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Lowest Mortgage Rate near Me, Cherry Hill, NJ 08003


Safety and Crime Rates for ZIP Code 08003


The ZIP Code 08003, covering parts of Cherry Hill, New Jersey, is a suburban area known for its residential appeal and community facilities. Understanding safety and crime rates in this region is crucial for residents, prospective homeowners, and local authorities. This report provides a detailed analysis of safety and crime rates in ZIP Code 08003 to help inform those interested in the neighborhood’s well-being.

Crime Statistics Overview

Crime rates in ZIP Code 08003 are generally low compared to national averages. The comprehensive crime data covers property crimes, violent crimes, and local law enforcement activities. Here’s a breakdown of the statistics:

  • Overall Crime Rate: Approximately 20% lower than the national average.
  • Violent Crimes: 1.5 per 1,000 residents, significantly lower than the national average of 4 per 1,000.
  • Property Crimes: 10 per 1,000 residents, which is below the national average of 24 per 1,000.

Violent Crime Analysis

Violent crimes include offenses such as homicide, rape, robbery, and assault. In ZIP Code 08003, the rates for these crimes are remarkably lower compared to both state and national levels.

  • Homicide: Extremely rare, with recent years showing zero reported cases.
  • Rape: Occurrences have been below 1 per 10,000 residents annually.
  • Robbery: Less than 2 cases per 10,000 residents per year.
  • Assault: Approximately 1 case per 10,000 residents annually.

Property Crime Analysis

Property crimes in ZIP Code 08003 encompass burglary, larceny-theft, motor vehicle theft, and arson. The area has managed to maintain low rates through active community policing and neighborhood watch programs.

  • Burglary: 3 per 10,000 residents, indicating a low risk for homeowners.
  • Theft: 5 per 10,000 residents, suggesting most crimes are non-violent and involve minor property losses.
  • Motor Vehicle Theft: 1 per 10,000 residents, showing effective vehicle security measures.
  • Arson: Rare, with occasional isolated incidents.

Community and Law Enforcement Initiatives

The lower crime rates in ZIP Code 08003 can be attributed to proactive community and law enforcement initiatives. The Cherry Hill Police Department plays a pivotal role through:

  • Enhanced Patrols: Regular patrolling in neighborhoods and business areas to deter potential crimes.
  • Community Policing: Building relationships with residents and local businesses to foster trust and cooperation.
  • Crime Prevention Programs: Educational programs to inform residents about safety practices and crime prevention strategies.

Neighborhood Watch Programs

Several neighborhoods within ZIP Code 08003 have established watch programs where residents actively participate in monitoring and reporting suspicious activities. These programs have proven effective in reducing crime rates by:

  • Encouraging vigilance and community involvement.
  • Improving communication channels with local law enforcement.
  • Fostering a strong sense of community and shared responsibility.


In summary, ZIP Code 08003 stands out as one of the safer regions within New Jersey, with crime rates significantly lower than national averages. Vigorous law enforcement measures, combined with active community engagement, have created a secure environment for residents. Ongoing efforts and initiatives continue to bolster the area’s safety and maintain its reputation as a desirable place to live.

Proximity to Essential Services for ZIP Code 08003

Healthcare Services

Residents of ZIP Code 08003 have access to a wide range of healthcare services. Virtua Voorhees Hospital is located approximately 10 miles away, providing comprehensive medical services including emergency care, surgical procedures, and specialized treatments. The vicinity also boasts several clinics such as Advocare Marlton Pediatrics and Cherry Hill Women’s Center which cater to children and women’s health respectively.

Pharmacies like CVS Pharmacy and Walgreens are conveniently spread throughout the area, ensuring that prescription and over-the-counter medications are readily available.

Educational Institutions

The ZIP Code 08003 is served by the Cherry Hill Public School District, which includes notable schools such as Bret Harte Elementary School, Beck Middle School, and Cherokee High School. These institutions are known for their strong academic programs and extracurricular activities.

