing carbon emissions.
  • Bike Sharing Programs: Initiatives like bike-sharing stations at key transit points to encourage cycling as a last-mile connectivity solution.

Tips for Using Public Transportation in ZIP Code 08034

To maximize the convenience of public transportation in Cherry Hill:

  1. Check the NJ Transit and PATCO websites for real-time schedule updates and service alerts.
  2. Utilize mobile apps like Transit or Moovit for real-time tracking and route planning.
  3. Purchase fare passes and tickets in advance to avoid last-minute hassles.

Public transportation in Cherry Hill’s ZIP Code 08034 ensures comprehensive connectivity with a focus on accessibility, sustainability, and convenience, making it an appealing choice for daily commuters and occasional travelers alike.

Neighborhood Atmosphere in ZIP Code 08034


The 08034 ZIP code, part of Cherry Hill, New Jersey, is a vibrant and diverse community known for its friendly atmosphere and high quality of life. The area offers a mix of suburban serenity and urban conveniences, making it an ideal location for families, professionals, and retirees.

Community Vibe

The sense of community in 08034 is strong, with residents often engaging in local events and activities. Neighbors are known to be welcoming and supportive, contributing to an overall feeling of safety and tranquility. The area boasts an excellent blend of longstanding residents and newcomers, which helps to maintain a dynamic yet stable community spirit.

Family-Friendly Environment

Cherry Hill’s 08034 area is particularly family-friendly, featuring numerous parks, playgrounds, and recreational facilities. Educational institutions in the vicinity are highly rated, and the community places a strong emphasis on children’s education and well-being.

Recreational Activities

The neighborhood offers a wealth of recreational opportunities, ranging from outdoor parks to sports complexes. Popular local parks include:

  • Challenge Grove Park – Featuring walking trails, picnic areas, and a playground.
  • Barclay Farmstead – Offering historical tours and expansive green spaces.

Additionally, the Cherry Hill Public Library serves as a cultural and educational hub, hosting various programs and events for residents of all ages.

Dining and Shopping

Residents of 08034 have access to a variety of dining and shopping options. The area features several popular restaurants, cafes, and eateries that cater to diverse tastes and preferences.

Shopping is convenient with several shopping centers and the renowned Cherry Hill Mall located just a short drive away. Local businesses and boutiques also offer unique shopping experiences.

Safety and Services

Safety is a key aspect of the 08034 neighborhood atmosphere. The local police force is actively involved in community programs, ensuring low crime rates and rapid response times. Emergency services and healthcare facilities are readily accessible, contributing to a strong sense of security.

Healthcare Facilities

  • Virtua Voorhees Hospital – Providing comprehensive medical services.
  • Cooper University Health Care – Known for its specialized treatment options.

Transportation and Accessibility

The 08034 ZIP code is well-connected with major highways and public transportation options. Residents can easily commute to nearby cities like Philadelphia, thanks to the convenient access to Interstate 295 and the New Jersey Turnpike. Public transportation options include bus routes and nearby train stations, making daily commutes straightforward and efficient.

Educational Institutions

Education is highly valued in the 08034 community. The area is served by the Cherry Hill Public School District, known for its exceptional academic programs and extracurricular activities. Some noteworthy schools include:

  • Cherry Hill High School East – Recognized for academic excellence and robust sports programs.
  • Beck Middle School – Offering a comprehensive curriculum and numerous student resources.

Additionally, there are several private and charter school options available to cater to diverse educational preferences.

Real Estate and Housing

The real estate landscape in the 08034 area offers a variety of housing options, from single-family homes to condominiums and townhouses. The housing market is considered stable, with property values reflecting the desirability and high standard of living in the area.

Architectural styles vary, providing potential homeowners with numerous choices that suit different tastes and needs. The neighborhood’s well-maintained streets and landscaped yards further enhance its appeal.

Real Estate Market Trends for ZIP Code 08034

Overview of ZIP Code 08034

ZIP Code 08034 encompasses the Cherry Hill area in Camden County, New Jersey. This region is known for its suburban feel, diverse community, and proximity to Philadelphia.