Additionally, several private and charter schools like Kellman Brown Academy offer alternative education options. For higher education, Rowan University and Rutgers University-Camden are within a short drive, providing residents with access to a variety of undergraduate and graduate programs.

Grocery Stores and Supermarkets

Grocery shopping is convenient in ZIP Code 08003, with numerous supermarkets available. Key locations include ShopRite of Evesham Road, Trader Joe’s, and Whole Foods Market. These stores offer a wide selection of fresh produce, organic options, and household items.

For specialized shopping needs, residents can visit Aldi and Dad’s Deli, which offer unique products and a distinct shopping experience.

Public Transportation

Public transportation options in ZIP Code 08003 are robust, offering easy commute solutions for residents. The area is well-served by the New Jersey Transit bus routes, which connect to major destinations including Philadelphia and other parts of New Jersey.

The Lindenwold PATCO Speedline Station is a key transit hub located nearby, providing rapid rail services directly into Philadelphia. This makes commuting for work or leisure straightforward and efficient.

Parks and Recreation

Outdoor enthusiasts in ZIP Code 08003 have access to a variety of parks and recreational spaces. Challenge Grove Park offers expansive green areas, playgrounds, and picnic facilities. Camden County Environmental Park is another local gem where residents can enjoy nature trails, bird-watching, and environmental education programs.

There are also several community centers, such as the JCC Camps at Medford, offering activities ranging from swimming and sports to arts and crafts.

Libraries and Cultural Centers

The Cherry Hill Public Library is a cornerstone of the ZIP Code 08003 community, offering extensive collections of books, digital media, and educational programs. The library frequently hosts community events, workshops, and cultural activities.

For music, art, and theater, residents are just a short drive from the Kimmel Center for the Performing Arts and the Philadelphia Museum of Art, both offering a rich array of cultural experiences.

Quality of Local Schools in ZIP Code 08003

Overview of Schools in ZIP Code 08003

The 08003 ZIP Code, located in Cherry Hill Township, New Jersey, is home to several highly regarded public and private schools. These institutions are recognized for their commitment to educational excellence, offering a wide range of academic programs, extracurricular activities, and supportive environments aimed at fostering student development.

Public Schools in Cherry Hill, NJ (08003)

Elementary Schools

Cherry Hill boasts several reputable elementary schools within the 08003 area, including:

  • Bret Harte Elementary School: Known for its strong emphasis on literacy and math skills, Bret Harte supports a student-centered approach to learning with experienced teachers and collaborative classrooms.
  • James H. Johnson Elementary School: Offers a rich educational program that integrates technology and special subjects such as music, art, and physical education to foster well-rounded student growth.

Middle Schools

The middle schools in ZIP Code 08003 are designed to address the unique developmental needs of young adolescents, ensuring they are academically and socially prepared for high school. Some noteworthy middle schools include:

  • Beck Middle School: Renowned for its rigorous academic programs and extensive extracurricular offerings, including various clubs and sports teams. The school strives for excellence in all areas of education.

High Schools

Within the 08003 ZIP Code, students can attend the prestigious:

  • Cherry Hill High School East: Recognized for its outstanding academic programs, East High offers a variety of Advanced Placement (AP) courses, honors classes, and college preparatory programs. The school also boasts a vibrant arts and athletics program, enabling students to pursue diverse interests.

Private Schools in Cherry Hill, NJ (08003)

For families seeking alternative educational options, ZIP Code 08003 offers several esteemed private schools that provide personalized learning environments.

  • Kellman Brown Academy: A Jewish day school offering education from early childhood through eighth grade. The academy emphasizes both secular and religious studies to develop well-rounded, knowledgeable students.
  • Archbishop Damiano School: Specializes in serving students with special needs, providing individualized education plans (IEPs) and therapies tailored to each student’s requirements.

Quality Indicators of Schools in ZIP Code 08003

Academic Performance

Schools in the 08003 ZIP Code consistently achieve high marks in standardized test scores, graduation rates, and college admission rates. The curriculum is designed to challenge students while providing the support necessary for success. Cherry Hill High School East, in particular, has been nationally recognized for its academic rigor and student achievements.

Teacher Qualifications

The quality of education in 08003 is bolstered by highly qualified and dedicated teachers. Most educators hold advanced degrees and participate in ongoing professional development to stay current with educational best practices and innovations.

Extracurricular Activities

Extracurricular activities play a significant role in student life within the 08003 ZIP Code. Schools offer a broad range of options from sports to arts to academic clubs, all designed to nurture diverse talents and interests. This encourages students to develop skills beyond the classroom and fosters a well-rounded educational experience.

Parent and Community Engagement

The local community places a high value on education, with strong parent involvement and support for school initiatives. PTA groups and community partnerships play a crucial role in enhancing the educational environment, providing resources, and organizing events to benefit students and educators alike.


Overall, the quality of schools in Cherry Hill’s 08003 ZIP Code is exceptional. With a blend of strong academic programs, dedicated teaching staff, and active community involvement, students in this area are well-positioned for future success.

Public Transportation Access for ZIP Code 08003

Overview of Public Transportation in ZIP Code 08003

ZIP code 08003 encompasses Cherry Hill, New Jersey, a suburban town with a commendable public transportation system. This area is primarily served by NJ Transit, offering residents several commuting options to nearby urban centers and local destinations.

Train Services

One of the primary public transit services for ZIP code 08003 is the NJ Transit’s Atlantic City Rail Line. This rail line runs through the Cherry Hill station, providing residents with an efficient and comfortable means of commuting to prominent destinations, including:

  • Philadelphia: Approximately 30 minutes to 1-hour train journey, facilitating easy access to the city’s many attractions and employment hubs.
  • Atlantic City: Around 1.5-hour direct route, making it a viable option for both work and leisure trips.

Bus Services

NJ Transit also operates several bus routes in the 08003 area, connecting Cherry Hill to various local and regional destinations. Key bus routes include:

  • Route 406: This route offers service to and from Philadelphia, ensuring connectivity for daily commuters and visitors.
  • Route 457: Provides direct access to the Moorestown Mall, a major shopping center in the region.
  • Local Shuttle Services: Several smaller shuttle services operate within Cherry Hill, facilitating easy travel to local shopping centers, schools, and medical facilities.

Accessibility and Amenities

The train and bus services in Cherry Hill’s 08003 ZIP code area are designed to be accessible to all residents, including those with disabilities. Key features include:

  • ADA-compliant trains and buses with designated spaces for wheelchairs.
  • Audible and visual announcements onboard public transportation vehicles for the convenience of visually and hearing-impaired passengers.
  • Well-maintained and strategically located bus stops and train stations with shelters, seating, and real-time schedule information.

Parking Facilities

For residents who prefer to drive part of the way, several park-and-ride facilities are available, offering ample parking space for commuters. Notable parking amenities include:

  • Cherry Hill Station: This station features a large parking lot for NJ Transit users, available on a first-come, first-served basis.
  • Shopping Centers: Several bus routes have stops near major shopping centers that offer free parking for bus riders.

Bicycle-Friendly Options

Considering the increasing popularity of cycling, the public transportation network in Cherry Hill supports bike-friendly options, including:

  • Bicycle racks available on buses and trains for convenient transit.
  • Designated bike parking and storage facilities at major stations like the Cherry Hill train station.
  • Planned bike routes and lanes ensuring safe and seamless integration with public transportation.

Future Developments

The public transportation system in ZIP code 08003 is continuously evolving with planned improvements aimed at enhancing efficiency and user experience. Noteworthy developments on the horizon include:

  • Expansion of bus routes to cover more areas within Cherry Hill and neighboring towns.
  • Upgrades to existing train and bus stations for better accessibility and comfort.
  • Integration of advanced technology for real-time tracking and updates to improve commuter information systems.