Market Prices

The real estate market in ZIP Code 08034 has seen noticeable changes over the past few years. As of 2023, the median home value stands at approximately $350,000, which is a 5% increase compared to the previous year.

Chart: Median Home Prices (2018-2023)

  • 2018: $290,000
  • 2019: $305,000
  • 2020: $320,000
  • 2021: $330,000
  • 2022: $335,000
  • 2023: $350,000

Sales Volume

Sales volume for homes in ZIP Code 08034 has shown a stable trend, with an average of 200 homes sold annually over the past five years. However, there was a 7% decrease in sales in 2022, attributed to increased interest rates and limited inventory.

“Despite a slight dip in 2022, the market has shown resilience and is expected to rebound as economic conditions improve.”

Inventory Levels

Inventory levels in this region have been historically low, contributing to the upward pressure on prices. As of mid-2023, the inventory levels are reported to be around 2.5 months of supply, which is below the balanced market level of 6 months.

Types of Properties

The majority of properties in ZIP Code 08034 are single-family homes, accounting for about 70% of the market. Townhouses and condos make up about 20%, while the remaining 10% consists of multifamily units and apartments.

Key Property Features:

  • Single-family homes: Generally 3-4 bedrooms, 2-3 bathrooms
  • Townhouses: 2-3 bedrooms, 1.5-2 bathrooms
  • Condos: 1-2 bedrooms, 1-2 bathrooms

Days on Market

The average days on market (DOM) for homes in ZIP Code 08034 has been decreasing, standing at around 30 days in 2023. This suggests strong demand and competitive buyer interest.

Key Statistics

  • 2018: 45 days
  • 2019: 42 days
  • 2020: 38 days
  • 2021: 35 days
  • 2022: 32 days
  • 2023: 30 days


The demographic trends in ZIP Code 08034 indicate a diverse population mix, with a growing number of families and young professionals.

  • Median age: 42 years
  • Household income: $85,000 annually
  • Percentage of families: 60%
  • Renter-occupied units: 25%

Future Market Predictions

Experts predict a steady growth for the housing market in ZIP Code 08034, with an expected annual appreciation rate of around 3-4% over the next 5 years. Factors contributing to this positive outlook include ongoing economic recovery, continued demand for suburban living, and limited new construction projects.

Property Taxes for ZIP Code 08034

Overview of Property Taxes in 08034

Property taxes are a significant financial consideration for homeowners in the 08034 ZIP code, which encompasses parts of Cherry Hill, New Jersey. These taxes are essential for funding local services such as schools, public safety, and infrastructure.

Assessment and Calculation

Property taxes in 08034 are calculated based on the assessed value of the property. The assessment is performed by the local tax assessor’s office, which determines the market value of the property. The effective property tax rate is then applied to this assessed value to determine the annual tax due.

For example, if a property is assessed at $300,000 and the property tax rate is 3%, the annual property tax would be:

Assessed Value x Tax Rate = Annual Property Tax
$300,000 x 0.03 = $9,000

Local Tax Rate Influences

The property tax rate in 08034 is influenced by various factors:

  • Local government budget requirements
  • School district funding needs
  • Public service expenditures
  • State-level property tax regulations

Appealing Property Taxes

Homeowners in 08034 have the right to appeal their property tax assessments if they believe their property has been overvalued. The appeal process typically involves:

  1. Filing an appeal with the local assessment office
  2. Providing evidence that the property’s assessed value is too high
  3. Attending a hearing for the appeal

If successful, the property assessment may be reduced, leading to lower property taxes.

Comparative Analysis

Property Taxes in Surrounding Areas

Comparatively, property taxes in the 08034 area may differ from those in neighboring ZIP codes. It is essential for potential homeowners to consider these differences when selecting a location:

  • 08002: Higher property taxes due to greater school district funding requirements.
  • 08003: Lower property taxes attributed to recent reassessments and balanced municipal budgets.
  • 08043: Variable property taxes as impacted by new infrastructure projects.

Trends and Projections

Analyzing past property tax trends in 08034 can provide insights into future expectations:

  • Steady increases in property values leading to incremental tax hikes.
  • Potential for rate adjustments based on state-level property tax reforms.
  • Influence of economic conditions and local government fiscal policies.

Factors Affecting Property Taxes

Market Value Fluctuations

The market value of properties in 08034 is subject to fluctuations due to economic conditions, demand, and other factors. Higher property values typically result in higher taxes.

Local Government Policies

The financial needs and budgetary policies of Cherry Hill and surrounding municipalities directly affect property tax rates. Changes in school funding, public services, and infrastructure projects can lead to tax rate adjustments.

State-Level Legislation

New Jersey state laws and property tax regulations also play a crucial role in determining property tax liabilities. State-imposed caps or adjustments to school funding formulas can have significant impacts.

Tax Relief Programs

Homestead Benefit Program

Eligible homeowners in 08034 may qualify for New Jersey’s Homestead Benefit Program, which provides property tax relief to mitigate the tax burden.

Eligibility Requirements:

  • Property ownership and use as the primary residence
  • Income limitations based on filing status

Senior Freeze (Property Tax Reimbursement) Program

The Senior Freeze Program offers additional relief to senior citizens, allowing them to be reimbursed for increases in property taxes based on specific eligibility criteria.

Eligibility Requirements:

  • Age of 65 or older
  • Meet residency and income criteria

By understanding the details and impacts of property taxes in 08034, homeowners can better manage their financial obligations and take advantage of available tax relief programs.

Community Amenities in ZIP Code 08034

Parks and Recreation

The ZIP Code 08034, encompassing parts of Cherry Hill in New Jersey, offers numerous parks and recreational facilities for residents and visitors.

  • Jake’s Place: A universally accessible playground featuring a sensory garden, climbing structures, and picnic areas.
  • Merchantville Country Club: A premier golfing destination offering well-maintained greens, golf lessons, and a clubhouse.
  • Cooper River Park: An extensive park suitable for fishing, cycling, and boating, complete with scenic walking trails and picnic groves.

Educational Facilities

Zip Code 08034 is home to a variety of highly-rated educational facilities that cater to different age groups and educational needs.

  • Cherry Hill Public Schools: Serving students from kindergarten through high school with a commitment to educational excellence.
  • Crescent Hill Academy: A specialized school providing individualized educational programs for students with special needs.
  • Camden County College: A nearby community college offering a broad spectrum of degree and certification programs.

Healthcare Services

Residents of ZIP Code 08034 have access to a range of healthcare services, ensuring high-quality medical care is readily available.

  • Cherry Hill Women’s Center: Offering comprehensive women’s health services, including OB/GYN care and family planning.
  • Virtua Health System: Providing a network of hospitals and urgent care centers offering emergency services, outpatient care, and specialty treatments.
  • Cooper University Health Care: A leading healthcare provider with specialized programs in cardiology, cancer care, and surgery.

Shopping and Dining

Shopping and dining options in 08034 are abundant, catering to diverse preferences and tastes.

  • Cherry Hill Mall: A premier shopping destination featuring a wide range of retailers, from luxury brands to popular chain stores.
  • Market Place at Garden State Park: A mixed-use development offering retail stores, dining options, and entertainment venues.
  • The Farm and Fisherman Tavern & Market: A local favorite for those seeking farm-to-table dining experiences with fresh, locally-sourced ingredients.

Community Services

The ZIP Code 08034 offers essential community services designed to enhance the quality of life for its residents.

  • Cherry Hill Public Library: Providing a wealth of resources, including books, digital media, educational programs, and community events.
  • Cherry Hill Township Municipal Building: The center for local government services, including permits, licenses, and public meetings.
  • Cherry Hill Youth Sports Association: Organizing a variety of youth sports programs in soccer, baseball, and other recreational activities.

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