Public transportation access in ZIP code 08003 provides reliable and diverse options for residents and visitors alike. With continuous improvements and a commitment to accessibility, Cherry Hill remains a commuter-friendly suburban area well-connected to major urban centers.

Neighborhood Atmosphere in 08003 ZIP Code

Community Overview

The 08003 ZIP code encompasses several vibrant communities in Cherry Hill, New Jersey. Known for its family-friendly environment, excellent school systems, and close proximity to Philadelphia, this area offers a blend of suburban tranquility and urban convenience. Homebuyers are drawn to the region’s mix of attractive housing options and lush green spaces.

Schools and Education

The educational system in the 08003 ZIP code is highly regarded. Cherry Hill Public Schools serve the area with several elementary, middle, and high schools, all of which boast strong academic programs and extracurricular activities. Notable schools include Cherry Hill High School East and Rosa International Middle School, which are recognized for their exceptional curricula and student performance.

Parks and Recreational Facilities

Green spaces are abundant in the 08003 area, making it ideal for outdoor enthusiasts and families. Key parks include:

  • Jake’s Place: A fully accessible playground catering to children of all abilities.
  • Challenge Grove Park: Features multiple walking trails, a playground, and picnic areas.
  • DeCou Park: Known for its athletic fields and scenic walking paths.

Dining and Shopping

The neighborhood offers a diverse range of dining and shopping options. Notable areas include:

  • Marlton Pike: Lined with a variety of retail stores, boutique shops, and dining establishments.
  • The Promenade at Sagemore: An upscale shopping center featuring high-end retailers and gourmet dining options.

Transportation and Accessibility

Residents of the 08003 ZIP code enjoy excellent transportation links, making commuting and travel convenient. Major highways like I-295 and Route 70 provide easy access to neighboring cities and Philadelphia. Public transportation is also available, with several NJ Transit routes serving the area.

Safety and Community Programs

Safety is a top priority in the 08003 area, with low crime rates and active community policing efforts. Neighborhood watch programs and local community events foster a close-knit, secure environment. The Cherry Hill Police Department regularly engages with residents through outreach programs and safety education initiatives.

Real Estate and Housing

The housing market in the 08003 ZIP code caters to a wide range of preferences, from modern townhomes to spacious single-family residences. Homes here often feature generous lot sizes, mature landscaping, and contemporary amenities. The real estate market remains dynamic, making it a desirable location for both new buyers and long-term residents.

Local Culture and Events

The 08003 area is rich in cultural and community events. Local festivals, farmers’ markets, and seasonal activities such as the Cherry Hill Harvest Festival bring residents together, creating a strong sense of community. The Cherry Hill Public Library, one of the largest in the state, offers numerous programs and resources for all ages.

Healthcare and Wellness

Access to quality healthcare is another highlight of living in the 08003 ZIP code. The area is home to several reputable medical facilities, including Jefferson Cherry Hill Hospital and numerous specialized clinics. Wellness centers and fitness clubs are also plentiful, promoting a healthy lifestyle for residents.

Employment and Economic Opportunities

The economy in the 08003 ZIP code benefits from its proximity to Philadelphia and major business hubs. Many residents work in sectors such as healthcare, education, and finance. Local businesses thrive, contributing to a robust and diverse economic landscape.


Overall, the 08003 ZIP code offers a balanced blend of suburban comfort and urban amenities, making it an attractive place to live. Its strong community spirit, excellent educational facilities, and abundant recreational opportunities ensure a high quality of life for its residents.

Real Estate Market Trends for ZIP Code 08003

Overview of the 08003 Real Estate Market

The real estate market in ZIP Code 08003, primarily located in Cherry Hill, NJ, has experienced noteworthy trends over recent months. The area is characterized by a diverse range of properties, from single-family homes to luxury estates, making it a desirable location for various buyers.

Current Housing Prices and Trends

As of the latest data, the median home price in 08003 stands at approximately $400,000. This reflects a year-over-year increase of about 5%. The market has seen a consistent rise in prices, indicating robust demand.

Key price points:

  • Single-family homes: $350,000 – $600,000
  • Luxury estates: $700,000 – $1,200,000
  • Townhomes: $250,000 – $400,000

Market Inventory and Days on Market

The inventory of homes for sale in ZIP Code 08003 has remained limited, contributing to the competitive nature of the market. Currently, there is an estimated 2.5 months’ supply of homes, which is below the 6-month threshold typically indicative of a balanced market.

The average days on market (DOM) for homes in this area is 45 days, showing that properties are selling relatively quickly.

Buyer and Seller Dynamics

This area is seeing a high demand from buyers, particularly those seeking family-friendly neighborhoods with good schools. Sellers are benefiting from this demand, often receiving multiple offers and closing deals above asking prices.

Key buyer demographics include:

  • Young professionals
  • Families
  • Retirees looking for suburban comfort

Real Estate Investment Opportunities

Investors are showing increasing interest in ZIP Code 08003 due to the rising property values and rental income potential. Rental properties are yielding an average return of 5-7%, making them a viable option for portfolio diversification.

Popular investment properties include:

  • Single-family rental homes
  • Multi-family units
  • Rehab and flip projects

Future Market Predictions

Experts predict continued growth in the 08003 real estate market. Factors contributing to this outlook include:

  • Stable job market
  • Quality educational institutions
  • Proximity to Philadelphia

The combination of these elements makes ZIP Code 08003 a promising area for future real estate investments and a desirable location for homebuyers.


The real estate market in ZIP Code 08003 remains highly competitive with rising home prices and strong buyer interest. With limited inventory and quick sales, it is an attractive market for both buyers and investors. The area’s family-friendly amenities and accessible location further enhance its appeal.

Property Taxes in ZIP Code 08003

Overview of Property Taxes in 08003

Located in Cherry Hill, New Jersey, ZIP Code 08003 is a suburban area with varying property tax rates depending on the neighborhood and property type. Property taxes in this area are primarily used to fund local services such as public schools, infrastructure, and emergency services.

Property Tax Rates

The property tax rate in ZIP Code 08003 is determined by the Cherry Hill Township’s municipal government. The effective tax rate is a combination of levies from various sources including the county, local municipality, and school district. For the latest fiscal year, the average effective property tax rate in ZIP Code 08003 is approximately 3.5% of a property’s assessed value.

Factors Influencing Property Tax Rates

  • Assessed Property Value: The market value of the property assessed by the local tax assessor.
  • Taxing Entities: Taxes are levied by multiple entities including Camden County, Cherry Hill Township, and the local school district.
  • Annual Budget Needs: Funding requirements of the local government and schools play a crucial role in determining tax rates.

Property Tax Assessment Process

In ZIP Code 08003, the property tax assessment process involves the Cherry Hill Township Tax Assessor’s office evaluating the market value of properties within the area. The assessed value is then used as a basis for calculating the property taxes.

Assessment Timeline

  • Initial Assessment: Conducted annually, typically at the beginning of the year.
  • Notification: Property owners receive assessment notices, usually around March.
  • Appeals: Homeowners have a specified period to appeal if they believe their property is over-assessed.

Appealing Property Taxes

If property owners in ZIP Code 08003 believe their property tax assessment is incorrect, they have the right to file an appeal. The appeal process involves providing evidence supporting a lower assessed value, such as recent sales data of comparable properties.

Steps to Appeal

  1. Review the assessment notice for accuracy.
  2. Gather market data and supporting documents.
  3. Submit an appeal application to the Camden County Board of Taxation by the specified deadline.
  4. Attend the appeal hearing and present the case.

Property Tax Relief Programs

Several property tax relief programs are available for eligible residents in ZIP Code 08003. These programs aim to alleviate the tax burden on specific groups such as seniors, veterans, and low-income households.

Key Relief Programs

  • Senior Freeze (Property Tax Reimbursement): Provides reimbursement for eligible senior citizens and disabled persons for property tax increases.
  • Veterans Property Tax Deduction: Offers a deduction on property taxes for eligible veterans and their surviving spouses.
  • Homestead Benefit Program: Provides property tax relief for eligible homeowners by rebating a portion of property taxes based on income and home value.


Understanding the details of property taxes in ZIP Code 08003 is crucial for homeowners and prospective buyers. Staying informed about assessment processes, tax rates, and relief programs can help manage the financial impact of property ownership in this region.

Community Amenities in ZIP Code 08003

Parks and Recreation

ZIP Code 08003, located in Cherry Hill, NJ, offers a wealth of parks and recreational opportunities. One of the most popular parks is Jake’s Place, a boundless playground catering to children of all abilities. Additionally, Challenge Grove Park features walking trails, sports fields, and picnic areas.

For those who enjoy nature, Camden County Environmental Park offers an excellent venue for bird watching, hiking, and appreciating the region’s natural beauty. The park’s educational programs also draw families and schools, making it a community hub for environmental awareness.


The Cherry Hill Public Library serves as the primary library for residents in ZIP Code 08003. This state-of-the-art facility offers a wide array of services including book rentals, digital media, and various educational programs for all age groups. The library also has a dedicated children’s section, study rooms, and community event spaces that can be reserved for group activities.

Schools and Educational Facilities

ZIP Code 08003 is home to several top-rated schools. Key educational institutions include Cherry Hill High School East, known for its high academic standards and extracurricular activities. Beck Middle School and Horace Mann Elementary School are also prominent fixtures, contributing to the area’s educational excellence.

For early childhood education, The Goddard School and various Montessori institutions provide exceptional care and foundational learning experiences.

Shopping and Dining

The area boasts numerous shopping centers such as the Plaza at Cherry Hill and Marlton Crossing, which offer a variety of retail stores, restaurants, and service providers. Popular dining establishments include Il Villaggio, known for its authentic Italian cuisine, and Cafe Aldo Lamberti, a fine-dining experience specializing in seafood and steak.

For everyday shopping needs, residents frequent Whole Foods Market and Trader Joe’s for their grocery shopping, ensuring access to high-quality organic and specialty products.

Healthcare Facilities

Healthcare services in ZIP Code 08003 are robust and comprehensive. The neighborhood is served by Virtua Voorhees Hospital, one of the leading healthcare providers in the region. Facilities for specialized care such as the Cooper Bone and Joint Institute and Advocare Pediatrics are also conveniently located.

Several urgent care centers and general practice clinics, including Patient First Cherry Hill, provide easily accessible health services to address a wide range of health concerns.

Public Services and Safety

Public safety is a top priority in ZIP Code 08003. The Cherry Hill Police Department and the Cherry Hill Fire Department ensure the community’s safety with regular patrols, fire prevention programs, and community outreach initiatives.

The Cherry Hill Township Municipal Building houses various public services, including the offices for public works, tax collection, and community development, enabling residents to access essential services conveniently.


ZIP Code 08003 is well-connected through various transportation options. Public transit is readily available with several NJ Transit bus routes serving the area, offering convenient commutes to Philadelphia and other nearby cities. The Cherry Hill Station on the Atlantic City Rail Line provides direct access to Atlantic City and Philadelphia, making it a valuable asset for daily commuters.

For those preferring to drive, major highways such as I-295 and Route 70 make travel straightforward and efficient, linking Cherry Hill to key regional destinations. Additionally, numerous bike lanes and pedestrian pathways support eco-friendly commuting within the community.

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